livi Flexi Loan "Personal Loan"

Great for

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  MoneyHero Exclusive Offer - New customers can enjoy up to HK$10,250 Rewards

  • From 1 July 2023 till 31 July 2023, livi customers (Eligible Customers) who have successfully applied for livi Flexi Loan "Personal Loan" using the designated MoneyHero invitation code "MH#FLASH7" and drawdown the loan at a designated loan amount are entitled to up to HK$10,250 rewards.

  Loan Amount	Cash Rewards (drawdown with 36 tenors or above)
  HK$50,000 to HK$99,999	HK$100
  HK$100,000 to HK$199,999	HK$300
  HK$200,000 to HK$799,999	HK$1,200
  HK$800,000 to HK$999,999	HK$6,400
  HK$1,000,000	HK$10,000

  • An extra HK$250 cash reward is entitled to new customers who have successfully opened a liviSave Account using the designated MoneyHero invitation code "MH#FLASH7" and complete a single transaction of HK$250 or above with livi PayLater Mastercard® / livi Debit Mastercard / livi UnionPay QR Payment, regardless of loan approval and/or drawdown.
  • Cash Rewards will be issued by livi bank to new customers who successfully use MoneyHero designated invitation code "MH#FLASH7" to apply for livi Flexible Loan "Personal Loan" and withdraw a designated loan amount.
  • This cash rebate is for reference only and the amount of rebate may vary depending on individual applications and may not be applicable to the loan amount and repayment period you apply for. The Offer earned will be credited to the Eligible Customers' liviSave account by the end of the fourth calendar month after the completion of the Specified Transaction.
  • Terms and conditions apply.
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  Product Features

  • 24 x 7 Approval in as quickly as 2 minutes

    • Apply for livi Flexi Loan "Personal Loan" anywhere, anytime through livi app, no need to be present during the whole process
    • Get approvals and disbursements in as quickly as 2 minutes

  • Combination of both revolving and instalment loan

    • Customers can repay in instalments and reborrow anytime at low interest with one-time approval.
    • The loan amount will be credited to the account immediately after approval.
  • APR as low as 1.61% (monthly flat rate of 0.08%, including a HK$3,900 cash rebate)
  • Loan amount up to HK$1,000,000
  • No extra fee for early repayments
  • Repayment term from 3 to 72 months, HK$0 handling fee and annual fee
  • No document proof is required
  • Apply livi PayLater now to enjoy flexible instalments between 3 to 60 months!

Need to know

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  Things you need to know

  • Our APR of as low as 1.61% (including HK$3,900 cash rebate) / 1.87% (excluding cash rebate) is based on a HK$1,000,000 livi Flexi Loan "Personal Loan" with a 36 months repayment period. The offer is subject to lthe imited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply. The cash rebate and interest rate shown above are for reference only.
  • The actual turnaround time may vary depending on the actual circumstances of individual applications.
  • The Eligible Customer's liviSave Account, Flexi Loan “Personal Loan” facility, and the Specified Transaction must remain valid and in good standing as decided by livi at the time when the Offer is rewarded to him/her. Otherwise, the Offer will be cancelled or forfeited without prior notice to the Eligible Customer. The Eligible Customer should ensure the personal information registered with livi is valid and up to date.
  • This rebate is indicative and for reference only. The cash rebate varies for applications, and may not be applicable to the applied loan amount and tenor. Terms and Conditions apply.
  • Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.
  • Any repaid principal amount can only be made available for re-borrowing after the relevant first installment loan has been repaid for at least three months or the loan has been early settled.
  • The offer is subject to a limited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply.
  • For details, please refer to the Key Facts Statement, relevant terms and conditions, and remarks for livi Flexi Loan at livi website or App.
  • livi PayLater is a credit product. For interest, fees and charges, please refer to the Key Facts Statement, relevant terms and conditions and remarks posted on the livi website and livi APP. https://bit.ly/3BCVlvS. To borrow or not to borrow? Borrow only if you can repay!