MoneyHero.com.hk Exclusive Offer:
Extra HK$300 cash coupon for successful application via MoneyHero.com.hk
Welcome offer of Dunlop Aztec Collection 28” Suitcase
8% discount at ParknShop
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COMPASS VISA Platinum
Welcome offer of Dunlop Aztec Collection 28” Suitcase
8% discount at ParknShop
Features
| Welcome offer for new customers (Choose 1 out of 4) | Spending Requirement |
| Dunlop Aztec Collection 28” Suitcase [Model: 101-9027 28”] | HK$6,800 |
| HK$400 PARKnSHOP “InstaRedeem” Amount* | HK$4,800 |
| HK$300 “InstaRedeem” Amount in any retail stores* | HK$4,800 |
| 6 MCL Movie Vouchers* | HK$4,800 |
Enjoy 8% discount at ParknShop on the 2nd, 12th and 22nd day of every month for single purchase of $100 or above; Enjoy 8% discount at Watsons on the 5th, 15th and 25th day of every month for single purchase of $500 or above.
Till Dec 2019, enjoy 8% Instant Discount over 6 major consumer spending categories and 4 of Hong Kong’s top retailers by deducting the bill with COMPASS Dollar using DBS Omni's "Insta Redeem"!
(1) 6 major consumer spending categories include: AAVS, supermarket, convenience store, coffee shop, online spending and spend in foreign currency
(2) 4 Designated Merchants include: Parknshop, Watsons, Fortress and Watson's Wine
(1) 6 major consumer spending categories include: AAVS, supermarket, convenience store, coffee shop, online spending and spend in foreign currency
(2) 4 Designated Merchants include: Parknshop, Watsons, Fortress and Watson's Wine
Till 31 Dec 2019, register in every month, fulfill related requirements and spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate.
Till 31 Dec 2019, enjoy 1-time Free Baggage Upgrade after monthly registration and fulfillment of related requirements; earn COM$136 for single transaction of HK$2,000 or above at HK Express.
1% COMPASS Dollar at designed merchants.
Promotional period of welcome offer: 1 - 30 June 2019
HK$300 Supermarket Cash Coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 30 June 2019.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS.
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$300 Supermarket Cash Coupon
From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
Welcome Offers
OPTION 1
28” Suitcase
Spend HK$6,800 or above within 3 months from card issuance; Download DBS Omni, register and activate DBS Omni account within 1 month of card issuance
OPTION 2
HK$400 PARKnSHOP “InstaRedeem” Amount
- Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date.
- Download, register and activate DBS Omni account within 1 month of the New Card issuance date.
- “InstaRedeem” amount will be sub-divided and pushed automatically to the eligible new Customer (HK$100 each time) after the eligible New Customer has completed a spending transaction with amount in excess of HK$100.
OPTION 3
HK$300 “InstaRedeem” Amount in any retail stores
- Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date.
- Download, register and activate DBS Omni account within 1 month of the New Card issuance date.
- “InstaRedeem” amount will be sub-divided and pushed automatically to the eligible new Customer (HK$100 each time) after the eligible New Customer has completed a spending transaction with amount in excess of HK$100.
OPTION 4
6 MCL Movie Vouchers
Spend HK$4,800 or above within 3 months from card issuance to get 4 MCL Movie Vouchers (New Customer) / 2 MCL Movie Vouchers (Existing Customer). Download DBS Omni mobile app, register and activate Omni account within 1 month from card issuance, and fulfilled Spending Requirement to get extra 2 MCL Movie Vouchers, total 6 MCL Movie Vouchers (New Customer only);
APR/Fees
APR
Minimum Payment
If the total outstanding balance is HK$200 or above, the minimum payment will be the sum of the followings: ((i) all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$200, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$200, the minimum payment will be the total outstanding balance.
