Finding The Best Lending Company To Issue Loans In Hong Kong
In today's financial landscape, money lending companies have emerged as a convenient and accessible option for individuals seeking financial assistance. Whether you have an urgent financial need or require a loan with more lenient requirements, MoneyHero will help you find the best financial institution that fits your borrowing needs.
All Lending Company Loans Products
PrimeCredit Fixed Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Online instant approval and 24 x 7 loan disbursement
- No income proof is required
- Repayment terms up to 72 months
- No handling fee, no early settlement fee
- Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here to fill out the reward form within 7 days after application
Gift Options
[MoneyHero Exclusive Offer] - Time-limited Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 1 April 2024 to 30 April 2024, you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 30 April 2024, regardless of loan approval and drawdown (if the application' final status is canceled, the customer would not be eligible to any rewards of this promotion)
- For more details about the promotion, please see Terms and Conditions
[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus
- From 1 March 2024 to 30 April 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
Gift Options
- During the promotion period, customers who successfully apply for and drawdown designated personal loans with minimum 12 instalments through this webpage can enjoy Cash Bonus calculated based on 1% of the net loan amount. The maximum amount that a property owner who applies for a designated personal loan can enjoy is $12,000; while the maximum amount that a non-property owner can enjoy is $8,000. Each customer can enjoy the offer once during the promotion period.
- The promotion period is from 1 March 2024 to 30 April 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.
- Warning: You have to repay your loans. Don't pay any intermediaries
- Enquiry and Complaint Hotline: 2111 2999
- Money Lender's Licence No.: 759/2023
WeLend Personal Loan
+ 2 other gift options
Valid until
30 April 2024
+ 6 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
- Enjoy Cash Reward up to HK$19,000 upon successfully draw down
- A.I. fully automated loan with simplified loan process; from application, approval to disbursement, all done online.
- A.I. processes loan quickly, cash is transferred automatically and instantly once the loan is confirmed.
- Utilizing A.I. big data to calculate personalized quotations, ensuring the loan amount based on your needs.
- WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
From 4 October 2023 to 30 April 2024 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.
Gift Options
Repayment period at least 24 months + loan amount from HK$800,001 or above
Repayment period at least 24 months + loan amount from HK$600,001 to HK$800,000
Repayment period at least 24 months + loan amount from HK$500,001 to HK$600,000
Repayment period at least 24 months + loan amount from HK$400,001 to HK$500,000
Repayment period at least 24 months + loan amount from HK$300,001 to HK$400,000
Repayment period at least 24 months + loan amount from HK$200,001 to HK$300,000
Repayment period at least 24 months + loan amount from HK$100,001 to HK$200,000
- For more details about the promotion, please see Terms and Conditions
- The Cash Rebate amount will be credited by WeLend to eligible customers’ loan account directly on or before the fourth instalment due date for repayment.
Gift Options
[MoneyHero Exclusive Offer] HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 7 March 2024 6 p.m. to 30 April 2024, new customers who apply WeLend Personal Loan via MoneyHero can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
- For more details about the promotion, please see Terms and Conditions
- A.I. chatbot provides immediate solutions 24/7.
- The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
- The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records.
- WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
- Warning: You have to repay your loans. Don’t pay any intermediaries.
- Customer Service/ Complaint Hotline: 3590 6396
- Money Lender's License: 0958/2023
UA "NO SHOW" Personal Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 9 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Just leave contact information and our representative will complete the application for you all over the week
- No need to show up, no documents are required
- Same-day express approval, cash will be transferred to your designated account instantly via FPS
- "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- From 27 March 2024 6 p.m. to 30 April 2024, you can get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
- Please refer to the Terms and Conditions for details
[UA rewards you the Best-in-town offer!]
- Cash Reward up to $18,000 for all new and existing customers! Offer valid until 30 April 2024, please refer to more details below.
- Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan
- Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
Repayment period at least 12 months + loan amount at least HK$800,000 and above
Repayment period at least 12 months + loam amount from HK$700,000 to HK$799,999
Repayment period at least 12 months + loam amount from HK$550,000 to HK$699,999
Repayment period at least 12 months + loam amount from HK$500,000 to HK$549,999
Repayment period at least 12 months + loam amount from HK$400,000 to HK$499,999
Repayment period at least 12 months + loam amount from HK$250,000 to HK$399,999
Repayment period at least 12 months + loam amount from HK$110,000 to HK$249,999
Repayment period at least 12 months + loam amount from HK$90,000 to HK$109,999
Repayment period at least 12 months + loam amount from HK$70,000 to HK$89,999
Repayment period at least 12 months + loam amount from HK$50,000 to HK$69,999
- The promotion period of the Limited Time Cash Reward (including cash reward for opening of e-Cash Revolving Loan Account and cash reward for drawdown of personal instalment loan) offered by United Asia Finance Limited (the “Company”) is from 1 January 2024 to 30 April 2024, both dates inclusive (the “Promotion Period”).
- New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward (the “Eligible Customers”).
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
[UA rewards you the Best-in-town offer!]
* Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
*New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
*Cash Reward Offer is subject to terms and conditions. For details, please click here.
*New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
*The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
*New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
As of Oct 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong
New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revloving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
- New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
- The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
- New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- United Asia Finance Limited reserves the right to make final decision on loan approval
- Warning: You have to repay your loans. Don't pay any intermediaries.
