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Feature
Provider
Exclusive Offer
Standard Chartered Cathay Mastercard
3 Offers Available
Offer Upgrade (Mutually exclusive form Exclusive Offer)
PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
+ 1 other gift options
Valid until
31 July 2025
MoneyHero Exclusive Welcome Offer
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Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)
+ 5 other gift options
Valid until
31 July 2025
Welcome Offer - Up to 40,000 Miles
Up to 40,000 Miles
Valid until
31 December 2025
Things to consider for this product:
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Welcome offer: Air miles
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Air miles conversion
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Hotel bookings offer
remove
Overseas rebate
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
MoneyHero Exclusive Welcome Offer
Gift Options
Welcome Offer - Up to 40,000 Miles
Gift Options
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
- New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Best-in-town unlimited cashback
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Mox Credit Card (CashBack)
4 Offers Available
MoneyHero Limited-Time Welcome Offer (with the invitation code "1200MOXMH")
Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980; random color) (provided by MoneyHero)
+ 5 other gift options
Valid until
31 July 2025
MoneyHero x Mox CashBack Exclusive Offer（with the invitation code "1200MOXMH"）
HK$200 Cash Reward (provided by Mox)
Valid until
31 July 2025
New 5% CashBack Merchant：foodpanda
Up to 5% CashBack for all spending on foodpanda
Valid until
31 December 2025
Exclusive Trip.com hotel and flight offers + CashBack
Up to 9% exclusive hotel and flight discounts on Trip.com
Valid until
31 December 2025
Things to consider for this product:
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Instant onboarding
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Unlimited Instant Cashback
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Instant Cash Loan
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0% Instalment offer
MoneyHero Limited-Time Welcome Offer (with the invitation code "1200MOXMH")
Gift Options
MoneyHero x Mox CashBack Exclusive Offer（with the invitation code "1200MOXMH"）
Gift Options
New 5% CashBack Merchant：foodpanda
Gift Options
Exclusive Trip.com hotel and flight offers + CashBack
Gift Options
With Mox Credit Credit, earn best-in-town
- Earn 3% unlimited CashBack at supermarkets in Hong Kong (including Donki, HKTVmall, Yata, Parknshop, Wellcome, AEON, etc.)
- Earn 2% unlimited CashBack (with an Eligible Balance of HKD250,000 or above)! Or earn 1% unlimited CashBack if otherwise
- Earn a total of up to 5% CashBack at selected daily merchants
- Want to earn Asia Miles instead? You can switch your spending reward mode to “Miles”, and start earning “best-in-town” HKD4 / mile + 0% FX fees (for both overseas spending / online shopping)
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
- Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
- Mox disclaimer applies.
Minimum Age: 18 years old
Min. Annual Income: No Requirement
Exclusive Offer
No cross border fee
Standard Chartered Smart Credit Card
Offer Available
MoneyHero Exclusive Welcome Offer
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour)
+ 5 other gift options
Valid until
31 July 2025
Things to consider for this product:
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Installment
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No foreign txn fee
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Local spending rebate
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Annual Fee waiver
MoneyHero Exclusive Welcome Offer
Gift Options
- 5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like Klook and more
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- From 2023 onwards, JHC will be added as a designated merchant
- Other designated merchants include 759 Store, Circle K Convenience Store, HKTVmall, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
- Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
- No minimum spending requirement.
- The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
- Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
- Perpetual annual fee waiver
- No foreign transaction fee
- No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
- No cash advance fees
Extra CashBack Basic CashBack Total CashBack# Monthly Eligible Spending* CashBack for Eligible Transactions made at Designated Merchants Spending Cap per Monthly Statement Cycle CashBack for Eligible Transactions Spending Cap per Monthly Statement Cycle HKD 4,000 to HKD 14,999 4.44% HKD5,000^ 0.56% No Cap 5% HKD 15,000 3.80% 1.2% 5% - Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
- You are required to redeem CashBack through the 360° Rewards Redemption Platform.
- The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
- Cardholders are required to redeem CashBack through the platform.
