All Banking Accounts Type
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All Banking Accounts

Get extra privileges from bank by opening a bank account. We compare bank accounts from all Hong Kong major banks and virtual banks and find out the best offers with highest deposit interest rates and cash rebate.
FEATURED
Best-in-town credit card rewards
Mox Account

Mox Account

Min. Opening Balance
HK$ 0
Saving Account Rate
Up to 2.5  %
Welcome Offers
HK$ 4,280

7 Offers Available

MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNOV")
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour)

+ 2 other gift options

Valid until

29 November 2024

MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNOV")
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

Limited time deposit offer for new customers
Special annual interest rate for time deposits is as high as 4.5%p.a., and the interest is paid instantly!
Special annual interest rate for time deposits is as high as 4.5%p.a., and the interest is paid instantly!

Valid until

30 November 2024

Asia Miles Time Deposit Offer
Up to 42,500 Asia Miles (An Economy class round-trip ticket for Dubai, Sydney)
Up to 42,500 Asia Miles (An Economy class round-trip ticket for Dubai, Sydney)

Valid until

30 November 2024

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

Mox Bank iPhone for Life Offer
iPhone 16 series clean-up and launch discount - up to HKD600 cash reward and 2% unlimited CashBack
iPhone 16 series clean-up and launch discount - up to HKD600 cash reward and 2% unlimited CashBack

Valid until

30 November 2024

New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
6,250 Asia Miles + 1,000,000 exclusive miles earned every week

Valid until

31 December 2024

FEATURED
DBS Treasures

DBS Treasures

Min. Opening Balance
HK$ 1,000,000
HKD Total Savings Interest Rate
up to 3.75  %
Welcome Offers
up to HK$ 29,800

3 Offers Available

MoneyHero Exclusive Offer - Online Application Offer
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

MoneyHero Exclusive Offer - E-appointment Offer
HK$300 Apple Store Gift Card
HK$300 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

Welcome Rewards
up to HK$29,800 Cash Rewards
up to HK$29,800 Cash Rewards

Valid until

30 November 2024

HSBC Premier

HSBC Premier

Min. Opening Balance
HK$ 1,000,000
Saving Account Rate
Not Available
Welcome Offers
HK$ 48,000
DBS Treasures

DBS Treasures

Min. Opening Balance
HK$ 1,000,000
HKD Total Savings Interest Rate
up to 3.75  %
Welcome Offers
up to HK$ 29,800

3 Offers Available

MoneyHero Exclusive Offer - Online Application Offer
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

MoneyHero Exclusive Offer - E-appointment Offer
HK$300 Apple Store Gift Card
HK$300 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

Welcome Rewards
up to HK$29,800 Cash Rewards
up to HK$29,800 Cash Rewards

Valid until

30 November 2024

BOC Enrich Banking

BOC Enrich Banking

Min. Annual Income
HK$ 200,000
Saving Account Rate
0.001  %
Welcome Offers
Not Available
Standard Chartered Premium Banking Account

Standard Chartered Premium Banking Account

Min. Opening Balance
HK$ 200,000
Saving Account Rate
0.001  %
Welcome Offers
HK$ 900
BEA Supreme Account

BEA Supreme Account

Min. Opening Balance
HK$ 100,000
Saving Account Rate
0.001  %
info
Welcome Offers
Not Available
BEA i-Account

BEA i-Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.001  %
info
Welcome Offers
Not Available
WeLab Bank Account

WeLab Bank Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.01  %
info
Welcome Offers
HK$ 700
info
Airstar Savings Account

Airstar Savings Account

Min. Opening Balance
HK$ 0
Saving Account Rate
5  %
info
Welcome Offers
Not Available
Fubon Bank HKD Statement Savings Account

Fubon Bank HKD Statement Savings Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.28  %
Welcome Offers
Not Available
Best-in-town credit card rewards
Mox Account

Mox Account

Min. Opening Balance
HK$ 0
Saving Account Rate
Up to 2.5  %
Welcome Offers
HK$ 4,280

7 Offers Available

MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNOV")
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour)

+ 2 other gift options

Valid until

29 November 2024

MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNOV")
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

29 November 2024

Limited time deposit offer for new customers
Special annual interest rate for time deposits is as high as 4.5%p.a., and the interest is paid instantly!
Special annual interest rate for time deposits is as high as 4.5%p.a., and the interest is paid instantly!

Valid until

30 November 2024

Asia Miles Time Deposit Offer
Up to 42,500 Asia Miles (An Economy class round-trip ticket for Dubai, Sydney)
Up to 42,500 Asia Miles (An Economy class round-trip ticket for Dubai, Sydney)

Valid until

30 November 2024

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

Mox Bank iPhone for Life Offer
iPhone 16 series clean-up and launch discount - up to HKD600 cash reward and 2% unlimited CashBack
iPhone 16 series clean-up and launch discount - up to HKD600 cash reward and 2% unlimited CashBack

Valid until

30 November 2024

New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
6,250 Asia Miles + 1,000,000 exclusive miles earned every week

Valid until

31 December 2024

PAOB HKD Saving Deposit

PAOB HKD Saving Deposit

Min. Opening Balance
HK$ 0
Saving Account Rate
6.88  %
info
Welcome Offers
HK$ 1,130
info
ICBC Integrated Bank Account

ICBC Integrated Bank Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.001  %
Welcome Offers
Not Available
 Airwallex Business Account

Airwallex Business Account

Min. Opening Balance
HK$ 0
Saving Account Rate
NA
Welcome Offers
Not Available

2 Offers Available

MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

29 November 2024

Special time cash back for with the Airwallex Visa account
Up to 1.1% cash back on local and overseas transactions with the Airwallex Visa card
Up to 1.1% cash back on local and overseas transactions with the Airwallex Visa card

Valid until

29 November 2024

Hang Seng Preferred Banking Account

Hang Seng Preferred Banking Account

Min. Opening Balance
No minimum deposit requirement
HKD Savings Rate
Not Available
Welcome Offers
Up to $ 1,600  rewards

2 Offers Available

MoneyHero Exclusive Offer (Enter the promocode "HS005")
HK$200 Apple Store Gift Card
HK$200 Apple Store Gift Card

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer
Up to $1,600 rewards
Up to $1,600 rewards

Valid until

31 December 2024

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Need some help?

How to find the right financial products for you?

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MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cardspersonal loansmortgagesmedical insurancetravel insuranceHK stock accountsUS stock accountsbanking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.

Which types of bank accounts are provided in Hong Kong?

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Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.

What are the fees & charges for bank accounts?

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Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts. 

If I am a Hong Kong resident, what documents do I need to apply for a bank account?

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Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.

If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?

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Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.

Are the welcome offers only available to new customers?

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Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).

How much deposit can be protected by the Deposit Protection Scheme (DPS) ?

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Under DPS, you can be compensated up to a maximum of HK$500,000.