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Find the Best Credit Cards in Hong Kong 2024

Compare the best credit cards in Hong Kong, that offers some of the best benefits such as cashback, miles, rewards, and promotions.

Find a wide variety of credit cards to suit your spending habit to maximise your savings and rewards. Apply for your ideal card on MoneyHero today!

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Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Dining
$ 4  per mile
info
Airmiles Overseas
$ 4  per mile
info
Airmiles Local Online Shopping
$ 4  per mile
info
Annual Fee Waiver
First year

4 Offers Available

MoneyHero Exclusive Offer
Dyson Cool™ Tower Fan AM07 (valued at HK$3,080; random color)
Dyson Cool™ Tower Fan AM07 (valued at HK$3,080; random color)

+ 7 other gift options

Valid until

25 April 2024

MoneyHero Exclusive Offer (Regardless of Approval Result)
HK$100 Wellcome Shopping Voucher
HK$100 Wellcome Shopping Voucher

Valid until

30 April 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

03 July 2024

Limited Welcome Offer - Asia Miles Lucky Draw
50,000 Miles
Up to 50,000 Miles

+ 1 other gift options

Valid until

30 May 2024

Things to consider for this product:

check

Welcome offer: Air miles

remove

Air miles conversion

remove

Hotel bookings offer

remove

Overseas rebate

Hang Seng enJoy Card

Hang Seng enJoy Card

Cashback Supermarket
1.5  %
info
Cashback Dining
2  %
info
Cashback Local
2  %
info
Annual Fee Waiver
Perpetual Annual Fee Waiver

3 Offers Available

MoneyHero Exclusive Offer (New to Bank Customer)
New to Card Customer: Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
New to Card Customer: Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

+ 5 other gift options

Valid until

30 April 2024

MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer : BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998)
Existing Credit Card customer : BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998)

+ 3 other gift options

Valid until

30 April 2024

Welcome Offer - Worth up to 120,000 yuu Points
120,000 yuu Points (for new credit card customers)
120,000 yuu Points (for new credit card customers)

+ 1 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

Local spending rebate

check

Dining rebate

check

Supermarket rebate

check

No Annual Fee

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
info
Foreign Currency Transaction Fee
1.95  %
Interest on installment plans
0  %
info
Annual Fee Waiver
Perpetual Annual Fee Waiver

3 Offers Available

MoneyHero Exclusive Offer
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

30 April 2024

Smart Card Special Offer
The Coffee Academics Buy-1-Get-1 Free
The Coffee Academics Buy-1-Get-1 Free

Valid until

15 July 2024

Welcome Offer
HK$1,200 Cash Rebate
HK$1,200 Cash Rebate

+ 1 other gift options

Valid until

03 July 2024

Things to consider for this product:

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Installment

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No foreign txn fee

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Local spending rebate

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Annual Fee waiver

PrimeCredit WeWa UnionPay Diamond Card

PrimeCredit WeWa UnionPay Diamond Card

Cashback Local
4  %
info
Cashback Overseas
4  %
info
Foreign Currency Transaction Fee
Waived
Interest on installment plans
0  %
info

5 Offers Available

MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate

+ 1 other gift options

Valid until

30 April 2024

MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)

+ 1 other gift options

Valid until

30 April 2024

Welcome Offer
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase

+ 4 other gift options

Valid until

31 August 2024

WeWa Card Mobile Payment Offer
Apple Pay up to 6% Cash Rebate
Apple Pay up to 6% Cash Rebate

Valid until

31 December 2024

Sam's Club X PrimeCredit Offer
RMB$100 Instant Discount
RMB$100 Instant Discount

Valid until

22 May 2024

Things to consider for this product:

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Travel agency offer

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Foreign txn rebate

check

Cinema ticketing

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Installment

The Platinum Card®

The Platinum Card®

Min. Annual Income
None
Cashback Local
0.67  %
info
Cashback Overseas
1  %
info
Airmiles Overseas
$ 4.5  per mile
info

3 Offers Available

MoneyHero Limited-Time Exclusive Offer
LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190)
LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190)

+ 3 other gift options

Valid until

02 May 2024

The Platinum Card® Travel Offer
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit

Valid until

31 December 2024

The Platinum Card® Dining Offer
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit

Valid until

31 December 2024

Things to consider for this product:

check

Travel insurance

check

Dining discount

check

Airport lounge

check

Travel agency offer

Fubon Visa Platinum

Fubon Visa Platinum

Airmiles Overseas
Up to HK$ 0.75  per mile
Cashback Overseas
Up to 8  %
Cashback Local Online Shopping
Up to 4  %

3 Offers Available

MoneyHero Exclusive offer
Marshall Minor III Headphone (Valued at HK$1,159)
Marshall Minor III Headphone (Valued at HK$1,159)

