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Premier Banking Type
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Premier Banking Accounts

Premier Banking Account is for valued customers and packed with different benefits. To achieve your special financial goals and premium account services, now come to compare and check out all major premier banking account details here.

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FEATURED
Citigold Account

Citigold Account

Min. Opening Balance
HK$ 1,500,000
Welcome Offers
HK$ 41,600

2 Offers Available

Special time deposit rate for new to bank customer
Up to 4.8% HKD time deposit rate
Up to 4.8% HKD time deposit rate

Valid until

31 March 2024

Welcome Offer
Up to HK$41,600 Cash Rebate
Up to HK$41,600 Cash Rebate

Valid until

31 March 2024

FEATURED
CNCBI CITICfirst Service

CNCBI CITICfirst Service

Min. Opening Balance
HK$ 1,000,000
Welcome Offers
HK$ 140,699
info

4 Offers Available

MoneyHero Exclusive Offer
Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348)
Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348)

+ 4 other gift options

Valid until

31 March 2024

Welcome Offer
up to HK$167,300 cash reward
up to HK$167,300 cash reward

Valid until

31 March 2024

MONOPOLY Deposit Savings Interest Rate
Savings Interest Rate of up to 7.28% p.a.
Savings Interest Rate of up to 7.28% p.a.

Valid until

27 March 2024

Spring Thankful Draw
Spring Thankful Draw
Spring Thankful Draw

Valid until

30 June 2024

Citigold Account

Citigold Account

Min. Opening Balance
HK$ 1,500,000
Welcome Offers
HK$ 41,600

2 Offers Available

Special time deposit rate for new to bank customer
Up to 4.8% HKD time deposit rate
Up to 4.8% HKD time deposit rate

Valid until

31 March 2024

Welcome Offer
Up to HK$41,600 Cash Rebate
Up to HK$41,600 Cash Rebate

Valid until

31 March 2024

CNCBI CITICfirst Service

CNCBI CITICfirst Service

Min. Opening Balance
HK$ 1,000,000
Welcome Offers
HK$ 140,699
info

4 Offers Available

MoneyHero Exclusive Offer
Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348)
Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348)

+ 4 other gift options

Valid until

31 March 2024

Welcome Offer
up to HK$167,300 cash reward
up to HK$167,300 cash reward

Valid until

31 March 2024

MONOPOLY Deposit Savings Interest Rate
Savings Interest Rate of up to 7.28% p.a.
Savings Interest Rate of up to 7.28% p.a.

Valid until

27 March 2024

Spring Thankful Draw
Spring Thankful Draw
Spring Thankful Draw

Valid until

30 June 2024

HSBC Premier

HSBC Premier

Min. Opening Balance
HK$ 1,000,000
Welcome Offers
HK$ 48,000
BEA SupremeGold Account

BEA SupremeGold Account

Min. Opening Balance
HK$ 500,000
Welcome Offers
HK$ 9,800
Prestige Signature / Prestige Banking Payroll Service

Prestige Signature / Prestige Banking Payroll Service

Min. Opening Balance
HK$ 10,000
Welcome Offers
HK$ 800
Priority Banking' Salary BonusPack

Priority Banking' Salary BonusPack

Min. Opening Balance
HK$ 80,000
Welcome Offers
HK$ 700

Financial insights at your fingertips

Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!

Need some help?

How to find the right financial products for you?

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MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cardspersonal loansmortgagesmedical insurancetravel insuranceHK stock accountsUS stock accountsbanking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.

Which types of bank accounts are provided in Hong Kong?

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Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.

What are the fees & charges for bank accounts?

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Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts. 

If I am a Hong Kong resident, what documents do I need to apply for a bank account?

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Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.

If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?

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Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.

Are the welcome offers only available to new customers?

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Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).

How much deposit can be protected by the Deposit Protection Scheme (DPS) ?

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Under DPS, you can be compensated up to a maximum of HK$500,000.