WeLab Bank Card Debt Consolidation Loan

Great for

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  [MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

  • From 1 December 2023 12:00 noon to 31 December 2023 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 31 December 2023, regardless of loan approval and drawdown
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  [Offers 1 & 2] Customer is entitled to up to HK$24,087 WeLab Bank Cash Rebate Offer & MoneyHero Exclusive Offer upon the following requirements being satisfied

  Successfully applied and drawdown the Card Debt Consolidation Loan from WeLab Bank with entered the referral code "NLHERO" from 1 December 2023 to 31 December 2023 to enjoy:

  	WeLab Bank Cash Rebate Offer	MoneyHero Exclusive Offer
  Drawdown Loan Amount	Tenor 24 months or above & below 36 months	Tenor 36 months or above	Tenor 24 months or above & below 36 months	Tenor 36 months or above
  HK$1,000,000 to HK$1,500,000	HK$7,000	HK$13,888	HK$1,500 Wellcome Shopping Voucher	Option (1): iPhone 15 Pro 256 GB (valued at HK$9,399) or Option (2): HK$8,500 Apple Store Gift Card / Wellcome Shopping Voucher
  HK$400,000 to HK$999,999	HK$3,000	HK$5,000	HK$1,000 Wellcome Shopping Voucher	Option (1): iPad mini Wi‑Fi 256GB (valued at HK$5,199) or Option (2): HK$5,000 Apple Store Gift Card / Wellcome Shopping Voucher
  HK$200,000 to HK$399,999	HK$2,000	HK$3,000	HK$1,000 Wellcome Shopping Voucher	HK$3,000 Wellcome Shopping Voucher
  HK$100,000 to HK$199,999	/	HK$500	/	HK$2,000 Wellcome Shopping Voucher

  • All of the Rewards will be issued randomly in colour

  How to redeem MoneyHero exclusive offer?

  • Note down your application reference number for reference(12 digit reference number start with AA). You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the email, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with WeLab Bank.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Terms and Conditions apply
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  Product Features

  • The whole process is done by mobile phone, you can borrow without leaving home or showing up
  • Reduce interest expense up to 97% and enjoy HK$0 handling fee
  • Tailor a personalized repayment plan for you to centralize card debts and pay off the debts in one go
  • Loan amount up to HK$1,500,000 or up to 18x monthly salary (whichever is lower)
  • Loan tenor options available up to 72 months

Need to know

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  Things you need to know

  • Same day disbursement at the earliest: The estimated period is calculated from the day the loan agreement is signed. The actual approval period and the actual time the loan is disbursed may vary upon information provided by the applicants.
  • The final approved loan amount, interest rate and loan tenor are subject to the credit approval.
  • To borrow or not to borrow? Borrow only if you can repay!