livi Flexi Loan
Update time: Oct 2022
Total Repayment (as low as)
Monthly Repayment (as low as)
APR (as low as)
Monthly Flat Rate: 0.06%
APR as low as 0.87% (calculation based on the monthly flat rate 0.06% with loan amount of HK$1,000,000 and repayment period of 24 months, including HK$5,300 cash rebate)
24 x 7 Approval in as quickly as 2 minutes

Great for

  • MoneyHero Flash Deal Exclusive Offer - New customers can enjoy up to HK$5,650 Cash Rewards

    • From now till 31 October 2022, livi customers (Eligible Customers) who have successfully applied for livi Flexi Loan using designated MoneyHero invitation code "MH#CASH" and drawdown the loan at a designated loan amount are entitled to up to HK$5,300 cash rewards.
    • An extra HK$250 cash reward is entitled to new customers who have successfully opened a liviSave Account using designated MoneyHero invitation code "MH#CASH" and complete a single transaction of HK$250 or above with livi PayLater Mastercard® / livi Debit Mastercard / livi UnionPay QR Payment, regardless of loan approval and/or drawdown.
    • An extra HK$100 cash reward is entitled to new customers who have successfully opened a livi PayLater (Terms and conditions apply.): 
    Loan Amount Cash Rewards (drawdown with 24 tenors or above) Additional Cash Rewards (For successful loan drawdown within 14 days)
    HK$100,000 to HK$199,999 HK$400  HK$100
    HK$200,000 to HK$799,999 HK$1,100  HK$400
    HK$800,000 to HK$999,999 HK$2,500 HK$500
    HK$1,000,000 HK$4,300 HK$1,000
    • This cash rebate is for reference only and the amount of rebate may vary depending on individual applications and may not be applicable to the loan amount and repayment period you apply for. The Offer earned will be credited to Eligible Customers' liviSave account by the end of the fourth calendar month after the completion of the Specified Transaction.
    • Terms and conditions apply.
  • 24 x 7 Approval in as quickly as 2 minutes

    • Apply for livi Flexi Loan anywhere, anytime through livi app, no need to be present during the whole process
    • Get approvals and disbursements in as quickly as 2 minutes
  • Combination of both revolving and instalment loan

    • Customers can repay in instalments and reborrow anytime at low interest with one-time approval.
    • The loan amount will be credited to the account immediately after approval.
  • APR as low as 0.87% (monthly flat rate of 0.06%, including a HK$5,300 cash rebate)
  • Loan amount up to HK$1,000,000
  • No extra fee for early repayments
  • Repayment term fro 3 to 60 months, HK$0 handling fee and annual fee
  • No document proof required
  • Apply livi PayLater now to enjoy flexible instalments between 3 – 36 months!

Need to know

  • For livi Flexi loan of HK$1,000,000 with 24 months repayment period, the APR is 0.87% (include HK$5,300 cash rebate) or 1.39% (exclude cash rebate).
  • The actual turnaround time may vary depending on the actual circumstances of individual applications.
  • This rebate is indicative and for reference only. The cash rebate varies for applications, and may not be applicable to the applied loan amount and tenor. Terms and Condition apply.
  • Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.
  • Any repaid principal amount can only be made available for re-borrowing after the relevant first instalment loan have been repaid for at least three months or the loan has been early settled.
  • For details, please refer to Key Facts Statement, relevant terms and conditions and remarks for livi Flexi Loan at livi website or App.. To borrow or not to borrow? Borrow only if you can repay!

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