BEA Tax Season Loan

Great for

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  [MoneyHero Exclusive Offer] - iPad Pro 12.9-inch 128GB Wi-Fi or up to HK$8,000 Apple Store Gift Card / Wellcome Shopping Voucher

  From 17 March 2023 to 19 April 2023, customers who successfully apply for the designated loan amount of HK$100,000 or above with a repayment period of 12 months or above through the designated link of MoneyHero during the promotion period, submit the required supporting documents to Bank of East Asia within 7 days and have the loan successfully approved and drawn down, will be entitled to the following MoneyHero exclusive offer:

  Loan Amount	MoneyHero Exclusive Offer
  HK$800,000 or above	iPad Pro 12.9-inch 128GB Wi-Fi (valued at HK$8,899), or HK$8,000 Apple Store Gift Card / Wellcome Shopping Voucher
  HK$400,000 - HK$799,999	HK$7,000 Apple Store Gift Card / Wellcome Shopping Voucher
  HK$300,000 - HK$399,999	HK$6,000 Apple Store Gift Card / Wellcome Shopping Voucher
  HK$100,000 - HK$299,999	HK$5,000 Apple Store Gift Card / Wellcome Shopping Voucher

  • All of the Rewards will be issued randomly in colour
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the loan to facilitate the approval process.
    • Within 7 days of receiving the email, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with BEA. At the same time, customers need to submit all of the related documents to BEA.

  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • For more details about the promotion, please see Terms and Conditions
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  【BEA Offer 1】 - up to HK$4,000 cash rebate

  • Customers who apply for a Tax Season Loan online and are approved during the Promotional Period and draw down the loan with over a specified repayment tenor and a loan amount of HK$100,000 or above (the “Eligible Customer”) are entitled to the cash rebate as shown in the table below.

  Loan Amount	Cash Rebate (Tenor：36 to 60 months)
  HK$100,000 to HK$199,999	HK$500
  HK$200,000 to HK$299,999	HK$1,500
  HK$300,000 to HK$799,999	HK$2,000
  HK$800,000 to HK$999,999	HK$3,000
  HK$1,000,000 or above	HK$4,000

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  【BEA Offer 2】 - an extra HK$1,000 cash rebate

  • New customers who apply and are approved for a Tax Season Loan during the Promotional Period and who draw down the loan with over a specified repayment tenor and a loan amount of HK$50,000 or above, and who do not have any current BEA consumer loans when they submit their application (the “Eligible Customer”), are entitled to the cash rebate as shown in the table below.

  Loan Amount	Cash Rebate (Tenor: 12 to 60 months)
  HK$50,000 or above	HK$1,000

   

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  Product Features

  • BEA reserves the final right to interpret the definition of “Eligible Customer”. The cash rebate will be directly credited to the repayment account of the Eligible Customer on or before 31st July 2023 without prior notice. The status of the customer’s loan account must be valid and with no past due record/unsatisfactory credit history at the time when BEA credits the cash rebate.
  • APR as low as 2.04%
  • 0% arrangement fee
  • Repayment period of up to 60 months
  • Loan amount of up to 12 times your basic monthly salary (maximum HK$3,000,000)

Need to know

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  Things you need to know

  • The APR as low as 2.04% is for reference only. This is calculated for a loan amount of HK$1,000,000 or above, with a monthly flat rate of 0.10%, a repayment period of 12 months, and a HK$1,000 cash rebate. Please note that actual APRs may differ. APR as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver and cash rebate. The APR is for reference only. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail. Please note that the APR stated in the loan confirmation letter will not include any cash rebate.
  • The repayment period for the Tax Season Loan is either 12 or 24 months and the loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$3,000,000). The repayment period for the Instalment Loan is either 36, 48, or 60 months and the loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$1,200,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances
  • If the requested loan amount is approved in full, BEA will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly
  • Terms and Conditions apply
  • To borrow or not to borrow? Borrow only if you can repay!