UA i-Money Express Online Personal Loan
Update time: Jul 2022
Total Repayment (as low as)
Monthly Repayment (as low as)
APR (as low as)
Monthly Flat Rate: 0.08%
[Feature] Cash will be transferred to your designated account
Seize the opportunity with sufficient cash flow

Great for

  • MoneyHero Exclusive Offer - Apple AirPods Pro or HK$2,000 Wellcome Shopping Voucher

    • From now till 31 August 2022, new customers who applied for and successfully drawdown HK$20,000 or above via MoneyHero will be entitled to the exclusive offer -  Apple AirPods Pro (valued at HK$1,999) or HK$2,000 Wellcome Shopping Voucher.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the loan to facilitate the approval process.
      • Within 7 days of receiving the email, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with United Asia Finance.
      • Tips:
      • Terms and conditions apply.
  • [UA Empower You] From now till 31 August 2022, new and existing customers are entitled to a PlayStation®5 console (valued at HK$3,980) or up to a HK$18,000 Cash Reward:

    • HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
    • Up to an extra HK$17,800 Cash Reward or a PlayStation®5 console (valued at HK$3,980) upon successful Personal Instalment Loan drawdown with repayment period in 12 months or above according to the amount of personal instalment loan
    Loan Amount of Personal Instalment Loan
    Personal Instalment Loan Cash Reawrd (Cash Reward or PS5™)
    Cash Reward PS5™
    HK$800,000 or above HK$17,800 PlayStation®5 console x 1 pc (Valued at HK$3,980)
    HK$700,000 to HK$799,999 HK$15,800
    HK$550,000 to HK$699,999 HK$13,800
    HK$500,000 to HK$549,999 HK$11,800
    HK$400,000 to HK$499,999 HK$9,800
    HK$250,000 to HK$399,999 HK$7,800
    HK$110,000 to HK$249,999 HK$4,800
    HK$90,000 to HK$109,999 HK$3,500
    HK$70,000 to HK$89,999 HK$2,500 Not Applicable
    HK$50,000 to HK$69,999 HK$1,500
    HK$30,000 to HK$49,999 HK$800
    HK$10,000 to HK$29,999 HK$500
    Below HK$10,000 HK$100
  • Accepts applications from property owners with up to HK$1,000,000 required loan amount. Deed of Assignment is not required from property owners, and they can enjoy a large turnover amount.
  • Loan amount of up to HK$500,000
  • Flexible repayment term of up to 60 months
  • Apply online anytime anywhere, no face-to-face contact is required
  • Whole loan process completed 24x7 online with instant approval. Instant cash transfer by FPS including Sat & Sun
  • "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!

Need to know

  • New and existing customers refer to the customers who have not held any active loan accounts with the Company in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period
  • New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:

    • The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
    • New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
  • Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday to Sunday (9:00am-5:30pm) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank
  • United Asia Finance Limited reserves the right to make final decision on loan approval
  • Warning: You have to repay your loans. Don't pay any intermediaries
    Enquiry and Complaint Hotline: 2681 8888
    Money Lender’s Licence No.: 1034/2021


Minimum Age
Permanent Resident

Required Documents

1. Hong Kong Identity Card
2. Recent income proof, e.g., payroll slip, tax demand note, monthly bank account statement/passbook with your salary or MPF statement
3. Employment proof
4. Current residential proof, e.g. utility bills, bank statement

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