Great for

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  MoneyHero Exclusive Offer - LG or Dyson Items Up to HK$5,190
  Customers who successfully apply for CNCBI $mart Plus Personal Installment Loan via MoneyHero from 1 May 2022 to 31 May 2022 and drawdown the loan within 1 month after successful application, will be entitled to the following MoneyHero exclusive offer:

  Loan Amount	Option 1	Option 2
  HK$800,000 or above	LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190)	HK$4,000 Wellcome Voucher
  HK$400,000 - HK$799,999	Dyson Purifier Cool Autoreact TP7A (valued at HK$4,480, random colour)	HK$3,000 Wellcome Voucher
  HK$100,000 - HK$399,999	BOSCH MUMS2EB01 Compact Kitchen Machine (valued at HK$2,488)	HK$1,000 Wellcome Voucher

  For more details about the promotion, please see Terms and Conditions

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  Loan amount as high as HK$2,000,000 or 21 times of your monthly salary (whichever is lower)
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  Loan tenor as long as 72 months with personalized interest rate

Need to know

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  The Annualized Percentage Rate ("APR") of 7.19% is calculated based on the monthly flat rate 0.213%, loan amount of HK$500,000, 60-month repayment period and include the 1% handling fee per annum.
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  The APR is calculated in accordance with the practices and methods set out in the relevant guidelines issued by the Hong Kong Association of Banks. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges expressed as an annualized rate.

  • The monthly flat rate and APR here is for reference only. The approval result is subject to customer’s financial condition and is solely determined by CNCBI.
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  For details, please visit CNCBI website.
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  Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay! For details, please visit CNCBI website.