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Find the Best Credit Card Welcome Offers in Hong Kong

Compare the best credit card welcome offers in Hong Kong here on MoneyHero when you sign up for your new card.

We've compiled a list of the most attractive welcome offers from top credit card providers, so you can choose the one that suits your needs. Find the best deals on the market, including cash rebates, air miles, shopping vouchers, and more.

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SPONSORED
Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
info
Foreign Currency Transaction Fee
1.95  %
Interest on installment plans
0  %
info
Annual Fee Waiver
Perpetual Annual Fee Waiver

3 Offers Available

MoneyHero Exclusive Offer
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 3 other gift options

Valid until

02 April 2024

Welcome Offer
HK$1,200 Cash Rebate
HK$1,200 Cash Rebate

+ 1 other gift options

Valid until

03 April 2024

MoneyHero x Deliveroo
6 Months Deliveroo Plus Silver Member + Deliveroo HK$80 Coupon
6 Months Deliveroo Plus Silver Member + Deliveroo HK$80 Coupon

Valid until

02 April 2024

Things to consider for this product:

check

Installment

check

No foreign txn fee

check

Local spending rebate

check

Annual Fee waiver

SPONSORED
Citi Cash Back Card

Citi Cash Back Card

Cashback Local
2  %
info
Cashback Overseas
2  %
info
Cashback Dining
2  %
info
Annual Fee Waiver
First year

Offer Available

Extra Welcome Offer
30,000 Miles (360,000 Points)
30,000 Miles (360,000 Points)

Valid until

02 April 2024

Things to consider for this product:

check

Purchase protection

check

Local spending rebate

check

Foreign txn rebate

check

Annual Fee waiver

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
info
Foreign Currency Transaction Fee
1.95  %
Interest on installment plans
0  %
info
Annual Fee Waiver
Perpetual Annual Fee Waiver

3 Offers Available

MoneyHero Exclusive Offer
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 3 other gift options

Valid until

02 April 2024

Welcome Offer
HK$1,200 Cash Rebate
HK$1,200 Cash Rebate

+ 1 other gift options

Valid until

03 April 2024

MoneyHero x Deliveroo
6 Months Deliveroo Plus Silver Member + Deliveroo HK$80 Coupon
6 Months Deliveroo Plus Silver Member + Deliveroo HK$80 Coupon

Valid until

02 April 2024

Things to consider for this product:

check

Installment

check

No foreign txn fee

check

Local spending rebate

check

Annual Fee waiver

Citi Cash Back Card

Citi Cash Back Card

Cashback Local
2  %
info
Cashback Overseas
2  %
info
Cashback Dining
2  %
info
Annual Fee Waiver
First year

Offer Available

Extra Welcome Offer
30,000 Miles (360,000 Points)
30,000 Miles (360,000 Points)

Valid until

02 April 2024

Things to consider for this product:

check

Purchase protection

check

Local spending rebate

check

Foreign txn rebate

check

Annual Fee waiver

PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

Cashback Local
2  %
info
Cashback Local Online Shopping
2  %
info
Cashback Overseas
2  %
info
Interest on installment plans
0  %
info

4 Offers Available

MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card
Existing Customer: HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

02 April 2024

MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate

+ 1 other gift options

Valid until

02 April 2024

Welcome Offer
OTO Vanda 2.0 (VN-05)
OTO Vanda 2.0 (VN-05)

+ 4 other gift options

Valid until

31 December 2024

Buyandship x PrimeCredit Spending Promotion
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)

+ 1 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Foreign txn rebate

check

Travel agency offer

check

Installment

check

No foreign txn fee

PrimeCredit WeWa UnionPay Diamond Card

PrimeCredit WeWa UnionPay Diamond Card

Cashback Local
4  %
info
Cashback Overseas
4  %
info
Foreign Currency Transaction Fee
Waived
Interest on installment plans
0  %
info

4 Offers Available

MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card
Existing Customer: HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

