Find the Best Loan Deals In Hong Kong
When it comes to finding the best loan deals in Hong Kong, MoneyHero offers a convenient solution. Explore a wide range of loan options and compare featured loan rates between companies to find which one is best for you. Whether it's a personal loan, mortgage, or debt consolidation loan, MoneyHero's extensive selection and exclusive offers make it a valuable resource for those seeking the best loan rates in Hong Kong.
Featured Loans Products
CNCBI $mart Plus Personal Installment Loan
+ 10 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
- APR as low as 1.90%
- Loan amount as high as HK$2,000,000 or 18 times of your monthly salary (whichever is lower)
- Flexible repayment period of 6 to 60 months
- Same day disbursement to your CNCBI account
[MoneyHero Exclusive Offer]
- Eligibility:
- successfully apply for CNCBI $mart Plus Personal Installment Loan or CNCBI $mart Plus Personal Installment Loan – Debt Consolidation on MoneyHero from 2 July 2024 6 p.m. till 31 July 2024 6 p.m., and
- choose a repayment period of 12 months or above, and drawdown the loan within 1 month
Gift Options
Loan amount HK$1,500,000 or above + repayment period at least 12 months or above
Loan amount from HK$800,000 to HK$1,499,999 + repayment period at least 12 months or above to
Repayment period 12 months or above + loan amount from HK$300,000 to HK$799,999
Repayment period at least 12 months or above + loan amount from HK$100,000 to HK$299,999
- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
Time-limited Offer: From 12 June 2024 6 p.m. to 31 July 2024 6 p.m., you can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher / Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) upon successful application via MoneyHero & submission of documents to the bank within the specific promotion period, regardless of loan approval and drawdown
Gift Options
- For more details about the promotion, please see Terms and Conditions
- The APR is calculated in accordance with the practices and methods set out in the relevant guidelines issued by the Hong Kong Association of Banks. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges expressed as an annualized rate. The respective APRs are rounded to the nearest two decimal places.
- The APR 1.90% is calculated based on loan amount HK$2,000,000, loan tenor of 12 months and monthly flat rate of 0.001%, including a Handling Fee of 1% per annum. The examples are for reference only. The APR will be determined based on the customer's credit rating and other relevant loan approval factors, and the CNCBI reserves the final discretion to approve the loan application and to determine the applicable interest rate and handling fee.
- Handling Fee is charged 1% per annum based on loan amount and shall be deducted upon loan drawdown.
- Same-day fund disbursement service is applicable to customers who use CNCBI bank account for fund disbursement, and it only applies to our Bank’s service hours (Monday to Friday from 9:00 am to 8:00 pm and except Saturday, Sunday and public holidays). The processing time starts when the approved loan is confirmed with the Bank.
- Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!
1. HKID card / passport / other identification document
2. Bank statement or passbook showing your latest 1-month income proof (including the copy of front cover page
of your passbook which shows your name and account number) or any type of income proof. Please provide
the latest 2-month income proof if you are commission based income earner
3. If you are self-employed, please provide Business registration certificate and the latest profits tax demand note, and
the latest 3-month company account statements
4. Residential address proof showing your name issued within the latest 3 months (e.g. electricity bills or bank statements)
5. Proof of professional qualification (For professionals only)
6. Office address proof if office address is selected as correspondence address
7. If you are not holder of Hong Kong permanent identity card, please submit passport/ Exit/ Entry Permit for Travelling to and from Hong Kong and Macau/ identity card of place of origin and working visa issued by the Hong Kong SAR Government
8. Full copy of the front cover page of passbook / bank statement of the loan disbursement account
9. Autopay authorization form
10. Loan confirmation letter(s) or latest 1-month statement(s) (showing your name and account number) of credit card(s) and loan(s) that you wish to transfer to CNCBI $mart Plus Personal Installment Loan
OCBC Bank Personal Loan
+ 6 other gift options
Valid until
31 July 2024
+ 1 other gift options
Valid until
31 July 2024
+ 9 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
- APR as low as 3.30%
- Loan amount up to HK$2,000,000 or 20X of your monthly salary (whichever is lower)
- Repayment tenor up to 60 months
Successfully applied and drawdown for OCBC Personal Loan / Debt Consolidation Personal Loan on MoneyHero from 17 May 2024 12 noon till 31 July 2024 and enjoy up to HK$8,600 worth of rewards.
Gift Options
Loan amount HK$500,000 or above
Loan amount from HK$300,000 to HK$499,999
Loan amount from HK$100,000 to HK$299,999
- Please refer to the Terms and Conditions for details
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
From 1 April 2024 till 31 July 2024, new customers who apply OCBC Personal Loan / Debt Consolidation Personal Loan & submission of documents to the bank on or before 31 July 2024 via MoneyHero can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
Gift Options
- Please refer to the Terms and Conditions for more details
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
From 1 April 2024 to 30 September 2024, new Customer who successfully applied and drawdown the loan via Online to enjoy up to HK$10,000 rewards
Gift Options
Repayment period 48 months or above + loan amount HK$1,500,000 or above
Repayment period 12 months or above + loan amount HK$1,500,000 or above
Repayment period 48 months or above + loan amount from HK$1,000,000 to HK$1,499,999
Repayment period 24 months or above + loan amount from HK$1,000,000 to HK$1,499,999
Repayment period 48 months or above + loan amount from HK$500,000 HK$999,999
Repayment period 24 months or above + loan amount from HK$500,000 to HK$999,999
Repayment period 48 months or above + loan amount from HK$300,000 HK$499,999
Repayment period 24 months or above + loan amount from HK$300,000 to HK$499,999
Repayment priod 48 months or above + loan amount from HK$100,000 to HK$299,999
Repayment period 24 months or above + loan amount from HK$100,000 to HK$299,999
- Please refer to OCBC Bank (Hong Kong) Limited - Personal Loan for more details
【Apple Store Gift Card Offer】
New Customer who successfully applied and drawdown the loan via Online to enjoy HK$500 Apple Store Gift Card
Gift Options
- Terms and Conditions apply.
- APR is calculated according to the method set out in the relevant guidelines under the Code of Banking Practice issued by the Hong Kong Association of Banks as the basis.
- If the loan amount is $1,500,000, the monthly flat rate for 12 months is 0.063%, if the loan is approved finally by the Company, the APR for 12 months is 3.30%, with a handling fee of 1% per annum included, the total loan repayment amount is HK$1,500,000.
- Example is for reference only, APR may differ with different loan amounts and tenors.
- For enquiries, please refer to OCBC Bank (Hong Kong) Limited - Personal Loan website.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
- Personal Identification Document: HKID card or passport
- Income Proof: Recent pay slip, your bank statement or bank book (with your name and account number) showing your recent income, your recent income tax bill, proof of your last MPF contribution, employment letter or contract, etc.
- Address Proof: Recent bank statement, credit card statement, water bill, telephone bill etc. If your address is shown on your income proof, you will be exempted from submitting the address proof.
- Other documents (if necessary)
- For more details, please click here
WeLend Personal Loan
+ 6 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
Valid until
31 July 2024
- Enjoy Cash Reward up to HK$18,800 upon successfully draw down
- A.I. fully automated loan with simplified loan process; from application, approval to disbursement, all done online.
- A.I. processes loan quickly, cash is transferred automatically and instantly once the loan is confirmed.
- Utilizing A.I. big data to calculate personalized quotations, ensuring the loan amount based on your needs.
- WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
From 1 June 2024 to 31 July 2024 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$18,800 cash reward.
Gift Options
Repayment period at least 24 months + loan amount from HK$800,001 or above
Repayment period at least 24 months + loan amount from HK$600,001 to HK$800,000
Repayment period at least 24 months + loan amount from HK$500,001 to HK$600,000
Repayment period at least 24 months + loan amount from HK$400,001 to HK$500,000
Repayment period at least 24 months + loan amount from HK$300,001 to HK$400,000
Repayment period at least 24 months + loan amount from HK$200,001 to HK$300,000
Repayment period at least 24 months + loan amount from HK$100,001 to HK$200,000
- For more details about the promotion, please see Terms and Conditions
- The Cash Rebate amount will be credited by WeLend to eligible customers’ loan account directly on or before the fourth instalment due date for repayment.