Late payment charge
HK$300 or minimum repayment (whichever is lower)
Retail Purchase APR
36.07%
Cash Advance APR
38.41%
Interest Free Repayment Period
60 days
Fees
Annual fee
$ 1,800
Foreign Currency Transaction Fee
1.95%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$100,000
American Express Platinum Credit Card
MoneyHero.com.hk Exclusive Offer:
Extra 2 access to Plaza Premium First Hong Kong OR HK$400 city'super cash coupon + stoneware cocotte set exclusively from MoneyHero.com.hk; Welcome gift worth up to HK$2,960
Up to 40% off for designated Maxim's restaurants
Up to HK$500 in city’super cash vouchers as welcome gift
Up to 40% off for designated Maxim's restaurants
Up to HK$500 in city’super cash vouchers as welcome gift
Features
| No spending requirement | Spend $5,000 or above | Spend $120,000 or above | |
| MoneyHero | ✓ | ✓ | ✓ |
| 4 free movie tickets (Worth $460) | ✓ | ✓ | ✓ |
| $500 city'super coupon | ✓ | ✓ | |
| $2,000 cash vouchers /40,000 miles | ✓ | ||
| You can earn | $2,220 | $2,720 | $4,720 |
HK$1=5 Membership Rewards points / $3=1 mile Applicable to the first HK$120,000 spending within first three months. HK$1=3 Membership Rewards points / $5=1 mile Applicable to the first HK$120,000 charged and billed during each Program Period. HK$1=1 Membership Rewards points / $15=1 mile Applicable to the spending from HK$120,001 and onwards during each Program Period. All spending requirement above applicable to local retails, dinning and online shopping; overseas and online shopping
Dining Offer: For 2 – 3 diners, the dinner savings will be changed to 40% off from Monday to Thursday. Extra 10 Membership Rewards Points with HK$1 spent at Hong Kong Parkview
Lifestyle Offer: Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days. Protection Offer: Travel Accident Insurance, with coverage up to HK$3.5 million; Travel Inconvenience Protection, with coverage up to HK$10,000 per year; Free legal and medical referrals 24 hours a day, 365 days a year for Global Assist Hotline
These Welcome Offers are only valid for approved American Express Platinum Credit Card applications that received by American Express International, Inc. on or before 30 June 2019.
Existing American Express Platinum Basic Credit Card members and applicants who held American Express Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.
If Basic Cardmember cancels the American Express Platinum Credit Card within 12 months of card issuance, American Express reserves the right to debit the original price of the Welcome Offers.
If Basic Cardmember cancels the American Express Platinum Credit Card within 12 months of card issuance, American Express reserves the right to debit the original price of the Welcome Offers.
From January 1, 2019 onwards, each program period shall run from January 1 to December 31 of each calendar year.
Extra exclusive offer - 2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong (worth HK$1,760 in sum) OR HK$400 city'super coupon + Le Creuset stoneware cocotte set: Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019.Please click here for guide on coupon redemption. Plaza Premium First Gift Cards will be distributed to new customers who successfully apply American Express Platinum Credit Card and choose this reward by AMEX All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
OPTION 1
2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong
Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019; Gift Cards will be distributed to new customers who successfully applied this service by AMEX
OPTION 2
HK$400 city'super coupon + Le Creuset stoneware cocotte set
Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019
Welcome Offers
OPTION 1
HK$500 city'super coupon
Spend HK$5,000 or above within 3 months after card issuance
OPTION 2
600,000 points
- Enjoy HK$1 = 5 points (i.e. HK$3 = 1 Mile / 1.67% cashback) within 3 months after card issuance
- Cap: 600,000 points (redeemable for 40,000 Miles / HK$2,000 cash coupon)
OPTION 3
4 movie tickets
Movie coupons will be sent within 8 weeks upon card approval
APR/Fees
APR
Minimum Payment
The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Late payment charge
5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
Retail Purchase APR
38.23%
Cash Advance APR
36.07%
Fees
Annual fee
$ 2,200
Foreign Currency Transaction Fee