02 April 2024

MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate

+ 1 other gift options

Valid until

02 April 2024

Welcome Offer
Sony Truly Wireless Headphones LinkBuds S (WF-LS900N)
Sony Truly Wireless Headphones LinkBuds S (WF-LS900N)

+ 5 other gift options

Valid until

31 March 2024

Buyandship x PrimeCredit Spending Promotion
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)
Shipping Fee Up to 10% Cash Rebate (maximum of HK$100)

+ 1 other gift options

Valid until

31 March 2024

Things to consider for this product:

check

Travel agency offer

check

Foreign txn rebate

check

Cinema ticketing

check

Installment

CNCBI Motion Credit Card

CNCBI Motion Credit Card

Cashback Overseas
10  %
info
Cashback Dining
6  %
info
Cashback Local Online Shopping
6  %
info
Cashback Overseas Online Shopping
6  %
info

2 Offers Available

MoneyHero Exclusive Offer
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour)

+ 5 other gift options

Valid until

02 April 2024

Welcome Offer
10% Cash Rebate on spending in foreign currencies
10% Cash Rebate on spending in foreign currencies

+ 1 other gift options

Valid until

02 April 2024

Things to consider for this product:

check

Dining rebate

check

Online shopping rebate

check

No foreign txn fee

check

Annual Fee waiver

Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Overseas
$ 4  per mile
info
Airmiles Local Online Shopping
$ 4  per mile
info
Airmiles Dining
$ 4  per mile
info
Annual Fee
HK$ 2,000
info

3 Offers Available

MoneyHero Exclusive Offer
Nintendo Switch (OLED model)(valued at HK$2,680;random color)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)

+ 5 other gift options

Valid until

20 March 2024

MoneyHero Exclusive Offer (Regardless of Approval Result)
HK$100 Wellcome Shopping Voucher
HK$100 Wellcome Shopping Voucher

Valid until

02 April 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
60,000 Miles

Valid until

02 April 2024

Things to consider for this product:

check

Welcome offer: Air miles

remove

Air miles conversion

remove

Hotel bookings offer

remove

Overseas rebate

Citi Rewards Card

Citi Rewards Card

Airmiles Overseas
$ 15  per mile
info
Cashback Contactless Spend
1.85  %
info
Cashback Local
1.85  %
info
Airmiles Local
$ 3  per mile
info

Offer Available

Extra Welcome Offer
30,000 Miles (360,000 Points)
30,000 Miles (360,000 Points)

Valid until

02 April 2024

Citi Prestige Card

Citi Prestige Card

Airmiles Overseas
$ 4  per mile
info
Airmiles Local
$ 6  per mile
info
Air Miles Conversion Fee
Waived
Annual Fee
HK$ 3,800

2 Offers Available

MoneyHero Time-Limited Exclusive Offer
DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color)
DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color)

+ 3 other gift options

Valid until

02 April 2024

Extra Welcome Offer
30,000 Miles (360,000 Points)
30,000 Miles (360,000 Points)

Valid until

02 April 2024

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Hotel bookings offer

check

Overseas rebate

HSBC Red Credit Card

HSBC Red Credit Card

Cashback Local Online Shopping
4  %
info
Cashback Supermarket
2  %
info
Cashback Overseas
1  %
info
Annual Fee
Perpetual annual fee waiver

Offer Available

Extra RewardCash for Cash instalment plan
$200 RewardCash
$200 RewardCash

Valid until

31 July 2024

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Overseas rebate

check

Cinema ticketing

Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
$ 3  per mile
info
Airmiles Local
$ 8  per mile
Air Miles Conversion Fee
Waived
Airport Lounge Access
12  times
info

Offer Available

Extra Welcome Offer
30,000 Miles (360,000 Points)
30,000 Miles (360,000 Points)

Valid until

02 April 2024

Things to consider for this product:

check

Air miles conversion

check

Airport lounge

check

Travel insurance

check

Purchase protection

CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Cashback Overseas
10  %
Cashback Digital Wallet
4  %
info
Cashback Overseas Online Shopping
10  %
info
Annual Fee Waiver
First year

2 Offers Available

MoneyHero Exclusive Offer
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour)