Gift Options
[MoneyHero Exclusive Offer] HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 7 March 2024 6 p.m. to 31 July 2024, new customers who apply WeLend Personal Loan via MoneyHero can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
From 24 June 2024 till 31 July 2024, new clients who have successfully applied for WeLend Personal Loan with loan amount of HK$100,000 or above, finished the submission of all required documents and the application process can be rewarded a travel voucher(valued at HK$1,000), regardless of the application result.
- Please refer to the terms and conditions for details
- A.I. chatbot provides immediate solutions 24/7.
- The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
- The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records.
- WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
- Warning: You have to repay your loans. Don’t pay any intermediaries.
- Customer Service/ Complaint Hotline: 3590 6396
- Money Lender's License: 0829/2024
PrimeCredit Fixed Loan
+ 2 other gift options
Valid until
31 July 2024
Valid until
31 July 2024
- Online instant approval and 24 x 7 loan disbursement
- No income proof is required
- Repayment terms up to 72 months
- No handling fee, no early settlement fee
- Only applicable to eligible customers. For more loan and offer details, please visit the PrimeCredit website
- All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant
Remember to click here to fill out the reward form within 7 days after application
Gift Options
[MoneyHero Exclusive Offer] - Time-limited Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 2 April 2024 to 31 July 2024, you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 31 July 2024, regardless of loan approval and drawdown (if the application' final status is canceled, the customer would not be eligible to any rewards of this promotion)
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus
- From 1 May 2024 to 31 July 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
Gift Options
- During the promotion period, customers who successfully apply for and drawdown designated personal loans with minimum 12 instalments through this webpage can enjoy Cash Bonus calculated based on 1% of the net loan amount. The maximum amount that a property owner who applies for a designated personal loan can enjoy is $12,000; while the maximum amount that a non-property owner can enjoy is $8,000. Each customer can enjoy the offer once during the promotion period.
- The promotion period is from 1 May 2024 to 31 July 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.
- Warning: You have to repay your loans. Don't pay any intermediaries
- Enquiry and Complaint Hotline: 2111 2999
- Money Lender's Licence No.: 704/2024
DBS Debt Consolidation Loan
+ 15 other gift options
Valid until
31 July 2024
+ 4 other gift options
Valid until
31 July 2024
- Monthly flat rate as low as 0.11% (Annualised percentage rate: 6.38%)
- The Loan Set Up Fee is 2% of the loan amount. The Loan Set Up Fee shall be calculated by reference to the principal amount of the loan at the rate specified by the Bank from time to time and shall be deducted from the loan principal amount upon drawdown of the loan and is non-refundable
- High loan amount up to HK$2,000,000 or 21x monthly salary (whichever is lower)
- Flexible repayment period of up to 84 months
- Reduce interest expense by up to 93%
- No income proof is required
[MoneyHero Exclusive Offer for New / Existing Customers]
Customers are entitled to a reward HK$6,200 exclusive supermarket coupon or Apple Store Gift Card upon the following requirements are satisfied
Gift Options
Eligible Loan Range HK$1,000,000 or above
Eligible Loan Range From HK$700,000 to HK$999,999
Eligible Loan Range From HK$300,000 to HK$699,999
Eligible Loan Range From HK$100,000 to HK$299,999
- Successfully apply for the Loan via MoneyHero ;
- From 1 July 2024 to 31 July 2024: successfully apply for the Loan;
- On or before 21 August 2024: draw down the approved Loan;
- Terms and Conditions apply
Gift Options
Eligible Loan HK$1,500,000 above
Eligible Loan From HK$1,000,000 To HK$1,499,999
Eligible Loan From HK$700,000 To HK$999,999
Eligible Loan From HK$300,000 To HK$699,999
Eligible Loan From HK$100,000 To HK$299,999
- Successfully apply via DBS website or DBS Card+ Apps
- From 1 July 2024 to 31 July 2024 (Promotion Period): Successfully apply DBS Debt Consolidation Loan
- On or before 21 August 2024: Successfully drawdown the loan
- A redemption letter will be sent to the eligible customer by mail within 7 months after the end of the Promotional Period for the customer to redeem the Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.
- A redemption letter will be sent to the eligible customer by mail within 7 months after the end of the Promotional Period for the customer to redeem the Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.
- Coupons are only applicable to customers whose Loan accounts are in good standing and not in default (as determined by the Bank at its sole discretion)
- APR is calculated in accordance with the guideline issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. The APR in the above table has included Loan Set Up Fee of 2% in the calculation. Loan Set Up Fee shall be deducted from the loan principal amount upon draw down of the loan and is non-refundable
- Terms and conditions apply. For details, please visit DBS website
- The above information is for reference only, the final approved interest rate, loan amount and instalment period are subject to the financial condition of customers.
- To borrow or not to borrow? Borrow only if you can repay!
- Relevant fee applies if a customer early pays off the Loan. For details, please refer to the Personal Instalment Loan Terms and Conditions.
1. Apply online or by phone
2. Fill in personal and employment information
3. Confirm the information
4. Wait for the approval result
5. Disburse the loan
1. HKID card
2. Latest 3 months’ income proof
3. Address proof (issue date within 6 months)
4. Practicing certificate issued by relevant association, if you are a professional (e.g. medical doctor, accountant, lawyer or engineer)
5. Banking statement / passbook showing your name and account number
Standard Chartered Personal Instalment Loan
+ 10 other gift options
Valid until
31 July 2024
+ 8 other gift options
Valid until
02 September 2024
Valid until
02 September 2024
- Maximum loan amount of up to 18X monthly salary or HK$4,000,000 (whichever is lower)
- Max Loan Repayment Tenure: 60 months; 0% handling fee
- 7-Day Cooling-off Period - Early redemption fees and changes waiver with waiver on early redemption fee and charges
From 24 May 2024 12 noon to 31 July 2024 6 p.m. customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
Gift Options
Loan amount HK$800,000 and above
Loan amount from HK$300,000 to HK$799,999
Loan amount from HK$200,000 to HK$299,999
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Up to HK$7,000 Cash Rebate
Gift Options
Loam Amount HK$1,500,000 and above + repayment period 12 months to 24 months
Loam Amount from HK$800,000 to HK$1,499,999 + repayment period 12 months to 24 months
Loam Amount from HK$300,000 to HK$799,999 + repayment period 12 months to 24 months
Loam Amount from HK$100,000 to HK$299,999 + repayment period 12 months to 24 months
Loam Amount HK$1,500,000 and above + repayment period 36 months to 60 months
Loam Amount from HK$600,000 to HK$1,499,999 + repayment period 36 months to 60 months
Loam Amount from HK$400,000 to HK$599,999 + repayment period 36 months to 60 months
Loam Amount from HK$200,000 to HK$399,999 + repayment period 36 month(s) to 60 month(s)
Loam Amount from HK$100,000 to HK$199,999 + repayment period 36 months to 60 months
- From 1 June 2024 to 2 September 2024, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$7,000 Cash Rebate.
- Terms and Conditions apply.