+ 3 other gift options

Valid until

30 April 2024

Welcome Offer
Up to HK$1,060 Rewards
Up to HK$1,060 Rewards

Valid until

31 December 2024

Exclusive Promotion of Taiwan Mobile
New Taiwan Dollar $1 for Taiwan Mobile 4G 5-Day Prepaid Card
New Taiwan Dollar $1 for Taiwan Mobile 4G 5-Day Prepaid Card

Valid until

31 May 2024

Things to consider for this product:

check

Travel Insurance discount

check

Local spending rebate

check

Overseas rebate

check

Air miles conversion

Mox Credit

Mox Credit

Cashback Supermarket
3  %
info
Cashback Online Food Delivery
3  %
info
Cashback Overseas
2  %
info
Annual Fee Waiver
Perpetual

4 Offers Available

MoneyHero Limited-Time Exclusive Offer
Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color)
Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color)

+ 5 other gift options

Valid until

30 April 2024

Mox Bank Welcome Offer - up to HK$1,200 Cash Rewards with Mox
HK$1,200 Cash Reward
HK$1,200 Cash Reward

Valid until

30 June 2024

Mox Invest - Up to HK$1,000 Cash Rewards
Up to HK$1,000 Cash Reward
Up to HK$1,000 Cash Reward

Valid until

30 April 2024

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

Things to consider for this product:

check

Supermarket rebate

check

Uber/ Taxi offer

check

Food delivery

check

Unlimited rebate

MUJI Visa Platinum Card

MUJI Visa Platinum Card

Cashback Local
5  %
Annual Fee Waiver
Perpetual
Min. Annual Income
$ 150,000
Foreign Currency Transaction Fee
1.95  %

3 Offers Available

MoneyHero Exclusive Offer (New to Card Customer)
New to Card Customer:Apple HomePod Mini (valued at HK$749; random color)
New to Card Customer:Apple HomePod Mini (valued at HK$749; random color)

+ 3 other gift options

Valid until

15 May 2024

MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer:HK$500 Apple Gift Card
Existing Credit Card customer:HK$500 Apple Gift Card

+ 1 other gift options

Valid until

15 May 2024

Welcome Offer - Up to $400 MUJI Dollars
New Customer:$400 MUJI Dollars
New Customer:$400 MUJI Dollars

+ 1 other gift options

Valid until

30 June 2024

Things to consider for this product:

check

Local spending rebate

check

No Annual Fee

Citi Prestige Card

Citi Prestige Card

Airmiles Overseas
$ 4  per mile
info
Airmiles Local
$ 6  per mile
info
Air Miles Conversion Fee
Waived
Annual Fee
HK$ 3,800

2 Offers Available

MoneyHero Time-Limited Exclusive Offer
DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color)
DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color)

+ 3 other gift options

Valid until

02 May 2024

Extra Welcome Offer
30,000 Miles (360,000 Points)
30,000 Miles (360,000 Points)

Valid until

02 May 2024

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Hotel bookings offer

check

Overseas rebate

CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Cashback Overseas
10  %
Cashback Local
4  %
info
Annual Fee Waiver
First year
Foreign Currency Transaction Fee
Waived

Things to consider for this product:

check

Overseas rebate

check

Airport lounge

check

Welcome offer: Rebate

check

No foreign txn fee

American Express Explorer® Credit Card

American Express Explorer® Credit Card

Airmiles Travel
as low as $ 2  per mile
info
Airmiles Dining
$ 3.6  per mile
info
Airmiles Online Food Delivery
$ 3.6  per mile
info
Airport Lounge Access
8  times
info

3 Offers Available

MoneyHero Exclusive Offer
HK$600 Statement Credits+18,000 points
HK$600 Statement Credits+18,000 points

Valid until

30 April 2024

Welcome Offer 2: Foreign Currencies and Local Spending Bonus
Up to 1,152,000 points (equals to 64,000 Air Miles)
Up to 1,152,000 points (equals to 64,000 Air Miles)

Valid until

30 April 2024

Welcome Offer 1: Up to 9,000 Air Miles
Spend HK$7,000 to enjoy up to 162,000 points (equals to 9,000 Air Miles)
Spend HK$7,000 to enjoy up to 162,000 points (equals to 9,000 Air Miles)

Valid until

30 April 2024

Things to consider for this product:

check

Conciege Service

check

Airport lounge

check

Travel insurance

check

Purchase protection

HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

Airmiles Local
$ 5  per mile
Airmiles Overseas
$ 5  per mile
Airport Lounge Access
6  times
info
Complimentary Travel Insurance
Yes
info

3 Offers Available

HSBC Welcome Offer
$800 RewardCash
$800 RewardCash

+ 1 other gift options

Valid until

28 February 2025

Time-limited offer
$300 RewardCash
Extra $300 RewardCash

Valid until

30 April 2024