Standard Chartered Personal Instalment Loan
3 Offers Available
+ 10 other gift options
Valid until
31 July 2024
+ 8 other gift options
Valid until
02 September 2024
Valid until
02 September 2024
From 24 May 2024 12 noon to 31 July 2024 6 p.m. customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
Gift Options
Loan amount HK$800,000 and above
Loan amount from HK$300,000 to HK$799,999
Loan amount from HK$200,000 to HK$299,999
Up to HK$7,000 Cash Rebate
Gift Options
Loam Amount HK$1,500,000 and above + repayment period 12 months to 24 months
Loam Amount from HK$800,000 to HK$1,499,999 + repayment period 12 months to 24 months
Loam Amount from HK$300,000 to HK$799,999 + repayment period 12 months to 24 months
Loam Amount from HK$100,000 to HK$299,999 + repayment period 12 months to 24 months
Loam Amount HK$1,500,000 and above + repayment period 36 months to 60 months
Loam Amount from HK$600,000 to HK$1,499,999 + repayment period 36 months to 60 months
Loam Amount from HK$400,000 to HK$599,999 + repayment period 36 months to 60 months
Loam Amount from HK$200,000 to HK$399,999 + repayment period 36 month(s) to 60 month(s)
Loam Amount from HK$100,000 to HK$199,999 + repayment period 36 months to 60 months
Gift Options
Loan amount HK$50,000 and above + repayment period at least 36 months
- The Annualised Percentage Rate is 1.85% (for clients with loan amount of HK$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who use the Bank’s auto-payroll services or SCB Priority Private / Priority Banking Customers. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions
- The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
- Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
- Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
- The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
1. Hong Kong Permanent Identity Card
2. Latest residential address proof showing your name
3. For regular income earners, please enclose latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing name, account number and salary entries;
For irregular income earners, please enclose latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing name, account number and salary entries;
For self-employed applicants, please enclose a Business Registration Certificate AND latest Profits Tax Demand Note
Citi Speedy Cash Personal Loan
3 Offers Available
+ 13 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
+ 14 other gift options
Valid until
30 September 2024
[MoneyHero Exclusive Offer]
From 2 July 2024 6 p.m. to 31 July 2024 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHeron exclusive offer
Gift Options
Loan amount HK$2,000,000 or above + repayment period at least 12 months
Loan amount from HK$800,000 to HK$1,999,999 + repayment period at least 12 months
Loan amount HK$300,000 to HK$799,999 + repayment period at least 12 months
Loan amount from HK$200,000 to HK$299,999 + repayment period at least 12 months
Loan amount from HK$100,000 to HK$199,999 + repayment period at least 12 months
Gift Options
- Clients who successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan from 1 July 2024 to 30 September 2024 and drawdown the loan on or before 14 October 2024 will be entitled to the following welcome offer
Gift Options
Repayment period at least 25 months + loan amount HK$1,500,000 or above
Repayment period at least 25 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period at least 25 months + loan amount from HK$400,000 to HK$799,999
Repayment period at least 25 months + loan amount from HK$100,000 to HK$399,999
Repayment period from 12 months to 24 months + loan amount HK$1,500,000 or above
Repayment period from 12 months to 24 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 12 months to 24 months + loan amount from HK$400,000 to HK$799,999
Repayment period at least 12 months + loan amount from HK$100,000 to HK$399,999
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
- Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
- Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
- A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
- Each eligible customer can enjoy the Reward once during the promotion period
- "Same day approval and same day loan disbursement" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
- The Annualised Percentage Rate ("APR") of 1.78% is calculated based on the monthly flat rate 0.08% with loan amount of HK$3,500,000 and repayment tenor of 12 months. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
- To borrow or not to borrow? Borrow only if you can repay!