Gift Options
Loan amount HK$50,000 and above + repayment period at least 36 months
- New clients who have successfully applied for a Standard Chartered Personal Instalment Loan online during the Promotion Period (1 Jun 2024 – 2 Sep 2024) and drawn down within three months
Extra Cash Rebate is only applicable to new client - applicants who are not holding any loan and/or credit cards issued by Bank at the time of Loan application with loan amount of HK$50,000 or above and tenor of 36 months or above
- The Annualised Percentage Rate is 1.85% (for clients with loan amount of HK$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who use the Bank’s auto-payroll services or SCB Priority Private / Priority Banking Customers. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions
- The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
- Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
- Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
- The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
1. Hong Kong Permanent Identity Card
2. Latest residential address proof showing your name
3. For regular income earners, please enclose latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing name, account number and salary entries;
For irregular income earners, please enclose latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing name, account number and salary entries;
For self-employed applicants, please enclose a Business Registration Certificate AND latest Profits Tax Demand Note
Citi Speedy Cash Personal Loan
+ 13 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
+ 14 other gift options
Valid until
30 September 2024
- Same-day approval and same-day loan disbursement
- The loan amount is up to 12 times of the monthly salary or HK$3,500,000, whichever is lower
- Repayment term up to 60 months, HK$0 handling fee
- No hidden terms and conditions
[MoneyHero Exclusive Offer]
From 2 July 2024 6 p.m. to 31 July 2024 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHeron exclusive offer
Gift Options
Loan amount HK$2,000,000 or above + repayment period at least 12 months
Loan amount from HK$800,000 to HK$1,999,999 + repayment period at least 12 months
Loan amount HK$300,000 to HK$799,999 + repayment period at least 12 months
Loan amount from HK$200,000 to HK$299,999 + repayment period at least 12 months
Loan amount from HK$100,000 to HK$199,999 + repayment period at least 12 months
- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
[MoneyHero Exclusive Offer] HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072)
- From 2 July 2024 6 p.m. to 31 July 2024 6 p.m., apply for the Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan via MoneyHero as a new customer and you can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) no matter the approval result
- For more details about the promotion, please see Terms and Conditions
- Clients who successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan from 1 July 2024 to 30 September 2024 and drawdown the loan on or before 14 October 2024 will be entitled to the following welcome offer
Gift Options
Repayment period at least 25 months + loan amount HK$1,500,000 or above
Repayment period at least 25 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period at least 25 months + loan amount from HK$400,000 to HK$799,999
Repayment period at least 25 months + loan amount from HK$100,000 to HK$399,999
Repayment period from 12 months to 24 months + loan amount HK$1,500,000 or above
Repayment period from 12 months to 24 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 12 months to 24 months + loan amount from HK$400,000 to HK$799,999
Repayment period at least 12 months + loan amount from HK$100,000 to HK$399,999
- The application of Citi Speedy Cash Personal Loan or Citi Debt Consolidation Loan must be successfully applied on or before 30 September 2024, and loan must be drawn down on or before 14 October 2024
The application date is subject to Citibank’s system records
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
For more details about the promotion, please see Terms and Conditions
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
- Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
- Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
- A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
- Each eligible customer can enjoy the Reward once during the promotion period
- "Same day approval and same day loan disbursement" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
- The Annualised Percentage Rate ("APR") of 1.78% is calculated based on the monthly flat rate 0.08% with loan amount of HK$3,500,000 and repayment tenor of 12 months. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
- To borrow or not to borrow? Borrow only if you can repay!
CreFIT Cash Loan
+ 2 other gift options
Valid until
31 July 2024
Valid until
31 December 2024
- Cash loan approval pledge in 60s
- Loan amounts up to HK$500,000
- Repayment tenor of 6, 12, 18, 24, 30, 36, 42 or 48 months
- From now till 31 July 2024, new customers who apply CreFIT Cash Loan & obtain approval result on or before 31 July 2024 via MoneyHero can get HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher OR Trip.com Gift Card, regardless of loan approval and drawdown
- Complete the "Reward Redemption Form" within 7 days of successful submission of the application
Gift Options
- Please refer to the Terms and Conditions for more details
Gift Options
- From now till 31 Dec 2024:Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000
- ^The time required after receiving complete loan application information and customer’s consent for accessing the credit reference report to the approval completion for qualified customers.
- *VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis.
- For example, if the loan amount is HK$200,000 with repayment period in 24 months, and the calculation is based on 365 or 366 days in a year, the APR and Monthly Flat Rate (calculated using relevant guidelines from the Hong Kong Association of Banks) are 8% and 0.343% respectively. In this case, the monthly repayment amount and the total interest paid over the loan period would be HK$9,019.33 and HK$16,464.00 respectively.
- There is no drawdown fee or annual fee for this loan product. If the loan instalment is not fully repaid on the due date, a fixed late fee of HK$300 will be charged for each overdue instalment.
- CreFIT Cash Loan Applicant Requirements: Aged 18 or above, Hong Kong Permanent Resident, Hong Kong local mobile phone number, Average monthly salary of HK$5,000
- APR 1.98% - 36.00% in general
- Terms and Conditions apply
Warning: You must repay your loans. Do not pay any intermediaries.
- Inquiries and complaints hotline: 6369 2338
- Money Lender's License Number: 0751/2024
- VCREDIT Finance Limited
Standard Chartered Debt Consolidation Program
+ 10 other gift options
Valid until
31 July 2024
+ 4 other gift options
Valid until
02 September 2024
Valid until
02 September 2024
- Maximum loan amount of up to 24X monthly salary or HK$2,000,000 (whichever is lower);
- Max Loan Repayment Tenure: 84 months; 0% handling fee
From 24 May 2024 12 noon to 31 July 2024 6 p.m. customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
Gift Options
Loan amount HK$800,000 and above
Loan amount from HK$300,000 to HK$799,999
Loan amount from HK$200,000 to HK$299,999
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Up to HK$20,000 Cash Rebate
Gift Options
Loan amount HK$1,500,000 or above
Loan amount from HK$1,000,000 to HK$1,499,999
Loan amount from HK$700,000 to HK$999,999
Loan amount from HK$500,000 to HK$699,999
Loan amount from HK$100,000 to HK$499,999
- From 1 June 2024 to 2 September 2024, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$20,000 Cash Rebate.
- Terms and Conditions apply.
Gift Options
Loan amount HK$50,000 and above + repayment period at least 36 months
- New clients who have successfully applied for a Standard Chartered Personal Instalment Loan online during the Promotion Period (1 Jun 2024 – 2 Sep 2024) and drawn down within three months
Extra Cash Rebate is only applicable to new client - applicants who are not holding any loan and/or credit cards issued by Bank at the time of Loan application with loan amount of HK$50,000 or above and tenor of 36 months or above
- The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable)
- Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
- Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
- The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
1. Hong Kong Permanent Identity Card
2. Latest residential address proof showing your name
3. For regular income earners, please enclose latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing name, account number and salary entries;
For irregular income earners, please enclose latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing name, account number and salary entries;
For self-employed applicants, please enclose a Business Registration Certificate AND latest Profits Tax Demand Note
BOC Express Cash Instalment Loan
Valid until
30 September 2024
+ 11 other gift options
Valid until
30 September 2024
- APR as low as 1.85%
- Flexible repayment period from 6 months to 60 months
- Loan amount up to HK$4,000,000 or 18x of your monthly salary (whichever is lower)
- Monthly income of HK$6,000 or above
Gift Options
- An extra HK$500 cash rebate will be entitled by inputting a reference code “AH” on MoneyHero website. Successful application can earn up to HK$7,300 cash rebate (including MoneyHero exclusive cash rebate of extra HK$500).
