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  MoneyHero Exclusive Offer - New customers can enjoy up to HK$11,449 Rewards

  • From 21 March 2023 to 31 March 2023, livi customers (Eligible Customers) who have successfully applied for livi Flexi Loan "Personal Loan" using the designated MoneyHero invitation code "MH#CASH3" and drawdown the loan at a designated loan amount are entitled to up to HK$11,449 rewards.

  Loan Amount	Cash Rewards (drawdown with 36 tenors or above)	MoneyHero Exclusive Offer (drawdown with 24 tenors or above)
  HK$50,000 to HK$99,999	HK$100	/
  HK$100,000 to HK$199,999	HK$300	/
  HK$200,000 to HK$799,999	HK$1,300	/
  HK$800,000 to HK$999,999	HK$1,400	HK$5,500 Apple Store Gift Card / supermarket voucher
  HK$1,000,000	HK$2,500	iPhone 14Pro 128GB (valued at HK$8,599), or HK$8,000 Apple Store Gift Card / supermarket voucher

  • An extra HK$250 cash reward is entitled to new customers who have successfully opened a liviSave Account using the designated MoneyHero invitation code "MH#CASH3" and complete a single transaction of HK$250 or above with livi PayLater Mastercard® / livi Debit Mastercard / livi UnionPay QR Payment, regardless of loan approval and/or drawdown.
  • An extra HK$100 cash reward is entitled to new customers who have successfully opened a livi PayLater (Terms and conditions apply.)
  • Cash Rewards will be issued by livi bank to new customers who successfully use MoneyHero designated invitation code "MH#CASH3" to apply for livi Flexible Loan "Personal Loan" and withdraw a designated loan amount.
  • To receive the rewards for electronic products / Apple Store Gift Card / supermarket voucher, you must fill in and submit the MoneyHero "Rewards Redemption Form" for verification of the rewards eligibility by MoneyHero and livi bank.
  • This cash rebate is for reference only and the amount of rebate may vary depending on individual applications and may not be applicable to the loan amount and repayment period you apply for. The Offer earned will be credited to the Eligible Customers' liviSave account by the end of the fourth calendar month after the completion of the Specified Transaction.
  • Terms and conditions apply.
  • How to redeem MoneyHero exclusive offer?
    • completion page for reference. For reward redemption purpose, please complete the redemption form we sent you via email, with your full name in English, and a valid mobile phone number.
    • Within 7 days of receiving the email, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with livi bank. At the same time, customers need to submit all of the related documents to livi bank.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • All of the Rewards will be issued randomly in colour
  • Terms and Conditions apply
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  Product Features

  • 24 x 7 Approval in as quickly as 2 minutes

    • Apply for livi Flexi Loan "Personal Loan" anywhere, anytime through livi app, no need to be present during the whole process
    • Get approvals and disbursements in as quickly as 2 minutes

  • Combination of both revolving and instalment loan

    • Customers can repay in instalments and reborrow anytime at low interest with one-time approval.
    • The loan amount will be credited to the account immediately after approval.
  • APR as low as 1.70% (monthly flat rate of 0.08%, including a HK$2,500 cash rebate)
  • Loan amount up to HK$1,000,000
  • No extra fee for early repayments
  • Repayment term from 3 to 60 months, HK$0 handling fee and annual fee
  • No document proof is required
  • Apply livi PayLater now to enjoy flexible instalments between 3 to 36 months!

Need to know

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  Things you need to know

  • Our APR of as low as 1.70% (including HK$2,500 cash rebate) / 1.87% (excluding cash rebate) is based on a HK$1,000,000 livi Flexi Loan "Personal Loan" with a 36 months repayment period. The offer is subject to lthe imited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply. The cash rebate and interest rate shown above are for reference only.
  • The actual turnaround time may vary depending on the actual circumstances of individual applications.
  • This rebate is indicative and for reference only. The cash rebate varies for applications, and may not be applicable to the applied loan amount and tenor. Terms and Conditions apply.
  • Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.
  • Any repaid principal amount can only be made available for re-borrowing after the relevant first installment loan has been repaid for at least three months or the loan has been early settled.
  • The offer is subject to a limited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply.
  • For details, please refer to the Key Facts Statement, relevant terms and conditions, and remarks for livi Flexi Loan at livi website or App.
  • livi PayLater is a credit product. For interest, fees and charges, please refer to the Key Facts Statement, relevant terms and conditions and remarks posted on the livi website and livi APP. https://bit.ly/3BCVlvS. To borrow or not to borrow? Borrow only if you can repay!