Best Cash Back Credit Cards in Hong Kong 2024

New Citibank Customers can get MoneyHero Exclusive reward with HK$1,800 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Shopping Voucher / Trip.com e-Voucher by following below requirements:

Requirements

• From 19 November 2024 6 p.m till 9 December 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
• On or before 9 January 2025: The card must be approved by Citibank
• Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
• Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:

Requirements

• From 19 November 2024 6 p.m. till 9 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
• On or before 9 January 2025: The card must be approved by Citibank
• Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
• Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
• The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Double the joy with Citi

Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
Designated restaurants:

• ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)（Asia's 50 Best Restaurant）
• Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)（SCMP 100 Top Tables）
• Louise - Designated Dinner Menu (HK$1,488)（OAD Asia Top Restaurants ）
• Restaurant Petrus - Designated Dinner Menu (HK$1,500)（OAD Asia Top Restaurants）
• Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)（SCMP 100 Top Tables）
• Cafe Causette - 3-Course Set Dinner Menu (HK$568)
• Clipper Lounge - Designated Dinner Buffet (HK$888)
• Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
• Leela - Leela x Citibank Dinner Menu (HK$988)
• The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)（Asia's 50 Best Bars）

Terms and Conditions apply , for more detail click here

MoneyHero Exclusive Welcome Gift

• New BOC Credit Card Customers will be entitled to Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour)   /  Marshall Emberton II Bluetooth Speaker (valued at HK$1,499) exclusively from MoneyHero upon fulfilling the below requirements:
  • From 22 November 2024 12 noon to 09 December 2024 6 p.m. or the date that the application quota is full (whichever is earlier): New BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards via MoneyHero.
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 31 December 2024: The card must be approved by the Bank (subject to the Bank’s system record)
  • Offer on a first-come, first-served basis

• Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application
  Tips:

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility

  • You are advised to upload all required documents when you apply for the card to facilitate the approval process.

  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited.

  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited does not have any liability or responsibility for the gift fulfillment.

  • MoneyHero is not the intermediary of Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited, and no service fee will be charged for this banking product application.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • The redemption process may take at least 8 weeks starting from the card approval date, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• New BOC Credit Card Customers will be entitled to HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher exclusively from MoneyHero upon fulfilling the below requirements:
  • From 22 November 2024 12 noon to 09 December 2024 6 p.m. or the date that the application quota is full (whichever is earlier): New BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards via MoneyHero.
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 31 December 2024: The card must be approved by the Bank (subject to the Bank’s system record)
  • Offer on a first-come, first-served basis
• Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application
  Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process.
  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited.
  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited does not have any liability or responsibility for the gift fulfillment.
  • MoneyHero is not the intermediary of Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited, and no service fee will be charged for this banking product application.

  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

  • The redemption process may take at least 8 weeks starting from the card approval date, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• New customers accumulate retail spending of HK$12,000 or above within first 2 months from card issuance can earn 300,000 points(equals to 20,000 miles/HK$1,200 cash rebate); "Private Wealth" or "Wealth Management" customers can earn an extra 75,000 points(equals to 5,000 miles/ HK$300 cash rebate)

• New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Voucher by fulfilling the following requirements:
  • From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• New Standard Chartered Credit Card Customers get rewarded with Marshall Emberton II Speaker (Valued: HK$1,499; random color) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
  • From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• From now till 9 January 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
  • HK$800 OR
  • Two HKGPPF voucher with Infinity Room Access
• The CashBack from Welcome Offer will be credited within 4 months after card issuance

No foreign currency transaction fees during travel and No other fees

• Waive 1.95% fee and earn 0.56% CashBack on foreign currency retail transaction
• No annual fees
• No Cash advance fees

• Terms and conditions apply

Open a Mox Account successfully with the invitation code "MHNYR", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase (valued at HK$4,280; random colour) / Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) / DELONGHI EC685 Pump Espresso Coffee Machine (valued at HK$2,160)

• From 29 November 2024 6 p.m. to 15 January 2025 11:59 p.m.: New Mox customers who successfully apply for Mox Credit Card via MoneyHero
• Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
• The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records

• Tips:
  • Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
  • Terms and Conditions and MHNYR Invitation Code Promotion Terms and Conditions apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

Open a Mox Account successfully with the invitation code "MHNYR", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1200 Apple Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Shopping Voucher

• From 29 November 2024 6 p.m. to 15 January 2025 11:59 p.m.: New Mox customers who successfully apply for Mox Credit Card via MoneyHero
• Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
• The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records

• Tips:
  • Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
  • Terms and Conditions and MHNYR Invitation Code Promotion Terms and Conditions apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com

Promotion Period: From now until 31 December 2024

Valid for hotel stays and flight departures: From now until 15 January 2025

• During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit Card and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
• Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
• Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
• Details HERE

Mox New Customer New Fund Deposit Offer – Earn 6,250 Asia Miles

Campaign period：Valid until 31 December, 2024

• Deposit HKD250,000 or above within 7 days after account opening
• Maintain such balance for 60 days or above, to receive 6,250 Asia Miles