Gift Options
Loan Amount HK$3,000,000 or above + repayment period 36 months or above
Loan Amount HK$3,000,000 or above + repayment period 24 months
Loan Amount from HK$1,500,000 to HK$2,999,999 + repayment period 36 months or above
Loan Amount from HK$1,500,000 to HK$2,999,999 + repayment period from 24 months
Loan Amount from HK$1,000,000 to HK$1,499,999 + repayment period 36 months or above
Loan Amount from HK$1,000,000 to HK$1,499,999 + repayment period 24 months
Loan Amount from HK$500,000 to HK$999,999 + repayment period 36 months
Loan Amount from HK$500,000 to HK$999,999 + repayment period 24 months
Loan Amount from HK$200,000 to HK$499,999 + repayment period 36 months or above
Loan Amount from HK$200,000 to HK$499,999 + repayment period 24 months
Loan Amount from HK$100,000 to HK$199,999 + repayment period 36 months or above
Loan Amount from HK$50,000 to HK$99,999 + repayment period 36 months or above
Successfully apply and drawdown with a loan amount of HK$200,000 or above, and with repayment tenor of 24 months; OR a loan amount of HK$50,000 or above, and with repayment tenor of 36 months or above
Successfully drawdown the loan on or before 31 October 2024
An extra HK$500 cash rebate will be earned upon successful registration with inputting reference code “AH"
The above reward offer will be directly credited to the BOC repayment account of the eligible customers on or before 31 March 2025 without prior notice
- The quoted interest rate is calculated based on a loan amount of HK$1,500,000 with repayment tenor of 12 months and monthly flat rate of 0.0830%. The Annualised Percentage Rate (“APR”) is 1.85%, with handling fee waiver.
- The above information is for reference only. For details, please visit Bank of China (Hong Kong) Limited (“BOCHK”) website
- For details of promotion offers and terms and conditions, please refer to BOCHK website
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
1. Apply via online or mobile banking.
2. Please read "Key Facts Statement" and "Terms and conditions" and then press "Agree and continue".
3. Enter information.
4. Authenticate your identity.
5. Enter your loan details.
6. Confirm loan application submitted.
1. Hong Kong Identity Card.
- For applicants who are not holders of Hong Kong permanent ID card, please provide a passport copy.
2. Current Residential Address Proof issued within three months, e.g. electricity bills, rates demand notes or bank statements
- (If the permanent residential address is different from the current residential address, please provide additional permanent residential address proof).
3. Income Proof:
- Bank statements/passbook showing your name, account number and the credit of monthly salary in the past two months; or
- Salary payroll advice dated within one month of application; or
- The latest Tax Demand Note
- Business Registration Certificate and the latest Tax Demand Note (for sole proprietor or a partner in a business)
Fubon Perfect Fit Personal Loan
+ 8 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
+ 3 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
- Annualized Percentage Rate (“APR”) as low as 2.88%, monthly interest rate as low as 0.1288%
- HK$0 handling fee
- Loan amount up to 16 times of monthly salary or a maximum of HK$3,000,000 (whichever is lower)
- Tenor up to 60 months
- Follow up by our specialist. Receive your preliminary approval result in as fast as 30 minutes. Same day loan disbursement upon the receipt of final approval result
- [Smart Rate] APR 2.88% calculated based on a monthly flat rate of 0.1288%, loan amount of HK$1,500,000 and repayment period of 12 months. The actual APR may vary for individual customers and subject for final approval
Exclusive Offer: From 30 April 2024, 12 p.m. till 31 July 2024, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using the promocode 「MHRL05」 with a tenor of 12 months or above to enjoy the gift below:
Gift Options
Loan amount HK$800,000 or above
Loan amount from HK$500,000 to HK$799,999
Loan amount from HK$150,000 to HK$499,999
How to redeem MoneyHero exclusive offer?
- Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:- loan application number (which is the reference number provided on the webpage after loan application is submitted to Fubon Bank via online); and contact details
The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
Eligible Customers are required to reach out to support@moneyhero.com.hk along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Terms and conditions apply.
[MoneyHero Limited Time Exclusive Offer] - Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher
From 3 June 2024 12 noon till 31 July 2024, 6 p.m., apply Fubon Perfect Fit Personal Loan via MoneyHero and upload the required documents (including ID Card, Income Proof and Address Proof) to the Bank during application, enter the promo code「MHRL05」 to get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application, regardless of loan amount and whether the application is approved or not.
Gift Options
- For more details about the promotion, please see Terms and Conditions
Fubon Bank Offers - Enjoy up to HK$8,500 Cash Rewards
Loan Drawdown: Up to HK$8,500 Supermarket Cash Coupon
Successful loan drawdown with 24 months tenor or above can receive supermarket cash coupon.
Gift Options
Loan amount HK$1,200,000 or above
Loan amount from HK$600,000 to HK$1,199,999
Loan amount from HK$300,000 to HK$599,999
Loan amount from HK$100,000 to HK$299,999
- For more details of promotion offer, please refer to : More Info - Terms and Conditions
Gift Options
- For more details of promotion offer, please refer to : More Info - Terms and Conditions
- Customers who submit application of the Fubon Perfect Fit Personal Loan and successfully drawdown with loan amount HK$100,000 or above and tenor of 24 months or above on or before 30 September 2024 will be entitled up to HK$8,500 supermarket coupons (“Cash Coupon(s)”). Besides, customers who apply via Fubon Bank’s website or Fubon GO Mobile App and drawdown the loan will be entitled extra supermarket cash coupon of HK$300. Cash Coupon(s) redemption letter will be mailed to customer's correspondent address within 1 month after successful drawdown. If the Cash Coupon(s) are out of stock, Fubon Bank (Hong Kong) Limited (the “Bank”) has the sole discretion to offer a different coupon as replacement. Cash Coupon(s) are not exchangeable with cash. The use of Cash Coupon(s) shall be subject to the terms and conditions stated on the Cash Coupons. Cash Coupon(s) are provided by respective merchant and the Bank makes no representation or guarantee as to the quality and availability of the products, services, or information provided by the merchant. The Bank shall not be liable for any matters arising from or in connection with the products, services, or information provided by the merchant.
- Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. The actual APR may vary for individual customers and subject for final approval. The APR ranges from 2.88% to 33.02%, with repayment period of 12 to 60 months. The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
- Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. and could be as low as Annualized Percentage Rate (“APR”) 2.88% calculated based on a monthly flat rate of 0.1288%, loan amount of HK$1,500,000 and repayment period of 12 months. (for 12-month tenor). The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
- Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
- Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
- The Bank will disburse full loan amount directly to the customer’s designated bank account within 4 -7 working days after successful approval. The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance.
- The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
- The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.
- Terms and conditions apply. For details, please visit Fubon Bank website
- To borrow or not to borrow? Borrow only if you can repay!
1. Click "Apply Now".
2. Press "Apply for Personal Loan".
3. Select "Perfect Fit Personal Loan".
4. Submit application and wait for approval.
1. HKID
2. Mobile phone number
3. Residential or mailing address proof
WeLab Bank Personal Instalment Loan
+ 5 other gift options
Valid until
31 August 2024
+ 2 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
- Loan amount up to HKD 1,500,000 or up to 18x monthly salary (whichever is lower)
- Complete your application in as fast as 3 steps
- Get your loan in 1 day at the earliest with HKD 0 handling fee
- Shorten your loan application time and get your loan much quicker, without having to submit any income proof
- From start to finish, simply complete the whole process in WeLab Bank app! And we have amazing features and benefits not many loan Hong Kong has to offer
[MoneyHero Exclusive Offer]
- Customer is entitled to up to HK$17,000 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card
- Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code "NLHERO" from now on till 31 August 2024 to enjoy:
Gift Options
Repayment period 24 months or above + loan amount from HK$700,000 to HK$1,500,000
Repayment period 24 months or above + loan amount from HK$300,000 to HK$699,999
- Terms and Conditions apply
[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card
- From 30 April 2024 12:00 noon to 31 July 2024 18:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank on or before 31 July 2024
Gift Options
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code "NLHERO" from now on till 31 July 2024 to enjoy:
Gift Options
Repayment period 24 months or above + loan amount from HK$700,000 to HK$1,500,000
Repayment period 24 months or above + loan amount from HK$300,000 to HK$699,999
Repayment period 24 months or above + loan amount from HK$80,000 to HK$299,999
- Terms and Conditions apply
- The estimated period is calculated from the day the loan agreement is signed. The actual approval period and the actual time the loan is disbursed may vary upon information provided by the applicants.
