A cash back credit card is a type of card that offers the benefit of earning cash back on your eligible purchases, hence it is a great option for those who prefer to earn tangible rewards and save money on everyday purchases.
If you want to maximise your cash back rewards and earn other perks, explore MoneyHero’s cash back credit card comparison page now and earn money on every dollar spent!
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
+ 6 other gift options
Valid until
31 July 2024
MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999)
+ 4 other gift options
Valid until
31 July 2024
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Local spending rebate
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Online Spending
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Overseas rebate
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No Annual Fee
MoneyHero Exclusive Offer (New to Bank Customer)
Gift Options
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
New Credit Card Customer:Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) ; or
New Credit Card Customer : Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color); or
New Credit Card Customer : Marshall Minor III Headphone (valued at HK$1,159); or
New Credit Card Customer : HK$1,200 Apple Store Gift Card ; or
New Credit Card Customer : HK$1,200 Wellcome Shopping Voucher; or
New Credit Card Customer : HK$1,200 Suning Gift Voucher
From now till 31 July 2024 6 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) OR Marshall Minor III Headphone (valued at HK$1,159) OR HK$1,200 Apple Store Gift Card / Wellcome shopping voucher / Suning Gift Voucher
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to POLAROID Go Instant Camera (valued at HK$999) OR SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour) OR HK$700 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
Important dates :
On or before 31 August 2024: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
^“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Offer (Existing Customer)
Gift Options
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999) ; or
Existing Credit Card customer : SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour); or
Existing Credit Card customer : HK$700 Apple Store Gift Card ; or
Existing Credit Card customer : HK$700 Wellcome Shopping Voucher; or
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) OR Marshall Minor III Headphone (valued at HK$1,159) OR HK$1,200 Apple Store Gift Card / Wellcome shopping voucher / Suning Gift Voucher
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to POLAROID Go Instant Camera (valued at HK$999) OR SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour) OR HK$700 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
Important dates :
On or before 31 August 2024: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
^“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
Successfully apply Hase Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
World Mastercard Privileges
Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
+FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 300
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
SPONSORED
Exclusive Offer
Standard Chartered Smart Credit Card
Cashback Local
5 %
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5% CashBack on designated stores, HKTVmall, PARKnSHOP and other designated stores spending.
Foreign Currency Transaction Fee
1.95 %
Interest on installment plans
0 %
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3-months unlimited interest-free instalment
Annual Fee Waiver
Perpetual Annual Fee Waiver
2 Offers Available
MoneyHero Exclusive Offer
HK$800 Apple Store Gift Card
+ 5 other gift options
Valid until
31 July 2024
Welcome Offer
HK$800 CashBack
+ 1 other gift options
Valid until
31 July 2024
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Things to consider for this product:
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Installment
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No foreign txn fee
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Local spending rebate
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Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
HK$800 Apple Store Gift Card; or
HK$800 Trip.com Gift Card; or
HK$800 Wellcome Shopping Voucher; or
HK$800 HKTVmall e-Gift voucher; or
HK$800 Klook e-Gift Voucher; or
HK$800 Suning Gift Voucher
New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Trip.com e-Voucher OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Klook e-Gift Voucher OR HK$800 Suning Gift Voucher by fulfilling the following requirements:
From 2 July 2024 6 p.m. to 31 July 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 31 August 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
Gift Options
HK$800 CashBack; or
Two HKGPPF voucher with Infinity Room Access
From now till 31 July 2024, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
HK$800 OR
Two HKGPPF voucher with Infinity Room Access
The CashBack from Welcome Offer will be credited within 4 months after card issuance
Product Feature :
3-months unlimited interest-free instalment plan - you can have more flexibility based on your personal financial situation.
Upon successfully apply for a credit card statement instalment plan with a tenor of 3 months through SC Mobile App or online and the Bank approving such application, the Cardholder will be entitled to interest and handling fee-free period for the first 3-months of the Credit Card Statement Instalment Plan for retail spending over HK$2,000 or above.
Note: Standard Chartered will reverse HK$1 CashBack on the「360° Rewards」Redemption Platform for every HK$180 instalment amount applied. For spending amounts that are not eligible to earn CashBack, Standard Chartered will also reverse HK$1 CashBack for every HK$180 instalment amount applied. Where there is insufficient CashBack balance on the「360° Rewards」Redemption Platform for deduction, a negative balance will be displayed.
5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like HKTVmall and Klook and more
Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
From 2023 onwards, JHC will be added as a designated merchant
Other designated merchants include 759 Store, Circle K Convenience Store, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
No minimum spending requirement.
The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
Perpetual annual fee waiver
No foreign transaction fee
No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
No cash advance fees
Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
You are required to redeem CashBack through the 360° Rewards Redemption Platform.
The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
Cardholders are required to redeem CashBack through the platform.
The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
SPONSORED
Mox Credit
Annual Fee Waiver
Perpetual
Cashback Overseas
2 %
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2% Unlimited Cashback at all spending if you keep Savings Account balance of HKD 75,000 with Mox Bank else 1% Unlimited cashback
Cashback Online Food Delivery
3 %
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On the designated food delivery platform
Cashback Supermarkets
3 %
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3% Unlimited cashback at all supermarket
6 Offers Available
Offer Upgrade (with the invitation code "MOXMH")
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeemed using MOX Credit with HK$1,300)
Valid until
31 July 2024
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOXMH")
Great Bay Airline Round-trip air ticket from Hong Kong to Taipei x 2 (included 20kg checked baggage, exclude tax)
+ 6 other gift options
Valid until
31 July 2024
Bill Payment Offer
HK$100 Cash Rebate
Valid until
31 July 2024
Deposits Flash Offer
HK$1,000 Cash Rebate
Valid until
31 July 2024
0% FX Fee at overseas merchant spending
0% FX Fee at overseas merchant spending
Valid until
31 August 2024
Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Valid until
31 December 2024
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Things to consider for this product:
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Instant onboarding
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Unlimited Instant Cashback
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Instant Cash Loan
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0% Instalment offer
Offer Upgrade (with the invitation code "MOXMH")
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeemed using MOX Credit with HK$1,300)
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Open a Mox Account successfully with the invitation code "MOXMH", successfully apply for Mox Credit via MoneyHero and pay HK$1,300 with Mox Credit by 30 September 2024 to redeem Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeemed using MOX Credit with HK$1,300).