2%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$300,000
EarnMORE Unionpay Diamond Card
Latest Offer:
OTO Qseat foot massager as welcome offer
2% cash rebate for Octopus Automatic Add Value Service
3 complimentary visits to the Plaza Premium Lounges at airport
2% cash rebate for Octopus Automatic Add Value Service
3 complimentary visits to the Plaza Premium Lounges at airport
Features
| Qualified spending requirements | Welcome offer (Choose 1 from 4) |
| Qualified retail spending over HK$8,500 within the first 90 days of card issuance Fee: HK$200 each month x 3-month installment | OTO Qseat foot massager |
| Qualified retail spending over HK$8,500 within the first 90 days of card issuance | HK$600 Häagen-Dazs™ coupon |
| Qualified retail spending over HK$8,500 within the first 90 days of card issuance | HK$500 cash rebate |
| No spending requirement | Up to HK$90,000 interest-free and handling fee-free Cash instalment program |
Extra HK$100 cash rebate for successful online applications
Apply Octopus Automatic Add Value Service using EARNMORE credit card to enjoy 2% cash rebate at every reloading
2% cash rebate (1% basic + 1% extra rebate) on year-round spending; cap for the 1% extra cash rebate during 1 January - 31 December 2019; the cash rebate will be deposited in next credit card statement
Exemption of foreign transaction fees
Annual fee waiver for the first 2 years
Welcome offer only applies to new applicants who successfully apply EarnMORE Unionpay Diamond Card during the promotional period from 1 January to 31 December 2019 (Both dates inclusive)
Promotions and Terms and Conditions
Welcome Offers
OPTION 1
OTO Qseat foot massager
Qualified retail spending over HK$8,500 within the first 90 days of card issuance + Fee: HK$200 each month x 3-month installment
OPTION 2
HK$600 Häagen-Dazs™ coupon
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
OPTION 3
HK$500 cash rebate
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
OPTION 4
Up to HK$90,000 interest-free and handling fee-free Cash instalment program
No spending requirement
APR/Fees
APR
Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late payment charge
HK$250 or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)
Retail Purchase APR
44.55%
Cash Advance APR
47.32%
Interest Free Repayment Period
53 days
Fees
Annual fee
$ 800
Eligibility
Minimum Age
18 years old
Min. Annual Income
$150,000
DBS Black World Mastercard
MoneyHero.com.hk Exclusive Offer:
Exclusive HK$350 Wellcome cash coupon for successful applications via MoneyHero.com.hk
Up to 120,000 welcome miles (included 50% Bonus Avios Offer)
Choose from various frequent flyer programs without any fee
Up to 120,000 welcome miles (included 50% Bonus Avios Offer)
Choose from various frequent flyer programs without any fee
Features
| Spending amount | Welcome offer & Exclusive offer |
| Local Eligible Spending: the first HK$5,000 | HK$1 = 1 Mile (Up to 5,000 Miles) |
| Local Eligible Spending: the thereafter HK$235,000 | HK$5 = 1 Mile (Up to 47,000 Miles) |
| Overseas Eligible Spending: the first HK$70,000 | HK$2.5 = 1 Mile (Up to 28,000 Miles) |
| 50% Bonus Avios Offer | Up to 40,000 Miles |
| Successful applications via MoneyHero.com.hk | HK$350 Wellcome cash coupon |
| Up to 120,000 Miles in total + HK$350 Wellcome cash coupon |
Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time and redeem travel rewards from iGO Rewards
Redeem at the rate DBS$48=1,000 Miles without any expiry date and fee
Spending conditions and composition of 120,000 Miles Rewards
Total accumulated miles rewards: 120,000 miles (i.e. DBS$3,840)
- Local Eligible Spending:
A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000;
a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000; - Overseas Eligible Spending:
A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000; - 50% Bonus Avios Offer (a maximum amount of 40,000 Avios)
Total accumulated miles rewards: 120,000 miles (i.e. DBS$3,840)
Eligible new customer who redeem Avios at DBS Omni eSHOP within 1 July to 31 December 2019 by using DBS$ to enjoy 50% bonus Avios (minimum redemption amount is DBS$48 and each redemption must be in multiples of DBS$48
Extra exclusive offer - HK$350 Wellcome cash coupon: Only applicable to the new applicants from MoneyHero.com.hk from 2 May to 30 June 2019.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.