PrimeCredit Fixed Loan
2 Offers Available
+ 2 other gift options
Valid until
31 July 2024
Valid until
31 July 2024
Remember to click here to fill out the reward form within 7 days after application
Gift Options
[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus
- From 1 May 2024 to 31 July 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
Gift Options
- Warning: You have to repay your loans. Don't pay any intermediaries
- Enquiry and Complaint Hotline: 2111 2999
- Money Lender's Licence No.: 704/2024
BOC Express Cash Instalment Loan
2 Offers Available
Valid until
30 September 2024
+ 11 other gift options
Valid until
30 September 2024
Gift Options
Gift Options
Loan Amount HK$3,000,000 or above + repayment period 36 months or above
Loan Amount HK$3,000,000 or above + repayment period 24 months
Loan Amount from HK$1,500,000 to HK$2,999,999 + repayment period 36 months or above
Loan Amount from HK$1,500,000 to HK$2,999,999 + repayment period from 24 months
Loan Amount from HK$1,000,000 to HK$1,499,999 + repayment period 36 months or above
Loan Amount from HK$1,000,000 to HK$1,499,999 + repayment period 24 months
Loan Amount from HK$500,000 to HK$999,999 + repayment period 36 months
Loan Amount from HK$500,000 to HK$999,999 + repayment period 24 months
Loan Amount from HK$200,000 to HK$499,999 + repayment period 36 months or above
Loan Amount from HK$200,000 to HK$499,999 + repayment period 24 months
Loan Amount from HK$100,000 to HK$199,999 + repayment period 36 months or above
Loan Amount from HK$50,000 to HK$99,999 + repayment period 36 months or above
- The quoted interest rate is calculated based on a loan amount of HK$1,500,000 with repayment tenor of 12 months and monthly flat rate of 0.0830%. The Annualised Percentage Rate (“APR”) is 1.85%, with handling fee waiver.
- The above information is for reference only. For details, please visit Bank of China (Hong Kong) Limited (“BOCHK”) website
- For details of promotion offers and terms and conditions, please refer to BOCHK website
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
1. Apply via online or mobile banking.
2. Please read "Key Facts Statement" and "Terms and conditions" and then press "Agree and continue".
3. Enter information.
4. Authenticate your identity.
5. Enter your loan details.
6. Confirm loan application submitted.
1. Hong Kong Identity Card.
- For applicants who are not holders of Hong Kong permanent ID card, please provide a passport copy.
2. Current Residential Address Proof issued within three months, e.g. electricity bills, rates demand notes or bank statements
- (If the permanent residential address is different from the current residential address, please provide additional permanent residential address proof).
3. Income Proof:
- Bank statements/passbook showing your name, account number and the credit of monthly salary in the past two months; or
- Salary payroll advice dated within one month of application; or
- The latest Tax Demand Note
- Business Registration Certificate and the latest Tax Demand Note (for sole proprietor or a partner in a business)
WeLend Personal Loan
3 Offers Available
+ 6 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
Valid until
31 July 2024
From 1 June 2024 to 31 July 2024 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$18,800 cash reward.
Gift Options
Repayment period at least 24 months + loan amount from HK$800,001 or above
Repayment period at least 24 months + loan amount from HK$600,001 to HK$800,000
Repayment period at least 24 months + loan amount from HK$500,001 to HK$600,000
Repayment period at least 24 months + loan amount from HK$400,001 to HK$500,000
Repayment period at least 24 months + loan amount from HK$300,001 to HK$400,000
Repayment period at least 24 months + loan amount from HK$200,001 to HK$300,000
Repayment period at least 24 months + loan amount from HK$100,001 to HK$200,000
Gift Options
Gift Options
- A.I. chatbot provides immediate solutions 24/7.
- The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
- The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records.
- WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
- Warning: You have to repay your loans. Don’t pay any intermediaries.
- Customer Service/ Complaint Hotline: 3590 6396
- Money Lender's License: 0829/2024
OCBC Bank Personal Loan
4 Offers Available
+ 6 other gift options
Valid until
31 July 2024
+ 1 other gift options
Valid until
31 July 2024
+ 9 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
Successfully applied and drawdown for OCBC Personal Loan / Debt Consolidation Personal Loan on MoneyHero from 17 May 2024 12 noon till 31 July 2024 and enjoy up to HK$8,600 worth of rewards.