From 22 July 2024 12 noon to 31 July 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
The Mox Credit must be approved by Mox within 30 days after opening the Mox account, subject to the Bank’s system records
Tips:
Please submit the reward redemption form sent via email previously within 14 days after receiving the successful application email once your Mox Credit got approval.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully opening the Mox account as well Mox Credit, you will receive an email notice with application reference number (7 or 9 digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOXMH")
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Great Bay Airline Round-trip air ticket from Hong Kong to Taipei x 2 (included 20kg checked baggage, exclude tax); or
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour); or
Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour); or
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour) ; or
HK$1,300 Apple Store Gift Card; or
HK$1,300 Trip.com e-Voucher
Open a Mox Account successfully with the invitation code "MOXMH", successfully apply for Mox Credit via MoneyHero and spend HK$4,000 within 60 calendar days after approval to enjoy: Great Bay Airline Round-trip air ticket from Hong Kong to Taipei x 2 (included 20kg checked baggage, exclude tax)(details here) / Nintendo Switch (OLED Model) (valued at HK$2,680, random colour) / Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase(Valued at HK$4280; random colour) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) / Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780 ; random colour) / HK$1,300 Apple Gift Card OR Trip.com Gift Card
From 22 July 2024 12 noon to 31 July 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
The Mox Credit must be approved by Mox within 30 days after opening the Mox account, subject to the Bank’s system records
Tips:
Successfully open the Mox account as well as Mox Credit and accumulate spending of HK$4,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Bill Payment Offer
Gift Options
HK$100 Cash Rebate
New customers who open a Mox account from 22 July 2024 till 31 July 2024, and completing at least two eligible bill payment transactions of HK$500 or more using the ‘Pay bills’ function in the Mox app within the first 60 days of your account opening, can receive a HK$100 cash reward!
Deposits Flash Offer
Gift Options
HK$1,000 Cash Rebate
New customers who open a Mox account from 22 July 2024 till 31 July 2024, and meets the following requirements can enjoy an extra HK$1,000 cash rewards:
Fund-in at least HK$100,000 to HKD savings account within 7 calendar days after your Joining Day; and
Maintain at least HK$100,000 in HKD savings account during the 60 calendar days beginning 7 calendar days after your Joining Day
The cash rewards will be fulfilled by Mox by 31 October 2024
Time Deposits is not included in the above Hold Fund Period calculation. If the customer place the HK$100,000 in time deposits instead of savings, he would not be eligible for HK$1,000 cash rewards.
0% FX Fee at overseas merchant spending
Gift Options
0% FX Fee at overseas merchant spending
From 4 July 2024 to 31 August 2024, register to enjoy 0% fees on all your eligible spending with Mox Credit at overseas physical merchant and online shops.
Open your Mox app any time from 4 July to 31 August 2024, go to "Mox Rewards” and tap "Join Now." to register.
Mox Bank X Trip.com Promotion
Gift Options
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com
Promotion Period: From now until 31 December 2024
Valid for hotel stays and flight departures: From now until 15 January 2025
During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits
Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
Transfer flexibly with Mox Credit with no fees
Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
Up to 56 days of interest-free
Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
No late payment fee
One card for all purchases and cash withdrawal.
No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
Discover discount offers, free gifts, unique experiences and more
These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
Perpetual annual fee waiver
Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.
From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of at least HK$75,000 in your savings accounts with Mox (excluding any balances held in your Time Deposit Account(s)) at the time you make the relevant transaction.
From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.
General Terms and Conditions (in particular, see Schedule 3 to the General Terms and Conditions) and Split Purchase Cash Rewards Promotion Terms and Conditions apply.
Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.
Terms and conditions apply.
Mox disclaimer applies.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
CNCBI Motion Credit Card
Cashback Overseas
10 %
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Enjoy 10% overseas cash rebate as welcome offer
Cashback Overseas Online Shopping
6 %
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Year round 6% cash rebate on online transactions (maximum of HK$200 extra cash rebate in each month.)
Cashback Local Online Shopping
6 %
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Year round 6% cash rebate on dining and online transactions (maximum of HK$200 extra cash rebate in each month.)
Cashback Dining
6 %
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Year round 6% cash rebate on dining and online transactions (maximum of HK$200 extra cash rebate in each month.)
3 Offers Available
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000)
+ 1 other gift options
Valid until
31 July 2024
MoneyHero Exclusive Offer
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour)
+ 5 other gift options
Valid until
31 July 2024
Welcome Offer
10% Cash Rebate on spending in foreign currencies
+ 1 other gift options
Valid until
02 January 2025
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Things to consider for this product:
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Dining rebate
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Online shopping rebate
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No foreign txn fee
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Annual Fee waiver
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000); or
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300)
Offer Upgrade (Mutually exclusive form Exclusive Offer)
New CNCBI Credit Card Customers spent HK$500 within 30 calendar days after approval and fulfilled the following requirements are entitled to Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000) OR Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300)
Requirements
12 July 2024 12 noon till 31 July 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 August 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Offer
Gift Options
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour) ; or
BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998); or
HK$600 Apple Store Gift Card; or
HK$600 Wellcome Shopping Voucher; or
HK$600 e-Gift Voucher; or
HK$600 Suning Gift Voucher
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$500 within 30 calendar days after approval are entitled to Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour) / BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998) / HK$600 Apple Gift Card or Wellcome Shopping Voucher or Klook Gift Card or Suning Gift Voucher
Requirements
12 July 2024 12 noon till 31 July 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 August 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Welcome Offer
Gift Options
10% Cash Rebate on spending in foreign currencies; or
HK$600 Cash Reward
10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
6% Cash Rebate on dining and online spending all year round
From 1 January till 31 December 2024, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month.
1.5% Cash Rebate on foreign currency spending
From 1 July till 31 October 2024, Motion Credit Cardmembers can earn unlimited extra 1% Cash Rebate on foreign currency spending.