- Enquiry and Complaint Hotline: 2681 8888
- Money Lender’s Licence No.: 0931/2023
1. Apply through hotline at 2681 8787
2. Provide personal information over the phone, no need to show up at any branches.
3. Confirm the acceptance of the loan via SMS.
N/A
(United Asia Finance Limited does not require customer (including new and existing customers) to provide document proof for the application of “NO SHOW” Personal Loan.)
PrimeCredit Civil Servant & Professional Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Repayment terms up to 72 months
- Monthly flat rate as low as 0.05%
- 14-day Flexi Payment
- No handling fee, no early settlement fee
- Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here to fill out the reward form within 7 days after application
Gift Options
[MoneyHero Exclusive Offer] - Time-limited Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 1 April 2024 to 30 April 2024, you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 30 April 2024, regardless of loan approval and drawdown (if the application' final status is canceled, the customer would not be eligible to any rewards of this promotion)
- For more details about the promotion, please see Terms and Conditions
[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus
- From 1 March 2024 to 30 April 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
Gift Options
- During the promotion period, customers who successfully apply for and drawdown designated personal loans with minimum 12 instalments through this webpage can enjoy Cash Bonus calculated based on 1% of the net loan amount. The maximum amount that a property owner who applies for a designated personal loan can enjoy is $12,000; while the maximum amount that a non-property owner can enjoy is $8,000. Each customer can enjoy the offer once during the promotion period.
- The promotion period is from 1 March 2024 to 30 April 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.
Professionals
- including, but not limited to, doctors, nurses, lawyers, and teachers
- PrimeCredit reserves the right of final interpretation of the definition of professionals
Warning: You have to repay your loans. Don't pay any intermediaries
Enquiry and Complaint Hotline: 2111 2999
Money Lender's Licence No.: 759/2023
PrimeCredit Balance Transfer
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- "PrimeCredit Balance Transfer Analyst" provides a professional analysis of your current card and loan indebtedness, and tailor-make the most interest-saving and fastest repayment plan for your needs
- No handling fee, no early settlement fee
- Repayment terms up to 72 months
- Online application with instant approval result
- Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here to fill out the reward form within 7 days after application
Gift Options
[MoneyHero Exclusive Offer] - Time-limited Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 1 April 2024 to 30 April 2024, you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 30 April 2024, regardless of loan approval and drawdown (if the application' final status is canceled, the customer would not be eligible to any rewards of this promotion)
- For more details about the promotion, please see Terms and Conditions
[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus
- From 1 March 2024 to 30 April 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
Gift Options
- During the promotion period, customers who successfully apply for and drawdown designated personal loans with minimum 12 instalments through this webpage can enjoy Cash Bonus calculated based on 1% of the net loan amount. The maximum amount that a property owner who applies for a designated personal loan can enjoy is $12,000; while the maximum amount that a non-property owner can enjoy is $8,000. Each customer can enjoy the offer once during the promotion period.
- The promotion period is from 1 March 2024 to 30 April 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.
Warning: You have to repay your loans. Don't pay any intermediaries
Enquiry and Complaint Hotline: 2111 2999
Money Lender's Licence No.: 759/2023
【MoneyHero Exclusive】WeLend "Bank Customer" Lower Interest Rate Loan
+ 2 other gift options
Valid until
30 April 2024
+ 6 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
- Enjoy Cash Reward up to HK$19,000 upon successfully draw down
- Civil servants / professionals can enjoy interest rates as low as 1.88% APR.
- Loan amount of HK$500,000 or above can enjoy low interest rate as tax loans.
- A.I. processes loan quickly, cash is transferred automatically and instantly once the loan is confirmed.
- Utilizing A.I. big data to calculate personalized quotations, ensuring the loan amount based on your needs.
- WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
From 4 October 2023 to 30 April 2024 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.
Gift Options
Repayment period at least 24 months + loan amount from HK$800,001 or above
Repayment period at least 24 months + loan amount from HK$600,001 to HK$800,000
Repayment period at least 24 months + loan amount from HK$500,001 to HK$600,000
Repayment period at least 24 months + loan amount from HK$400,001 to HK$500,000
Repayment period at least 24 months + loan amount from HK$300,001 to HK$400,000
Repayment period at least 24 months + loan amount from HK$200,001 to HK$300,000
Repayment period at least 24 months + loan amount from HK$100,001 to HK$200,000
- For more details about the promotion, please see Terms and Conditions
- The Cash Rebate amount will be credited by WeLend to eligible customers’ loan account directly on or before the fourth instalment due date for repayment.
Gift Options
[MoneyHero Exclusive Offer] HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 7 March 2024 6 p.m. to 30 April 2024, new customers who apply WeLend Personal Loan via MoneyHero can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
- For more details about the promotion, please see Terms and Conditions
- A.I. chatbot provides immediate solutions 24/7.
- The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
- The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records.
- WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
- Warning: You have to repay your loans. Don’t pay any intermediaries.
- Customer Service/ Complaint Hotline: 3590 6396
- Money Lender's License: 0958/2023
WeLend Property Owner Loan
+ 2 other gift options
Valid until
30 April 2024
+ 6 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
- Enjoy Cash Reward up to HK$19,000 upon successfully draw down
- Loan amount up to HK$1.5 million, with a repayment period of up to 84 months.