Promotional period of DBS welcome offer: 2 May to 30 June 2019
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$350 Wellcome cash coupon
- From 2 May to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
Welcome Offers
Up to 120,000 Miles
- Local Spending: first HK$5,000 (HK$1 = 1 Mile) + thereafter HK$235,000 (HK$5 = 1 Mile)
- Overseas Speding: first HK$70,000 (HK$2.5 = 1 Mile)
- 50% bonus Avios (40,000 Miles as maximum)
APR/Fees
APR
Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$50).
Late payment charge
HK$230 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
35.7%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days
Fees
Annual fee
$ 2,000
Foreign Currency Transaction Fee
1.95%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$240,000
Citi Prestige Card
MoneyHero.com.hk Exclusive Offer:
20,000 miles and $40 cash rebate as welcome gifts, plus extra HK$300 supermarket coupon exclusively from MoneyHero.com.hk
Points will never expire
Free global airport lounge access
Points will never expire
Free global airport lounge access
Features
| Requirements | Welcome offer & exclusive reward |
| Payment of HK$3,800 annual fee | 20,000 Miles |
| Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance | $40 cash rebate |
| Successful applications via MoneyHero.com.hk | HK$300 Wellcome cash coupon |
| Up to 20,000 Miles + $40 cash rebate + HK$300 Wellcome cash coupon in total |
Points will never expire; a gift of 240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles.
Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey ; and Complimentary 4th night at any hotel; and One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages; and Free travel insurance, extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more; and World Elite™ MasterCard privileges
Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 30 June 2019. Please click here for guide on coupon redemption. All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
Annual fee of HK$3,800 must be paid.
Welcome offer of 20,000 miles is applicable upon paying the first year annual fee of HK$3,800. Promotion period is valid from 1 to 30 June 2019, both days inclusive.
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$300 Wellcome cash coupon
From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
Welcome Offers
20,000 Miles
- Payment of HK$3,800 annual fee can get 20,000 Miles
- Promotion period is valid from 1 to 30 June 2019, both days inclusive.
APR/Fees
APR
Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).
Late payment charge
Minimum HK$200 and maximum HK$250
Retail Purchase APR
35.52%
Cash Advance APR
39.72%
Interest Free Repayment Period
58 days
Fees
Annual fee
$ 3800
Foreign Currency Transaction Fee
1.95%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$ 600,000
Standard Chartered Asia Miles MasterCard
MoneyHero.com.hk Exclusive Offer:
Up to 41,000 Asia Miles; plus HKD300 supermarket cash coupon exclusively from MoneyHero.com.hk
First Year Annual Fee Waiver
First Year Annual Fee Waiver
Features
From 1 March to 2 July 2019 (both dates inclusive), New Cardholders who submit the Standard Chartered Asia Miles Mastercard applications through online channel and fulfill relevant requirements can enjoy up to 40,000 Asia Miles. Up to 40,000 Asia Miles welcome offer has no minimum spending requirement with details as follows:
| Eligible Transactions within the first 2 months of card issuance | Earn Rate (HKD to Asia Mile) | Maximum Asia Miles Earned |
| First HK$7,500 | HK$0.5 = 1 Mile | 15,000 Miles |
| Subsequent HK$100,000 | HK$4 = 1 Mile | 25,000 Miles |
| Total: 40,000 Miles |
Top-up Offer: HKD100 CashBack
The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.
- After receiving the newly approved Standard Chartered Asia Miles MasterCard, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HKD100 CashBack.
- You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
- If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Standard Chartered Asia Miles MasterCard) and TIN again.
The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.
MoneyHero.com.hk Exclusive reward of HKD300 supermarket coupon is only applicable to new customers. New customers to redeem the rewards from MoneyHero.com.hk, please send your card face to coupon@moneyhero.com.hk for verification and follow-up. For the details of the redemption step, please refer to here
For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
Promotional period: 1 to 31 May 2019
For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
Promotional period: 1 to 31 May 2019
HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
HK$6 = 1 Asia Mile for eligible spending on other categories
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
First year annual fee waiver upon successful card application
Terms and conditions apply
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$300 supermarket cash coupon
From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
Welcome Offers
Up to 40,000 Asia Miles (as low as HKD0.5 = 1 Asia Mile)
- The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Asia Miles Mastercard application through online channel during the period from 1 March to 2 July 2019 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards.