Million Asia Miles Lucky Draw – Win 1,000,000 Miles Every Week

Campaign Period ：Valid until 29 December,2024

• Mox Credit customer spend spend HKD500 or above in a single transaction during campaign period

• You will get a chance to win a Million Asia Miles draw that week

• For details, click here

MoneyHero Time-limited Exclusive Offer

• From 26 November 2024 12 noon till 6 December 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated physical card via MoneyHero to get HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher without any transaction requirement.
• *Complete digital ID verification within 3 hours after application: additional HK$50 Cash Rebate (provided by sim)
• Successfully complete the reward form within 7 days after applying
• By 6 January 2025: Application successfully approved
• MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
• How to redeem MoneyHero exclusive offer?
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
  • Terms and Conditions apply
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

Mobile Payment X'mas Flash Offer

During the promotion period from 5 December to 31 December 2024, simply use sim Credit Card to accumulate specific amount on non-online Apple Pay/ Google Pay transactions^, you can earn up to HK$800 cashback. Limited quota. First come, first served, while stocks last.

1. Subject to Clause 4 below, Eligible Cardholders are required to meet the following requirements in order to qualify for participation in the Promotion:  

   (a) registration must be completed successfully within the Promotion Period on the designated webpage (https://thesim.com/en/campaign/XMAS_FLASH) of the "sim Credit Card" website (www.thesim.com);

   (b) a correct mobile phone number must be provided during the registration for this Promotion. The record of the Card Issuer’s computer system shall be final and conclusive.

2. The first 1,000 Eligible Cardholders who successfully accumulate the Eligible Transactions (as defined in Clause 5 below) reaching the net amount of HK$10,000 – below HK$20,000 during the Promotion Period with their Eligible Credit Cards will be entitled to HK$300 cashback. Additionally, the first 1,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HK$20,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HK$800 cashback. The details are as follows:

The above promotion shall be subject to the relevants terms and conditions, please click here

sim Cashback reward up to HK$1,870

• During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):

• Types of Eligible Retail Transactions	Rebate Percentages on the Amount of Spending	Monthly CashBack Cap per each Eligible Card Account
  Eligible Retail Transactions at Designated Local Merchants^	3％	HK$200
  Other Eligible Retail Transactions	0.4％
  Eligible Online Retail Transactions*	Up to 8%

• *Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month

• ^Designated Local Merchants: Adidas / @cosme STORE / Fila / Matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
• Promotion Period: from 1 August 2024 to 31 December 2024
• Please refer to the Terms and Conditions for details

• New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
• New Cardholders can enjoy HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  • Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
    
• New Cardholders can enjoy EIGHT Emperor Cinemas Movie e-Voucher(Reference Value: HKD1,120) on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  
  Spending requirement for sim Credit Card : With accumulated amount of HK$10,000
  
  

• Promotional Period: 22 October 2024 to 31 December 2024 

  • Phase 1: 22 October to 30 November 2024

  • Phase 2: 1 December to 31 December 2024
    

    Cumulative Amount of Non-online Google Pay/ Apple Pay Purchases reaching below designated amount in each phase	Maximum Cashback% for Non-online Google Pay/ Apple Pay Transactions with a single net purchase amount of HKD100 or more in each phase	Maximum Cashback Amount in each phase	Maximum Cashback Amount throughout the entire Promotion Period
    Phase 1: HKD$2,000 or above	10%	HKD$200	HKD$320
    Phase 2: HKD$2,000 or above	6%	HKD$120

• For event details: events webpage

• During the promotion period from 22 October to 31 December 2024, simply use sim Credit Card to accumulate HKD2,000 or more non-online Google Pay/ Apple Pay purchases in individual phases, you can earn up to 10% cashback on non-online Google Pay/ Apple Pay transactions with a single net purchase amount of HKD100 or more.

• The reward(s) will be automatically awarded to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 14 March 2025.
• If an Eligible Cardholder is issued and holds multiple Eligible Credit Cards at the same time, the accumulated Eligible Transaction amounts will be calculated separately for each Eligible Credit Card account.
• Please refer to the Terms and Conditions for details

MoneyHero Time-limited Exclusive Offer

• From 26 November 2024 12 noon till 6 December 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated physical card via MoneyHero to get HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher without any transaction requirement.
• *Complete digital ID verification within 3 hours after application: additional HK$50 Cash Rebate (provided by sim)
• Successfully complete the reward form within 7 days after applying
• By 6 January 2025: Application successfully approved
• MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
• How to redeem MoneyHero exclusive offer?
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
  • Terms and Conditions apply
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

Mobile Payment X'mas Flash Offer

During the promotion period from 5 December to 31 December 2024, simply use sim Credit Card to accumulate specific amount on non-online Apple Pay/ Google Pay transactions^, you can earn up to HK$800 cashback. Limited quota. First come, first served, while stocks last.

