Subscription Modal Banner
Weekly newsletter subscription
Get MoneyHero’s top tips and deals, plus an exclusive free guide to investing, sent straight to your inbox.

I agree to the terms and conditions and agree to receive relevant marketing content according to the privacy policy.

Success Tick Icon
Congratulations on successfully joining MoneyHero Newsletter
Download the MoneyHero App to check your credit score for free!
img-1en

MoneyHero App is live

Create an account to get a HK$50 HKTVmall e-Voucher*
Check your credit score for free anytime, anywhere, with financial products best suited for you and MoneyHero Exclusive Rewards!
Scan the QR code to download the MoneyHero App. A New Way to Check Your Credit Score — for Free!
Click the 'App Store'/'Google Play' button to download the MoneyHero App. A New Way to Check Your Credit Score — for Free!

*Limited to 500 vouchers. first come, first served. User is required to complete EKYC (Electronic Know Your Customer) for identity verification on or before 17 April 2023. Terms and conditions apply.

Credit score is powered
by TransUnion

How Your Credit Score
Affects Your Everyday Life

img-2en

Your Credit.
Your Financial Identity.

Improve your credit score for free with real-time credit score monitoring powered by MoneyHero and TransUnion with professional tips!

Your Credit.
Your Financial Identity.

Improve your credit score for free with real-time credit score monitoring powered by MoneyHero and TransUnion with professional tips!

img-3en
icon-Oct-21-2022-08-12-39-16-AM

It’s Free!

Check Your Credit Score Anytime, Anywhere

Get your credit score from TransUnion for free to keep track of your credit health and make improvements. Check your score as often as you like - it won't hurt!

icon-Oct-21-2022-08-12-39-16-AM

It’s Free!

Check Your Credit Score Anytime, Anywhere

Get your credit score from TransUnion for free to keep track of your credit health and make improvements. Check your score as often as you like - it won't hurt!

img-5en

Improve Your Credit Score

Detailed Credit
Report

 

Spot what’s affecting your credit and how to improve it with professional insights before it’s too late.


Improve Your Credit Score

Detailed Credit
Report

Spot what’s affecting your credit and how to improve it with professional insights before it’s too late.

img-4en
icon-Oct-21-2022-08-12-39-16-AM

Faster Reward Redemption

Explore the Best Financial Product Based on Your Credit Score

MoneyHero compares and analyses credit cards, personal loans, insurance, and other financial products in town to help you find the one best suited for you with MoneyHero Exclusive Rewards!

The MoneyHero App will notify you whenever there is a special offer!

icon-Oct-21-2022-08-12-39-16-AM

Faster Reward Redemption

Explore the Best Financial Product Based on Your Credit Score

MoneyHero compares and analyses credit cards, personal loans, insurance, and other financial products in town to help you find the one best suited for you with MoneyHero Exclusive Rewards!

The MoneyHero App will notify you whenever there is a special offer!

SGIT1003-01 1
To ensure data security, the MoneyHero app is certified to ISO 27001, an international information technology industry standard.
icon

Quick and Easy

Securely access your credit score for instant updates every time you open our app.
Quick and Easy
Securely access your credit score for instant updates every time you open our app.
icon-1

It won’t hurt to check

Check your score as many times as you wish. It would not affect your score.
It won’t hurt to check
Check your score as many times as you wish. It would not affect your score.
icon-2

Safe and Secure

We adopt a bank-level standard encryption system to protect your data and information, and no third-party can access your data without your consent.
Safe and Secure
We adopt a bank-level standard encryption system to protect your data and information, and no third-party can access your data without your consent.

Need Some Help?

How to download the MoneyHero App?
Register your email address at the MoneyHero App's homepage to join our beta test. We will send you a link to download the MoneyHero App when it is ready.
How does MoneyHero protect my data?
MoneyHero adopts a bank-level standard encryption system to protect your data and information. No one can access your data without your consent; all data will be erased every 24 hours.
What is a credit score?
A credit report is established once you have applied for a credit card or a personal loan. The information within would be filtered and calculated to generate a credit score, commonly known as a credit score. When you apply for credit cards, personal instalment loans, car loans, mortgage loans and other loan products, banks and financial institutions will ask TransUnion for your credit score and report as one of their criteria for approving the application.
What is a credit report?
Your credit report contains detailed information about your credit history, including your repayment history, total credit line, available balance, past bankruptcy records, and other relevant details. Hong Kong's personal credit report is provided by TransUnion.
Which key factors impact my credit scores?

Your credit score reflects your credit usage and history, and the significant factors impacting your score are:

  • Payment records
  • Total credit/loan balance
  • The length of the credit history
  • The type(s) of credit account(s)
  • The number of newly opened credit account(s)