Standard Chartered Personal Instalment Loan

Great for

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  [MoneyHero Exclusive Offer] SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (valued HK$10,588) / iPad mini 256GB (valued at HK$5,199) / Apple Watch Series 9 GPS, 41mm　(Aluminum Case ; Sport Band) (valued at HK$3,199) / Up to HK$8,800 Apple Store Gift Card / Wellcome Shopping Voucher

  • From 1 September 2023 to 31 October 2023, applicants who successfully apply loan amount of HK$200,000 or above via MoneyHero with loan drawdown within 3 months are entitled to an exclusive offer:

  Loan Amount	Exclusive Offer:
  HK$800,000 or above	SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (valued HK$10,588), or HK$8,800 Apple Store Gift Card / Wellcome Shopping Voucher
  HK$400,000 - HK$799,999	iPad mini 256GB (valued at HK$5,199), or HK$4,800 Apple Store Gift Card / Wellcome Shopping Voucher
  HK$200,000 - HK$399,999	Apple Watch Series 9 GPS, 41mm　(Aluminum Case ; Sport Band) (valued at HK$3,199), or HK$2,800 Apple Store Gift Card / Wellcome Shopping Voucher

  • All of the Rewards will be issued randomly in colour

  How to redeem MoneyHero exclusive offer?

  • Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
  • Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) a screenshot of drawdown SMS to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • Detailed steps: How to redeem exclusive rewards from MoneyHero?
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • For more details about the promotion, please see Terms and Conditions
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  [SCB Welcome Offer] Up to HK$8,000 Cash Rebate
  From 1 August 2023 to 31 October 2023, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$7,000 Cash Rebate, an extra HK$1,000 cash rebate for a new client with tenor of 36 months or above. A new client refers to a person who does not currently hold any Standard Chartered Credit Card and/or any loans.

  • Details of up to HK$7,000 Cash Rebate, HK$1,000 cash rebate for a new client:

    Loan Amount	Basic Cash Rebate for clients with loan tenor of 12 months	Basic Cash Rebate for clients with loan tenor 24 months or above	Extra Cash Rebate (for a new client whose loan tenor is 36 months or above)
    HK$1,500,000 or above	HK$3,500	HK$7,000	HK$1,000
    HK$600,000 - HK$1,499,999	HK$1,500	HK$3,000	HK$1,000
    HK$200,000 - HK$599,999	HK$1,000	HK$2,000	HK$1,000
    HK$50,000 - HK$199,999	HK$500	HK$500	HK$1,000

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  Product Features

  • Maximum loan amount of up to 18X monthly salary or HK$4,000,000 (whichever is lower)
  • Max Loan Repayment Tenure: 60 months; 0% handling fee
  • 7-Day Cooling Off Period is provided
  • With waiver on early redemption fee and charges
  • Online Service Pledge for application submitted before noon will be followed up within the same business day

Need to know

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  Things you need to know

  • The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
  • Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
  • Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
  • The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
  • To borrow or not to borrow? Borrow only if you can repay!