- get quotation without submitting documents, get approval within 30 minutes.
- Deed waiver; legal fees waived too
- WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
From 4 October 2023 to 30 April 2024 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.
Gift Options
Repayment period at least 24 months + loan amount from HK$800,001 or above
Repayment period at least 24 months + loan amount from HK$600,001 to HK$800,000
Repayment period at least 24 months + loan amount from HK$500,001 to HK$600,000
Repayment period at least 24 months + loan amount from HK$400,001 to HK$500,000
Repayment period at least 24 months + loan amount from HK$300,001 to HK$400,000
Repayment period at least 24 months + loan amount from HK$200,001 to HK$300,000
Repayment period at least 24 months + loan amount from HK$100,001 to HK$200,000
- For more details about the promotion, please see Terms and Conditions
- The Cash Rebate amount will be credited by WeLend to eligible customers’ loan account directly on or before the fourth instalment due date for repayment.
Gift Options
[MoneyHero Exclusive Offer] HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 7 March 2024 6 p.m. to 30 April 2024, new customers who apply WeLend Personal Loan via MoneyHero can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
- For more details about the promotion, please see Terms and Conditions
- No matter if your property is a private estate, apartment or public housing or if it is self-occupied or leased; as long as you are the owner of the property, even for jointly-owned properties, you can apply individually, saving you from complex procedures and speeding up the approval process.
- Property deeds are not required. The loan application and contract will not be registered on Land Registry registration, avoiding complicated legal procedures.
- For customers who fulfil specific credit requirements.
- Legal fees waived, avoiding extra expenses
The above interest rates and repayment information are for reference only.
- The final terms will be determined based on the customer's application information and personal credit records.
- WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
- Warning: You have to repay your loans. Don’t pay any intermediaries.
- Customer Service/ Complaint Hotline: 3590 6396
- Money Lender's License: 0958/2023
UA Civil Servants and Professionals Express Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 9 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- APR as low as 1.38%. Flexible repayment term of 6 to 60 months
- Apply online anytime anywhere, no face-to-face contact is required
- Swift approval
- "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- From 27 March 2024 6 p.m. to 30 April 2024, you can get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
- Please refer to the Terms and Conditions for details
[UA rewards you the Best-in-town offer!]
- Cash Reward up to $18,000 for all new and existing customers! Offer valid until 30 April 2024, please refer to more details below.
- Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan
- Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
Repayment period at least 12 months + loan amount at least HK$800,000 and above
Repayment period at least 12 months + loam amount from HK$700,000 to HK$799,999
Repayment period at least 12 months + loam amount from HK$550,000 to HK$699,999
Repayment period at least 12 months + loam amount from HK$500,000 to HK$549,999
Repayment period at least 12 months + loam amount from HK$400,000 to HK$499,999
Repayment period at least 12 months + loam amount from HK$250,000 to HK$399,999
Repayment period at least 12 months + loam amount from HK$110,000 to HK$249,999
Repayment period at least 12 months + loam amount from HK$90,000 to HK$109,999
Repayment period at least 12 months + loam amount from HK$70,000 to HK$89,999
Repayment period at least 12 months + loam amount from HK$50,000 to HK$69,999
- The promotion period of the Limited Time Cash Reward (including cash reward for opening of e-Cash Revolving Loan Account and cash reward for drawdown of personal instalment loan) offered by United Asia Finance Limited (the “Company”) is from 1 January 2024 to 30 April 2024, both dates inclusive (the “Promotion Period”).
- New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward (the “Eligible Customers”).
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
[UA rewards you the Best-in-town offer!]
* Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
*New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
*Cash Reward Offer is subject to terms and conditions. For details, please click here.
*New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
*The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
*New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
- As of Oct 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong
New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revloving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
- New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
- The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
- New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except to Sunday & public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
- United Asia Finance Limited reserves the right to make final decision on loan approval
- Warning: You have to repay your loans. Don't pay any intermediaries.
- Enquiry and Complaint Hotline: 2681 8888
- Money Lender’s Licence No.: 0931/2023
UA Seasonal Tax Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
- APR as low as 1.38%
- Loan amount up to 300% of tax payable for flexible cash out during the tax season
- Repayment period up to 36 months
- Simple application with HKID Card & Tax Demand Note only
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- From 27 March 2024 6 p.m. to 30 April 2024, you can get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
- Please refer to the Terms and Conditions for details
- United Asia Finance Limited reserves the right to make final decision on loan approval
- Warning: You have to repay your loans. Don't pay any intermediaries.
Enquiry and Complaint Hotline: 2681 8888
Money Lender’s Licence No.: 0931/2023
UA i-Money Express Online Personal Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 9 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Accepts applications from property owners with up to HK$1,000,000 required loan amount. A Deed of Assignment is not required from property owners, and they can enjoy a large turnover amount.
- Loan amount of up to HK$500,000
- Flexible repayment term of up to 60 months
- Apply online anytime anywhere, no face-to-face contact is required
- Whole loan process is completed 24x7 online
- "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- From 27 March 2024 6 p.m. to 30 April 2024, you can get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
- Please refer to the Terms and Conditions for details
[UA rewards you the Best-in-town offer!]
- Cash Reward up to $18,000 for all new and existing customers! Offer valid until 30 April 2024, please refer to more details below.
- Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan
- Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
Repayment period at least 12 months + loan amount at least HK$800,000 and above
Repayment period at least 12 months + loam amount from HK$700,000 to HK$799,999
Repayment period at least 12 months + loam amount from HK$550,000 to HK$699,999
Repayment period at least 12 months + loam amount from HK$500,000 to HK$549,999
Repayment period at least 12 months + loam amount from HK$400,000 to HK$499,999
Repayment period at least 12 months + loam amount from HK$250,000 to HK$399,999
Repayment period at least 12 months + loam amount from HK$110,000 to HK$249,999
Repayment period at least 12 months + loam amount from HK$90,000 to HK$109,999
Repayment period at least 12 months + loam amount from HK$70,000 to HK$89,999
Repayment period at least 12 months + loam amount from HK$50,000 to HK$69,999
- The promotion period of the Limited Time Cash Reward (including cash reward for opening of e-Cash Revolving Loan Account and cash reward for drawdown of personal instalment loan) offered by United Asia Finance Limited (the “Company”) is from 1 January 2024 to 30 April 2024, both dates inclusive (the “Promotion Period”).
- New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward (the “Eligible Customers”).
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
[UA rewards you the Best-in-town offer!]
* Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
*New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
*Cash Reward Offer is subject to terms and conditions. For details, please click here.
*New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
*The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
*New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Limited time Cash reward offer is subject to terms and conditions. For details, please click here.
- As of October 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong
New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revloving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except to Sunday & public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.United Asia Finance Limited reserves the right to make final decision on loan approval
United Asia Finance Limited reserves the right to make final decision on loan approval
Warning: You have to repay your loans. Don't pay any intermediaries.
Enquiry and Complaint Hotline: 2681 8888
Money Lender’s Licence No.: 0931/2023
1. Hong Kong Identity Card
2. Recent income proof, e.g., payroll slip, tax demand note, monthly bank account statement/passbook with your salary or MPF statement
3. Employment proof
4. Current residential proof, e.g. utility bills, bank statement
UA Debts Consolidation Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 9 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- A consolidated loan to clear all your debts to reduce interest expense for you
- Minimize your interest expenses
- Flexible repayment terms
- Tailor-made interest rate
- Loan amount of up to HK$2,000,000
- Flexible repayment term of up to 60 months; No handling fee
- "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- From 27 March 2024 6 p.m. to 30 April 2024, you can get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
- Please refer to the Terms and Conditions for details
[UA rewards you the Best-in-town offer!]
- Cash Reward up to $18,000 for all new and existing customers! Offer valid until 30 April 2024, please refer to more details below.
- Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan
- Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
Repayment period at least 12 months + loan amount at least HK$800,000 and above
Repayment period at least 12 months + loam amount from HK$700,000 to HK$799,999
Repayment period at least 12 months + loam amount from HK$550,000 to HK$699,999
Repayment period at least 12 months + loam amount from HK$500,000 to HK$549,999
Repayment period at least 12 months + loam amount from HK$400,000 to HK$499,999
Repayment period at least 12 months + loam amount from HK$250,000 to HK$399,999
Repayment period at least 12 months + loam amount from HK$110,000 to HK$249,999
Repayment period at least 12 months + loam amount from HK$90,000 to HK$109,999
Repayment period at least 12 months + loam amount from HK$70,000 to HK$89,999
Repayment period at least 12 months + loam amount from HK$50,000 to HK$69,999
- The promotion period of the Limited Time Cash Reward (including cash reward for opening of e-Cash Revolving Loan Account and cash reward for drawdown of personal instalment loan) offered by United Asia Finance Limited (the “Company”) is from 1 January 2024 to 30 April 2024, both dates inclusive (the “Promotion Period”).
- New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward (the “Eligible Customers”).
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
[UA rewards you the Best-in-town offer!]
* Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
*New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
*Cash Reward Offer is subject to terms and conditions. For details, please click here.
*New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
*The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
*New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Limited time Cash reward offer is subject to terms and conditions. For details, please click here.
- As of October 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong
New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revloving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except to Sunday & public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.United Asia Finance Limited reserves the right to make final decision on loan approval
United Asia Finance Limited reserves the right to make final decision on loan approval
Warning: You have to repay your loans. Don't pay any intermediaries.
Enquiry and Complaint Hotline: 2681 8888
Money Lender’s Licence No.: 0931/2023
1. Hong Kong Identity Card
2. Recent income proof, e.g., payroll slip, tax demand note, monthly bank account statement/passbook with your salary or MPF statement
3. Employment proof
4. Current residential proof, e.g. utility bills, bank statement
WeLend Card Debt Consolidation Loan
+ 2 other gift options
Valid until
30 April 2024
+ 6 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
- Enjoy Cash Reward up to HK$19,000 upon successfully draw down
- Laon amount of up to 24x monthly salary
- Save up to 90% interest; repay credit card debts faster and boost your credit score instantly.
- WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
From 4 October 2023 to 30 April 2024 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.
Gift Options
Repayment period at least 24 months + loan amount from HK$800,001 or above
Repayment period at least 24 months + loan amount from HK$600,001 to HK$800,000
Repayment period at least 24 months + loan amount from HK$500,001 to HK$600,000
Repayment period at least 24 months + loan amount from HK$400,001 to HK$500,000
Repayment period at least 24 months + loan amount from HK$300,001 to HK$400,000
Repayment period at least 24 months + loan amount from HK$200,001 to HK$300,000
Repayment period at least 24 months + loan amount from HK$100,001 to HK$200,000
- For more details about the promotion, please see Terms and Conditions
- The Cash Rebate amount will be credited by WeLend to eligible customers’ loan account directly on or before the fourth instalment due date for repayment.
