UA i-Money Express Online Personal Loan

Great for

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  [UA rewards you the Best-in-town offer!] Cash Reward up to $18,000 for all new and existing customers! Offer valid until 31 December 2023, please refer to more details below.

  • Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
  • Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan

  Loan Amount of Personal Instalment Loan	e-Cash Account Opening Reward	Personal Instalment Loan Cash Reward	Cash Reward(e-Cash Account Opening Reward + Personal Instalment Loan Reward)
  HK$800,000 or above	HK$200	HK$17,800	HK$18,000
  HK$700,000 - HK$799,999	HK$200	HK$15,800	HK$16,000
  HK$550,000 - HK$699,999	HK$200	HK$13,800	HK$14,000
  HK$500,000 - HK$549,999	HK$200	HK$11,800	HK$12,000
  HK$400,000 - HK$499,999	HK$200	HK$9,800	HK$10,000
  HK$250,000 - HK$399,999	HK$200	HK$7,800	HK$8,000
  HK$110,000 - HK$249,999	HK$200	HK$4,800	HK$5,000
  HK$90,000 - HK$109,999	HK$200	HK$3,500	HK$3,700
  HK$70,000 - HK$89,999	HK$200	HK$2,500	HK$2,700
  HK$50,000 - HK$69,999	HK$200	HK$1,500	HK$1,700
  HK$30,000 - HK$49,999	HK$200	HK$800	HK$1,000
  HK$10,000 - HK$29,999	HK$200	HK$500	HK$700
  Below HK$10,000	HK$200	HK$100	HK$300

  • Limited time Cash reward offer is subject to terms and conditions. For details, please click here.
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  Product Features

  • Accepts applications from property owners with up to HK$1,000,000 required loan amount. A Deed of Assignment is not required from property owners, and they can enjoy a large turnover amount.
  • Loan amount of up to HK$500,000
  • Flexible repayment term of up to 60 months
  • Apply online anytime anywhere, no face-to-face contact is required
  • Whole loan process is completed 24x7 online
  • "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!

Need to know

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  Things you need to know

  • As of Oct 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong.
  • New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
  • Cash Reward Offer is subject to terms and conditions. For details, please click here.
    • New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
      • The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
      • New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
    • Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except to Sunday & public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
    • United Asia Finance Limited reserves the right to make final decision on loan approval
    • Warning: You have to repay your loans. Don't pay any intermediaries.
      Enquiry and Complaint Hotline: 2681 8888
      Money Lender’s Licence No.: 0931/2023
    • Trade Promotion Competition Licence Number: 56987