+ 5 other gift options

Valid until

02 April 2024

Welcome Offer
10% Cash Rebate on spending in foreign currencies
10% Cash Rebate on spending in foreign currencies

+ 1 other gift options

Valid until

02 April 2024

Things to consider for this product:

check

Overseas rebate

check

Airport lounge

check

Welcome offer: Rebate

check

No foreign txn fee

HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

Airmiles Local
$ 5  per mile
Airmiles Overseas
$ 5  per mile
Airport Lounge Access
6  times
info
Complimentary Travel Insurance
Yes
info

3 Offers Available

HSBC Welcome Offer
$800 RewardCash
$800 RewardCash

+ 1 other gift options

Valid until

28 February 2025

Time-limited offer
$300 RewardCash
Extra $300 RewardCash

Valid until

30 April 2024

Extra RewardCash for Cash instalment plan
$200 RewardCash
$200 RewardCash

Valid until

31 July 2024

Things to consider for this product:

check

Hotel bookings offer

check

Airport lounge

check

Travel agency offer

check

Travel insurance

DBS Black World Mastercard®

DBS Black World Mastercard®

Airmiles Local
$ 3  per mile
info
Airmiles Overseas
$ 4  per mile
Airport Lounge Access
Yes
info
Annual Fee Waiver
One year

3 Offers Available

MoneyHero Exclusive Offer - HK$500 Wellcome Supermarket Voucher
HK$500 Wellcome Shopping Voucher
HK$500 Wellcome Shopping Voucher

Valid until

02 April 2024

DBS Card+ Extra Welcome Offer
HK$50 InstaRedeem Discount
HK$50 InstaRedeem Discount

Valid until

02 April 2024

DBS Extra Miles Welcome Offer
up to 42,000 Miles
up to 42,000 Miles

Valid until

02 April 2024

Things to consider for this product:

check

Travel agency offer

check

Welcome offer: Air miles

check

Air miles conversion

check

No expiry air miles

DBS Live Fresh Card

DBS Live Fresh Card

Cashback Overseas Online Shopping
6  %
Cashback Overseas
0.4  %
Cashback Local
5.4  %
info
Annual Fee Waiver
First year

3 Offers Available

MoneyHero Exclusive Offer
HK$200 Wellcome Shopping Voucher
HK$200 Wellcome Shopping Voucher

Valid until

02 April 2024

DBS Card+ Extra Welcome Offer
HK$50 InstaRedeem Discount
HK$50 InstaRedeem Discount

Valid until

02 April 2024

Welcome Offer
Up to HK$500 Rewards
Up to HK$500 Rewards

Valid until

02 April 2024

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Local spending rebate

check

Annual Fee waiver

DBS Eminent Visa Platinum Card

DBS Eminent Visa Platinum Card

Cashback Dining
5  %
info
Cashback Local
5  %
info
Cashback Overseas
2  %
info
Annual Fee Waiver
First year

3 Offers Available

MoneyHero Exclusive Offer
HK$200 Wellcome Shopping Voucher
HK$200 Wellcome Shopping Voucher

Valid until

02 April 2024

DBS Card+ Extra Welcome Offer
HK$50 InstaRedeem Discount
HK$50 InstaRedeem Discount

Valid until

02 April 2024

Welcome Offer
Up to HK$600 Rewards
Up to HK$600 Rewards

Valid until

02 April 2024

Things to consider for this product:

check

Dining rebate

check

Online shopping rebate

check

Annual Fee waiver

check

Dining discount

DBS Eminent Visa Signature Card

DBS Eminent Visa Signature Card

Cashback Dining
5  %
info
Cashback Local
5  %
info
Cashback Overseas
2  %
info
Annual Fee Waiver
First year

3 Offers Available

MoneyHero Exclusive Offer
HK$200 Wellcome Shopping Voucher
HK$200 Wellcome Shopping Voucher

Valid until

02 April 2024

DBS Card+ Extra Welcome Offer
HK$50 InstaRedeem Discount
HK$50 InstaRedeem Discount