Gift Options
[MoneyHero Exclusive Offer] HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 7 March 2024 6 p.m. to 30 April 2024, new customers who apply WeLend Personal Loan via MoneyHero can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
- For more details about the promotion, please see Terms and Conditions
- 90% interest savings is calculated using annual percentage rate 36% with minimum monthly payment 1%.
- The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records. WELEND LIMITED reserves its absolute right to any loan approval decision and any disputes.
- Warning: You have to repay your loans. Don't pay any intermediaries.
- Customer Service/ Complaint Hotline: 3590 6396
- Money Lender's License: 0958/2023
UA i-Money Express Online Personal Loan for Property Owner
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 9 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Accepts applications from property owners with up to HK$1,000,000 required loan amount.
- Apply online anytime anywhere, no face-to-face contact is required
- Whole loan procedure from application to disbursement completed in 24 hours
- Instant cash transfer by FPS
- "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- From 27 March 2024 6 p.m. to 30 April 2024, you can get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
- Please refer to the Terms and Conditions for details
[UA rewards you the Best-in-town offer!]
- Cash Reward up to $18,000 for all new and existing customers! Offer valid until 30 April 2024, please refer to more details below.
- Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan
- Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
Repayment period at least 12 months + loan amount at least HK$800,000 and above
Repayment period at least 12 months + loam amount from HK$700,000 to HK$799,999
Repayment period at least 12 months + loam amount from HK$550,000 to HK$699,999
Repayment period at least 12 months + loam amount from HK$500,000 to HK$549,999
Repayment period at least 12 months + loam amount from HK$400,000 to HK$499,999
Repayment period at least 12 months + loam amount from HK$250,000 to HK$399,999
Repayment period at least 12 months + loam amount from HK$110,000 to HK$249,999
Repayment period at least 12 months + loam amount from HK$90,000 to HK$109,999
Repayment period at least 12 months + loam amount from HK$70,000 to HK$89,999
Repayment period at least 12 months + loam amount from HK$50,000 to HK$69,999
- The promotion period of the Limited Time Cash Reward (including cash reward for opening of e-Cash Revolving Loan Account and cash reward for drawdown of personal instalment loan) offered by United Asia Finance Limited (the “Company”) is from 1 January 2024 to 30 April 2024, both dates inclusive (the “Promotion Period”).
- New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward (the “Eligible Customers”).
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
[UA rewards you the Best-in-town offer!]
* Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
*New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
*Cash Reward Offer is subject to terms and conditions. For details, please click here.
*New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
*The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
*New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
As of Oct 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong
New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revloving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
- New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
- The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
- New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except to Sunday & public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
- United Asia Finance Limited reserves the right to make final decision on loan approval
- Warning: You have to repay your loans. Don't pay any intermediaries.
- Enquiry and Complaint Hotline: 2681 8888
- Money Lender’s Licence No.: 0931/2023
AEON Flexi Personal Loan Scheme
+ 2 other gift options
Valid until
30 April 2024
+ 1 other gift options
Valid until
30 April 2024
+ 6 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
- Maximum loan amount can be 12 times of your monthly salary or HK$1,000,000 (whichever is lower)
- No handling fee
- Flexible repayment period ranging from 6 months to 60 months
- Monthly flat rate as low as 0.2% (APR 4.49%) (Only applicable to loan amount of HK$600,000 or above)
- The approved amount will be transferred to your designated account instantly via Faster Payment System (FPS) 24/7
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here to fill out the reward form within 7 days after application
Gift Options
- From 2 January 2024 12 noon to 30 April 2024, apply the specific AEON loan and submit the MoneyHero Reward Redemption Form within a specific period to receive the following rewards no matter the approval result and drawdown amount:
- HK$800 Apple Store Gift card / Wellcome coupon
- For details, please see the terms and conditions
From 1 March 2024 till 30 September 2024, upon successful application and drawdown of the AEON Loan will be eligible to receive up to HK$12,000 cash rebate
Gift Options
Loan amount HK$600,000 and above + repayment period at least 24 months or above
Loan amount from HK$400,000 to HK$599,999 + repayment period at least 24 months or above
Loan amount HK$300,000 and above + repayment period at least 12 months or above
Loan amount from HK$200,000 to HK$299,999 + repayment period at least 12 months or above
Loan amount from HK$100,000 to HK$199,999 + repayment period at least 12 months or above
Loan amount from HK$50,000 to HK$99,999 + repayment period at least 12 months or above
Loan amount from HK$30,000 to HK$49,999 + repayment period at least 12 months or above
- Eligible Customer must maintain a valid AEON credit card in good status during Promotion Period (which must be the principal card held by the Eligible Customer) and is required to log on to “AEON HK” mobile app and register for the Promotion during the registration period in order to enjoy the Cash Rebate under the Promotion.
The Cash Rebate will be credited to the relevant account of credit cards/ co-brand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”)
- Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.
