Call 3018 9760 Mon - Fri, 9:00 am - 6:00 pm's Travel Insurance Partners's TRAVEL INSURANCE PARTNERS

Planning your next vacation out of town? MoneyHero has partnered with Hong Kong's most trusted names in travel insurance, bringing you the safest possible holiday experience at pocket-friendly prices.

Find the Best Travel Insurance in Hong Kong with

There's a specific type of insurance that gives you peace of mind when you travel. Hong Kong providers have policies tailored uniquely for frequent flyers. With different prices and various features for each, it's a challenge to choose the best one. is here to help you check, compare and buy different insurance plans — instantly!

Together with Hong Kong's top insurance providers, we make it easy for you to find the right coverage for your trips. Avoid the hassle of contacting different providers with our user-friendly comparison tool, which lets you compare your options side-by-side. By seeing policies in this manner, you have all the information you need to choose the right travel plan.

Travel insurance is a contract between you and the insurer, where you are entitled to compensation for any loss related to an adverse event during travel. You, as the policyholder, are covered when you incur losses during domestic or international travel.

Insurance plans for travel cover the following risks:

  • Medical emergencies
  • Repatriation of remains or overseas funeral expenses
  • Accidental death, injury, or dismemberment
  • Lost, stolen, or damaged baggage
  • Delayed baggage
  • Trip cancellation
  • Trip interruption

Medical emergencies can be a scary situation when you're out of the country. Insurance coverage helps mitigate costs if you get sick or injured on the road. Some plans even cover costs that let a family member or friend visit you in case you're hospitalised overseas.

Losing your baggage when you travel is another inconvenience that happens to anyone. In these situations, a good insurance policy can reimburse you for your loss.

Having the right coverage means your family is entitled to benefits and compensation if fatal injuries or accidental death occurs. Insurance providers can provide assistance for repatriating the remains of the insured, or help with the cost for the overseas burial or cremation of the deceased.

Remember that there usually are provisions included in insurance policies, such as ones against extreme sports and other risky activities. There are also provisions that say that the insurer will not cover the insured in the event of a war or similar circumstances. Like many insurance products, travel coverage also has standard provisions against suicide and self-harm.

With the right plan, you can focus on your holiday or business trip without once worrying about the costs that come with unfortunate situations.

When you apply for any insurance plan, disclose all relevant information to the insurer.

  • Read the exclusions and terms of the policy thoroughly
  • Bring a copy of your policy when you travel, and leave a copy with someone back home so they know who to call if you get into an accident during your trip.

For more information about travel policies in Hong Kong, refer to our comprehensive guide. If you're getting lost in the technical jargon, head over to our Insurance Glossary page.

Different insurance plans have their own set of rules and specific coverage terms. Our comparison tool helps you set them apart so you can choose one that fits your requirements.

Remember, you can use our comparison tool for free! Filter your search results according to provider, insurance benefits, price range, and other features. All you have to do is to click the Apply Now button and you're one step closer to full protection on your next trip.

Many of us take electronic devices like mobile phones along our trips. However, most travel insurance do not cover us for mobile phones, which will be clearly stated in the ?exclusion clauses?, and applicants should read the terms and conditions carefully to avoid an uninsured loss. Currently AXA and Hang Seng Bank (QBE General Insurance) offer travel insurance plans with coverage of up to HK$3,000 for a mobile phone.
If you lost your personal items during the trip, you should report to local police after the incidence within 24 hours and keep all supporting documents and original receipts for an insurance claim. You should also pay attention that your insurer may refuse your claim if you have not looked after your properties properly.
The government of Hong Kong launched the Outbound Travel Alert (OTA) System to help Hong Kong people understand the risk to personal safety in traveling overseas, and there are three colors, namely Amber, Red and Black to indicate the alert level. Many travel insurance plans cover countries with OTA and they usually cover trip cancellation and trip curtailment, but applicants should keep in mind that the actual compensation depends on the policy?s maximum limit, while some insurance plans only cover countries with a Black Alert. In addition, not all insurance plans cover terrorist attacks, you should check the exclusions even if they have a terrorism cover.
Basically you should buy travel insurance as early as possible. It is recommended that you buy your travel insurance once you have booked your air tickets and hotels to get better coverage. Travel insurance cover usually starts once you have bought the policy; if you buy the insurance and the government issues a Black OTA for your travel destination while it covers a Black Alert, you may make a claim. But if you buy an insurance after the Black Alert has been issued, you would not be compensated for that.
As rental cars are not classified as a way of public transportation, a rental car accident is not covered under the personal accident benefits. Rental charges usually include basic protection with third-party liability; if you want more protection, you could choose a comprehensive coverage plan. Now that many travel insurance plans offer a ?Rental Vehicle Protection? which normally compensates for the motor insurance policy excess incurred by you only, excluding other expenses due to the accident. Applicants should read the policy?s terms carefully.
Travel delay coverage varies by the insurance policy. You will probably get a compensation of about HK$300 if you experienced a delay of more than 6 hours. Some insurance plans also reimburse the extra costs for accommodations. Applicants should keep all relevant receipts and ask the airlines or transportation agencies to provide a written proof as a clear evidence, or the insurer may refuse the claim.

Compare other financial products

Personal Loans

Make your dreams a reality with
the cheapest personal loan/ tax loan

Compare Now

Takes about 15 seconds

Credit Cards

Get cashback, air miles, and other rewards with the right credit card

Compare Now

Takes about 15 seconds


Build your future and
own your space with affordable mortgage plans

Compare Now

Takes about 15 seconds

Travel Insurance

Travel safe and save money with the best travel insurance policy

Compare Now

Takes about 3 minute

Local Medical Insurance

Save money on local medical bills with the best medical insurance policy

Compare Now

Takes about 1 minute

International Medical Insurance

Save money on international medical bills with the right health insurance plans

Compare Now

Takes about 1 minute

Seek answers
How do I compare products?
Got a question? Seek out the answers in our FAQs.
How much does it cost to use's services?'s financial product comparison service is 100% free and impartial, you can find all the information you need in just a few clicks.
Read our faqs
Need help?
Stuck and looking for answers? Read our FAQs or Contact us