UA Debts Consolidation Loan
Update time: May 2022
Total Repayment (as low as)
Monthly Repayment (as low as)
APR (as low as)
Monthly Flat Rate: 0.06%
Loan amount up to HK$2,000,000
Repayment terms up to 60 months

Great for

  • [Up to HK$18,000 Cash Reward] From now till 30 June 2022, new and existing customers are entitled to up to a HK$18,000 Cash Reward:

    • HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
    • Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with repayment period in 12 months or above according to the amount of personal installment loan
    Loan Amount of Personal Instalment Loan (HK$) Personal Instalment Loan Cash Reawrd (HK$)
    800,000 or above 17,800
    700,000 to 799,999 15,800
    600,000 to 699,999 13,800
    500,000 to 599,999 11,800
    400,000 to 499,999 9,800
    250,000 to 399,999 7,800
    110,000 to 249,999 4,800
    90,000 to 109,999 3,500
    70,000 to 89,999 2,500
    50,000 to 69,999 1,500
    30,000 to 49,999 800
    10,000 to 29,999 500
    Below 10,000 100


  • A consolidated loan to clear all your debts to reduce interest expense for you
  • Minimize your interest expenses
  • Flexible repayment terms
  • Tailor-made interest rate
  • Loan amount of up to HK$2,000,000
  • Flexible repayment term of up to 60 months; No handling fee
  • "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!

Need to know

  • New and existing customers refer to the customers who have not held any active loan accounts with the Company in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period
  • New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:

    • The account opening cash reward is only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
    • New and existing customers who successfully drawdown personal instalment loan are eligible to select either the drawdown cash reward and such reward shall be calculated according to the amount of personal instalment loan
  • United Asia Finance Limited reserves the right to make final decision on loan approval
  • Warning: You have to repay your loans. Don't pay any intermediaries
    Enquiry and Complaint Hotline: 2681 8888
    Money Lender’s Licence No.: 1034/2021


Minimum Age
Permanent Resident

Required Documents

1. Hong Kong Identity Card
2. Recent income proof, e.g., payroll slip, tax demand note, monthly bank account statement/passbook with your salary or MPF statement
3. Employment proof
4. Current residential proof, e.g. utility bills, bank statement

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