- The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Asia Miles Mastercard Rewards Scheme
- Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Asia Miles Mastercard
- Applicants are required to enter their Asia Miles membership account during application process. Please enroll as Asia Miles member before proceed to card application
- Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details
APR/Fees
APR
Minimum Payment
All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher
Late payment charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
Retail Purchase APR
35.7%
Cash Advance APR
39.09%
Interest Free Repayment Period
Up to 56 days
Fees
Annual fee
$2,000
Foreign Currency Transaction Fee
1.95%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$96,000
American Express® Cathay Pacific Elite Credit Card
MoneyHero.com.hk Exclusive Offer:
Up to 76,000 Asia Miles; extra HK$100 Wellcome cash coupon exclusively from MoneyHero.com.hk
Free visits to the Plaza Premium Lounges at airport
6,000 miles + $100 Wellcome cash coupon earned from new customers' spending $5,000
Free visits to the Plaza Premium Lounges at airport
6,000 miles + $100 Wellcome cash coupon earned from new customers' spending $5,000
Features
| Requirements | Welcome offers & exclusive reward |
| Basic Cardmembers submit their Card application online | 1,000 Asia Miles |
| Welcome Bonus: spend HK$5,000 in the first 3 months | 5,000 Asia Miles |
| Local Spend Bonus: HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000) | 40,000 Asia Miles |
| Foreign Currency Spend Bonus (Both Online And Offline): Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000) | 30,000 Asia Miles |
| Successful applications via MoneyHero.com.hk | HK$100 Wellcome cash coupon |
| Up to 76,000 Asia Miles in total + HK$100 Wellcome cash coupon |
Unlimited Plaza Premium Lounge access all year-round for Basic Cardmembers.
Enjoy Enrolment Fee Waiver for Green tier membership of The Marco Polo Club
A first year annual fee waiver is applicable. Annual Card fee of HK$1,800 will be waived for the following year simply by spending HK$150,000 annually or if you hold The Marco Polo Club Silver membership tier (or above) at the time of your annual Card fee renewal
Wellcome offer and first year annual fee waiver do not applicable to applicants who have AMEX CX or CX Elite Card now or past 12 months
HK$100 Wellcome cash coupon Exclusive rewards are only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019Please click here for guide on coupon redemption. All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$100 Wellcome cash coupon
From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
Welcome Offers
Up to 76,000 Asia Miles
- Online application Bonus: 1,000 Asia Miles - Submit application online
- Welcome Bonus: 5,000 Asia Miles - Spend HK$5,000 in the first 3 months
- Local Spend Bonus: Up to 40,000 Asia Miles - HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000)
- Foreign Currency Spend Bonus (Both Online And Offline): Up to 30,000 Asia Miles - Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000)
APR/Fees
APR
Minimum Payment
The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Late payment charge
5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
Retail Purchase APR
38.23%
Cash Advance APR
36.07%
Fees
Annual fee
$ 1,800
Foreign Currency Transaction Fee
2%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$300,000
DBS Black American Express® Card
MoneyHero.com.hk Exclusive Offer:
Exclusive HK$300 Wellcome cash coupon for successful applications via MoneyHero.com.hk
Up to 100,000 welcome miles
Choose from various frequent flyer programs without any fee
Up to 100,000 welcome miles
Choose from various frequent flyer programs without any fee
Features
Local Spending HK$1 = 1 mile (upper limit: 5,000 miles) for first HK$5,000 HK$5 = 1 mile (upper limit: 47,000 miles) for thereafter HK$235,000
Overseas Spending HK$2.5 = 1 mile (upper limit: 28,000 miles) for first HK$70,000 [Limited Offer till 31 Dec 2019] HK$3 = 1 mile (upper limit: 20,000 miles) for thereafter HK$60,000
Register at DBS Omni website or via its mobile app with DBS Black American Express® Card during the promotion period and spend overseas, the first HK$60,000 spending can be entitled to: HK$3 = 1 Mile Promotion Period: 1 March – 31 December 2019
Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time.