1. Subject to Clause 4 below, Eligible Cardholders are required to meet the following requirements in order to qualify for participation in the Promotion:  

   (a) registration must be completed successfully within the Promotion Period on the designated webpage (https://thesim.com/en/campaign/XMAS_FLASH) of the "sim Credit Card" website (www.thesim.com);

   (b) a correct mobile phone number must be provided during the registration for this Promotion. The record of the Card Issuer’s computer system shall be final and conclusive.

2. The first 1,000 Eligible Cardholders who successfully accumulate the Eligible Transactions (as defined in Clause 5 below) reaching the net amount of HK$10,000 – below HK$20,000 during the Promotion Period with their Eligible Credit Cards will be entitled to HK$300 cashback. Additionally, the first 1,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HK$20,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HK$800 cashback. The details are as follows:

The above promotion shall be subject to the relevants terms and conditions, please click here

sim Cashback reward up to HK$1,870

• During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):

• Types of Eligible Retail Transactions	Rebate Percentages on the Amount of Spending	Monthly CashBack Cap per each Eligible Card Account
  Eligible Retail Transactions at Designated Local Merchants^	3％	HK$200
  Other Eligible Retail Transactions	0.4％
  Eligible Online Retail Transactions*	Up to 8%

• *Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month

• ^Designated Local Merchants: Adidas / @cosme STORE / Fila / Matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
• Promotion Period: from 1 August 2024 to 31 December 2024
• Please refer to the Terms and Conditions for details

Welcome gift - EIGHT Emperor Cinemas Movie e-Vouchers / HK$700 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher

• New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:

• New Cardholders can enjoy HK$700 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  • Spending requirement for sim Mastercard®: With accumulated amount of HK$12,000
    
• New Cardholders can enjoy EIGHT Emperor Cinemas Movie e-Voucher(Reference Value: HKD1,120) on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  Spending requirement for sim Mastercard® : With accumulated amount of HK$10,000

• Promotional Period: 22 October 2024 to 31 December 2024 

  • Phase 1: 22 October to 30 November 2024

  • Phase 2: 1 December to 31 December 2024
    

    Cumulative Amount of Non-online Google Pay/ Apple Pay Purchases reaching below designated amount in each phase	Maximum Cashback% for Non-online Google Pay/ Apple Pay Transactions with a single net purchase amount of HKD100 or more in each phase	Maximum Cashback Amount in each phase	Maximum Cashback Amount throughout the entire Promotion Period
    Phase 1: HKD$2,000 or above	10%	HKD$200	HKD$320
    Phase 2: HKD$2,000 or above	6%	HKD$120

• For event details: events webpage

• During the promotion period from 22 October to 31 December 2024, simply use sim Credit Card to accumulate HKD2,000 or more non-online Google Pay/ Apple Pay purchases in individual phases, you can earn up to 10% cashback on non-online Google Pay/ Apple Pay transactions with a single net purchase amount of HKD100 or more.

• The reward(s) will be automatically awarded to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 14 March 2025.
• If an Eligible Cardholder is issued and holds multiple Eligible Credit Cards at the same time, the accumulated Eligible Transaction amounts will be calculated separately for each Eligible Credit Card account.
• Please refer to the Terms and Conditions for details

From now till 15 December 2024 11.59p.m.

• Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$400 within 30 calendar days after approval are entitled to HK$400 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Existing Credit Card customer - Spent HK$400 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

From now till 15 December 2024 11.59p.m.

• Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$400 within 30 calendar days after approval are entitled to Marshall Willen Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Existing Credit Card customer - Spent HK$400 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

From now till 15 December 2024 11.59p.m.

• New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$800 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • New Credit Card customers* - Spent HK$800 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

From now till 15 December 2024 11.59p.m.

• New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$800 within 30 calendar days after approval are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31"  (valued at HK$4,300, random colour) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)  ORennheiser ACCENTUM Wireless Headphone (valued at HK$1,599)

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • New Credit Card customers* - Spent HK$800 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

Valid until 31 December 2024, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

• New Customers: $700 +FUN Dollars
• Existing Customer: $300 +FUN Dollars
• Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to

• Furusachi Ultimate Travel Line Front-opening Suitcase 31" （valued at HK$4,300；random color）/
• Marshall Emberton II Speaker (valued at HK$1,499) /
• Philips ADD4911 2.0L Water Dispenser (valued at HK$898)

Requirements

• Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
• On or before 31 January 2025: The card must be approved by CNCBI.
• Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Tips

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
• Each Eligible Card Customer can only enjoy  one MoneyHero Exclusive Offer regardless of the number of card application
• New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
• Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
• If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

MoneyHero Exclusive Offer

New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to

• HK$600 Apple Store Gift Card /
• HK$600 Wellcome Shopping Voucher /
• HK$600 Klook Gift Card /
• HK$600 Suning Gift Voucher

Requirements

• Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
• On or before 31 January 2025: The card must be approved by CNCBI.
• Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Tips

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
• Each Eligible Card Customer can only enjoy  one MoneyHero Exclusive Offer regardless of the number of card application
• New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
• Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
• If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

• 10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
• HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
• Please refer to CNCBI Motion Credit Card page for the offer details