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Your Credit.
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Faster Reward Redemption

Explore the Best Financial Product Based on Your Credit Score

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Securely access your credit score for instant updates every time you open our app.
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Need Some Help?

How to download the MoneyHero App?
Register your email address at the MoneyHero App's homepage to join our beta test. We will send you a link to download the MoneyHero App when it is ready.
How does MoneyHero protect my data?
MoneyHero adopts a bank-level standard encryption system to protect your data and information. No one can access your data without your consent; all data will be erased every 24 hours.
What is a credit score?
A credit report is established once you have applied for a credit card or a personal loan. The information within would be filtered and calculated to generate a credit score, commonly known as a credit score. When you apply for credit cards, personal instalment loans, car loans, mortgage loans and other loan products, banks and financial institutions will ask TransUnion for your credit score and report as one of their criteria for approving the application.
What is a credit report?
Your credit report contains detailed information about your credit history, including your repayment history, total credit line, available balance, past bankruptcy records, and other relevant details. Hong Kong's personal credit report is provided by TransUnion.
Which key factors impact my credit scores?

Your credit score reflects your credit usage and history, and the significant factors impacting your score are:

  • Payment records
  • Total credit/loan balance
  • The length of the credit history
  • The type(s) of credit account(s)
  • The number of newly opened credit account(s)

Contact Us

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2022 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.