Valid until

02 April 2024

Welcome Offer
Up to HK$600 Rewards
Up to HK$600 Rewards

Valid until

02 April 2024

Things to consider for this product:

check

Dining rebate

check

Online shopping rebate

check

Annual Fee waiver

check

Dining discount

Mox Credit

Mox Credit

Cashback Supermarket
3  %
info
Cashback Online Food Delivery
3  %
info
Cashback Overseas
2  %
info
Annual Fee Waiver
Perpetual

6 Offers Available

MoneyHero Limited-Time Exclusive Offer
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour)

+ 5 other gift options

Valid until

31 March 2024

Mox Bank X Trip.com Promotion
TRIP.COM Hotel Booking 9% Discount
TRIP.COM Hotel Booking 9% Discount

+ 1 other gift options

Valid until

31 December 2024

Mox Invest - Up to HK$1,000 Cash Rewards
HK$800 Cash Reward (accumulate a trading amount of HK$50,000)
HK$800 Cash Reward (accumulate a trading amount of HK$50,000)

+ 1 other gift options

Valid until

30 April 2024

Welcome Offer: Up to 4.5% p.a. saving rate
Up to 4.5% p.a.
Up to 4.5% p.a.

Valid until

31 March 2024

Mox Bank Welcome Offer - up to HK$800 Cash Rewards with Mox
HK$800 Reward cash
HK$800 Reward cash

Valid until

31 March 2024

MoneyHero x Deliveroo
6 Months Deliveroo Plus Silver Member + Deliveroo HK$80 Coupon
6 Months Deliveroo Plus Silver Member + Deliveroo HK$80 Coupon

Valid until

02 April 2024

Things to consider for this product:

check

Supermarket rebate

check

Uber/ Taxi offer

check

Food delivery

check

Unlimited rebate

Financial insights at your fingertips

Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!

Need some help?

No worries, we've got you covered!

What is the reward redemption status for the promotional campaigns?

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Thank you for using MoneyHero. If you are looking to check on your reward redemption status, then this is the right place. We have compiled our promotional campaigns and their respective rewards progress so that you can keep track of when you can expect yours. 

Please click on the campaign that you participated in, and you will find the corresponding redemption status. Campaigns are sorted chronologically, be sure to match the correct financial institution, reward, and period of the campaign.

How many types of credit cards in Hong Kong? How should I choose my credit cards?

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The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Express and JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays. Also, you can consider your spending habits and choose Cash Back Credit CardsAirmiles Credit CardsDining Credit CardsOnline Shopping Credit CardsPremium Credit CardsCorporate Credit CardsEntry Level / Student Credit CardsUnionPay Credit Cards, or Welcome Offers Credit Cards. You can also make use of MoneyHero comparison pages, and compare latest offers of credit cards.

What kind of credit card welcome offer can I get?

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Both cash coupons and gifts are common credit card welcome offers in Hong Kong. Some credit cards like WeWa card give out tech gadgets such as VR goggles. Some cards like Standard Chartered Asia Miles Mastercard gives out up to 100,000 Asia Miles to new customers.

When will I get the welcome reward from the bank?

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The time for each bank to distribute the welcome offer is different. Generally, it will be distributed within 3 months after the Spending Period.

Do existing customers enjoy the Welcome Offers offered by MoneyHero?

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For exclusive offers from MoneyHero, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express 
Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank 
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS 
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

PrimeCredit 
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC 
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC 
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

BEA 
Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

How to redeem my welcome offers?

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For virtual rewards like air milescash rebates and points, the rewards will be automatically credited to your credit card accounts upon meeting the relevant spending condition.

For cash coupon or voucher, it will be mailed to your correspondence address after meeting the fulfilling condition.

If your welcome offer is an object like a luggage, a fulfillment letter / redemption letter is what you will receive my mail, and you will need to redeem the gift with the letter in specific venues.

Confused about credit card terms?

Glossary terms to know for first-time credit card users 

Air milesCashbackCredit scoreMinimum paymentAnnual feeReward Redemption Status (Promotional Campaigns)