Redeem at the rate DBS$72=1,000 Miles without any expiry date and fee. Enjoy 3X DBS$ (HK$6 = 1 mile) on local and overseas spending
Spending conditions and composition of 100,000 Miles Rewards Local Eligible Spending: A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000,
a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000; Overseas Eligible Spending: A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000,
A maximum of 20,000 miles at the rate of HK$3 = 1 mile for the first HK$60,000;
([Limited Offer] Sign up Overseas Spending Upgrade Offer till 31 Dec 2019)
Total accumulated miles rewards: 100,000 miles (i.e. DBS$7,200)
a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
A maximum of 20,000 miles at the rate of HK$3 = 1 mile for the first HK$60,000;
([Limited Offer] Sign up Overseas Spending Upgrade Offer till 31 Dec 2019)
Total accumulated miles rewards: 100,000 miles (i.e. DBS$7,200)
Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$300 Wellcome Cash Coupon
- Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019
Welcome Offers
Up to 100,000 Miles
- Local Eligible Spending: A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000; a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
- Overseas Eligible Spending: A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000; A maximum of 20,000 miles at the rate of HK$3 = 1 mile for the first HK$60,000
APR/Fees
APR
Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$50).
Late payment charge
Minimum HK$180 and maximum HK$250
Retail Purchase APR
36.33%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days
Fees
Annual fee
$2,000
Foreign Currency Transaction Fee
1.95%
Eligibility
Min. Annual Income
$240,000
Minimum Age
18 years old
Citibank PremierMiles Card
MoneyHero.com.hk Exclusive Offer:
10,250 miles and $40 cash rebate as welcome gifts, plus extra HK$300 supermarket coupon exclusively from MoneyHero.com.hk
Up to 12 times complimentary access to airport lounges for every calendar year
Free travel insurance for whole year
Up to 12 times complimentary access to airport lounges for every calendar year
Free travel insurance for whole year
Features
| Spending requirements | Welcome offer & exclusive reward |
| Spending of HK$10,000 or above within first two months | 9,000 Miles (108,000 points) |
| Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance | $40 cash rebate |
| Successful applications via MoneyHero.com.hk | HK$300 Wellcome cash coupon |
| Up to 9,000 Miles + $40 cash rebate + HK$300 Wellcome cash coupon in total |
Up to 12 times complimentary access to airport lounges for every calendar year. (Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit.); & Points will never expire. No service charge for mileage conversion; & Free Travel Insurance: Pay in full or redeem for flight tickets/ accommodation / travel tours with the card, you and your family can enjoy free travel insurance; & Purchase Protection: Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
Suitable for customers who have large amount of overseas / foreign currency spending.
Free travel insurance:
(a) either one or more of the following has/have been purchased or settled by the principal cardholder with his/her Citi PremierMiles Card:
(1) the in/outward-bound travel tickets to/from Hong Kong;
(2) the accommodation cost for the entire journey;
(3) the tour package; or
(b) in the event that condition (a) above is not satisfied but instead one or more of the items stated in (1), (2) and (3) above has been acquired with points earned by a rewards program, any additional costs (including tax and fuel surcharge and any fees which is required to be paid according to any local requirement (if applicable)) must be paid by the principal cardholder with his/her Citi PremierMiles Card.
New Customer will be eligible for 108,000 welcome Points upon accumulated spending of HK$10,000 or above within the first 2 months after the date of card issuance. Points can be redeemed for miles of various airlines. Promotion period is valid from 1 to 30 June 2019, both days inclusive.
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.
Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 30 June 2019. Please click here for guide on coupon redemption. All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$300 Wellcome cash coupon
From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
Welcome Offers
9,000 Miles
- Spending of HK$10,000 or above within first two months
- Promotion period is valid from 1 to 30 June 2019, both days inclusive
APR/Fees
APR
Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).
