Standard Chartered Personal Instalment Loan
3 Offers Available
+ 10 other gift options
Valid until
30 September 2024
+ 8 other gift options
Valid until
30 September 2024
Valid until
31 October 2024
From 2 September 2024 6 p.m. to 30 September 2024 6 p.m. customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
Gift Options
Loan amount HK$800,000 and above
Loan amount from HK$300,000 to HK$799,999
Loan amount from HK$200,000 to HK$299,999
Up to HK$7,000 Cash Rebate
Gift Options
Loam Amount HK$1,500,000 and above + repayment period 12 months to 24 months
Loam Amount from HK$800,000 to HK$1,499,999 + repayment period 12 months to 24 months
Loam Amount from HK$300,000 to HK$799,999 + repayment period 12 months to 24 months
Loam Amount from HK$100,000 to HK$299,999 + repayment period 12 months to 24 months
Loam Amount HK$1,500,000 and above + repayment period 36 months to 60 months
Loam Amount from HK$600,000 to HK$1,499,999 + repayment period 36 months to 60 months
Loam Amount from HK$400,000 to HK$599,999 + repayment period 36 months to 60 months
Loam Amount from HK$200,000 to HK$399,999 + repayment period 36 month(s) to 60 month(s)
Loam Amount from HK$100,000 to HK$199,999 + repayment period 36 months to 60 months
Gift Options
- The Annualised Percentage Rate is 1.85% (for clients with loan amount of HK$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who use the Bank’s auto-payroll services or SCB Priority Private / Priority Banking Customers. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions
- The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
- Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
- Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
- The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
1. Hong Kong Permanent Identity Card
2. Latest residential address proof showing your name
3. For regular income earners, please enclose latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing name, account number and salary entries;
For irregular income earners, please enclose latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing name, account number and salary entries;
For self-employed applicants, please enclose a Business Registration Certificate AND latest Profits Tax Demand Note
OCBC Bank Personal Loan
4 Offers Available
+ 1 other gift options
Valid until
30 September 2024
+ 6 other gift options
Valid until
30 September 2024
+ 9 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
From 30 August 2024 till 30 September 2024, new customers who apply OCBC Personal Loan / Debt Consolidation Personal Loan & submission of documents to the bank on or before 30 September 2024 via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
Gift Options
Successfully applied and drawdown for OCBC Personal Loan / Debt Consolidation Personal Loan on MoneyHero from 30 August 2024 6 p.m. till 30 September 2024 6 p.m. and enjoy up to HK$8,600 worth of rewards.
Gift Options
Loan amount HK$500,000 or above
Loan amount from HK$300,000 to HK$499,999
Loan amount from HK$100,000 to HK$299,999
From 1 April 2024 to 30 September 2024, new Customer who successfully applied and drawdown the loan via Online to enjoy up to HK$10,000 rewards
Gift Options
Repayment period 48 months or above + loan amount HK$1,500,000 or above
Repayment period 12 months or above + loan amount HK$1,500,000 or above
Repayment period 48 months or above + loan amount from HK$1,000,000 to HK$1,499,999
Repayment period 24 months or above + loan amount from HK$1,000,000 to HK$1,499,999
Repayment period 48 months or above + loan amount from HK$500,000 HK$999,999
Repayment period 24 months or above + loan amount from HK$500,000 to HK$999,999
Repayment period 48 months or above + loan amount from HK$300,000 HK$499,999
Repayment period 24 months or above + loan amount from HK$300,000 to HK$499,999
Repayment priod 48 months or above + loan amount from HK$100,000 to HK$299,999
Repayment period 24 months or above + loan amount from HK$100,000 to HK$299,999
【Apple Store Gift Card Offer】
New Customer who successfully applied and drawdown the loan via Online to enjoy HK$500 Apple Store Gift Card
Gift Options
- APR is calculated according to the method set out in the relevant guidelines under the Code of Banking Practice issued by the Hong Kong Association of Banks as the basis.
- If the loan amount is $1,500,000, the monthly flat rate for 12 months is 0.063%, if the loan is approved finally by the Company, the APR for 12 months is 3.30%, with a handling fee of 1% per annum included, the total loan repayment amount is HK$1,500,000.
- Example is for reference only, APR may differ with different loan amounts and tenors.