From 1 March 2024 till 30 September 2024, upon successful application and drawdown of the AEON Loan new customers will get an extra HK$500 Cash Rebate Offer
Gift Options
- Eligible Customer must maintain a valid AEON credit card in good status during Promotion Period (which must be the principal card held by the Eligible Customer) and is required to log on to “AEON HK” mobile app and register for the Promotion during the registration period in order to enjoy the Cash Rebate under the Promotion.
The Cash Rebate will be credited to the relevant account of credit cards/ co-brand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”)
- This Promotion is only applicable to new customers who do not hold a valid AEON Personal Loan, AEON Tax loan or Restructure Loan on the day of the Loan Confirmation Period.
- This Promotion is not applicable to existing customers who refinances AEON Personal Loan.
- Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.
- The above information is for reference only.
- The applicant’s credit records and financial status may affect the final approval result and the terms of the loan (including but not limited to loan amount, interest rate and tenor). The decision of AEON shall be final.
- Subject to Terms & Conditions.
- Warning: You have to repay your loans. Don't pay any intermediaries
- Enquiry and Complaint Hotline: 2895 6262
- Money Lender’s Licence No.: 1738/2023
1. Click "Apply Now", and go to AEON's dedicated website.
2. Fill out an application and submit the required documents.
3. AEON will preview information provided and consider the credit report.
4. Confirm the loan.
5. Upon successful application and loan drawdown, the approved amount will be transferred to your designated account via Faster Payment System (FPS) 24/7
1. Hong Kong Identity Card
2. Address proof
3. Bank account information
4. Income proof document (latest 3-month bank statement / passbook, tax demand note, payroll advice)
AEON Debt Consolidation Loan
+ 2 other gift options
Valid until
30 April 2024
+ 1 other gift options
Valid until
30 April 2024
+ 6 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
- Maximum loan amount can be 12 times of your monthly salary or HK$1,000,000 (whichever is lower)
- No handling fee
- Flexible repayment period ranging from 6 months to 60 months
- Monthly flat rate as low as 0.2% (APR 4.49%) (Only applicable to loan amount of HK$600,000 or above)
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here to fill out the reward form within 7 days after application
Gift Options
- From 2 January 2024 12 noon to 30 April 2024, apply the specific AEON loan and submit the MoneyHero Reward Redemption Form within a specific period to receive the following rewards no matter the approval result and drawdown amount:
- HK$800 Apple Store Gift card / Wellcome coupon
- For details, please see the terms and conditions
From 1 March 2024 till 30 September 2024, upon successful application and drawdown of the AEON Loan will be eligible to receive up to HK$12,000 cash rebate
Gift Options
Loan amount HK$600,000 and above + repayment period at least 24 months or above
Loan amount from HK$400,000 to HK$599,999 + repayment period at least 24 months or above
Loan amount HK$300,000 and above + repayment period at least 12 months or above
Loan amount from HK$200,000 to HK$299,999 + repayment period at least 12 months or above
Loan amount from HK$100,000 to HK$199,999 + repayment period at least 12 months or above
Loan amount from HK$50,000 to HK$99,999 + repayment period at least 12 months or above
Loan amount from HK$30,000 to HK$49,999 + repayment period at least 12 months or above
- Eligible Customer must maintain a valid AEON credit card in good status during Promotion Period (which must be the principal card held by the Eligible Customer) and is required to log on to “AEON HK” mobile app and register for the Promotion during the registration period in order to enjoy the Cash Rebate under the Promotion.
The Cash Rebate will be credited to the relevant account of credit cards/ co-brand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”)
- Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.
From 1 March 2024 till 30 September 2024, upon successful application and drawdown of the AEON Loan new customers will get an extra HK$500 Cash Rebate Offer
Gift Options
- Eligible Customer must maintain a valid AEON credit card in good status during Promotion Period (which must be the principal card held by the Eligible Customer) and is required to log on to “AEON HK” mobile app and register for the Promotion during the registration period in order to enjoy the Cash Rebate under the Promotion.
The Cash Rebate will be credited to the relevant account of credit cards/ co-brand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”)
- This Promotion is only applicable to new customers who do not hold a valid AEON Personal Loan, AEON Tax loan or Restructure Loan on the day of the Loan Confirmation Period.
- This Promotion is not applicable to existing customers who refinances AEON Personal Loan.
- Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.
- The above information is for reference only.
- The applicant’s credit records and financial status may affect the final approval result and the terms of the loan (including but not limited to loan amount, interest rate and tenor). The decision of AEON shall be final.
- Subject to Terms & Conditions.
- Warning: You have to repay your loans. Don't pay any intermediaries
- Enquiry and Complaint Hotline: 2895 6262
- Money Lender’s Licence No.: 1738/2023
1. Click "Apply Now", and go to AEON's dedicated website.
2. Fill out an application and submit the required documents.
3. AEON will preview information provided and consider the credit report.
4. Confirm the loan.
5. Upon successful application and loan drawdown, the approved amount will be transferred to your designated account via Faster Payment System (FPS) 24/7
1. Hong Kong Identity Card
2. Address proof
3. Bank account information
4. Income proof document (latest 3-month bank statement / passbook, tax demand note, payroll advice)
Have some questions while choosing the best Lending Company Loans?
Why are the interest rates of lending companies always higher than banks?
The interest rates offered by lending companies are generally higher than those offered by banks due to one main factor: risk assessment.