- The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
- Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Exclusive Offer
Best offer in town
2% Unlimited Cash Rebate
Citi Cash Back Card
Offer Available
MoneyHero Exclusive Offer
Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)
+ 5 other gift options
Valid until
31 July 2025
Things to consider for this product:
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Dining rebate
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Overseas rebate
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Unlimited rebate
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High-priced welcome gifts
MoneyHero Exclusive Offer
Gift Options
- Most suitable for customer who has big spending in short period
- Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
- Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
- 2% rebate on local dining spending
- 2% rebate on local hotel spending
- 2% rebate on spending in foreign currency
- 1% unlimited rebate on other spending
- Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
- Purchase Protection Insurance
- Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
- First year annual fee waiver
- The MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
- Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
PrimeCredit EarnMORE UnionPay Diamond Card
3 Offers Available
MoneyHero Exclusive Offer
New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate
Valid until
31 July 2025
Welcome Offer
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TOSHIBA Free-Installation Countertop Dishwasher (DWS-22AHK)
+ 4 other gift options
Valid until
31 December 2025
EarnMORE UnionPay Card Additional 2% Cash Rebate Program
Taiwan Spending Up to 5% Cash Rebate
Valid until
31 December 2025
Things to consider for this product:
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Foreign txn rebate
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Travel agency offer
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Installment
MoneyHero Exclusive Offer
Gift Options
Welcome Offer
Gift Options
EarnMORE UnionPay Card Additional 2% Cash Rebate Program
EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."
The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.
Gift Options
Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
- 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
- Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Annual fee waiver for the first 2 years
Other things to note
- Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
- Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
- Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
- The promotion period of 2% year-round rebate is valid from 1 January 2025 to 31 December 2025.
Minimum Age: 18 years old
Min. Annual Income: No Requirement
PrimeCredit WeWa Visa Signature Card
2 Offers Available
MoneyHero Exclusive Offer
New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate
Valid until
31 July 2025
Welcome Offer
LG 27-inch Full HD IPS Smart Monitor
+ 4 other gift options
Valid until
28 February 2026
Things to consider for this product:
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Travel agency offer
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Cinema ticketing
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Installment
MoneyHero Exclusive Offer
Gift Options
Welcome Offer
Gift Options
Launch of WeWa Club Enjoy endless offers and jetso
- The WeWa Pick 1 of 4 Fun Categories (Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment). Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
- At WeWa Club, you can:
- Buy amazing things at a good deal
- Enjoy priority booking for concerts or other events
- Enjoy many other offers and jetso!
Enjoy limited-time offers and activities in OmyCard app
- Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
- 4% rebate on Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
- 0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
- Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
- Welcome offers, HK$300 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200
Minimum Age: 18 years old
Minimum Annual Income: HK$ 240000
CNCBI Motion Credit Card
Offer Available
MoneyHero Exclusive Welcome Gift
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour)
+ 6 other gift options
Valid until
31 July 2025
Things to consider for this product:
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Dining rebate
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Online shopping rebate
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Annual Fee waiver
MoneyHero Exclusive Welcome Gift
Gift Options
- First year annual fee waiver
- 6% Cash Rebate on dining and online spending all year round
- From 1 January till 30 June 2025, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transactions of HK$3,800 of the month)
- Other things to note:
- Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Exclusive Offer
Standard Chartered Cathay Mastercard
3 Offers Available
Offer Upgrade (Mutually exclusive form Exclusive Offer)
PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
+ 1 other gift options
Valid until
31 July 2025
MoneyHero Exclusive Welcome Offer
Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)
+ 5 other gift options
Valid until
31 July 2025
Welcome Offer - Up to 40,000 Miles
Up to 40,000 Miles
Valid until
31 December 2025
Things to consider for this product:
check
Welcome offer: Air miles