- For enquiries, please refer to OCBC Bank (Hong Kong) Limited - Personal Loan website.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
- Personal Identification Document: HKID card or passport
- Income Proof: Recent pay slip, your bank statement or bank book (with your name and account number) showing your recent income, your recent income tax bill, proof of your last MPF contribution, employment letter or contract, etc.
- Address Proof: Recent bank statement, credit card statement, water bill, telephone bill etc. If your address is shown on your income proof, you will be exempted from submitting the address proof.
- Other documents (if necessary)
- For more details, please click here
DBS Debt Consolidation Loan
3 Offers Available
+ 15 other gift options
Valid until
30 September 2024
+ 4 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
[MoneyHero Exclusive Offer for New / Existing Customers]
Customers are entitled to a reward HK$6,200 exclusive supermarket coupon or Apple Store Gift Card upon the following requirements are satisfied
Gift Options
Eligible Loan Range HK$1,000,000 or above
Eligible Loan Range From HK$700,000 to HK$999,999
Eligible Loan Range From HK$300,000 to HK$699,999
Eligible Loan Range From HK$100,000 to HK$299,999
Gift Options
Eligible Loan HK$1,500,000 above
Eligible Loan From HK$1,000,000 To HK$1,499,999
Eligible Loan From HK$700,000 To HK$999,999
Eligible Loan From HK$300,000 To HK$699,999
Eligible Loan From HK$100,000 To HK$299,999
Gift Options
Eligible Loan HK$100,000 above
- APR is calculated in accordance with the guideline issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. The APR in the above table has included Loan Set Up Fee of 2% in the calculation. Loan Set Up Fee shall be deducted from the loan principal amount upon draw down of the loan and is non-refundable
- Terms and conditions apply. For details, please visit DBS website
- The above information is for reference only, the final approved interest rate, loan amount and instalment period are subject to the financial condition of customers.
- To borrow or not to borrow? Borrow only if you can repay!
- Relevant fee applies if a customer early pays off the Loan. For details, please refer to the Personal Instalment Loan Terms and Conditions.
1. Apply online or by phone
2. Fill in personal and employment information
3. Confirm the information
4. Wait for the approval result
5. Disburse the loan
1. HKID card
2. Latest 3 months’ income proof
3. Address proof (issue date within 6 months)
4. Practicing certificate issued by relevant association, if you are a professional (e.g. medical doctor, accountant, lawyer or engineer)
5. Banking statement / passbook showing your name and account number
Standard Chartered Debt Consolidation Program
3 Offers Available
+ 10 other gift options
Valid until
30 September 2024
+ 4 other gift options
Valid until
30 September 2024
Valid until
31 October 2024
From 2 September 2024 6 p.m. to 30 September 2024 6 p.m. customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
Gift Options
Loan amount HK$800,000 and above
Loan amount from HK$300,000 to HK$799,999
Loan amount from HK$200,000 to HK$299,999
Up to HK$20,000 Cash Rebate
Gift Options
Loan amount HK$1,500,000 or above
Loan amount from HK$1,000,000 to HK$1,499,999
Loan amount from HK$700,000 to HK$999,999
Loan amount from HK$500,000 to HK$699,999
Loan amount from HK$100,000 to HK$499,999
Gift Options
- The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable)
- Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
- Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
- The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
1. Hong Kong Permanent Identity Card
2. Latest residential address proof showing your name
3. For regular income earners, please enclose latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing name, account number and salary entries;
For irregular income earners, please enclose latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing name, account number and salary entries;
For self-employed applicants, please enclose a Business Registration Certificate AND latest Profits Tax Demand Note
Citi Speedy Cash Personal Loan
3 Offers Available
+ 2 other gift options
Valid until
30 September 2024
+ 13 other gift options
Valid until
30 September 2024
+ 14 other gift options
Valid until
30 September 2024
Gift Options
[MoneyHero Exclusive Offer]
From 2 September 2024 12 noon to 30 September 2024 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHeron exclusive offer
Gift Options
Loan amount HK$2,000,000 or above + repayment period at least 12 months
Loan amount from HK$800,000 to HK$1,999,999 + repayment period at least 12 months
Loan amount from HK$300,000 to HK$799,999 + repayment period at least 12 months
Loan amount from HK$200,000 to HK$299,999 + repayment period at least 12 months
Loan amount from HK$100,000 to HK$199,999 + repayment period at least 12 months
- Clients who successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan from 1 July 2024 to 30 September 2024 and drawdown the loan on or before 14 October 2024 will be entitled to the following welcome offer
Gift Options
Repayment period at least 25 months + loan amount HK$1,500,000 or above
Repayment period at least 25 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period at least 25 months + loan amount from HK$400,000 to HK$799,999
Repayment period at least 25 months + loan amount from HK$100,000 to HK$399,999
Repayment period from 12 months to 24 months + loan amount HK$1,500,000 or above
Repayment period from 12 months to 24 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 12 months to 24 months + loan amount from HK$400,000 to HK$799,999
Repayment period at least 12 months + loan amount from HK$100,000 to HK$399,999
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
- Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
- Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
- A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
- Each eligible customer can enjoy the Reward once during the promotion period
- *“Instant Disbursement Upon Loan Approval” is only applicable for disbursement to participating banks of Faster Payment System (FPS), and is subject to Citi’s loan approval and availability of FPS, while the crediting to the recipient’s account is subject to the recipient bank’s handling. Processing time may vary in some cases depending on the actual circumstances of individual applications.
- APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. The maximum APR will change and subject to monthly flat rate amendment. The Bank reserve the right to amend the monthly flat rate and APR. The loan application is subject to the Bank’s approval. For a loan amount of HK$3,500,000 with 12 months repayment period, the monthly flat rate is 0.08% (APR 1.78%), and the total loan repayment amount is HK$3,533,600 (including full handling fee waiver). The above example is for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Fill in the application form and submit it together with the required documents.
2. Wait for the loan approval result
3. Disburse the loan
1. HK Identity Card
2. Income proof,
e.g. latest month's payroll slip, latest salary tax demand note, latest MPF contribution proof or latest three months' payroll account bank statement/account passbook (with first page showing your name and account number)
3. Latest three months' full set of main bank statement/account passbook (with first page showing your name and account number)
4. Latest residential address proof (e.g. electricity bill or bank statement)
5. Any other documents or certificates deemed appropriate.
DBS Personal Instalment Loan
3 Offers Available
+ 19 other gift options
Valid until
30 September 2024
+ 5 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
The customer is entitled to reward an up to HK$10,800 exclusive supermarket coupon or Apple Gift Card upon the following requirements are satisfied
Gift Options
Eligible Loan Range HK$1,500,000 or above
Eligible Loan Range From HK$1,000,000 to HK$1,499,999
Eligible Loan Range From HK$500,000 to HK$999,999
Eligible Loan Range From HK$300,000 to HK$499,999
Eligible Loan Range From HK$100,000 to HK$299,999
Gift Options
From 36 months above + eligible loan range HK$1,000,000 above
From 36 months above + eligible loan range from HK$500,000 To HK$999,999
From 36 months above + eligible loan range from HK$300,000 To HK$499,999
From 12 months To 36 months + eligible loan range HK$1,000,000 above
From 12 months To 36 months + eligible loan range from HK$300,000 To HK$999,999
From 12 months above + eligible loan range from HK$100,000 To HK$299,999
Earn HK$300 "InstaRedeem" by fulfilling the following requirements:
Gift Options
From 12 months To 60 months + eligible loan range HK$100,000 above
- Minimum salary requirement: fixed annual income of HK$80,000 or above
- APR as low as 5.91%: The APR of 5.91% is calculated based on the loan amount of HK$1,500,000, a monthly flat rate of 0.09%, and instalment period of 12 months, including a Loan Set Up Fee of 2%.
- Rewards are subject to Terms and Conditions, please refer to DBS website for details
- The Annualized Percentage Rate (“APR”) is calculated in accordance with the guideline issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. The APR in the above table has included Loan Set Up Fee of 2% in the calculation. Loan Set Up Fee shall be deducted from the loan principal amount upon draw down of the loan and is non-refundable
- The monthly flat rate here is for reference only. The interest rate applicable to a customer is subject to his/her financial condition and is solely determined by DBS. Terms and conditions apply. For details, please visit DBS website
- Relevant fee applies if a customer early pays off the Loan. For details, please refer to the Personal Instalment Loan Terms and Conditions.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online or by phone
2. Verify your personal details and declare your financial liabilities
3. Credit check
4. Select a loan plan
5. Select disbursement details
6. Disburse the loan
1. HKID card
2. Latest 3 months’ income proof
3. Address proof (issue date within 6 months)
4. Practicing certificate issued by relevant association, if you are a professional (e.g. medical doctor, accountant, lawyer or engineer)
5. Banking statement / passbook showing your name and account number
Fubon Perfect Fit Personal Loan