Gift Options
Loan amount HK$500,000 or above
Loan amount from HK$300,000 to HK$499,999
Loan amount from HK$100,000 to HK$299,999
From 1 April 2024 till 31 July 2024, new customers who apply OCBC Personal Loan / Debt Consolidation Personal Loan & submission of documents to the bank on or before 31 July 2024 via MoneyHero can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
Gift Options
From 1 April 2024 to 30 September 2024, new Customer who successfully applied and drawdown the loan via Online to enjoy up to HK$10,000 rewards
Gift Options
Repayment period 48 months or above + loan amount HK$1,500,000 or above
Repayment period 12 months or above + loan amount HK$1,500,000 or above
Repayment period 48 months or above + loan amount from HK$1,000,000 to HK$1,499,999
Repayment period 24 months or above + loan amount from HK$1,000,000 to HK$1,499,999
Repayment period 48 months or above + loan amount from HK$500,000 HK$999,999
Repayment period 24 months or above + loan amount from HK$500,000 to HK$999,999
Repayment period 48 months or above + loan amount from HK$300,000 HK$499,999
Repayment period 24 months or above + loan amount from HK$300,000 to HK$499,999
Repayment priod 48 months or above + loan amount from HK$100,000 to HK$299,999
Repayment period 24 months or above + loan amount from HK$100,000 to HK$299,999
【Apple Store Gift Card Offer】
New Customer who successfully applied and drawdown the loan via Online to enjoy HK$500 Apple Store Gift Card
Gift Options
- APR is calculated according to the method set out in the relevant guidelines under the Code of Banking Practice issued by the Hong Kong Association of Banks as the basis.
- If the loan amount is $1,500,000, the monthly flat rate for 12 months is 0.063%, if the loan is approved finally by the Company, the APR for 12 months is 3.30%, with a handling fee of 1% per annum included, the total loan repayment amount is HK$1,500,000.
- Example is for reference only, APR may differ with different loan amounts and tenors.
- For enquiries, please refer to OCBC Bank (Hong Kong) Limited - Personal Loan website.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
- Personal Identification Document: HKID card or passport
- Income Proof: Recent pay slip, your bank statement or bank book (with your name and account number) showing your recent income, your recent income tax bill, proof of your last MPF contribution, employment letter or contract, etc.
- Address Proof: Recent bank statement, credit card statement, water bill, telephone bill etc. If your address is shown on your income proof, you will be exempted from submitting the address proof.
- Other documents (if necessary)
- For more details, please click here
UA Seasonal Tax Loan
Offer Available
+ 2 other gift options
Valid until
31 July 2024
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- United Asia Finance Limited reserves the right to make final decision on loan approval
- Warning: You have to repay your loans. Don't pay any intermediaries.
Enquiry and Complaint Hotline: 2681 8888
Money Lender’s Licence No.: 0918/2024
Fubon Perfect Fit Personal Loan
4 Offers Available
+ 8 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
+ 3 other gift options
Valid until
30 September 2024
Valid until
30 September 2024
- [Smart Rate] APR 2.88% calculated based on a monthly flat rate of 0.1288%, loan amount of HK$1,500,000 and repayment period of 12 months. The actual APR may vary for individual customers and subject for final approval
Exclusive Offer: From 30 April 2024, 12 p.m. till 31 July 2024, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using the promocode 「MHRL05」 with a tenor of 12 months or above to enjoy the gift below:
Gift Options
Loan amount HK$800,000 or above
Loan amount from HK$500,000 to HK$799,999
Loan amount from HK$150,000 to HK$499,999
[MoneyHero Limited Time Exclusive Offer] - Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher
From 3 June 2024 12 noon till 31 July 2024, 6 p.m., apply Fubon Perfect Fit Personal Loan via MoneyHero and upload the required documents (including ID Card, Income Proof and Address Proof) to the Bank during application, enter the promo code「MHRL05」 to get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application, regardless of loan amount and whether the application is approved or not.
Gift Options
Fubon Bank Offers - Enjoy up to HK$8,500 Cash Rewards
Loan Drawdown: Up to HK$8,500 Supermarket Cash Coupon
Successful loan drawdown with 24 months tenor or above can receive supermarket cash coupon.