- Assume the loan amount as HKD700,000 with tenor of 24 months, the APR will be 1.27% (inclusive of HKD3,000 cash rebate) or 1.68% (excluding cash rebate). The APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and rounded to the nearest 2 decimal places and may vary for individual customers. Customers should refer to their loan confirmation letters for the relevant information and such information shall prevail. The APR only applicable to designated loan amount and tenor and for reference only. The final approved interest will be subjected to the bank’s approval.
- We reserve the right to request customers to provide additional supporting documents for the loan application. The actual time for loan approval and the loan disbursement may vary depending on the information provided by the customer and are subject to the credit assessment result. Any loan application is subject assessment against normal lending criteria.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply through WeLab Bank app
2. Upload documents
3. Verify and get approval
4. Disburse loan
Employed - Regular Income:
Latest 1 month income proof, and
A recent address proof issued within the last 3 months
Freelancer or Employed - Variable income:
Latest 6 months income proof, and
A recent address proof issued within the last 3 months
Business Owner:
Latest 3 months personal bank statement, and
Latest 6 months company bank statements or salary tax demand note, and
A recent address proof issued within the last 3 months
WeLab Bank Card Debt Consolidation Loan
+ 1 other gift options
Valid until
31 July 2024
+ 9 other gift options
Valid until
31 July 2024
+ 6 other gift options
Valid until
31 July 2024
- The whole process is done by mobile phone, you can borrow without leaving home or showing up
- Reduce interest expense up to 97% and enjoy HK$0 handling fee
- Tailor a personalized repayment plan for you to centralize card debts and pay off the debts in one go
- Loan amount up to HK$1,500,000 or up to 18x monthly salary (whichever is lower)
- Loan tenor options available up to 72 months
[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher
- From 30 April 2024 12:00 noon to 31 July 2024 18:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank on or before 31 July 2024
Gift Options
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Successfully applied and drawdown the Card Debt Consolidation Loan from WeLab Bank with entered the referral code "NLHERO" from 1 December 2023 to 31 July 2024 to enjoy:
Gift Options
Repayment period 36 months and above + loan amount from HK$1,000,000 to HK$1,500,000
Repayment period 36 months and above + loan amount from HK$400,000 to HK$999,999
Repayment period 36 months and above + loan amount from HK$200,000 to HK$399,999
Repayment period 36 months and bove + loan amount from HK$100,000 to HK$199,999
Repayment period from 24 months to 35 months + loan amount from HK$1,000,000 to HK$1,500,000
Repayment period from 24 months to 35 months + loan amount from HK$200,000 to HK$999,999
- Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
- Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:
- loan application number (which is the reference number provided on the webpage after loan application is submitted to WeLab Bank via online); and contact details
- The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
- Eligible Customers are required to reach out to support@moneyhero.com.hk along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Successfully applied and drawdown the Card Debt Consolidation Loan from WeLab Bank with entered the referral code "NLHERO" from 1 December 2023 to 31 July 2024 to enjoy:
Gift Options
Repayment period 36 months and above + loan amount from HK$1,000,000 to HK$1,500,000
Repayment period 36 months and above + loan amount from HK$400,000 to HK$999,999
Repayment period 36 months and above + loan amount from HK$200,000 to HK$399,999
Repayment period 36 months and above + loan amount from HK$100,000 to HK$199,999
Repayment period from 24 months to 35 months + loan amount from HK$1,000,000 to HK$1,500,000
Repayment period from 24 months to 35 months + loan amount from HK$400,000 to HK$999,999
Repayment period from 24 months to 35 months + loan amount from HK$200,000 to HK$399,999
- Terms and Conditions apply
- Same day disbursement at the earliest: The estimated period is calculated from the day the loan agreement is signed. The actual approval period and the actual time the loan is disbursed may vary upon information provided by the applicants.
- The final approved loan amount, interest rate and loan tenor are subject to the credit approval.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply through WeLab Bank app
2. Upload documents
3. Verify and get approval
4. Disburse loan
Employed - Regular Income:
Latest 1 month income proof, and
A recent address proof issued within the last 3 months
Freelancer or Employed - Variable income:
Latest 6 months income proof, and
A recent address proof issued within the last 3 months
Business Owner:
Latest 3 months personal bank statement, and
Latest 6 months company bank statements or salary tax demand note, and
A recent address proof issued within the last 3 months
CCB (Asia) Personal Instalment Loan
- Monthly flat rate as low as 0.083%, APR as low as 1.85%
- Income proof and address proof waiver for applying loan amount up to HK$100,000
- Handling fee wavier
- Loan amount up to HK$3,000,000 or 12 times of monthly salary (whichever is lower)
- The Annualized Percentage Rate (“APR”) 1.85% is calculated based on 12 months repayment period and loan amount of HK$3,000,000 with monthly flat rate of 0.083%
- The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year
- For Personal Installment Loan amount of HK$100,000 with 12 months repayment period, the monthly flat rate is 0.27% (APR 6.11%), and the total loan repayment amount is HK$103,248 (handling fee is waived). The above example is for reference only. The loan application and terms of the loan are subject to the Bank's approval. The actual APR may vary for individual customer and the final interest rate will be subject to credit condition of the customer
- The above interest rate offer is applicable to the good credit rating customers, China Construction Bank (Asia) Corporation Limited will counter offer another interest rate offer to the fair credit rating customers upon loan approval. Please contact the staff for details. China Construction Bank (Asia) Corporation Limited reserves the right of final decision on the interest rate and approval result
- To borrow or not to borrow? Borrow only if you can repay!
DBS Personal Instalment Loan
+ 19 other gift options
Valid until
31 July 2024
+ 5 other gift options
Valid until
31 July 2024
Valid until
31 July 2024
- Annualised Percentage Rate as low as 5.91%; APR includes the handling fee 2%
- Handling fee refers to the loan setup fee. The Loan Set Up Fee is 2% of the loan amount. The Loan Set Up Fee shall be calculated by reference to the principal amount of the loan at the rate specified by the Bank from time to time and shall be deducted from the loan principal amount upon drawdown of the loan and is non-refundable.
- Loan amount up to HK$2,000,000 or 20x monthly salary (whichever is lower), flexible repayment period of up to 60 months
- No income proof is required
- Anytime to redraw your repaid principal
The customer is entitled to reward an up to HK$10,800 exclusive supermarket coupon or Apple Gift Card upon the following requirements are satisfied
Gift Options
HK$1,500,000 and above
From HK$1,000,000 to HK$1,499,999
From HK$500,000 to HK$999,999
From HK$300,000 to HK$499,999
From HK$100,000 to HK$299,999
- Successfully apply for the Loan via MoneyHero;
- From 1 July 2024 to 31 July 2024: successfully apply for the Loan;
- On or before 21 August 2024: draw down the approved Loan;
- Terms and Conditions apply
Gift Options
From 36 months above + eligible loan range HK$1,000,000 above
From 36 months above + eligible loan range from HK$500,000 To HK$999,999
From 36 months above + eligible loan range from HK$300,000 To HK$499,999
From 12 months To 36 months + eligible loan range HK$1,000,000 above
From 12 months To 36 months + eligible loan range from HK$300,000 To HK$999,999
From 12 months above + eligible loan range from HK$100,000 To HK$299,999
- Successfully applied for the loan via DBS website or DBS Card+ Smart Phone App
- From 1 July 2024 till 31 July 2024 (Promotion Period), successfully applied for the loan within the promotion period;
- Successfully drawdown the loan on or before 21 August 2024;
- A redemption letter will be sent to the eligible customer by mail within 7 months after the end of the Promotion Period for the customer to redeem the Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier
The Extra Award will be awarded to the eligible customers via the red “InstaRedeem” button of DBS Card+ upon eligible customers spend with the Applicable Credit Card (as defined in Clause 10a) issued by the Bank during 1 March 2025 to 31 August 2025 (“Extra Award Period”) and when the spending is displayed on the spending page of DBS Card+. Customers can use the Extra Award received to set off the amount payable for that transaction via the “InstaRedeem” function of DBS Card+.