Other things to note:
Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
PrimeCredit EarnMORE UnionPay Diamond Card
Interest on installment plans
0 %
info
First 3 months
Cashback Overseas
2 %
info
For overseas spending (Direct cashback) For local and overseas spending: 2% cashback
Cashback Online Shopping
2 %
info
For all spending (regardless of categories, capped at HK$2,000): 2% cashback
Cashback Local
2 %
info
For spending in all categories (cap: $2000 rebate): 2% cashback
4 Offers Available
MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate
+ 1 other gift options
Valid until
31 July 2024
MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
+ 1 other gift options
Valid until
31 July 2024
EarnMORE Taiwan Offer
Taiwan Spending Up to 5% Cash Rebate
Valid until
31 August 2024
Welcome Offer
OTO Vanda 2.0 (VN-05)
+ 4 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Foreign txn rebate
check
Travel agency offer
check
Installment
check
No foreign txn fee
MonyHero Exclusive Offer (New Customer)
MoneyHero Exclusive Offer - HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher
From 1 July 2024 till 31 July 2024 18:00 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
Including a total value of HK$400 supermarket cash coupon from MoneyHero and HK$100 cash rebate from PrimeCredit. Terms and conditions apply.
MonyHero Exclusive Offer (Existing Customer)
MoneyHero Exclusive Offer -HK$400 Apple Gift Card / Wellcome Shopping Voucher
From 1 July 2024 till 31 July 2024 18:00 p.m., existing customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
Existing Customer: HK$400 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
Including a total value of HK$400 supermarket cash coupon from MoneyHero. Terms and conditions apply.
EarnMORE Taiwan Offer
Gift Options
Taiwan Spending Up to 5% Cash Rebate
Promotion Period: 10 May 2024 - 31 August 2024 (both days inclusive)
Offer Details: Earn up to 5% Cash Rebate with WeWa Card for eligible Taiwan spending
EarnMORE UPI Card all retail merchants Payment: Up to 2% Cash Rebate
German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC); or
HK$500 Cash Rebate; or
HK$400 Klook e-Gift Card (only for University / Tertiary students); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date :OTO Vanda 2.0 (VN-05); or
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date : German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC) or HK$500 Cash Rebate; or
Only applicable to Full-time University / Tertiary Student : HK$400 Klook Gift Card; or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program ( No spending requirement)
Product Feature :
Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Exemption of foreign transaction fees
Annual fee waiver for the first 2 years
Other things to note
Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
The promotion period of 2% year-round rebate is valid from 1 January 2024 to 31 December 2024.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
Citi Rewards UnionPay Card
Cashback Overseas
0.37 %
info
Earn 3X points for local QuickPass Transactions
Airmiles Overseas
$ 5 per mile
Airmiles Local
$ 5 per mile
Cashback Local
1.85 %
Offer Available
MoneyHero Exclusive Offer
HK$1,600 Cash Rebate
Valid until
31 July 2024
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Things to consider for this product:
check
High value welcome gifts
check
Airport lounge
check
Travel insurance
check
Mobile contactless rebate
MoneyHero Exclusive Offer
Gift Options
HK$1,600 Cash Rebate
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,600 Cash Rebate by following below requirements:
Requirements
From now till 31 July 2024: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 August 2024: The card must be approved by Citibank
Within first 3 months after card approval: Have accumulated eligible transactions of HK$8,000 + at least 1 approval transaction per month
New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card
Product Feature :
One Card, Dual Currency
Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY. No need to worry about the fluctuation of exchange rate
Rewards Points
Up to 3X points with Rewards UnionPay Card: Earn 3X points for local QuickPass Transactions
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Eligibility :
Minimum Age: 18 years old
Minimum Annual Income: HK$ 120000
Citi Rewards Card
Airmiles Local
$ 3 per mile
info
Unlimited $3/Mile reward for mobile payment (Apple Pay, Google Pay and Samsung Pay) transations
Cashback Local
1.85 %
info
Unlimited 1.85% CashBack on mobile payment spending (Apple Pay, Google Pay and Samsung Pay)
Cashback Contactless Spend
1.85 %
info
Unlimited 1.85% CashBack on mobile payment spending (Apple Pay, Google Pay and Samsung Pay)
Airmiles Overseas
$ 15 per mile
info
Airmiles reward for overseas spending
Offer Available
MoneyHero Exclusive Offer
HK$1,600 Cash Rebate
Valid until
31 July 2024
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MoneyHero Exclusive Offer
Gift Options
HK$1,600 Cash Rebate
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,600 Cash Rebate by following below requirements:
Requirements
From now till 31 July 2024: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 August 2024: The card must be approved by Citibank
Within first 3 months after card approval: Have accumulated eligible transactions of HK$8,000 + at least 1 approval transaction per month
New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card
Product Feature :
Rewards Points
Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
Enjoy 3X Points for all Mastercard contactless, payWave and QuickPass Payments.
First year annual fee waiver
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Citi Cash Back Card
Annual Fee Waiver
First year
Cashback Dining
2 %
info
Local dining and local hotel spending: 2% cash rebate; Spending in foreign currencies: 2% cash rebate
Cashback Overseas
2 %
info
Overseas or online foreign currencies spending: 2% cash rebate.
Cashback Local
2 %
info
Local dining and local hotel spending: 2% cash rebate.
