WeLend Card Debt Consolidation Loan

Update time: Nov 2023

Total Repayment (as low as)


Monthly Repayment (as low as)


APR (as low as)

Monthly Flat Rate: 0.12%
【Save interest with A.I.】Clear credit card debts while transferring balance, fixed repayment period, save up to 90% interest; repay credit card debts faster and boost your credit score instantly.
【WeLend Card Debt Consolidation Loan】Boost your credit score in just one step! Enjoy a one-month repayment grace period.

Great for

  • WeScore Financial Health Evaluation provides advice based on your monthly financial changes to improve your WeScore rating and enhance your financial health!
  • 【MoneyHero Exclusive Offer】HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher

    • From 13 October 2023 12 noon to 31 December 2023 6 p.m., new customers who apply WeLend Personal Loan via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
    • For more details about the promotion, please see Terms and Conditions
  • 【MoneyHero Exclusive Offer】 Extra Cash Rebate of up to HK$8,200

    • From 4 October 2023 to 31 December 2023 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.

    Draw down loan amount

    Repayment period

    WeLend Welcome Offer

    MoneyHero Exclusive Cash Reward

    Total Cash Reward

    HK$100,001 - HK$200,000 24 months or above HK$2,800 N/A HK$2,800
    HK$200,001 - HK$300,000 HK$3,800 HK$3,800 HK$7,600
    HK$300,001 - HK$400,000 HK$4,800 HK$3,800 HK$8,600
    HK$400,001 - HK$500,000 HK$5,800 HK$5,000 HK$10,800
    HK$500,001 - HK$600,000 HK$8,800 HK$5,000 HK$13,800
    HK$600,001 - HK$800,000 HK$10,800 HK$8,200 HK$19,000
    HK$800,001 or above HK$12,000 N/A HK$12,000
  • Product Features

    • Utilize A.I. big data to design tailor-made repayment plans, help you on interest savings, time savings and monthly instalment amount savings.
    • Up to 90% interest savings, loan amount of up to 24x monthly salary, helps you manage your monthly financial budgeting flexibly.
    • A.I. Card Debt Master analyzes your current and future financial situation. You can track the repayment progress online, easily plan your monthly instalments, pay off debts and improve your credit score.
    • 90% interest savings is calculated using annual percentage rate 36% with minimum monthly payment 1%.

Need to know

  • Things you need to know

    • The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records. WELEND LIMITED reserves its absolute right to any loan approval decision and any disputes.
    • Warning: You have to repay your loans. Don't pay any intermediaries.
      Customer Service/ Complaint Hotline: 3590 6396
      Money Lender's License: 0958/2023


Min. Annual Income

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