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Air miles conversion
remove
Hotel bookings offer
remove
Overseas rebate
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
MoneyHero Exclusive Welcome Offer
Gift Options
Welcome Offer - Up to 40,000 Miles
Gift Options
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
- New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Exclusive Offer
Best offer in town
Citi Rewards Card
Offer Available
MoneyHero Exclusive Offer
Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)
+ 5 other gift options
Valid until
31 July 2025
Things to consider for this product:
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High-priced welcome gifts
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Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
- Rewards Points
- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
- 1% Points Rebate for all local Mobile Payments
- First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Exclusive Offer
Citi Prestige Card
Offer Available
Welcome Offer - Spend to Earn Bonus Miles
Up To 40,000 Miles (equivalent to 480,000 Points)
Valid until
31 August 2025
Things to consider for this product:
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Airport lounge
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Travel insurance
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Hotel bookings offer
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Overseas rebate
Welcome Offer - Spend to Earn Bonus Miles
Gift Options
- Free Access of Priority Pass lounges globally
- Complimentary access to over 1,300 Priority Pass lounges around the world
- Enjoy discounts on dining, spa and shopping services at over 800 selected merchants
- Points will never expire
- Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
- Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
- Pay annual fee of HK$3,800 every year
- From the second year onwards, receive 240,000 Points^ every year (equivalent to 20,000 Asia Miles)
^Points will be credited to the eligible Principal Cardholder’s account two (2) calendar months after the annual fee has been fully paid. - Points can redeem cash rebate, vouchers, gifts and airmiles
- Complimentary 4th night at any hotel when you book a minimum 4-consecutive-night stay including staycation
- Connects to Citi Prestige Concierge hotline or access the Live Chat function on Citi Prestige Digital Concierge via Citi Mobile® App with multiple languages
Free travel insurance
- Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
Complimentary purchase protection insurance, e-commerce protection insurance and more
Other things to note
- This MoneyHero Exclusive Offer does not apply to student card
- Annual fee of HK$3,800 must be paid.
- MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Each Eligible Cardholder is entitled to one welcome offer only.
Minimum Age: 18 years old
Min. Annual Income: HK$ 600000
Exclusive Offer
Online Shopping Rebate
Annual Fee Waiver
HSBC Red Credit Card
3 Offers Available
MoneyHero Exclusive Offer
HK$300 Apple Store Gift Card
+ 1 other gift options
Valid until
31 July 2025
Extra $200 RewardCash
Extra $200 RewardCash
Valid until
31 August 2025
Exclusive Access to Priority Ticket Booking
HSBC 160th Anniversary Brings Wacky Surprises: “Big Banana Theatre” Stage Show Adds Extra Performances
Valid until
31 July 2025
Things to consider for this product:
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Online shopping rebate
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Overseas rebate
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Annual fee waiver
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Cinema ticketing
MoneyHero Exclusive Offer
Gift Options
Extra $200 RewardCash
Gift Options
Exclusive Access to Priority Ticket Booking
Gift Options
RewardCash rebates across the board, no minimum spending requirement, and no registration needed
- Online transactions: up to 4% RewardCash rebate (capped at HK$10,000 per month) (equivalent to HK$2.5 per air mile); 1% rebate for remaining spending
- Designated spending categories: 1% RewardCash rebate
- Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
- Terms and Conditions apply
McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards
MCL Cinemas: Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
- Make eligible transactions with single net spending amount of HK$30 or above at McDonald’s to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 8 stamps each month.
- Make eligible transactions with single net spending amount of HK$50 or above at MCL Cinemas to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
- To borrow or not to borrow? Borrow only if you can repay!
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Exclusive Offer
Best offer in town
Free Access to airport lounges
Citi PremierMiles Card
Offer Available
MoneyHero Exclusive Offer
Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)
+ 5 other gift options
Valid until
31 July 2025
Things to consider for this product:
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High-priced welcome gifts
check
Airport lounge
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Travel insurance
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Purchase protection
MoneyHero Exclusive Offer
Gift Options
- Suitable for customers who have large amount of overseas/foreign currency spending
- Points will never expire. No service charge for mileage conversion.