Offer Available
MoneyHero Exclusive Offer
HK$1,600 Cash Rebate
Valid until
31 July 2024
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Things to consider for this product:
check
Purchase protection
check
Local spending rebate
check
Foreign txn rebate
check
Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
HK$1,600 Cash Rebate
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,600 Cash Rebate by following below requirements:
Requirements
From now till 31 July 2024: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 August 2024: The card must be approved by Citibank
Within first 3 months after card approval: Have accumulated eligible transactions of HK$8,000 + at least 1 approval transaction per month
New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card
Product Feature :
Most suitable for customer who has big spending in short period
Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
2% rebate on local dining spending
2% rebate on local hotel spending
2% rebate on spending in foreign currency
1% unlimited rebate on other spending
Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
Purchase Protection Insurance
Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
First year annual fee waiver
The MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
CNCBI GBA Dual Currency Credit Card
Cashback Overseas
10 %
info
Enjoy 10% cash rebate as credit card welcome offer
Cashback Digital Wallet
4 %
info
RMB & Designated Mobile Wallet spending earn max. extra HK$120 per day & HK$400 per month
Cashback Overseas Online Shopping
10 %
info
Enjoy 10% cash rebate as credit card welcome offer
Annual Fee Waiver
First year
2 Offers Available
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000)
+ 1 other gift options
Valid until
31 July 2024
MoneyHero Exclusive Offer
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour)
+ 5 other gift options
Valid until
31 July 2024
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Things to consider for this product:
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Overseas rebate
check
Airport lounge
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Welcome offer: Rebate
check
No foreign txn fee
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000); or
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300)
Offer Upgrade (Mutually exclusive form Exclusive Offer)
New CNCBI Credit Card Customers spent HK$500 within 30 calendar days after approval and fulfilled the following requirements are entitled to Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000) OR Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300)
Requirements
12 July 2024 12 noon till 31 July 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 August 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Offer
Gift Options
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour) ; or
BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998); or
HK$600 Apple Store Gift Card; or
HK$600 Wellcome Shopping Voucher; or
HK$600 e-Gift Voucher; or
HK$600 Suning Gift Voucher
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$500 within 30 calendar days after approval are entitled to Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour) / BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998) / HK$600 Apple Gift Card or Wellcome Shopping Voucher or Klook Gift Card or Suning Gift Voucher
Requirements
12 July 2024 12 noon till 31 July 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 August 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Product Feature :
4% Cash Rebate on RMB and designated mobile wallet spending
From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$400 Cash Rebate per month.
Extra 6% Cash Rebate on RMB spending
From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$600 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
Up to 50% Cash Rebate on designated GBA hotels
From 8 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy up to 50% Cash Rebate (up to HK$500 per stage) on designated hotel bookings at GBA (Guangzhou, Shenzhen, Zhuhai, Zhongshan, Dongguan, Huizhou, Jiangmen, Foshan, Zhaoqing)
Required to obtain the promotional code of Hotel Offer via the Wing On Travel (“Merchant”) promotional page (https://hk.wingontravel.com/3L6KX4r). The Merchant will refresh the promotional code (“Designated Promotional Code”) at 10:00am on the 8th calendar day of each calendar month. The validity period of each promotional code is one month, from 10:00am on the 8th calendar day of each calendar month to 09:59am on the 8th calendar day of next calendar month (“Each Stage”). GBA Cardmember shall register as the Merchant’s member via the Merchant’s website (https://www.wingontravel.com) or mobile application (“Wing On Travel App”), then make order of designated hotel booking via the Merchant’s website or Wing On Travel App by the GBA Credit Card and input the Designated Promotional Code of the month before payment to enjoy the Offer. The Offer is available on a first come first served basis while stock last. During Each Stage, GBA Cardmember is entitle to redeem the Designated Promotional Code once only, which means Hotel Offer can be enjoyed once only in Each Stage.
No foreign currency transaction handling fee
First year annual fee waiver
Other things to note
Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
PrimeCredit WeWa UnionPay Diamond Card
Cashback Apple Pay
6 %
Cashback Local
4 %
info
(Direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback.
Cashback Overseas
4 %
info
(Direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback.
Foreign Currency Transaction Fee
Waived
5 Offers Available
MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate
+ 1 other gift options
Valid until
31 July 2024
MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
+ 1 other gift options
Valid until
31 July 2024
WeWa Card Taiwan Offer
Taiwan Spending Up to 9% Cash Rebate (included 6% Cash Rebate on Apple Pay)
Valid until
31 August 2024
Welcome Offer
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase
+ 4 other gift options
Valid until
31 August 2024
WeWa Card Mobile Payment Offer
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate
Valid until
31 December 2024
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Things to consider for this product:
check
Travel agency offer
check
Foreign txn rebate
check
Cinema ticketing
check
Installment
MonyHero Exclusive Offer (New Customer)
MoneyHero Exclusive Offer - HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher
From 1 July 2024 till 31 July 2024 18:00 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
New Customer: HK$400 Apple Store Gift Card + HK$100 Cash Rebate; or
New Customer: HK$400 Wellcome Shopping Voucher + HK$100 Cash Rebate
Including a total value of HK$400 supermarket cash coupon from MoneyHero and HK$100 cash rebate from PrimeCredit. Terms and conditions apply.
MonyHero Exclusive Offer (Existing Customer)
MoneyHero Exclusive Offer -HK$400 Apple Gift Card / Wellcome Shopping Voucher
From 1 July 2024 till 31 July 2024 18:00 p.m., existing customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
Existing Customer: HK$400 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
Including a total value of HK$400 supermarket cash coupon from MoneyHero. Terms and conditions apply.
WeWa Card Taiwan Offer
Gift Options
Taiwan Spending Up to 9% Cash Rebate (included 6% Cash Rebate on Apple Pay)
Promotion Period: 10 May 2024 - 31 August 2024 (both days inclusive)
Offer Details: Earn up to 9% Cash Rebate with WeWa Card for eligible Taiwan spending
Designated Mobile Payment: Up to 6% Cash Rebate
New Taiwan Dollar Spending: Up to 3% Cash Rebate
Total earn up to 9% Cash Rebate
No overseas transaction fees
No minimum spending requirements set
Designated mobile payment ONLY include:
Apple Pay (applicable to UnionPay and Visa card), and
UnionPay mobile QuickPass within OmyCard Mobile App (applicable to UnionPay card), and
QR code payments within OmyCard Mobile App (applicable to UnionPay card and Android devices
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase; or
Panasonic EH-NA9K nanoe® mineral ions Hair Dryer; or
HK$500 Cash Reward; or
HK$400 Klook e-Gift Card (only for University / Tertiary students); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Welcome Offer
From now till 31 August 2024, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:
Eligible Retail Purchase Transactions Requirement
Welcome Offers options
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date
Delsey S-Series 30 inch Front Loader Expandable Suitcase
Panasonic nanoe® Hair Dryer (EH-NA9K)
HK$500 Cash Rebate
No Spending Requirement
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
University / tertiary students Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from card issuance
HK$400 Klook e-Gift Card
WeWa Card Mobile Payment Offer
Gift Options
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate
Promotion Period: 1 Apr 2024 - 31 Dec 2024 (both days inclusive)
Offer Details: Earn up to 6% cash rebate with WeWa Card linked with designated mobile payment for eligible local, foreign and/or online retail spending! Earn while you shop, eat and travel! Visit https://www.wewacard.com/mobile-rebate for more details.
