Great for

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  Mox Instant Loan Cash Reward "Promotion" - up to HK$4,000 Cash Reward

  • From 3 January 2023 to 2 February 2023, customers who successfully applied and drawdown the loan online is entitled to enjoy up to HK$4,000 Cash Rebate.

  Loan Amount	Cash Reward for a repayment Period of 49 months or above
  HK$750,000 or above	HK$4,000
  HK$350,000 to HK$749,000	HK$1,500

  • Instant Loan Cash Reward Promotion Terms and Conditions apply.
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  Split Purchase

  • You can split any eligible Mox Credit transaction of HK$400 or above
  • Flexible repayment period between 3-60 months  
  • 1% Unlimited CashBack on your spending
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  Product Features

  • For an Instant Loan on Mox Credit of HK$750,000 into 49 monthly instalments, the Annualised Percentage Rate (APR) is as low as 1.61% (which this includes the cash reward of HK$4,000 which will be credited to your Mox Account on or before 31 March 2023), while the APR excluding cash reward of Instant Loan Cash Reward Promotion is as low as 1.88%.
  • You can apply for a higher credit limit by simply uploading documents in Mox app
  • 24 x 7 Approval in as quickly as 3 minutes
  • You can know the monthly payment, APR, and total payment in Mox app by choosing Instant Loan amount and repayment periods.
  • Instant Loan is available at the touch of a button in your Mox app, so you can apply anytime you need, 24/7.
  • Get real cash from Mox Credit from your own credit, 24/7 within Mox app
  • No additional documents are required
  • HK$0 handling fee
  • The maximum loan tenor is 60 months

Need to know

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  Things you need to know

  • You need to have a Mox Credit account. Your maximum loan amount depends on your available credit limit.
  • For an Instant Loan on Mox Credit of HKD750,000 into 49 monthly instalments, the Annualised Percentage Rate (APR) is as low as 1.61% (which this includes the cash reward of HKD4,000 which will be credited to your Mox Account on or before 31 March 2023), while the APR excluding cash reward of Instant Loan Cash Reward Promotion is as low as 1.88%. The APR is calculated using methods specified in relevant guidelines as set out in the Code of Banking Practice. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. The APR for an Instant Loan is subject to Mox’s final decision on a case-by-case basis and the Mox Credit account status at the time Mox receives the Instant Loan application.
  • Instant Loan Cash Reward Promotion Terms and Conditions apply
  • The maximum amount of an Instant Loan depends on the status of your Mox Credit. For example, your maximum Instant Loan amount will vary depending on factors such as your available credit limit for Mox Credit (Mox will always leave you a buffer of HK$3,000 on your Mox Credit “available to spend”, after deducting the total repayment of your Instant Loan from your credit limit for Mox Credit to allow you to continue spending on Mox Credit)
  • The fees for Instant Loan will be reviewed from time to time. For more details, please refer to the General terms and conditions (in particular, Part B ‘Instant Loan of Schedule 3) and the Instant Loan Key Facts Statement on Mox website for details.
  • The actual turnaround time may vary depending on the actual circumstances of individual applications.
  • To borrow or not to borrow? Borrow only if you can repay!