- Up to 12 times complimentary access to airport lounges for every calendar year
- Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
- Free Travel Insurance
- Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
- Purchase Protection
- Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$250 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Best Card for China Travel
Cashback of up to 10% in RMB
CNCBI GBA Dual Currency Credit Card
2 Offers Available
MoneyHero Exclusive Welcome Gift
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour)
+ 6 other gift options
Valid until
31 July 2025
Welcome Offer
Free Global Airport Lounge Access
+ 1 other gift options
Valid until
31 December 2025
Things to consider for this product:
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Overseas rebate
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Airport lounge
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Welcome offer: Rebate
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No foreign txn fee
MoneyHero Exclusive Welcome Gift
Gift Options
Welcome Offer
Gift Options
| Spending Category | RMB or Mobile Wallet Spending | Single spending of CNY3,000 |
| Cash Rebate Ratio | 4% | Extra 6% |
| Max. Cash Rebate per day | HK$120 | HK$200 |
| Max. Cash Rebate per Month | HK$200 | HK$300 |
- 4% Cash Rebate on RMB and designated mobile wallet spending
- From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$200 Cash Rebate per month.
- Extra 6% Cash Rebate on RMB spending
- From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$300 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
- Airport Lounge Service and Fabulous Dining
- Free Global Airport Lounge Benefit with Eligible Spending
From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts. The offer is subject to relevant terms and conditions.
- Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea
From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance. The offer is subject to relevant terms and conditions.
- Free Global Airport Lounge Benefit with Eligible Spending
- No foreign currency transaction handling fee
- First year annual fee waiver
Other things to note
- Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
- Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
HSBC EveryMile Credit Card
4 Offers Available
Extra $200 RewardCash
Extra $200 RewardCash
Valid until
31 August 2025
Exclusive Access to Priority Ticket Booking
HSBC 160th Anniversary Brings Wacky Surprises: “Big Banana Theatre” Stage Show Adds Extra Performances
Valid until
31 July 2025
Exclusive Travel Rewards
Enjoy every HK$2 spent = 1 mile
+ 1 other gift options
Valid until
30 June 2026
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash
+ 1 other gift options
Valid until
28 February 2026
Things to consider for this product:
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Hotel bookings offer
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Airport lounge
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Travel agency offer
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Travel insurance
Extra $200 RewardCash
Gift Options
Exclusive Access to Priority Ticket Booking
Gift Options
Exclusive Travel Rewards
Gift Options
HSBC Welcome Offer
Gift Options
- Enjoy an “Interest-free Payment Holiday” for the first two months
You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).
- HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases
Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)
- First year annual fee waiver
- Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
- Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
- Lounge Access
- Jan - Dec 2025: 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
- Customers are required to spend HK$4,000 or above within 60 days after access to the lounge/ enjoy the meal
- If not the spending target cannot be fulfilled, customers will be charged with HK$250
- Terms and Conditions apply
- Jan - Dec 2025: 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
Insurance and concierge benefits
- Protect yourself and accompanying family members with our complimentary multi-trip travel insurance, which also covers baggage and personal effects and trip cancellation. T&Cs apply
Visa concierge services
- Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
- Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile(at selected cafés & light meals, local transportation, cross-border transportation and travel services)—see our full merchant list (PDF)
- Up to 10% off on bookings at Trip.com: Enjoy 10% off worldwide hotel booking, 3% off flight ticket purchases and 2% off bundled flight and hotel bookings through Trip.com. T&C applies
- Flexible RewardCash conversion
- Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners
- Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners
Other things to note
- The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
To borrow or not to borrow? Borrow only if you can repay!
Min. Annual Income: HK$ 240000
DBS Black World Mastercard®
Offer Available
MoneyHero Exclusive Welcome Offer
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour)
+ 6 other gift options
Valid until
31 July 2025
Things to consider for this product:
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Travel agency offer
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Welcome offer: Air miles
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Air miles conversion
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No expiry air miles
MoneyHero Exclusive Welcome Offer
Gift Options
Smartphone Application Guide
- Apply for a DBS Black World Mastercard through the MoneyHero mobile website to earn exclusive welcome offers plus an additional HK$50 InstatRedeem from DBS Card+. For details, please visit DBS website.
- Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
- After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
- Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.
- If you want to continue applying through the desktop website:
After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$50 InstatRedeem from DBS Card+.
Suitable for customers who loves travelling
As low as HK$2=1mile and worldwide travel privileges
- Register via DBS Card+ app now to enjoy the following privileges upon accumulating a retail spending of HK$20,000 or above from the next calendar day after successful registration in a certain calendar month to enjoy Eligible Overseas Spending as low as HK$2 = 1 Mile. For details, please visit DBS website
Enjoy full year travel privileges
- Up to 8% off on hotel booking offer from Expedia.com
- Up to 8% off on hotel booking offer from Hotels.com
- Up to 16% Wallet Credit Back on selected hotels booking at Booking.com
- Up to 6% off on designated locations hotel booking from Hutchgo
- Up to 12%off on Resort designated area package and stay for a designated number of nights from Club Med (valid until 30/4/2025)
Flexi Shopping Black World Mastercard® Exclusive Offer
- 3 times 50% one-off handling fee rebate on travel merchant spending instalments!
- Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fsbmce.
InstaRedeem 20% off on Online / Travel Merchant Spending
- Offset your online spending or spending at travel merchants with DBS$ with just a few taps!
Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.
- Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
- Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.
- Unlimited Cash Rebate Redemption
- DBS Black World Mastercard® Cardholder can redeem Cash Rebate at DBS$80 to HK$100 during Promotion Period. Without any spending requirement and limit on redemption quantity.
- Login to DBS Card+ > Select "Rewards" > Select "eSHOP" > Select applicable credit card > Select "20% Off Cash Rebate Redemption Promotion" > Select redemption quantity > Click "Buy Now" to complete redemption procedure
Other things to note
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
- Terms and Conditions apply. For details, please visit go.dbs.com/hk-blackcard-mc.
To borrow or not to borrow? Borrow only if you can repay!
Min. Annual Income: HK$ 240000
DBS Live Fresh Card
Offer Available
MoneyHero Exclusive Offer
HK$200 Apple Store Gift Card
+ 1 other gift options
Valid until
31 July 2025
Things to consider for this product:
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Online shopping rebate
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Overseas rebate
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Local spending rebate
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Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
First year annual fee waiver
- New Customers who successfully apply DBS Live Fresh Card can enjoy the first year annual fee waiver, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month.
Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
- Up to 6% rebate on online spending = 1% rebate on online foreign currency spending + 5% extra rebate of your choice
- 1% unlimited rebate on online foreign currency spending. No registration is required.
- 5% Cash Rebate Reward of Your Choice. Register for the Program in DBS Card+ HK and select one spending category. Enjoy an extra rebate of eligible transaction of the chosen spending category.
- 3 “Reward of your choice” categories include:
- Entertainment & Travel Expert (Include Entertainment Spending and Online Travel Merchant Spending)
- Fashionista (Include Online Beauty, Fashion & Apparel Spending and Selected Online Merchant Spending)
- Sustainability & Charity Champion (Including Selected Green Merchants, Social Service Organisations Spending and Online Charity Donations)
- 5% Cash Rebate Reward of Your Choice Selection List: go.dbs.com/hk-lf5list-en
- Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders must click the red InstaRedeem button on the "Spending" page of DBS Card+ to enjoy the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- 3 “Reward of your choice” categories include:
- 0.4% cash rebate on other spending categories.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
- Flexi Travel – up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction
- iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction
- No interest will be charged when you pay off your balance within the interest-free repayment period.
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
- Cardholders who successfully apply for 6-month Flexi Shopping that charged one-off handling fee via DBS Card+ HK can enjoy a full handling fee rebate.
- Applicable to the first 10 eligible transactions during the promotion period
- Promotion period: 1 January 2025 – 31 December 2025.
New function of DBS Card +: Spending Limit & Spending On-off. You can easily manage your spending with the app.