Lending companies typically have higher interest rates compared to banks owing to several factors. They primarily serve borrowers with lower credit scores or limited credit history, making them higher-risk candidates. To compensate for this elevated risk, lending companies charge higher interest rates as a precaution against potential losses.
Can I borrow money from lending companies without income proof?
Yes. If you cannot provide traditional income proof, you may explore alternative options or other lenders that cater to individuals with non-traditional income sources. These lenders may consider other factors, such as your assets, savings, or business revenue, as a basis for evaluating your repayment capacity.
Can companies lend money without proof of address?
Yes. In some cases, lending companies may accept proof of address in alternative forms, such as utility bills in family member's name at the same address with the proof of relationship, or a letter from your employer confirming your address. Each lending company may have its specific requirements and policies regarding address proof, so it's advisable to contact them directly to inquire about their options.
Can I borrow money from lending companies without proof of identity?
In most cases, no, but there may be some exceptions. It's advisable to contact lending companies directly to inquire about their specific requirements and whether they have alternative options available for those without their identity card as proof.
What are the consequences of late payment for lending companies?
Same as borrowing money from a bank, the consequences of late payment for lending companies depend on the terms and conditions in the agreement.
Lending companies typically impose late payment fees when borrowers fail to make their loan payments on time. These fees can vary in amount and may be a fixed fee or a percentage of the overdue payment.
If you consistently fail to make your loan payments on time, the lending company may initiate collection efforts to recover the overdue amount. This can involve contacting you via phone, email, or mail to request payment. In some cases, lending companies may engage debt collection agencies to recover the outstanding debt.
In extreme cases of non-payment, lending companies may pursue legal action to recover the unpaid amount. This can result in additional costs, such as legal fees, and may have long-term consequences on your credit history.
Does the law regulate lending companies and protect loan applicants?
To protect loan applicants, the licensing of money lenders and regulation of money-lending transactions are governed by the Money Lenders Ordinance, Chapter 163 of the Laws of Hong Kong.It sets out licensing requirements for money lenders and establishes rules on interest rates, fees, advertising, and debt collection practices.
APR vs Monthly Flat Rate: Which should I pay attention to?
Both APR and Monthly Flat Rate are common terms that will appear when looking for a loan. The APR represents the total cost of borrowing over a year, expressed as a percentage. It includes the nominal interest rate, as well as any additional fees or charges associated with the loan. The APR allows you to compare the cost of loans from different lenders on an annualised basis. It takes into account the interest rate, processing fees, administrative charges, and other costs, providing a more accurate representation of the true cost of the loan.
The Monthly Flat Rate, also known as the flat interest rate, is the interest charged on the loan amount every month. It is expressed as a percentage of the loan principal. The Monthly Flat Rate does not include additional fees or charges associated with the loan. It is a straightforward representation of the interest component of the loan repayment.
When comparing loan offers, you should consider the APR as it gives a more comprehensive view of the total cost of the loan. It considers both the interest rate and any additional fees or charges, providing a more accurate measure of the loan's overall cost. The APR allows you to compare loans with different interest rates and fees on an equal basis.
Lending Companies Loans Information
What are lending companies?
Lending companies, also known as money lenders, play a significant role in providing individuals in Hong Kong with access to much-needed funds. Lending companies serve as alternative sources of financing to traditional banks, offering a range of loan products with different features and terms. They typically have streamlined application processes, allowing you to apply for loans quickly and conveniently. This is particularly beneficial for individuals seeking prompt financial assistance.
What type of loan products do lending companies usually provide?
Lending companies in Hong Kong typically offer a variety of loan products to cater to the diverse financial needs of individuals. While the specific loan products may vary among different lending companies, here are some common types of loans:
Personal loans are one of the most common loan products offered by lending companies in Hong Kong. These loans are typically unsecured and can be used for various personal expenses such as a car, home renovations, travel, education.
Many lending companies also offer debt consolidation loans. Debt consolidation loans are specifically designed to help borrowers simplify their finances by combining multiple debts into a single loan. This type of loan allows borrowers to pay off their existing debts and consolidate them into one monthly payment, often with a lower interest rate and more favourable terms.
To support the financial needs of businesses, lending companies in Hong Kong also provide business loans. The money borrowed can be used for working capital, business expansion, purchasing equipment or inventory, or covering operational expenses.
What are the tiers of lending companies and how do they differ from each other?
All legitimate lending companies hold the same type of money lender licence, their money-lending transactions are regulated by the Money Lenders Ordinance, Chapter 163 of the Laws of Hong Kong. There is no official classification into first-tier and second-tier lending companies, the “tiers” is just a colloquial term to identify different money lenders' company scale, application channels and approval requirements.
In general, "second-tier" lending companies refer to those holding "lender licences" but are not members of the TransUnion Money Lenders Membership Programme and are smaller in scale. While "first-tier" usually means larger firms that are members of TU, they have stricter borrowing conditions based on credit ratings.
"Second-tier" lending companies do not check your TU rating before approving loans, making it easier to get approved. But the interest rates on these loans may be much higher. Your application and repayment records do not have any impact on your TU credit ratings.
What is the difference between lending companies vs banks on loan applications?
When it comes to applying for loans, borrowers often have the option of approaching either lending companies or banks. While both serve as sources of financing, there are notable differences between the two. Understanding these distinctions can help borrowers choose the most suitable option for their specific needs and circumstances.