Designated mobile payment ONLY include:
Apple Pay (applicable to UnionPay and Visa card), and
UnionPay mobile QuickPass within OmyCard Mobile App (applicable to UnionPay card), and
QR code payments within OmyCard Mobile App (applicable to UnionPay card and Android devices)
Details on 6% cash rebate on Designated mobile payment:
Spending Category 1: Travel, Cinema, Karaoke, Theme Parks with 4% WeWa Cash Rebate + Extra 2% Cash Rebate on Designated mobile payment
0.4% Cash Rebate on spending other than Spending Category 1 + Extra 5.6 % Cash Rebate on Designated mobile payment
HK$200 Each customer can earn up to HK$200 Cash Rebate per month on Designated mobile payment
Registration on OmyCard app > WeWaClub > “WeWa mobile payment up to 6% rebate” is required in order to be eligible to this offer. (Registration ONCE only during the entire promotion period)
Eligible Retail Transactions must be made via Designated Mobile Payments, whether locally, overseas, and/or online. These transactions must be made within the calendar month of registering for this Promotion and posted to the account within 7 days after the transaction date.
Product Feature :
Launch of WeWa Club Enjoy endless offers and jetso
Everyone can join WeWa Club for free and enjoy endless shopping, dinning, entertainment offers and jetso! Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
At WeWa Club, you can:
Buy amazing things at a good deal
Enjoy priority booking for concerts or other events
0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Travel Benefits
Exemption of foreign transaction fees
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$2,000
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
HSBC Visa Signature Card
Cashback Dining
3.6 %
info
On local retail spending with ""Red Hot Rewards of Your Choice"" registration. Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) = Up to 9X rebate or 3.6% cash rebate (Basic reward: 1.6% cash rebate)
Annual Fee Waiver
First 2 years
Cashback Local
3.6 %
info
On local retail spending with "Red Hot Rewards of Your Choice" registration. Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) = Up to 9X rebate or 3.6% cash rebate (Basic reward: 1.6% cash rebate)
Cashback Overseas
3.6 %
info
Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 14X rebate or 5.6% cash rebate (Basic reward: 1.6% cash rebate)
8 Offers Available
HSBC Welcome Offer
$800 RewardCash
+ 1 other gift options
Valid until
28 February 2025
Extra RewardCash for Cash instalment plan
$200 RewardCash
Valid until
31 July 2024
HSBC Spending Offer
Up to HK$9.2 discount per litre of gasoline at Caltex
Valid until
30 September 2024
HSBC spending offer
Up to $1,420 Point Dollar
Valid until
22 September 2024
HSBC x Klook Offer
Up to $1,000 RewardCash rebate on Klook spending
Valid until
31 July 2024
HSBC spending offer
Up to extra 6% RewardCash rebate on Broadway spending
Valid until
31 August 2024
HSBC spending offer
Up to 30% rebate on AIRSIM
Valid until
31 August 2024
HSBC Red Hot Dining Special - Hotel Dining
Enjoy exclusive offers of up to 30% off at designated hotel restaurants
Valid until
30 September 2024
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Things to consider for this product:
check
Overseas rebate
check
Dining rebate
check
Cinema ticketing
check
Dining discount
HSBC Welcome Offer
Gift Options
$800 RewardCash; or
$200 RewardCash
Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:
New Credit Card Customers: $800 RewardCash
Existing Credit Card Customers: $200 RewardCash
Extra RewardCash for Cash instalment plan
Gift Options
$200 RewardCash
New Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. Terms and Conditions
HSBC Spending Offer
Gift Options
Up to HK$9.2 discount per litre of gasoline at Caltex
During the promotion period, spend with your HSBC credit card at Caltex Station on Friday, Saturday, or Sunday to enjoy up to a total of HK$9.2 discount per litre of gasoline. Here are the details of the offer:
Get HK$7.01 off every litre when purchasing the Caltex with Techron® gasoline
A free upgrade from Gold with Techron® gasoline to Platinum with Techron® gasoline (an HK$1.19 upgrade per litre)
Earn Caltex Rewards Points of 1 point per litre on Platinum gasoline, equivalent to HK$1 gasoline spending at pump price
Enjoy a 3X RewardCash rebate through the year
Promotion period: July 1, 2024 to September 30, 2024
HSBC spending offer
Gift Options
Up to $1,420 Point Dollar
During the promotion period, by spending with your HSBC Credit Card at designated SHKP malls, you can enjoy the following offers:
Offer 1: Accumulated same-day spending of HK$2,500 or above: Enjoy $60 Point Dollars
Offer 2: Accumulated same-day spending of HK$6,500 or above: Enjoy $200 Point Dollars
Offer 3: Instantly convert $200 "RewardCash" to The Point rewards points, and enjoy an additional $40 Point Dollars
Throughout the entire promotion period, you can enjoy a total of up to $1,420 Point Dollars
Promotion period: July 1, 2024 to September 22, 2024
HSBC x Klook Offer
Gift Options
Up to $1,000 RewardCash rebate on Klook spending
During the promotion period, by making eligible spending on your HSBC Credit Card at Klook, you can enjoy the following offers:
Offer 1: Single net spending of HK$1,500 or above, and enter the promo code "HSBC24J150" to enjoy HK$150 discount.
Offer 2: Single net spending of HK$1,000 or above on booking designated hotels, and enter the promo code "HSBC24HT10" to enjoy an additional 10% off, up to a maximum of HK$200 discount.
Offer 3: Single net spending of HK$1,000 or above on booking global car rentals, and enter the promo code "HSBC24CR10" to enjoy an additional 10% off, up to a maximum of HK$200 discount.
