WeLend Property Owner Loan

Update time: Nov 2023

Total Repayment (as low as)


Monthly Repayment (as low as)


APR (as low as)

Monthly Flat Rate: 0.05%
【A.I. Large loan amount】 Enjoy a large amount of cash instantly with extended repayment period. Loan amount of up to HK$1.5 million, get quotation without submitting documents and get approval within 30 minutes.
Deed waiver; legal fees waived too

Great for

  • WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
  • 【MoneyHero Exclusive Offer】HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher

    • From 13 October 2023 12 noon to 31 December 2023 6 p.m., new customers who apply WeLend Personal Loan via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
    • For more details about the promotion, please see Terms and Conditions
  • 【MoneyHero Exclusive Offer】 Extra Cash Rebate of up to HK$8,200

    • From 4 October 2023 to 31 December 2023 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.

    Draw down loan amount

    Repayment period

    WeLend Welcome Offer

    MoneyHero Exclusive Cash Reward

    Total Cash Reward

    HK$100,001 - HK$200,000 24 months or above HK$2,800 N/A HK$2,800
    HK$200,001 - HK$300,000 HK$3,800 HK$3,800 HK$7,600
    HK$300,001 - HK$400,000 HK$4,800 HK$3,800 HK$8,600
    HK$400,001 - HK$500,000 HK$5,800 HK$5,000 HK$10,800
    HK$500,001 - HK$600,000 HK$8,800 HK$5,000 HK$13,800
    HK$600,001 - HK$800,000 HK$10,800 HK$8,200 HK$19,000
    HK$800,001 or above HK$12,000 N/A HK$12,000
  • Product Features

    • Apply online, get your quotation without submitting documents, and get approval in as quick as 30 minutes.
      • Based on the submission date of all related information regarding application and property, and only applicable from 10 am - 3 pm on Monday - Friday (excluding public holidays). Final approval is subject to the submission of all relevant documents and credit records of the applicant. Approval time may vary based on individual circumstances.
    • Larger loan amount, subject to the value of your property and your credit score.
      • The loan amount can be higher than conventional personal loans, meeting all your financial needs! The loan amount can go up to HK$1.5 million, with a repayment period of up to 84 months.
    • No matter if your property is a private estate, apartment, or public housing or if it is self-occupied or leased; as long as you are the owner of the property, even for jointly-owned properties, you can apply individually, saving you from complex procedures and speeding up the approval process.  
    • Property deeds are not required. The loan application and contract will not be registered on Land Registry registration, avoiding complicated legal procedures.
      • For customers who fulfil specific credit requirements.
    • Legal fees are waived, avoiding extra expenses

Need to know

  • Things you need to know

    • The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records. WELEND LIMITED reserves its absolute right to any loan approval decision and any disputes.
    • Warning: You have to repay your loans. Don't pay any intermediaries.
      Customer Service/ Complaint Hotline: 3590 6396
      Money Lender's License: 0958/2023

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