Gift Options
Loan amount HK$1,200,000 or above
Loan amount from HK$600,000 to HK$1,199,999
Loan amount from HK$300,000 to HK$599,999
Loan amount from HK$100,000 to HK$299,999
Gift Options
- Customers who submit application of the Fubon Perfect Fit Personal Loan and successfully drawdown with loan amount HK$100,000 or above and tenor of 24 months or above on or before 30 September 2024 will be entitled up to HK$8,500 supermarket coupons (“Cash Coupon(s)”). Besides, customers who apply via Fubon Bank’s website or Fubon GO Mobile App and drawdown the loan will be entitled extra supermarket cash coupon of HK$300. Cash Coupon(s) redemption letter will be mailed to customer's correspondent address within 1 month after successful drawdown. If the Cash Coupon(s) are out of stock, Fubon Bank (Hong Kong) Limited (the “Bank”) has the sole discretion to offer a different coupon as replacement. Cash Coupon(s) are not exchangeable with cash. The use of Cash Coupon(s) shall be subject to the terms and conditions stated on the Cash Coupons. Cash Coupon(s) are provided by respective merchant and the Bank makes no representation or guarantee as to the quality and availability of the products, services, or information provided by the merchant. The Bank shall not be liable for any matters arising from or in connection with the products, services, or information provided by the merchant.
- Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. The actual APR may vary for individual customers and subject for final approval. The APR ranges from 2.88% to 33.02%, with repayment period of 12 to 60 months. The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
- Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. and could be as low as Annualized Percentage Rate (“APR”) 2.88% calculated based on a monthly flat rate of 0.1288%, loan amount of HK$1,500,000 and repayment period of 12 months. (for 12-month tenor). The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
- Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
- Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
- The Bank will disburse full loan amount directly to the customer’s designated bank account within 4 -7 working days after successful approval. The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance.
- The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
- The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.
- Terms and conditions apply. For details, please visit Fubon Bank website
- To borrow or not to borrow? Borrow only if you can repay!
1. Click "Apply Now".
2. Press "Apply for Personal Loan".
3. Select "Perfect Fit Personal Loan".
4. Submit application and wait for approval.
1. HKID
2. Mobile phone number
3. Residential or mailing address proof
WeLab Bank Personal Instalment Loan
3 Offers Available
+ 5 other gift options
Valid until
31 August 2024
+ 2 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
[MoneyHero Exclusive Offer]
- Customer is entitled to up to HK$17,000 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card
- Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code "NLHERO" from now on till 31 August 2024 to enjoy:
Gift Options
Repayment period 24 months or above + loan amount from HK$700,000 to HK$1,500,000
Repayment period 24 months or above + loan amount from HK$300,000 to HK$699,999
[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card
- From 30 April 2024 12:00 noon to 31 July 2024 18:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank on or before 31 July 2024
Gift Options
Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code "NLHERO" from now on till 31 July 2024 to enjoy:
Gift Options
Repayment period 24 months or above + loan amount from HK$700,000 to HK$1,500,000
Repayment period 24 months or above + loan amount from HK$300,000 to HK$699,999
Repayment period 24 months or above + loan amount from HK$80,000 to HK$299,999
- The estimated period is calculated from the day the loan agreement is signed. The actual approval period and the actual time the loan is disbursed may vary upon information provided by the applicants.
- Assume the loan amount as HKD700,000 with tenor of 24 months, the APR will be 1.27% (inclusive of HKD3,000 cash rebate) or 1.68% (excluding cash rebate). The APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and rounded to the nearest 2 decimal places and may vary for individual customers. Customers should refer to their loan confirmation letters for the relevant information and such information shall prevail. The APR only applicable to designated loan amount and tenor and for reference only. The final approved interest will be subjected to the bank’s approval.