To receive the Extra Award, customers must:
hold a valid principal credit card issued by the Bank (including Co-branded Cards, except Private Label Cards and Business Cards) ("Applicable Credit Card"), choose the DBS$ Redemption Scheme under the DBS$ Reward Scheme for that Applicable Credit Card, download DBS Card+, register and activate DBS Card+ account successfully, enable the “InstaRedeem” push notification of DBS Card+ on 31 January 2025. For customer who holds more than one valid principal credit card issued by the Bank on 31 January 2025, his/her Applicable Credit Card is by default based on the priority
Earn HK$300 "InstaRedeem" by fulfilling the following requirements:
Gift Options
From 12 months To 60 months + eligible loan range HK$100,000 above
- Successfully applied for the loan via DBS website or DBS Card+ Smart Phone App;
- From 1 July 2024 to 31 July 2024 successfully applied for the loan within the promotion period;
- Successfully drawdown the loan on or before 21 August 2024;
- A redemption letter will be sent to the eligible customer by mail within 7 months after the end of the Promotion Period for the customer to redeem the Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.
- The Extra Award will be awarded to the eligible customers via the red “InstaRedeem” button of DBS Card+ upon eligible customers spend with the Applicable Credit Card (as defined in Clause 10a) issued by the Bank during 1 March 2025 to 31 August 2025 (“Extra Award Period”) and when the spending is displayed on the spending page of DBS Card+. Customers can use the Extra Award received to set off the amount payable for that transaction via the “InstaRedeem” function of DBS Card+.
- To receive the Extra Award, customers must:
hold a valid principal credit card issued by the Bank (including Co-branded Cards, except Private Label Cards and Business Cards) ("Applicable Credit Card"), choose the DBS$ Redemption Scheme under the DBS$ Reward Scheme for that Applicable Credit Card, download DBS Card+, register and activate DBS Card+ account successfully, enable the “InstaRedeem” push notification of DBS Card+ on 31 January 2025. For customer who holds more than one valid principal credit card issued by the Bank on 31 January 2025, his/her Applicable Credit Card is by default based on the priority
- Minimum salary requirement: fixed annual income of HK$80,000 or above
- APR as low as 5.91%: The APR of 5.91% is calculated based on the loan amount of HK$1,500,000, a monthly flat rate of 0.09%, and instalment period of 12 months, including a Loan Set Up Fee of 2%.
- Rewards are subject to Terms and Conditions, please refer to DBS website for details
- The Annualized Percentage Rate (“APR”) is calculated in accordance with the guideline issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. The APR in the above table has included Loan Set Up Fee of 2% in the calculation. Loan Set Up Fee shall be deducted from the loan principal amount upon draw down of the loan and is non-refundable
- The monthly flat rate here is for reference only. The interest rate applicable to a customer is subject to his/her financial condition and is solely determined by DBS. Terms and conditions apply. For details, please visit DBS website
- Relevant fee applies if a customer early pays off the Loan. For details, please refer to the Personal Instalment Loan Terms and Conditions.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online or by phone
2. Verify your personal details and declare your financial liabilities
3. Credit check
4. Select a loan plan
5. Select disbursement details
6. Disburse the loan
1. HKID card
2. Latest 3 months’ income proof
3. Address proof (issue date within 6 months)
4. Practicing certificate issued by relevant association, if you are a professional (e.g. medical doctor, accountant, lawyer or engineer)
5. Banking statement / passbook showing your name and account number
Mox Instant Loan
Valid until
31 July 2024
+ 6 other gift options
Valid until
31 July 2024
- For Instant Loan of HK$100,000 into 60 monthly instalments, the Annualised Percentage Rate (APR) is as low as 6.93% and interest is calculated on the basis of a 365-day year
- You can apply for a higher credit limit by simply uploading documents in Mox app
- Apply in just a few clicks, and the cash will go straight to your Mox Account instantly after approval
- You can know the monthly payment, APR, and total payment in Mox app by choosing Instant Loan amount and repayment periods.
- Instant Loan is available at the touch of a button in your Mox app, so you can apply anytime you need, 24/7.
- No additional documents are required
- HK$0 handling fee
- Instant Loan:Enjoy a flexible repayment period between 3 - 60 months
- Pay taxes using "Split Purchase"
- You can split a single or multiple eligible Mox Credit transaction of HK$400 or above
- Applicable for an eligible Mox Credit statement balance of HK$2,000 or above (Split your statement balance once it’s released, anytime until 3 days before the payment due date for that statement)
- Flexible repayment period between 3-60 months
- Earn unlimited CashBack on your spending with Mox Credit
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Open a Mox Account successfully with the invitation code "MOXMH", successfully apply for Mox Credit via MoneyHero and pay HK$1,300 with Mox Credit by 30 September 2024 to redeem Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeemed using MOX Credit with HK$1,300).
- From 22 July 2024 12 noon to 31 July 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
- The Mox Credit must be approved by Mox within 30 days after opening the Mox account, subject to the Bank’s system records
- Tips:
- Please submit the reward redemption form sent via email previously within 14 days after receiving the successful application email once your Mox Credit got approval.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully opening the Mox account as well Mox Credit, you will receive an email notice with application reference number (7 or 9 digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and MOXMHBUY Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Open a Mox Account successfully with the invitation code "MOXMH", successfully apply for Mox Credit via MoneyHero and spend HK$4,000 within 60 calendar days after approval to enjoy: Great Bay Airline Round-trip air ticket from Hong Kong to Taipei x 2 (included 20kg checked baggage, exclude tax)(details here) / Nintendo Switch (OLED Model) (valued at HK$2,680, random colour) / Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase(Valued at HK$4280; random colour) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) / Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780 ; random colour) / HK$1,300 Apple Gift Card OR Trip.com Gift Card
- From 22 July 2024 12 noon to 31 July 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
- The Mox Credit must be approved by Mox within 30 days after opening the Mox account, subject to the Bank’s system records
- Tips:
- Successfully open the Mox account as well as Mox Credit and accumulate spending of HK$4,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- * You need to have a Mox Credit account. Your maximum loan amount depends on your available credit limit.
- For an Instant Loan on a Mox Credit transaction of HKD750,000 or above spilt into 12 monthly instalments, the Annualised Percentage Rate (APR) is as low as 1.98% (which does not includes cash reward of Instant Loan Cash Reward Promotion).
- From 3 July until 3 September 2024, you can enjoy up to HKD8,888 Cash Reward when you successfully apply for the designed Instant Loan. For an Instant Loan on a Mox Credit transaction of HKD750,000 spilt into 49 monthly instalments, the Annualised Percentage Rate (APR) is as low as Promotion is as low as 4.20%.
- The maximum amount of an Instant Loan depends on the status of your Mox Credit. For example, your maximum Instant Loan amount will vary depending on factors such as your available credit limit for Mox Credit (Mox will always leave you a buffer of HK$3,000 on your Mox Credit “available to spend”, after deducting the total repayment of your Instant Loan from your credit limit for Mox Credit to allow you to continue spending on Mox Credit)
- The fees for Instant Loan will be reviewed from time to time. For more details, please refer to the General terms and conditions (in particular, Part B ‘Instant Loan of Schedule 3) and the Instant Loan Key Facts Statement on Mox website for details.
- The fees for Split Purchase will be reviewed from time to time. For more details, please refer to the Split Purchase Key Facts Statement and Schedule 3 to the General Terms and Conditions on Mox website for details.
- General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.
- The actual turnaround time may vary depending on the actual circumstances of individual applications.
- Terms and conditions apply, please refer to Mox website or Mox app for details.
- To borrow or not to borrow? Borrow only if you can repay!