Up to extra 6% RewardCash rebate on Broadway spending
During the promotion period, by spending with your HSBC Credit Card at Broadway, you can enjoy the following offers:
Accumulated spending of HK$3,000 or above: An additional 3% RewardCash rebate (maximum $100 RewardCash)
Accumulated spending of HK$6,000 or above: An additional 5% RewardCash rebate (maximum $300 RewardCash)
Accumulated spending of HK$10,000 or above: An additional 6% RewardCash rebate (maximum $700 RewardCash)
Promotion period: July 1, 2024 to August 31, 2024
**Registration on HSBC Reward+ is required to enjoy the above offers.
HSBC spending offer
Gift Options
Up to 30% rebate on AIRSIM
During the promotion period, by purchasing designated data plans from AIRSIM using your HSBC Credit Card and entering the specified promo code, you can enjoy up to 30% rebate:
Promo code: HSBCGBA30
Promotion period: July 1, 2024 to August 31, 2024
HSBC Red Hot Dining Special - Hotel Dining
Gift Options
Enjoy exclusive offers of up to 30% off at designated hotel restaurants
From 1 June to 30 September 2024, simply spend with your HSBC credit card at over 75 designated hotel restaurants to enjoy exclusive offers of up to 30% off.
What's more, you can earn $3 RewardCash by making a table booking request via HSBC Reward+. Clickhereto find out more about HSBC Reward+ table booking offer.
Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".
Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
The Mira Hong Kong: enjoy special dining and spa discount
Exclusive 24-hour Concierge and emergency services provided by Visa
Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay
First 2 years annual fee waiver
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 240000
Exclusive Offer
Hang Seng MMPOWER World Mastercard®
Cashback Overseas
6 %
info
+FUN Dollars
Annual Fee Waiver
Perpetual
Cashback Local Online Shopping
5 %
info
+FUN Dollars
Cashback Local
5 %
info
+FUN Dollars
3 Offers Available
MoneyHero Exclusive Offer (New to Bank Customer)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
+ 6 other gift options
Valid until
31 July 2024
MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999)
+ 4 other gift options
Valid until
31 July 2024
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
check
Local spending rebate
check
Online Spending
check
Overseas rebate
check
No Annual Fee
MoneyHero Exclusive Offer (New to Bank Customer)
Gift Options
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
New Credit Card Customer:Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) ; or
New Credit Card Customer : Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color); or
New Credit Card Customer : Marshall Minor III Headphone (valued at HK$1,159); or
New Credit Card Customer : HK$1,200 Apple Store Gift Card ; or
New Credit Card Customer : HK$1,200 Wellcome Shopping Voucher; or
New Credit Card Customer : HK$1,200 Suning Gift Voucher
From now till 31 July 2024 6 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) OR Marshall Minor III Headphone (valued at HK$1,159) OR HK$1,200 Apple Store Gift Card / Wellcome shopping voucher / Suning Gift Voucher
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to POLAROID Go Instant Camera (valued at HK$999) OR SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour) OR HK$700 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
Important dates :
On or before 31 August 2024: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
^“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Offer (Existing Customer)
Gift Options
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999) ; or
Existing Credit Card customer : SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour); or
Existing Credit Card customer : HK$700 Apple Store Gift Card ; or
Existing Credit Card customer : HK$700 Wellcome Shopping Voucher; or
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) OR Marshall Minor III Headphone (valued at HK$1,159) OR HK$1,200 Apple Store Gift Card / Wellcome shopping voucher / Suning Gift Voucher
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to POLAROID Go Instant Camera (valued at HK$999) OR SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour) OR HK$700 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
Important dates :
On or before 31 August 2024: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
^“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
Successfully apply Hase Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
World Mastercard Privileges
Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
+FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 300
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
Dah Sing ONE+ Credit Card
Cashback Oversea
1 %
info
Unlimited 1% cash rebate on oversea retail spending
Cashback Local
1 %
info
Unlimited 1% cash rebate on retail spending
Cashback Octopus Top Up Spending
0.5 %
info
0.5% cash rebate on Octopus reload amount
Annual Fee
HK$ 1,800
info
First 2 year annual fee waiver
2 Offers Available
MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
+ 1 other gift options
Valid until
31 July 2024
Welcome Offer - HK$500 Cash Rebate
HK$500 Cash Rebate
Valid until
31 December 2024
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Things to consider for this product:
check
Overseas rebate
check
Online Spending
check
Local spending rebate
check
First 2 year annual fee waiver
MoneyHero Exclusive Offer
Gift Options
HK$400 Apple Store Gift Card; or
HK$400 Wellcome Shopping Voucher
New Dah Sing Credit Card Customers get rewarded with HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Vouchers by fulfilling the following requirements:
From now till 31 July 2024 . New Dah Sing Credit Card Customers who apply for Dah Sing Credit Card via MoneyHero
On or before 31 August 2024:The card must be approved by Dah Sing Bank, subject to the Bank’s system records.
Within 7 days of receiving the form, complete the redemption form sent via email from MoneyHero for verification and follow-up.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Designated card(s) include Dah Sing ONE+ Credit Card / Dah Sing MyAuto Credit Card / Dah Sing ANA World Mastercard / Dah Sing British Airways Platinum Card / Dah Sing United MileagePlus World MasterCard
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Dah Sing Bank has no relation with its redemption, usage and dispute.
Welcome Offer - HK$500 Cash Rebate
Gift Options
HK$500 Cash Rebate
New Card member who successfully apply Dah Sing ONE+ credit card can enjoy the following welcome gift:
HK$500 Cash Rebate
accumulating Eligible Spending of HKD5,000 or above, and making at least 5 Eligible Spending transactions, within the first 2 months from the date of the Bank's issuance of the Eligible Card can receive HK$500 cash rebate
Terms and Conditions Apply.
