Standard Chartered Tax Season Personal Instalment Loan

Great for

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  [MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

  • From 10 November 2023 12:00 noon to 2 January 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 2 January 2024, regardless of loan amount, approval or drawdown
  • For more details about the promotion, please see Terms and Conditions
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  [MoneyHero Exclusive Offer]

  • From 10 November 2023 to 2 January 2024, customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers:

  Loan Amount	Exclusive Offer:
  HK$800,000 or above	iPhone 15 Pro 256GB (valued HK$9,399); or HK$8,800 Apple Store Gift Card; or HK$8,800 Wellcome Shopping Voucher
  HK$500,000 - HK$799,999	SAMSUNG 50" Q60C LED TV (valued at HK$8,980); or HK$7,000 Apple Store Gift Card; or HK$7,000 Wellcome Shopping Voucher
  HK$300,000 - HK$499,999	DYSON V12s Detect Slim Submarine™ Wet And Dry Vacuum Cleaner (valued at HK$6,180); or HK$5,500 Apple Store Gift Card; or HK$5,500 Wellcome Shopping Voucher
  HK$200,000 - HK$299,999	Apple Watch Series 9 GPS, 41mm (Aluminum Case ; Sport Band) (valued at HK$3,199); or HK$3,000 Apple Store Gift Card; or HK$3,000 Wellcome Shopping Voucher

  • All of the Rewards will be issued randomly in colour

  How to redeem MoneyHero exclusive offer?

  • Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
  • Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) a screenshot of drawdown SMS to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • Detailed steps: How to redeem exclusive rewards from MoneyHero?
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • For more details about the promotion, please see Terms and Conditions
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  [SCB Welcome Offer] Up to HK$8,000 Cash Rebate x Lucky draw in travel season
  From 1 November 2023 to 31 December 2023, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$7,000 Cash Rebate, an extra HK$1,000 cash rebate for a New client and SCB auto payroll customer whose loan tenor is 36 months or above and is eligible for a grand lucky draw for two set of Japan round trip business Air tickets (worth 128,000 miles) – 10 winners. A new client refers to a person who does not currently hold any Standard Chartered Credit Card and/or any loans.

  • Details of up to HK$7,000 Cash Rebate, HK$1,000 cash rebate for a new client:

    Loan Amount	Basic Cash Rebate for clients with loan tenor of 12 months	Basic Cash Rebate for clients with loan tenor 24 months or above	Extra Cash Rebate (for a new client and SCB auto payroll customer whose loan tenor is 36 months or above)	Travel coupons for 12-60 months
    HK$1,500,000 or above	HK$3,500	HK$7,000	HK$1,000	HK$2,000
    HK$600,000 - HK$1,499,999	HK$1,500	HK$3,000	HK$1,000	HK$2,000
    HK$500,000 - HK$599,999	HK$1,000	HK$2,000	HK$1,000	HK$2,000
    HK$200,000 - HK$499,999	HK$1,000	HK$2,000	HK$1,000	/
    HK$50,000 - HK$199,999	HK$500	HK$500	HK$1,000	/

  • Extra Cash Rebate is eligible selected segment. SCB Auto Payroll Customer and new client who do not hold any SCB credit at the time of application
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  Product Features

  • Maximum loan amount of up to 18X monthly salary or HK$4,000,000 (whichever is lower)
  • Max Loan Repayment Tenure: 60 months; 0% handling fee
  • 7-Day Cooling-off Period - Early redemption fees and changes waiver with waiver on early redemption fee and charges

Need to know

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  Things you need to know

  • The Annualised Percentage Rate is 1.85% (for clients with loan amount of HKD$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who use the Bank’s auto-payroll services or SCB Priority Private / Priority Banking Customers. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions
  • The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
  • Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
  • Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
  • The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
  • To borrow or not to borrow? Borrow only if you can repay!