- We reserve the right to request customers to provide additional supporting documents for the loan application. The actual time for loan approval and the loan disbursement may vary depending on the information provided by the customer and are subject to the credit assessment result. Any loan application is subject assessment against normal lending criteria.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply through WeLab Bank app
2. Upload documents
3. Verify and get approval
4. Disburse loan
Employed - Regular Income:
Latest 1 month income proof, and
A recent address proof issued within the last 3 months
Freelancer or Employed - Variable income:
Latest 6 months income proof, and
A recent address proof issued within the last 3 months
Business Owner:
Latest 3 months personal bank statement, and
Latest 6 months company bank statements or salary tax demand note, and
A recent address proof issued within the last 3 months
DBS Personal Instalment Loan
3 Offers Available
+ 19 other gift options
Valid until
31 July 2024
+ 5 other gift options
Valid until
31 July 2024
Valid until
31 July 2024
The customer is entitled to reward an up to HK$10,800 exclusive supermarket coupon or Apple Gift Card upon the following requirements are satisfied
Gift Options
HK$1,500,000 and above
From HK$1,000,000 to HK$1,499,999
From HK$500,000 to HK$999,999
From HK$300,000 to HK$499,999
From HK$100,000 to HK$299,999
Gift Options
From 36 months above + eligible loan range HK$1,000,000 above
From 36 months above + eligible loan range from HK$500,000 To HK$999,999
From 36 months above + eligible loan range from HK$300,000 To HK$499,999
From 12 months To 36 months + eligible loan range HK$1,000,000 above
From 12 months To 36 months + eligible loan range from HK$300,000 To HK$999,999
From 12 months above + eligible loan range from HK$100,000 To HK$299,999
Earn HK$300 "InstaRedeem" by fulfilling the following requirements:
Gift Options
From 12 months To 60 months + eligible loan range HK$100,000 above
- Minimum salary requirement: fixed annual income of HK$80,000 or above
- APR as low as 5.91%: The APR of 5.91% is calculated based on the loan amount of HK$1,500,000, a monthly flat rate of 0.09%, and instalment period of 12 months, including a Loan Set Up Fee of 2%.
- Rewards are subject to Terms and Conditions, please refer to DBS website for details
- The Annualized Percentage Rate (“APR”) is calculated in accordance with the guideline issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. The APR in the above table has included Loan Set Up Fee of 2% in the calculation. Loan Set Up Fee shall be deducted from the loan principal amount upon draw down of the loan and is non-refundable
- The monthly flat rate here is for reference only. The interest rate applicable to a customer is subject to his/her financial condition and is solely determined by DBS. Terms and conditions apply. For details, please visit DBS website
- Relevant fee applies if a customer early pays off the Loan. For details, please refer to the Personal Instalment Loan Terms and Conditions.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online or by phone
2. Verify your personal details and declare your financial liabilities
3. Credit check
4. Select a loan plan
5. Select disbursement details
6. Disburse the loan
1. HKID card
2. Latest 3 months’ income proof
3. Address proof (issue date within 6 months)
4. Practicing certificate issued by relevant association, if you are a professional (e.g. medical doctor, accountant, lawyer or engineer)
5. Banking statement / passbook showing your name and account number
CCB (Asia) Personal Instalment Loan
- The Annualized Percentage Rate (“APR”) 1.85% is calculated based on 12 months repayment period and loan amount of HK$3,000,000 with monthly flat rate of 0.083%
- The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year
- For Personal Installment Loan amount of HK$100,000 with 12 months repayment period, the monthly flat rate is 0.27% (APR 6.11%), and the total loan repayment amount is HK$103,248 (handling fee is waived). The above example is for reference only. The loan application and terms of the loan are subject to the Bank's approval. The actual APR may vary for individual customer and the final interest rate will be subject to credit condition of the customer
- The above interest rate offer is applicable to the good credit rating customers, China Construction Bank (Asia) Corporation Limited will counter offer another interest rate offer to the fair credit rating customers upon loan approval. Please contact the staff for details. China Construction Bank (Asia) Corporation Limited reserves the right of final decision on the interest rate and approval result
- To borrow or not to borrow? Borrow only if you can repay!
CNCBI $mart Plus Personal Installment Loan
2 Offers Available
+ 10 other gift options
Valid until
31 July 2024
+ 2 other gift options
Valid until
31 July 2024
[MoneyHero Exclusive Offer]
- Eligibility:
- successfully apply for CNCBI $mart Plus Personal Installment Loan or CNCBI $mart Plus Personal Installment Loan – Debt Consolidation on MoneyHero from 2 July 2024 6 p.m. till 31 July 2024 6 p.m., and
- choose a repayment period of 12 months or above, and drawdown the loan within 1 month
Gift Options
Loan amount HK$1,500,000 or above + repayment period at least 12 months or above
Loan amount from HK$800,000 to HK$1,499,999 + repayment period at least 12 months or above to
Repayment period 12 months or above + loan amount from HK$300,000 to HK$799,999
Repayment period at least 12 months or above + loan amount from HK$100,000 to HK$299,999
Time-limited Offer: From 12 June 2024 6 p.m. to 31 July 2024 6 p.m., you can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher / Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) upon successful application via MoneyHero & submission of documents to the bank within the specific promotion period, regardless of loan approval and drawdown
Gift Options
- The APR is calculated in accordance with the practices and methods set out in the relevant guidelines issued by the Hong Kong Association of Banks. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges expressed as an annualized rate. The respective APRs are rounded to the nearest two decimal places.
