WeLend Personal Loan

Update time: Nov 2023

Total Repayment (as low as)


Monthly Repayment (as low as)


APR (as low as)

Monthly Flat Rate: 0.05%
【A.I. Large loan amount】 Enjoy a large amount of cash instantly with extended repayment period
【A.I. convenience】 Income proof and address proof are waived

Great for

  • WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
  • 【MoneyHero Exclusive Offer】HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher

    • From 13 October 2023 12 noon to 31 December 2023 6 p.m., new customers who apply WeLend Personal Loan via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
    • For more details about the promotion, please see Terms and Conditions
  • 【MoneyHero Exclusive Offer】 Extra Cash Rebate of up to HK$8,200

    • From 4 October 2023 to 31 December 2023 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.

    Draw down loan amount

    Repayment period

    WeLend Welcome Offer

    MoneyHero Exclusive Cash Reward

    Total Cash Reward

    HK$100,001 - HK$200,000 24 months or above HK$2,800 N/A HK$2,800
    HK$200,001 - HK$300,000 HK$3,800 HK$3,800 HK$7,600
    HK$300,001 - HK$400,000 HK$4,800 HK$3,800 HK$8,600
    HK$400,001 - HK$500,000 HK$5,800 HK$5,000 HK$10,800
    HK$500,001 - HK$600,000 HK$8,800 HK$5,000 HK$13,800
    HK$600,001 - HK$800,000 HK$10,800 HK$8,200 HK$19,000
    HK$800,001 or above HK$12,000 N/A HK$12,000
  • Product Features

    • A.I. fully automated loan with simplified loan process; from application, approval to disbursement, all done online.
    • Loan amount of HK$500,000 or above can enjoy low-interest rate as tax loans.
      • Income proof and address proof are waived for loans with the maximum loan amount of HK$300,000 and for customers who fulfill specific credit requirements.
    • Utilizing A.I. big data to calculate personalized quotations, ensuring the loan amount based on your needs.
      • For customers who fulfill specific credit requirements.
    • A.I. processes loans quickly, cash is transferred automatically and instantly once the loan is confirmed.
      • The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
    • A.I. chatbot provides immediate solutions 24/7.

Need to know

  • Things you need to know

    • The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records. WELEND LIMITED reserves its absolute right to any loan approval decision and any disputes.
    • Warning: You have to repay your loans. Don't pay any intermediaries.
      Customer Service/ Complaint Hotline: 3590 6396
      Money Lender's License: 0958/2023


Min. Annual Income

Steps to Apply


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