- Spending Limit: You may set a Retail Spending Limit per month for each Credit Card account with DBS Card+ HK.
- Spending On-off: You may use the function to approve or decline certain categories of Spending like “Online Spending”, “Local Spending” and “Overseas Spending”.
Other things to note
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
- Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- Cardholders must click the red InstaRedeem button on the “Spending” page of DBS Card+ HK to enjoy the Reward.
Minimum Age: 18 years old
Min. Annual Income: HK$ 150000
DBS Eminent Visa Platinum Card
2 Offers Available
MoneyHero Exclusive Welcome Offer
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour)
+ 6 other gift options
Valid until
31 July 2025
Welcome Offer
Up to HK$600 Rewards
Valid until
31 December 2025
Things to consider for this product:
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Dining rebate
check
Online shopping rebate
check
Annual Fee waiver
check
Dining discount
MoneyHero Exclusive Welcome Offer
Gift Options
Welcome Offer
Gift Options
DBS Eminent Card Up to 5% Rebate Programme
- A single net spending of HK$300 or above of 4 designated categories of spending (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$4,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$15,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration
- The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
- For details, please visit go.dbs.com/hk-eminent-rebate-en.
- Conrad Hong Kong up to 10% off
- Up to 35% discount on designated check-up plans
Flexi Shopping Eminent Card Exclusive Offer
- 3 times 50% one-off handling fee rebate on medical service spending instalments!
- Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fseme
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
- Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
- New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 2 month of the New Card issuance date in order to be eligible to the Welcome Offer
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
Minimum Age: 18 years old
Min. Annual Income: HK$ 150000
DBS Eminent Visa Signature Card
2 Offers Available
MoneyHero Exclusive Welcome Offer
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour)
+ 6 other gift options
Valid until
31 July 2025
Welcome Offer
Up to HK$600 Rewards
Valid until
31 December 2025
Things to consider for this product:
check
Dining rebate
check
Online shopping rebate
check
Annual Fee waiver
check
Dining discount
MoneyHero Exclusive Welcome Offer
Gift Options
Welcome Offer
Gift Options
DBS Eminent Card Up to 5% Rebate Programme
- A single net spending of HK$300 or above of 4 designated categories of spending (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration
- The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
- For details, please visit go.dbs.com/hk-eminent-rebate-en.
- Conrad Hong Kong up to 10% off
- Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
Health & Wellness Privileges Up to 35% off / Enjoy Trial
- Up to 35% discount on designated check-up plans
Flexi Shopping Eminent Card Exclusive Offer
- 3 times 50% one-off handling fee rebate on medical service spending instalments!
- Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fseme
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
- Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
- New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 2 month of the New Card issuance date in order to be eligible to the Welcome Offer
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
Minimum Age: 18 years old
Min. Annual Income: HK$ 360000
Best-in-town unlimited cashback
Mox Credit Card (CashBack)
4 Offers Available
MoneyHero Limited-Time Welcome Offer (with the invitation code "1200MOXMH")
Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980; random color) (provided by MoneyHero)
+ 5 other gift options
Valid until
31 July 2025
MoneyHero x Mox CashBack Exclusive Offer（with the invitation code "1200MOXMH"）
HK$200 Cash Reward (provided by Mox)
Valid until
31 July 2025
New 5% CashBack Merchant：foodpanda
Up to 5% CashBack for all spending on foodpanda
Valid until
31 December 2025
Exclusive Trip.com hotel and flight offers + CashBack
Up to 9% exclusive hotel and flight discounts on Trip.com
Valid until
31 December 2025
Things to consider for this product:
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Instant onboarding
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Unlimited Instant Cashback
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Instant Cash Loan
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0% Instalment offer
MoneyHero Limited-Time Welcome Offer (with the invitation code "1200MOXMH")
Gift Options
MoneyHero x Mox CashBack Exclusive Offer（with the invitation code "1200MOXMH"）
Gift Options
New 5% CashBack Merchant：foodpanda
Gift Options
Exclusive Trip.com hotel and flight offers + CashBack
Gift Options
With Mox Credit Credit, earn best-in-town
- Earn 3% unlimited CashBack at supermarkets in Hong Kong (including Donki, HKTVmall, Yata, Parknshop, Wellcome, AEON, etc.)