Late payment charge
Minimum HK$200 and maximum HK$250
Retail Purchase APR
35.52%
Cash Advance APR
39.72%
Interest Free Repayment Period
58 days
Fees
Annual fee
$ 1,800
Foreign Currency Transaction Fee
1.95%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$ 240,000
American Express® Cathay Pacific Credit Card
MoneyHero.com.hk Exclusive Offer:
Up to 74,000 Asia Miles; extra HK$100 Wellcome cash coupon exclusively from MoneyHero.com.hk
2 complimentary visits to the Plaza Premium Lounges at airport per year
4,000 miles rebated from new customers' $3,000 spending
2 complimentary visits to the Plaza Premium Lounges at airport per year
4,000 miles rebated from new customers' $3,000 spending
Features
| Requirements | Welcome offers & exclusive reward |
| Basic Cardmembers submit their Card application online | 1,000 Asia Miles |
| Welcome Bonus: spend HK$3,000 in the first 3 months | 3,000 Asia Miles |
| Local Spend Bonus: HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000) | 40,000 Asia Miles |
| Foreign Currency Spend Bonus (Both Online And Offline): Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000) | 30,000 Asia Miles |
| Successful applications via MoneyHero.com.hk | HK$100 Wellcome cash coupon |
| Up to 74,000 Asia Miles in total + HK$100 Wellcome cash coupon |
2 Plaza Premium Lounge access coupons each year
Enjoy Enrolment Fee Waiver for Green tier membership of The Marco Polo Club
A first year annual fee waiver is applicable. Annual Card fee of HK$980 will be waived for the following year simply by spending HK$100,000 annually or if you hold The Marco Polo Club Silver membership tier (or above) at the time of your annual Card fee renewal
Wellcome Vouchers Offer and first year annual fee waiver is not applicable to existing cardholders of American Express Cathay Pacific and/or Cathay Pacific Elite Card at present or for the past 12 months.
HK$100 Wellcome cash coupon Exclusive rewards are only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019Please click here for guide on coupon redemption. All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.
Promotions and Terms and Conditions
MoneyHero.com.hk Exclusive Offer
HK$100 Wellcome cash coupon
From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
Welcome Offers
Up to 74,000 Asia Miles
- Submit application online
- Spend HK$3,000 in the first 3 months
- HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000)
- Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000)
APR/Fees
APR
Minimum Payment
The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Late payment charge
5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
Retail Purchase APR
38.23%
Cash Advance APR
36.07%
Fees
Annual fee
$ 980
Foreign Currency Transaction Fee
2%
Eligibility
Minimum Age
18 years old
Min. Annual Income
$150,000
Latest newsRead the latest news about financial products in Hong Kong and the best money saving tips.
Read the latest news about financial products in Hong Kong and the best money saving tips.
Need some help?
No worries, we've got you covered!
What kind of credit card welcome offer can I get?
Both cash coupons and gifts are common credit card welcome offers in Hong Kong. Some credit cards like WeWa card give out tech gadgets such as VR goggles.Some cards like DBS Eminent Card and Standard Chartered Asia Miles Mastercard give out up to $840 cash rebates and 100,000 Asia Miles to new customers.
When will I get the welcome reward from the bank?
The time for each bank to distribute the welcome offer is different. Generally, it will be distributed within 3 months after the Spending Period.
Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?
For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:
American Express
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.
Citibank
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.
DBS
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.
PrimeCredit
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.
CITIC
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.
HSBC
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here.
BEA
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.
How to redeem my welcome offers?
For virtual rewards like air miles, cash rebates and points, the rewards will be automatically credited to your credit card accounts upon meeting the relevant spending condition.
For cash coupon or voucher, it will be mailed to your correspondence address after meeting the fulfilling condition.
If your welcome offer is an object like a luggage, a fulfillment letter / redemption letter is what you will receive my mail, and you will need to redeem the gift with the letter in specific venues.
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