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU
Product Feature :
Welcome offer HK$500 cash rebate
Unlimited 1% cash rebate on local and overseas rebate spending
0.5% cash rebate on Octopus reload amount
First 2-year annual fee waiver
To borrow or not to borrow? Borrow only if you can repay
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU
need to accumulate monthly eligible spending of HK$6,000 or above to enjoy the +FUN Dollars rebate
Local Cashback Transport
Up to 5 %
info
need to accumulate monthly eligible spending of HK$6,000 or above to enjoy the +FUN Dollars rebate
Cashback Dining
Up to 5 %
info
need to accumulate monthly eligible spending of HK$6,000 or above to enjoy the +FUN Dollars rebate
Annual Fee Waiver
Perpetual Annual Fee Waiver
Offer Available
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Overseas rebate
check
Public transportation
check
Dining rebate
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Local spending rebate
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
From now till 31 December 2024, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customers: $300 +FUN Dollars
Product Feature :
Spending Rewards - Foreign Currencies Spending up to 7% +FUN Dollars Rebate / Local Dining up to 5% +FUN Dollars Rebate / Local Transport up to 5% +FUN Dollars Rebate
From 24 March 2024 to 31 December 2024 (both dates inclusive), customers who register via https://hangseng.com/travelplus and accumulates monthly eligible spending of HK$6,000 or above can enjoy below spending rebates:
Foreign currency spending in Japan, Korea, Thailand, Singapore and Australia up to 7% +FUN Dollars
Other Foreign Currencies Spending up to 5% +FUN Dollars
Local Transport Spending up to 5% +FUN Dollars
Local Dining Spending up to 5% +FUN Dollars
Rebates for Overseas Spending, Local Transport and Local Dining Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar). During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit https://hangseng.com/travelplus for details, terms and conditions of 2024 Travel+ Visa Signature Card +FUN Dollars Rewards.
If the customer has held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
The extra +FUN Dollars rebate will be calculated for the Eligible Retail Spending till the last day of every calendar month. The extra +FUN Dollars rebate will be automatically credited into the Eligible Credit Card account following the schedule below after each calculation. The credit card account should remain valid and in good standing when the relevant +FUN Dollars rebate is credited.
Transaction month of eligible transaction
Schedule of crediting into the Eligible Credit Card account
24 to 31 March 2024
By 31 July 2024
1 to 30 April 2024
By 31 July 2024
1 to 31 May 2024
By 31 July 2024
1 to 30 June 2024
By 31 July 2024
1 to 31 July 2024
By 31 August 2024
1 to 31 August 2024
By 30 September 2024
1 to 30 September 2024
By 31 October 2024
1 to 31 October 2024
By 30 November 2024
1 to 30 November 2024
By 31 December 2024
1 to 31 December 2024
By 31 January 2025
Starbucks Combo Set Redemption Offer
From 1 May to 31 Dec 2024, simply make the payment with a physical Hang Seng Travel+ Visa Signature card, you can use HKD10 to redeem a selected combo set worth up to HK$90 at all Starbucks stores in the Hong Kong International Airport. Terms and Conditions apply.
Travelsure Protection Plan +FUN Dollars Reward
From now till 31 Dec 2024, you can earn up to 10x +FUN Dollars reward by successfully applying for Travelsure Protection Plan via Hang Seng using Travel+ Visa Signature Card
Single Trip Cover: up to 2x +FUN Dollars reward with 25% premium discount
Annual China Cover: up to 10x +FUN Dollars reward with 20% first-year premium discount
Annual Global Cover: up to 10x +FUN Dollars reward with 30% first-year premium discount
Terms and Conditions apply. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 300
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
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Gift Options
; or
Terms & Conditions
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Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!
Comparison Of The Best Cash Back Credit Cards In Hong Kong
Cash back credit cards in Hong Kong offer different rates for different types of spending. You may benefit more with certain credit cards for daily shopping, other cards may reward you more for eating out or spending overseas when travelling. Depending on your spending habits, some cards may be better than others. Discover which cash back credit card is best for you and maximise your rewards!
Credit cards with the highest cash back for supermarket spending
Credit cards that focus on supermarket spending rewards may help you earn additional money back on your grocery shopping. For example, Mox Credit can earn 3% unlimited cash back at major supermarkets in Hong Kong like HKTVmall, PARKnSHOP, Wellcome, and City'super. The Standard Chartered Smart Card can earn 5% cash back on designated shops such as HKTVmall and PARKnSHOP, while the Hang Seng enJoy Card offers an 8% discount on Wellcome and Market Place by Jasons purchases over HK$100 on the 3rd, 13th, and 23rd of each month.
Credit cards with the highest cash rewards for dining
Dining credit cards provide various benefits and rewards for dining enthusiasts, allowing you to earn cash back or other incentives while enjoying your favourite meals. You can enjoy up to 6% cash back on dining expenses with the CNCBI Motion Credit Card. You can also consider the DBS Eminent Visa Signature Card which offers a 5% cash back on dining.
Credit cards with the highest cash rewards for travelling and overseas spending
To earn the highest cash rewards while travelling and shopping internationally, there are several excellent credit card options available. The Hang Seng MMPOWER World Mastercard offers a 6% + FUN Dollars rebate on overseas spending upon meeting accumulative monthly eligible retail spending of HK$5,000. Another option is the CNCBI Motion Credit Card, which provides a year-round 6% cash rebate on JPY/EUR/GBP foreign exchange transactions of HK$20,000 or more.
Credit cards with the highest cash back for online spending
When indulging in online purchases, credit cards with a high online shopping rebate can enhance your savings on local and online transactions. The CNCBI Motion Credit Card and AEON CARD WAKU WAKU offer an impressive 6% cash back rate specifically for online purchases. Alternatively, the DBS Live Fresh Card provides a 5.4% cash back rate exclusively for local online spending. Other options include the Hang Seng MMPOWER World Mastercard with its offer of a 5% rebate with +FUN dollars, and the HSBC Red Credit Card provides a solid 4% cash back rate.
Cash Back Credit Cards Information You Need To Know
No worries, we've got you covered!
What is a cash back credit card and how do they work?
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A cash back credit card allows you to earn a percentage of your spending back by using your card frequently and making repayments on time.
The cash back amount can be credited back to your credit card account or paid to you separately. Additionally, some providers offer steep discounts for redeeming exclusive gifts. Many banks in Hong Kong, such as American Express, DBS, Citibank and HSBC offer generous cash back rewards to attract more customers
Before you sign up for a cash back credit card, determine which benefits are more important to you. If you're looking for discounts at your favourite store, then a co-branded credit card may be the best cash back credit card for you. If you travel often, you might want to look for cards that give you good rebates on overseas spending. MoneyHero makes it easy to compare cash back credit cards, and we can help you choose one that best fits your financial goals
You should also know that certain cash back credit card companies may have a minimum spending requirement for you to start earning rewards. Additionally, these companies may have limits on the amount of cash back rewards you can earn, and may also set a spending limit for certain categories. It is also common for banks to offer higher cash back return rates for certain categories during a specific period, which can be lucrative to take advantage of.
