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Hang Seng MPOWER Card

Hang Seng MPOWER Card

MoneyHero Exclusive OfferFeatured Product
Hang Seng MPOWER Card
Not Available
Local Online Shopping - Air Miles Conversion
MoneyHero Exclusive Offer:
Up to 8 MCL Cinemas Movie Tickets + $100 Cash Dollars OR Up to $700 Cash Dollars as welcome gift; plus $200 Cash Dollars exclusively from MoneyHero
Enjoy 5% Cash Dollars rebate on designated transactions
No income requirement for students
Enjoy 5% Cash Dollars rebate on designated transactions
No income requirement for students
CCB (Asia) JD Credit Card

CCB (Asia) JD Credit Card

MoneyHero Exclusive OfferFeatured Product
CCB (Asia) JD Credit Card
0.5%
Local Spending - Cashback Rate
Not Available
Local Online Shopping - Air Miles Conversion
4%
Local Online Shopping - Cashback Rate
MoneyHero Exclusive Offer:
Enjoy HK$200 supermarket coupon exclusively from MoneyHero
Unlimited 4% Cash Rebate for online spending
Please turn off AdBlocker and private mode to redeem exclusive reward
Unlimited 4% Cash Rebate for online spending
Please turn off AdBlocker and private mode to redeem exclusive reward
CNCBI Motion Credit Card

CNCBI Motion Credit Card

MoneyHero Exclusive Offer
CNCBI Motion Credit Card
0.55%
Local Spending - Cashback Rate
Not Available
Local Online Shopping - Air Miles Conversion
5%
Local Online Shopping - Cashback Rate
MoneyHero Exclusive Offer:
Up to HK$900 Trip.com Gift Card / Up to HK$800 Cash Rebate as welcome gift; plus HK$350 Cash Rebate exclusively from MoneyHero
Up to 5% Cash Rebate on Online Spending
First year annual fee waiver
Up to 5% Cash Rebate on Online Spending
First year annual fee waiver
HSBC Red Credit Card

HSBC Red Credit Card

Latest Offer
HSBC Red Credit Card
$2.5/mile
Local Online Shopping - Air Miles Conversion
Latest Offer:
Successfully apply to enjoy up to $700 RewardCash
Enjoy 4% RewardCash rebate on online purchases; 2% RewardCash rebate on local supermarket purchases
Perpetual annual fee waiver
Enjoy 4% RewardCash rebate on online purchases; 2% RewardCash rebate on local supermarket purchases
Perpetual annual fee waiver
BEA i-Titanium Card

BEA i-Titanium Card

MoneyHero Exclusive Offer
BEA i-Titanium Card
Not Available
Local Online Shopping - Air Miles Conversion
3.4%
Local Online Shopping - Cashback Rateon online shopping spending
MoneyHero Exclusive Offer:
JBL Truly Wireless Headphones / Up to HK$500 Deliveroo Promo Code as welcome gift, plus HK$300 supermarket coupon exclusively from MoneyHero
10% rebate on designated mobile payment spending; 3.4% rebate on online purchase
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
10% rebate on designated mobile payment spending; 3.4% rebate on online purchase
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
DBS COMPASS VISA Platinum

DBS COMPASS VISA Platinum

Latest Offer
DBS COMPASS VISA Platinum
Latest Offer:
LE MAURICE® CUBIX 28” Aluminum Frame Suitcase as welcome gift
Apply for the card via DBS Card+ to enjoy extra HK$100 "InstaRedeem" amount
8% discount at ParknShop and Watsons
Apply for the card via DBS Card+ to enjoy extra HK$100 "InstaRedeem" amount
8% discount at ParknShop and Watsons
PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

MoneyHero Exclusive Offer
PrimeCredit EarnMORE UnionPay Diamond Card
Not Available
Local Online Shopping - Air Miles Conversion
MoneyHero Exclusive Offer:
DYSON V7 Fluffy+ Wireless Vacuum Cleaner / Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program as welcome offer; plus HK$500 cash rewards exclusively from MoneyHero
Up to 3% cash rebate when you spend with the Card during the holiday season; 3-month Interest-free Credit Card Transaction Instalment Plan
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Up to 3% cash rebate when you spend with the Card during the holiday season; 3-month Interest-free Credit Card Transaction Instalment Plan
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Standard Chartered Simply Cash Visa Card

Standard Chartered Simply Cash Visa Card

Latest Offer
Standard Chartered Simply Cash Visa Card
Not Available
Local Online Shopping - Air Miles Conversion
Latest Offer:
Up to HK$1,100 welcome rewards
1.5% CashBack for eligible spending in local currency
New customers enjoy up to HK$400 cash rebate through application for Statement Instalment Plan
1.5% CashBack for eligible spending in local currency
New customers enjoy up to HK$400 cash rebate through application for Statement Instalment Plan
Blue Cash® Credit Card from American Express

Blue Cash® Credit Card from American Express

MoneyHero Exclusive Offer
Blue Cash® Credit Card from American Express
Not Available
Local Online Shopping - Air Miles Conversion
MoneyHero Exclusive Offer:
Up to HK$1,472 welcome rewards (including HK$200 supermarket coupon exclusively from MoneyHero)
Enjoy up to 21.2% rebate as welcome offer; first-year annual fee waiver
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Enjoy up to 21.2% rebate as welcome offer; first-year annual fee waiver
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
American Express® I.T Cashback Card

American Express® I.T Cashback Card

American Express® I.T Cashback Card
Not Available
Local Online Shopping - Air Miles Conversion
20% off in selected cinemas
First Year Annual Fee Waiver
20% off in selected cinemas
First Year Annual Fee Waiver
Need some help?
No worries, we've got you covered!
How many types of credit cards in Hong Kong? How should I choose my credit cards?