- The APR 1.90% is calculated based on loan amount HK$2,000,000, loan tenor of 12 months and monthly flat rate of 0.001%, including a Handling Fee of 1% per annum. The examples are for reference only. The APR will be determined based on the customer's credit rating and other relevant loan approval factors, and the CNCBI reserves the final discretion to approve the loan application and to determine the applicable interest rate and handling fee.
- Handling Fee is charged 1% per annum based on loan amount and shall be deducted upon loan drawdown.
- Same-day fund disbursement service is applicable to customers who use CNCBI bank account for fund disbursement, and it only applies to our Bank’s service hours (Monday to Friday from 9:00 am to 8:00 pm and except Saturday, Sunday and public holidays). The processing time starts when the approved loan is confirmed with the Bank.
- Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!
1. HKID card / passport / other identification document
2. Bank statement or passbook showing your latest 1-month income proof (including the copy of front cover page
of your passbook which shows your name and account number) or any type of income proof. Please provide
the latest 2-month income proof if you are commission based income earner
3. If you are self-employed, please provide Business registration certificate and the latest profits tax demand note, and
the latest 3-month company account statements
4. Residential address proof showing your name issued within the latest 3 months (e.g. electricity bills or bank statements)
5. Proof of professional qualification (For professionals only)
6. Office address proof if office address is selected as correspondence address
7. If you are not holder of Hong Kong permanent identity card, please submit passport/ Exit/ Entry Permit for Travelling to and from Hong Kong and Macau/ identity card of place of origin and working visa issued by the Hong Kong SAR Government
8. Full copy of the front cover page of passbook / bank statement of the loan disbursement account
9. Autopay authorization form
10. Loan confirmation letter(s) or latest 1-month statement(s) (showing your name and account number) of credit card(s) and loan(s) that you wish to transfer to CNCBI $mart Plus Personal Installment Loan
Mox Instant Loan
2 Offers Available
Valid until
31 July 2024
+ 6 other gift options
Valid until
31 July 2024
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
- * You need to have a Mox Credit account. Your maximum loan amount depends on your available credit limit.
- For an Instant Loan on a Mox Credit transaction of HKD750,000 or above spilt into 12 monthly instalments, the Annualised Percentage Rate (APR) is as low as 1.98% (which does not includes cash reward of Instant Loan Cash Reward Promotion).
- From 3 July until 3 September 2024, you can enjoy up to HKD8,888 Cash Reward when you successfully apply for the designed Instant Loan. For an Instant Loan on a Mox Credit transaction of HKD750,000 spilt into 49 monthly instalments, the Annualised Percentage Rate (APR) is as low as Promotion is as low as 4.20%.
- The maximum amount of an Instant Loan depends on the status of your Mox Credit. For example, your maximum Instant Loan amount will vary depending on factors such as your available credit limit for Mox Credit (Mox will always leave you a buffer of HK$3,000 on your Mox Credit “available to spend”, after deducting the total repayment of your Instant Loan from your credit limit for Mox Credit to allow you to continue spending on Mox Credit)
- The fees for Instant Loan will be reviewed from time to time. For more details, please refer to the General terms and conditions (in particular, Part B ‘Instant Loan of Schedule 3) and the Instant Loan Key Facts Statement on Mox website for details.
- The fees for Split Purchase will be reviewed from time to time. For more details, please refer to the Split Purchase Key Facts Statement and Schedule 3 to the General Terms and Conditions on Mox website for details.
- General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.
- The actual turnaround time may vary depending on the actual circumstances of individual applications.
- Terms and conditions apply, please refer to Mox website or Mox app for details.
- To borrow or not to borrow? Borrow only if you can repay!
1. Click "Apply Now" with your mobile device and download Mox Bank App from App Store or Google Play.
2. Create a Mox Account and apply for Mox Credit.
3. Apply for Instant Loan with Mox Credit.
4. Wait for approval.
1. HKID
2. Mobile phone number
3. Residential or mailing address proof