- Earn 2% unlimited CashBack (with an Eligible Balance of HKD250,000 or above)! Or earn 1% unlimited CashBack if otherwise
- Earn a total of up to 5% CashBack at selected daily merchants
- Want to earn Asia Miles instead? You can switch your spending reward mode to “Miles”, and start earning “best-in-town” HKD4 / mile + 0% FX fees (for both overseas spending / online shopping)
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
- Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
- Mox disclaimer applies.
Minimum Age: 18 years old
Min. Annual Income: No Requirement
BOC Cheers Visa Signature Card
Things to consider for this product:
check
Dining rebate
check
Oversea rebate
check
Airport lounge
check
Welcome offer: Air miles
Exclusive Offers:
- 15% off when booking flights: 15% off when booking flights on Qatar Airways website
- Get 2 free airport lounge visits every quarter upon accumulated HK$15,000 spending, which can be shared with accompanying guests
Cash rebate conversion
- Up to 8X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to 3.2% Cash Rebate (Monthly Capped at 150,000 Points, equivalent to HK$600 Cash Rebate)
- Basic Cash Rebate conversion rate : 250 Points = HK$1
Airmile rebate conversion
- Up to 8X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to $1.9/ mile (Monthly Capped at 150,000 Points, equivalent to 10,000 miles)
- Basic conversion rate : 15 Points = 1 mile
Conversion partner : CX Asia Miles, China Eastern Airline - Eastern Miles, Air China - Phoenix Miles - Miles conversion fee waived
Enjoy first year annual fee waiver for the main card, and perpetual annual fee waiver for additional cards. Annual fee will be waived for main cardholders holding a BOC Private Banking, Private Wealth or Wealth Management account
Other things to note
- Applicants who are existing main cardholders of BOC Credit Card, and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
- The Gift Points cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
- Terms and conditions apply，please refer to the www.bochk.com/s/a/cheerscard
Min. Annual Income: HK$ 150000
BOC Cheers Visa Infinite Card
Things to consider for this product:
check
Dining rebate
check
Oversea rebate
check
Airport lounge
check
Fine dining
Exclusive Offers:
- 15% off when booking flights: 15% off when booking flights on Qatar Airways website
- 25% off when booking hotels: 25% off when booking the same hotel for 4 nights or more on Hotels.com
- Share airport lounge access with accompanying guests: No spending requirement, get 2 free lounge visits with a new card, then 2 free visits per calendar year; get 2 free visits every quarter upon accumulated HK$15,000 spending
- Get free personal accident insurance when paying for flights/accommodations with the card
- Buy-one-get-one-free on selected set menus at premium restaurants (e.g.: Ming Court, Summer Palace, ami, SOMM)
Cash rebate conversion
- Up to 10X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to 4% Cash Rebate (Monthly Capped at 250,000 Points, equivalent to $1,000 Cash Rebate)
- Basic Cash Rebate conversion rate : 250 Points = HK$1
Airmile rebate conversion
- Up to 10X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to $1.5/ mile ( Monthly Capped at 250,000 Points, equivalent to around 16,500 miles)
- Basic conversion rate : 15 Points = 1 Mile
Conversion partner : CX Asia Miles, China Eastern Airline - Eastern Miles, Air China - Phoenix Miles - Miles conversion fee waived
Enjoy first year annual fee waiver for the main card, and perpetual annual fee waiver for additional cards. Annual fee will be waived for main cardholders holding a BOC Private Banking, Private Wealth or Wealth Management account
Other things to note
- Applicants who are existing main cardholders of BOC Credit Card, and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
- The Gift Points cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
- Terms and conditions apply，please refer to the www.bochk.com/s/a/cheerscard_e
Min. Annual Income: HK$ 600000