The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Express and JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays. Also, you can consider your spending habits and choose Cash Back Credit Cards, Airmiles Credit Cards, Dining Credit Cards, Online Shopping Credit Cards, Premium Credit Cards, Corporate Credit Cards, Entry Level / Student Credit Cards, UnionPay Credit Cards, or Welcome Offers Credit Cards. You can also make use of MoneyHero comparison pages, and compare latest offers of credit cards.

What is an Online Shopping Credit Card?

The best credit cards for online shopping are those that don't only offer the best rewards whenever you shop from your favourite online stores, but also those that offer the best security features. Online shopping is definitely convenient and rewarding, but make the experience absolutely worry-free by choosing an online shopping credit card that protects you from identity theft and credit card fraud.

MasterCard and Visa now offer extra layers of security on their credit cards to protect consumers when shopping online. These security measures may include password protection and personal message features. In the case of MasterCard, transactions are made private with the SecureCode feature, which only you and your bank can have access to. Visa also offers the Zero Liability feature, which protects you from theft, loss, and fraudulent transactions made using your card.

How does Online Shopping Credit Card work?

Most banks now offer rewards when you use your card to purchase from online stores. You need to find out which retailers your bank or credit card provider partners with, to get the most out of your online shopping. If you have a favourite online store, find out if there are special offers, discounts, of privileges you're entitled to if you use your credit card for online shopping.

When making online purchases with the credit card of your choice, you're usually going to be required to supply your credit card number, expiry date, your name as shown on the card, and a three-digit code that can be found at the back of the card. Unless these details are provided, the online shop won't begin processing your online purchase.

How to get online shopping rewards?

Shopping online using a credit card offers exciting rewards and unique privileges. Every online transaction, including item purchases, booking tickets and hotel accommodations, can offer you special discounts, promotional offers, free items, or even insurance protection. You can simply sit at home and get all these credit card benefits.

Other online shopping benefits from Hong Kong credit cards include service warranties, flexible spending limits, zero liability, and free gifts from partner merchants. In addition to the regular benefits, you can even get purchase security and bonus points. So if you're a regular online shopper, find and choose a credit card that works best for your lifestyle.

Are online shopping credit card offers only applicable to designated online merchants?

Generally, online shopping credit card offers are applicable to all online spending in local or foreign currency, including online bidding platforms, hotel and airline ticket booking websites as well as online store. Please keep in mind that you may be charged dynamic currency conversion fees if your credit card transactions are processed on overseas-based websites and charged in foreign currency.

Will I lose my rewards if I return my online purchase?

You can earn online shopping rewards only with eligible transactions. Most credit cards? terms and conditions clearly state that all returned, refunded and exchanged transactions are not eligible for rewards, and all falsified, cancelled and indemnified transactions are not entitled to earn rewards either.

What kinds of transactions will be categorized as "Online Shopping"?

"Online Shopping? refers to the eligible online spending in both local or foreign currencies, which usually excludes online bill payment, tax payment, purchases made by phone / fax (including bill payment and shopping expenses), and autopay service.

How do I pick the best online shopping credit card?

Apart from comparing the offers and rewards, you also need to look at the security, annual fees, interest rates, penalty fees and terms and conditions of the credit cards. With an advanced credit card comparison tool like MoneyHero.com.hk, this task has been made much easier for consumers like you. With just a few clicks of a button, you can easily compare different credit cards in Hong Kong and see which one is most suitable for your needs.

How to use online shopping credit cards?

Most banks now offer rewards when you use your card to purchase from online stores. You need to find out which retailers your bank or credit card provider partners with, to get the most out of your online shopping. If you have a favourite online store, find out if there are special offers, discounts, of privileges you're entitled to if you use your credit card for online shopping.

When making online purchases with the credit card of your choice, you're usually going to be required to supply your credit card number, expiry date, your name as shown on the card, and a three-digit code that can be found at the back of the card. Unless these details are provided, the online shop won't begin processing your online purchase.

What are the charges of an online shopping credit card?

Just like a general credit card, an online shopping credit card holder should understand what kinds of fees the bank may charge, including annual fees and penalty fees, as clearly stated in the terms and conditions.

What are the requirements for applying for an online shopping credit card?

Banks have different requirements, but generally if you are a Hong Kong permeant resident over age 18 and you could provide valid income proof and other basic personal information, you are qualified to apply for an online shopping credit card.

What should I keep in mind when applying for an online shopping credit card?

In addition to looking at the annual fees, security and rewards, you should always keep in mind that most of the online shopping credit cards have welcome offer promotions, which you can earn extra cash back once you have spent designated amount within a certain period of time. You should choose your credit cards according to your personal spending preference.

Confused about credit card terms?

Glossary terms to know for first-time credit card users

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