Mox Bank Instant Loan

Great for

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  MoneyHero Limited-Time Exclusive Offer - HK$800 HKTVmall e-Gift Voucher

  • From 1 December 2023 12 noon to 31 December 2023 12 noon (both days inclusive), new customers who successfully apply for Mox Credit and Mox Instant Loan with the invitation code "MOXMH1000" will be entitled to HK$800 HKTVmall e-shopping coupon irrespective of the loan approval result.
  • Tips:
    • Please submit the reward redemption form sent via email previously within 7 days of receiving the sucessful application email.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MOXMH1000” to get the application reference number, if you don't receive the email, please check your spam folder.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
  • For details of the offer, please refer to the Terms and Conditions.

   

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  MoneyHero Limited-Time Exclusive Offer

  • New Mox Customers and got Mox Credit approval get rewarded with HK$300 HKTVmall e-Gift Voucher by fulfilling the following requirements:

  Important Dates	Requirements
  From 17 November 2023 12 noon to 31 December 2023 12 noon	New Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MOXMH1000"
  Within 7 days of receiving the successful application email	Submit the reward redemption form sent via email previously.
  On or before 31 December 2023	The Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records.

  • Tips:
    • Please submit the reward redemption form sent via email previously within 7 days of receiving the sucessful application email.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MOXMH1000” to get the application reference number, if you don't receive the email, please check your spam folder.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
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  Enjoy a 3-month interest cash rebate on us!

  Instant Loan amount	Repayment period
  HK$100,000 or above	36 months or above

  • From now until 3 January 2024, you can enjoy 3-month interest cash rebate upon a successful Instant Loan application with amount HK$100,000 and split into 36 monthly instalments. (max. cash rebate HK$4,000).
  • The cash rebate will be credited to your Mox Account on or before 31 March 2024.
  • For an Instant Loan of HK$100,000 split into 36 monthly instalments, the monthly fee is as low as 0.37% and the Annualised Percentage Rate (APR) is as low as 8.62% (which do not include the 3-month interest cash rebate which will be credited to your Mox Account on or before 31 March 2024).
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  Product Features

  • For an Instant Loan of HK$100,000 split into 36 monthly instalments, the monthly fee is as low as 0.37% and the Annualised Percentage Rate (APR) is as low as 8.62%.
  • You can apply for a higher credit limit by simply uploading documents in Mox app
  • Apply in just a few clicks, and the cash will go straight to your Mox Account instantly after approval
  • You can know the monthly payment, APR, and total payment in Mox app by choosing Instant Loan amount and repayment periods.
  • Instant Loan is available at the touch of a button in your Mox app, so you can apply anytime you need, 24/7.
  • No additional documents are required
  • HK$0 handling fee
  • Instant Loan：Enjoy a flexible repayment period between 3 - 60 months
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  Split Purchase

  • You can split any eligible Mox Credit transaction of HK$400 or above
  • Applicable for an eligible Mox Credit statement balance of HK$2,000 or above (Split your statement balance once it’s released, anytime until 3 days before the payment due date for that statement)
  • Flexible repayment period between 3-60 months  
  • 1% Unlimited CashBack on your spending

Need to know

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  Things you need to know

  • You need to have a Mox Credit account. Your maximum loan amount depends on your available credit limit.
  • For an Instant Loan on a Mox Credit transaction of HK$800,000 spilt into 49 monthly instalments, the Annualised Percentage Rate (APR) is as low as 4.53%. The APR is calculated using methods specified in relevant guidelines as set out in the Code of Banking Practice. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. The APR for an Instant Loan is subject to Mox’s final decision on a case-by-case basis and the Mox Credit account status at the time Mox receives the Instant Loan application.
  • The maximum amount of an Instant Loan depends on the status of your Mox Credit. For example, your maximum Instant Loan amount will vary depending on factors such as your available credit limit for Mox Credit (Mox will always leave you a buffer of HK$3,000 on your Mox Credit “available to spend”, after deducting the total repayment of your Instant Loan from your credit limit for Mox Credit to allow you to continue spending on Mox Credit)
  • The fees for Instant Loan will be reviewed from time to time. For more details, please refer to the General terms and conditions (in particular, Part B ‘Instant Loan of Schedule 3) and the Instant Loan Key Facts Statement on Mox website for details.
  • The fees for Split Purchase will be reviewed from time to time. For more details, please refer to the Split Purchase Key Facts Statementand Schedule 3 to the General Terms and Conditionson Mox website for details.
  • General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.
  • The actual turnaround time may vary depending on the actual circumstances of individual applications.
  • Terms and conditions apply, please refer to Mox website or Mox app for details.
  • To borrow or not to borrow? Borrow only if you can repay!