What is the best way to earn cash back?
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To make the most out of cash back points, choose a credit card that lets you earn high cash back rates on your favourite spending categories, such as online shopping or overseas spending. Remember to thoroughly understand the terms and conditions of your chosen credit card, and keep in mind that these terms may change, so it is essential to stay informed about any updates.
How is cash back calculated?
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Depending on the programme, cash back for credit cards is calculated differently according to the type of purchase, ranging from basic cash back programmes, bonus cash back schemes and introductory offers.
Basic cash back programmes offer a consistent and ongoing cash back rate on all eligible purchases made with the card, regardless of the category. This type of cash back is straightforward and provides a steady stream of rewards for cardholders.
However, some credit cards offer bonus cash back in specific spending categories. These categories may include groceries, dining, travel, or online shopping. In these cases, the cash back rate for these purchases is noticeably higher and cardholders can maximise their rewards by using specific cards for different categories.
Credit card issuers often provide attractive introductory offers to entice new cardholders. These offers can include a higher cash back rate for an initial period, such as an increased cash back rate on all purchases for the first several months. Introductory offers can also include sign-up bonuses where cardholders can earn a lump sum of cash back after meeting certain spending requirements within a specified timeframe.
How to choose the best cash back credit card?
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The best cash back credit card for someone else may not be the best card for you, as everyone’s spending habits are different. Some may use their credit card for mainly overseas travelling, while others prefer local payments.
In addition to your spending habits, there are several factors to consider, such as annual fees, rewards system, cash back rates as well as terms & conditions.
The first factor to consider when choosing a cash back credit card is the annual fee; while a credit card with HK$0 annual fee may not always be the best option, you should be mindful of the annual fee exceeding the potential cash back rewards you could earn too.
Furthermore, the card's cash back rewards system is also an important consideration for picking the best credit card, which includes a welcome bonus, cash back percentage, redemption policy, cash back limit and minimum spending.
Some banks offer higher cash back rates on certain spending categories or specific shops, such as department stores, supermarkets, and travel agencies. You should choose a credit card based on your purchase behaviour to earn more cash back.
With an advanced credit card comparison tool like MoneyHero, this task has been made much easier for consumers like you. With just a few clicks of a button, you can easily compare different credit cards in Hong Kong and see which one is most suitable for your needs.
What is the difference between cash back and cash rebate?
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While both are very similar, cash back is a percentage-based refund on qualified purchases, whereas cash rebates are refunds with a fixed amount once spending conditions are met. In addition, cash back is automatically used to offset the cardholder’s bill in future months, whereas cash rebates can be held in the account until the cardholder chooses to redeem it.
What are common reward programmes in Hong Kong?
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"yuu Rewards" is one of the most well-known cash back reward programmes. The digital rewards platform partners with various banks and credit card issuers in Hong Kong. By linking their eligible credit cards to the yuu App, cardholders can earn yuu Points or cash back on their spending, which can be redeemed for a variety of rewards including discounts at selected supermarkets.
"ParkNShop MoneyBack" is another popular reward programme with its own unique benefits. Linking it with various credit cards unlocks even more rewards and exclusive shopping deals. Points you earn can be used like cash to save on purchases at participating merchants, redeemed for free products, or even transferred to mileage programmes.
HSBC offers a cash back programme called "RewardCash" to its credit cardholders. With eligible transactions, cardholders can earn RewardCash, which can be used to offset future purchases or redeem vouchers, air miles, or other rewards.
For those who have a credit card from Heng Seng Bank, take advantage of their “+FUN Dollars” programme where cardholders can earn +FUN Dollars on eligible spending. These +FUN Dollars (Cash Dollars) can be redeemed for cash rebates or used for various rewards.
Who can apply for cash back credit cards?
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The qualifications for applying for a cash back credit card may vary depending on the specific credit card and issuer. The general prerequisites to apply for cash back credit cards are having a good credit scores, a steady source of income, and a low debt-to-income ratio. Some credit cards may also have a minimum income requirement.
What are the advantages of using a cash back credit card?
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By using cash back credit cards, you can essentially deduct the amount you pay for your next card purchase, effectively enjoying shopping "discounts" even when there are no active promotions. Certain credit cards, such as the Hang Seng enJoy Platinum Card, allow cardholders to enjoy exclusive shopping offers and rewards.
What is the usual cash back rate?
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Generally, cash back rates are between 0.4% and 1%, which means you get HK$0.4 to HK$1 on every HK$100 you spend. Some credit cards offer special rates for certain spending categories, like dining and overseas spending, which you earn cash back as much as 4%-10%.
How are cash back reward limits determined?
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Cash back rewards are not limitless, and these caps differ from each credit card. While the maximum amount of rewards will be stated in the terms and conditions as a percentage or a fixed amount, there are other considerations in terms of cash back rewards.
One such consideration is the category of spending. Credit cards often offer different cash back rates and also reward limits for different spending categories such as dining, groceries, or travelling.
Some credit cards may opt for a tiered structure, where rewards and rates depend on the amount spent in a billing cycle. As a result, some cards may offer higher rates of return for increased spending.
Certain credit cards also have a maximum amount set based on merchant eligibility. Purchases made at these select merchants may have a higher reward limit compared to merchants who are not listed in the terms and conditions.
What purchases are eligible for cash back rewards?
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Cash back points and rewards can be earned by making "eligible purchases'', though this term’s definition may vary depending on the credit card issuer and specific credit cards. For instance, some credit cards may only consider local purchases as eligible, while others may also include overseas retail purchases.
Typically, certain types of spending such as instalments, bill payments, and autopay services are not considered eligible for earning Cash Back points. It is important to refer to the terms and conditions of your specific credit card to see a complete list of eligible purchases.
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