Lending Company Loans |
Bank Loans |
|
Interest Rates |
Generally higher |
Generally lower |
Loan Approval Process |
More lenient |
More strict |
Requirements |
More flexible |
More strict |
Collateral |
Often unsecured |
Required for some loans |
Repayment Terms |
More flexible |
Less flexible |
Customer Service |
Less personalized |
Personalized |
Loan Amount |
Lower |
Higher depending on collateral |
Loan Purpose |
More flexible |
More strict |
What is the highest amount that lending companies in Hong Kong can provide?
The highest amount that lending companies in Hong Kong can provide as a loan depends on several factors, including the lending company's policies, the borrower's creditworthiness, and the purpose of the loan. For instance, higher creditworthiness generally means higher amounts, while lower credit scores can affect the eligibility of the loan.
Generally, lending companies in Hong Kong offer varying loan limits, and the maximum loan amount can range from thousands to millions of Hong Kong dollars.
How to select a suitable lending company to borrow money from?
When choosing a financial institution, there are various elements to consider before determining which one is best for you.
Legitimacy: It's essential to ensure that the company is legitimate and authorised to provide loans. Check if the lending company has the valid money lender's licence issued by the government. You can usually find this information on their website or Company Registry.
Your Requirements: Determine the purpose of the loan, the desired loan amount, and the repayment terms that would be most suitable for your financial situation. Remember to compare several different institutions to see which one offers the best interest rates, fees, and repayment terms.
Recommendations and Reviews: When your list of potential lenders has been narrowed down, seek recommendations from trusted sources, such as friends, family, or financial advisors, who may have experience with borrowing from these companies. Additionally, read customer reviews and testimonials to gauge the experiences of other borrowers with the company.
Terms and Conditions: Ensure that the interest rates, fees, penalties, and repayment schedules align with your financial goals and capabilities. Choose a company that provides clear and transparent information about their loan products and avoid companies that withhold or provide vague information.
What are the advantages of lending companies compared to bank loans?
While lending companies may charge higher interest rates and fees compared to banks, they also provide a range of advantages over traditional bank loans.
Lending companies tend to be more lenient in loan approval. That means even if you don't have a great credit score or much of a credit history, you might still be able to get a loan. If you only need a small amount of money and don't want to go through a long process to get it, some lending companies may offer smaller loans without the need to consult your credit history.
Working fast is one of the advantages lending companies provide. They often streamline their application processes, making it convenient and hassle-free. Many of them offer online applications, reducing the paperwork and time involved in getting a loan. The quick approval can be really helpful if you have an emergency or need money in a hurry.
Furthermore, they are flexible. Whether you require a small sum for a minor expense or a larger amount for a significant investment, you can often choose how long you want to take to pay back the loan, making it adaptable to your varying financial needs.
Best Loans from Lending Companies
In today's dynamic financial landscape, money lending companies have become increasingly popular as a source of financial assistance. With a multitude of lenders in the market, each offering its own unique loan products, it can be challenging to determine which one is the best fit for your needs. From personal loans to business financing and debt consolidation options, money lending companies provide a wide array of choices to suit different requirements.
Lending company loans with 7*24 Services
As financial needs can emerge unexpectedly, lending companies offer competitive rates as well as round-the-clock availability, ensuring that assistance is readily available whenever it is needed. Whether it's an unexpected expense, a business opportunity, or personal consumption, lending companies such as Promise, Aeon, PrimeCredit, and WeLend often offer the best rates while understanding the importance of quick and convenient access to funds.
Lending company loans with the most flexible repayment period
When it comes to borrowing money, finding a lending company that offers the most flexible repayment periods can make a significant difference in managing your finances. Lending company loans with flexible repayment options include PrimeCredit Fixed Loan, AEON Flexi Personal Loan Scheme, and UA i-Money Express Online Personal Loan, etc., you can find the ideal loan that fits your financial goals.
Lending company loans without income proof
Securing a loan without the need for traditional income proof can be a game-changer for individuals who have income sources that are difficult to verify or who are self-employed. If you fall into these categories and are in need of a loan, consider exploring options such as the UA "NO SHOW" Personal Loan, Cashing Pro Fast Personal Loan, and WeLend Personal Loan.These lenders provide waivers for income proof requirements, making it easier for self-employed individuals or those with irregular income streams to secure a loan.
Lending company loans with the lowest APR
Selecting a lending company that offers the lowest Annual Percentage Rate (APR) can have a great impact on the overall cost of borrowing and help you maximise your savings. By prioritising affordability, these lending companies aim to make borrowing more accessible and empower you to achieve your financial goals without straining your finances.Lending company loans with the highest loan amount
When it comes to accessing significant funds for major expenses or investments, finding lending companies that offer the highest loan amounts can be crucial. Whether you're looking to fund a home renovation, expand your business, or cover educational expenses, K Cash, WeLend, and AEON offer generous loan limits of HK$1 million or above to accommodate your financial needs.
Lending company loans without checking TU
When seeking loans, having a poor credit history or a low credit score can often lead to obstacles when it comes to securing financing. However, there are lending companies that offer loans without relying on TransUnion (TU) score. CreFIT and Grantit do not use TU for loan approvals, helping those with less-than-perfect credit to find suitable loan options and access the funds they need.