1. Click "Apply Now" with your mobile device and download Mox Bank App from App Store or Google Play.
2. Create a Mox Account and apply for Mox Credit.
3. Apply for Instant Loan with Mox Credit.
4. Wait for approval.
1. HKID
2. Mobile phone number
3. Residential or mailing address proof
HSBC Personal Instalment Loan
+ 39 other gift options
Valid until
06 August 2024
- APR as low as 2.38% (monthly flat rate as low as 0.12%); HK$0 handling fee
- 1-minute approval; no income proof is required if you have maintained an auto payroll account with HSBC for one month or above
- Borrow up to HK$3,000,000 or 23 times your monthly salary, whichever is lower
- Flexible repayment period from 12 months to 84 months
- Cash withdrawal from over 1,000 HSBC's ATMs and branches
- 30-day cooling-off period; waiver of early redemption fees
Limited Time Offer - Enjoy up to HK$10,300 Cash Rebate
From 10 July 2024 to 6 August 2024, enjoy up to HK$10,300 cash rebate for success Personal Instalment Loan application, including the successful application offer (up to HK$10,000) and document submission offer (HK$300)
- New-to-Lending Customer refer to applicants who did not hold or get approved for any of the Personal Instalment Loan, Personal Tax Loan, Revolving Credit Facility, Personal Instalment Loan Balance Consolidation Programme, Electric Vehicle Personal Instalment Loan or Cash Instalment Plan between 10 July 2021 and 9 July 2024 (both dates inclusive)
Gift Options
If you submit the required supporting document(s) and a Loan HK$100,000 or above
Eligible Loan Amount Range from HK$50,000 to HK$99,999 + eligible tenure range from 12 months to 24 months
Eligible Loan Amount Range from HK$50,000 to HK$99,999 + eligible tenure range from 25 months to 60 months
Eligible Loan Amount Range from HK$100,000 to HK$199,999 + eligible tenure range from 12 months to 23 months
Eligible Loan Amount Range from HK$100,000 to HK$199,999 + eligible tenure range 24 months
Eligible Loan Amount Range from HK$100,000 to HK$199,999 + eligible tenure range from 25 months to 59 months
Eligible Loan Amount Range from HK$100,000 to HK$199,999 + eligible tenure range 60 months
Eligible Loan Amount Range from HK$200,000 to HK$299,999 + eligible tenure range from 12 months to 23 months
Eligible Loan Amount Range from HK$200,000 to HK$299,999 + eligible tenure range 24 months
Eligible Loan Amount Range from HK$200,000 to HK$299,999 + eligible tenure range from 25 months to 59 months
Eligible Loan Amount Range from HK$200,000 to HK$299,999 + eligible tenure range 60 months
Eligible Loan Amount Range from HK$300,000 to HK$499,999 + eligible tenure range from 12 months to 23 months
Eligible Loan Amount Range from HK$300,000 to HK$499,999 + eligible tenure range 24 months
Eligible Loan Amount Range from HK$300,000 to HK$499,999 + eligible tenure range from 25 months to 59 months
Eligible Loan Amount Range from HK$300,000 to HK$499,999 + eligible tenure range 60 months
Eligible Loan Amount Range from HK$300,000 to HK$999,999 + eligible tenure range 24 months
Eligible Loan Amount Range from HK$300,000 to HK$999,999 + eligible tenure range from 25 months to 59 months
Eligible Loan Amount Range from HK$300,000 to HK$999,999 + eligible tenure range 60 months
Eligible Loan Amount Range from HK$500,000 to HK$999,999 + eligible tenure range from 12 months to 23 months
Eligible Loan Amount Range from HK$500,000 to HK$999,999 + eligible tenure range 24 months
Eligible Loan Amount Range from HK$500,000 to HK$999,999 + eligible tenure range from 25 months to 59 months
Eligible Loan Amount Range from HK$500,000 to HK$999,999 + eligible tenure range 60 months
Eligible Loan Amount Range from HK$1,000,000 to HK$1,499,999 + eligible tenure range from 12 months to 24 months
Eligible Loan Amount Range from HK$1,000,000 to HK$1,499,999 + eligible tenure range from 25 months to 59 months
Eligible Loan Amount Range from HK$1,000,000 to HK$1,499,999 + eligible tenure range 60 months
Eligible Loan Amount Range from HK$1,500,000 or above + eligible tenure range from 12 months to 24 months
Eligible Loan Amount Range HK$1,500,000 or above + eligible tenure range from 25 months to 59 months
Eligible Loan Amount Range HK$1,500,000 or above + eligible tenure range 60 months
- Promotional Period for the offer is from 10 July 2024 to 6 August 2024
- The cash rebate will be credited to the Eligible Customer's Loan repayment account on or before 30 November 2024
- Enjoy up to HK$10,000 cash rebate for an approved application of Personal Instalment Loan Programme during the promotional period.
- The offer of APR as low as 2.38% applies only to the customer who successfully apply for and draw down an approved loan of HK$3,000,000 or above during the promotional period. The monthly flat rate is 0.12% and the respective Annualised Percentage Rate (APR) is 2.38% (calculated including HK$5,000 cash rebate under the Successful Application Offer) and 2.70% (calculated without any cash rebate) for a repayment period of 12 months.
- The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate
- Processing time may vary in some cases depending on the actual circumstances of individual applications
- Minimum redraw is HK$3,000 and you must have had a Personal Instalment Loan account for at least 3 months. The Bank reserves the final right of allowing customers to redraw or not and has sole discretion to determine the redrawn amount and tenor
- Applications have to be submitted during the Bank’s service hours (Monday to Friday: 9 am - 8 pm, Saturday: 9 am - 5 pm, Sunday and public holidays: 12 noon - 12 midnight, or individual branch’s opening hours) with all required information (including without limitation a valid HSBC banking account number) and documents. The actual turnaround time starts when all the required information is successfully inputted into the Bank’s application evaluation system and the Bank may provide the instant application result and fund disbursement. Processing time may vary in some cases depending on the actual circumstances of individual applications.
- The actual repayment amount is subject to final approval
- Offer examples above are for reference only.
- Terms and conditions apply. For details, please refer to HSBC’s website. The monthly repayment amount, monthly flat rate, Annualised Percentage Rate (APR) and total interest amount shown are for indication only and are not meant to be final.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online (only eligible for the HSBC account holder) or by phone
2. Upload documents
3. Wait for the approval
4. Verify and disburse loan
Regular income earners:
1. Past 1 month income proof
2. For non-permanent HKID card holders, please also provide HKID card copy and working visa / employment contract / employment letter
Irregular income earners / Self employed:
1. Latest 3 months income proof or Latest tax demand note
2. For non-permanent HKID card holders, please also provide HKID card copy working visa / employment contract / employment letter
Auto payroll customers / Customers with pre-approved loan offers:
No need to submit any document.
Fubon Balance Transfer Personal Loan
+ 8 other gift options
Valid until
31 July 2024
+ 1 other gift options
Valid until
31 July 2024
+ 5 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
- 1-on-1 loan service consultation. Providing customized repayment plan to well suit your needs
- Annualized Percentage Rate as low as (“APR”) 3.88% (monthly flat rate as low as 0.173%) calculated based on loan amount HK$1,500,000 and 12-month tenor, interest rate offered is determined based on customers’ credit quality and the personal information submitted.
- Settle your consolidated debts and interests in one go! Save interest fee by up to 94%
- Loan amount up to 23 times of monthly salary or a maximum of HK$2,000,000 (whichever is lower)
- Cash amount up to 10 times of monthly salary can be directly credited to your designated bank account
- Tenor up to 72 months for your selection
- HK$0 Handling fee
Apply for the loan on Fubon Bank website or Fubon GO Mobile App to enjoy Osim uNano Series Massage Chair (valued HK$21,800) or up to HK$12,000 Apple Gift Card OR Wellcome Shopping Voucher
Gift Options
Loan amount from HK$1,000,000 Above
Loan amount from HK$500,000 to HK$999,999
Loan amount from HK$250,000 to HK$499,999
How to redeem MoneyHero exclusive offer?
- Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:- loan application number (which is the reference number provided on the webpage after loan application is submitted to Fubon Bank via online); and contact details
Eligible Customers are required to reach out to support@moneyhero.com.hk along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and conditions apply
- The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
From 5 March 2024 06:00 p.m. to 31 July 2024 06:00 p.m., after submitting the “Fubon Bank contact form“ via MoneyHero using the promo code "MHBT06", Fubon customer service manager will contact you and complete the initial telephone application with you. Upon successful application and regardless the loan result, you will be entitle for a HK$800 Apple Gift Card or Wellcome voucher.
Gift Options
- For more details about the promotion, please see Terms and Conditions
- Successfully applied online and draw down the loan: HK$300 Supermarket Cash Coupon
- Successfully draw down the loan with 12 months tenor or above can receive up to HK$18,500 Supermarket Cash Coupon
Gift Options
Loan amount HK$1,800,000 or above
Loan amount From HK$1,200,000 to HK$1,799,999
Loan amount From HK$800,000 to HK$1,199,999
Loan amount From HK$500,000 to HK$799,999
Loan amount From HK$200,000 to HK$499,999
Loan amount From HK$100,000 to HK$199,999
- For more details of promotion offer, please refer to : More Info - Terms and Conditions
Gift Options
- For more details of promotion offer, please refer to : More Info - Terms and Conditions
- Customers who submit application of the Fubon Balance Transfer Personal Loan and successfully drawdown with loan amount HK$100,000 or above and tenor of 12 months or above on or before 30 September 2024 will be entitled up to HK$18,500 supermarket coupons (“Cash Coupon(s)”) offer. Besides, customers who submit the application of Fubon Balance Transfer Personal Loan via Fubon Bank’s website or Fubon GO Mobile App and drawdown the loan on or before 30 September 2024, will be entitled extra supermarket cash coupon of HK$300. Cash Coupon(s) redemption letter will be mailed to customer's correspondent address within 1 month after successful drawdown. If the Cash Coupon(s) are out of stock, Fubon Bank (Hong Kong) Limited (the “Bank”) has the sole discretion to offer a different coupon as replacement. Cash Coupon(s) are not exchangeable with cash. The use of Cash Coupon(s) shall be subject to the terms and conditions stated on the Cash Coupons. Cash Coupon(s) are provided by respective merchant and the Bank makes no representation or guarantee as to the quality and availability of the products, services, or information provided by the merchant. The Bank shall not be liable for any matters arising from or in connection with the products, services, or information provided by the merchant.
- Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. Annualized Percentage Rate (“APR”) 3.88% calculated based on a monthly flat rate of 0.173%, loan amount of HK$1,500,000 and repayment period of 12 months. The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
- Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. The actual APR may vary for individual customers and subject for final approval. The APR ranges from 3.88% to 33.02%, with repayment period of 12 to 72 months. The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
- Saving debts consolidation: It assumes that monthly repayment for credit card is all interest, fees and charges (including the current finance charge); plus 1% of the remaining outstanding balance of transactions; plus any amount exceeding the available credit limit and the minimum amount from the previous month which remains unpaid (Minimum aggregate amount of all items is HK$200), repayment period is 503 months and interest rate is 32% per annum (Annualized percentage rate of 35.7%, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate). The above monthly repayment amount is calculated by taking the average of the first 6-month repayment amount.
- Assuming that credit card outstanding as mentioned in the above example is transferred to Fubon "Balance Transfer Personal Loan" and 60-month tenor is chosen, loan amount is HK$500,000. Monthly flat rate is also assumed to be 0.2759% (Annualized percentage rate of 6.38%, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan).
- Customers have to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
- Cash amount for customer usage will be credited to the customer's designated bank account. The designated bank (except the Bank) may impose a remittance charge on the customer's designated bank account for such transfer. For the balance transfer, the Bank, on behalf of the customer, shall use the final approved loan amount to settle the outstanding balance of the customer's designated credit card and personal loan. In any circumstances, the Bank shall not be liable for any interest and/or charges imposed by other banks or financial institutions as a result of the customer's application of Fubon Balance Transfer Personal Loan. The Bank also has final discretion in determining the loan drawdown method. The relevant loan confirmation letter will be sent to customers by mail.
- Customers are required to provide Telephone Banking Identification Number (“TIN”) for customer identity authentication when performing enquiry of the new personal loan account via the Fubon Bank Integrated Customer Service Hotline after successful approval of the loan. Please visit any Fubon Bank branches in person to apply if you do not have a TIN after loan drawdown. TIN will then be sent to you by mail.
- The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
- The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.
- Terms and conditions apply. For details, please visit Fubon Bank website
- To borrow or not to borrow? Borrow only if you can repay!
1. Click "Apply Now" via Fubon online platform.
2. Press "Apply for Personal Loan".
3. Select "Balance Transfer Personal Loan".
4. Submit application and wait for approval.
1. HKID
2. Mobile phone number
3. Residential or mailing address proof
Having questions when selecting the best loans?
What exclusive offers will be provided if you apply for loans with MoneyHero?
When you apply for loans through MoneyHero, you can enjoy a range of exclusive offers designed to enhance your borrowing experience. Each financial institution offers different loan products which may include rewards such as cashback rewards, supermarket coupons, Apple gift cards, and opportunities to participate in lucky draws. By leveraging these exclusive benefits, not only will you secure the best loan rates but also enjoy additional perks that add value to your financial transactions.
How to redeem MoneyHero's exclusive offers?
To redeem MoneyHero's exclusive offers, follow these simple steps:
- Turn off AdBlocker and private mode for the applications (never use incognito mode for applications) .
- DO NOT click any advertisements or browse any website when conducting applications, if not, the concerned bank or institutions may not recognise the applications from MoneyHero.
- Ensure that you have completed all the fields in the application form.
- After submitting the application, you need to send an email with the name of the applied product, application date, and screen capture of approval SMS or Email notification to support@moneyhero.com.hk within 7 days after successful approval of credit card or personal loan via MoneyHero.
- Once received your email, we will send an email which Reward Redemption Form is attached therein. Please complete the form within 7 days once received.
Promotions and campaigns terms and conditions may change from time to time, please visit their respective terms and conditions, which will be provided separately.
Does MoneyHero's exclusive loan offers only apply to new customers?
MoneyHero's exclusive loan offers may be available to both new and existing customers, others may be targeted exclusively at new customers, depending on the specific promotion and the financial product or service provider. We suggest carefully reviewing the terms and conditions of each individual offer on the MoneyHero website. You can contact MoneyHero's customer support to provide clarification on the eligibility criteria for any particular offer you are interested in.
How to redeem rewards after successful loan applications?
Depending on the type of reward, it is best to check the terms and conditions on how these rewards can be redeemed. This could involve submitting a redemption form, providing necessary documentation, or contacting customer support. Keep in mind that some rewards may require the loan to be disbursed or a specific period to pass before becoming eligible for redemption.
If my loan application is rejected, can I still redeem the rewards?
Depending on the financial institution and loan product, if your loan application is rejected, you may not be eligible to redeem the rewards associated with that specific loan offer. Rewards are typically tied to successful loan applications and are meant to incentivise borrowers to complete the loan process.
Loans With The Best Offers In Terms Of Cash Value
Financial institutions might offer cash coupons and a substantial cash back amount for you to take out a loan with a minimum loan amount or meeting specific eligibility requirements. It can provide immediate financial benefits and potentially offset some of the costs associated with borrowing. For instance, Citibank and Standard Chartered frequently collaborate with MoneyHero to offer promotions that provide supermarket coupons.
Loans With The Lowest Loan Rates
From the best online loans with instant approval to no-doc loans, MoneyHero presents you with exclusive access to competitive loan rates, empowering you to make well-informed decisions and find the most suitable financing options for your specific requirements. Take WeLend and Prime Credit as examples, they often offer MoneyHero users a highly competitive Annual Percentage Rate (APR) as low as under 1.2%.