#All Card #Promo
Mox Credit Card (CashBack)
Updated: 17 Aug 2026
Supported Payment Network:
Promo Code:“MOXPHONEMH” ; “MOXFLASHMH2”
Offers
MoneyHero Reward up to HK$2,800
Apply through MoneyHero and choose from 3 premium rewards
Bank Gift - On Top of MoneyHero's
You’ll also receive the following welcome gift(s) directly from the bank
🛒 Double 11 Cart Dash Challenge | Win an Extra Nintendo Switch 2 or HK$500 Wellcome Voucher!
Apply for a designated credit card through MoneyHero between 6pm on 4 November and 5:59pm on 30 November 2026, take on the 15-second shopping challenge and submit your score! Meet the approval and spending requirements (if applicable), and finish among the top 38 eligible participants to win an extra reward:
- 1st–5th place: Nintendo Switch 2 (worth HK$3,700)
- 6th–38th place: HK$500 Wellcome Shopping Voucher
🎮 Click here to join the Double 11 Cart Dash Challenge and put your shopping speed to the test!
✍️ After completing the game, save your score using the email address used when applying for the credit card, then select to participate in the campaign and enter your Result Record Number in the Reward Redemption Form. The form must be submitted within 7 days of submitting the credit card application, or by 30 November 2026, 5:59 PM on whichever is earlier.
- Win an Extra Switch 2 / HK$500 Wellcome Voucher
- Only eligible participants who meet the credit card application and campaign requirements are eligible to compete for the rewards.
- The 38 winners will be selected based on their total game scores. In the event of a tie, winners will be ranked by the highest Combo count, followed by the number of incorrect taps and the time the game record was submitted.
- The rewards under this campaign are additional rewards and will not affect the original MoneyHero credit card rewards, provided that the relevant eligibility requirements are met.
- Please refer to the campaign Terms and Conditions for details.
MoneyHero Exclusive Welcome Offer (with the promo code "MOXPHONEMH"）
"Mox x MoneyHero HK$500 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem HK$500 cash rebate from Moneyhero.
- HK$500 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXPHONEMH" and complete designated requirements within 30 calendar days after approval to enjoy: HK$500 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
- From 1 November 2026 4pm to 8 November 2026 11:59pm : New customers open Mox Account via invitation code "MOXPHONEMH" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$500 cash rebate from Moneyhero.
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Eligible spending HK$9,000 (using Mox credit card) within 30 calendar days after approval |
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- “MOXPHONEMH” upgraded offer invitation code promotion terms and conditions apply
- "Mox x MoneyHero HK$500 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXFLASHMH2"）
"Extra HK$500 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully apply Mox Credit Card approved to redeem an extra HK$500 cash rebate from Moneyhero.
- ^HK$500 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code “MOXFLASHMH2” to get ^HK$500 (Deposited via FPS) (provided by MoneyHero); complete designated requirement to enjoy HK$1,000 Cash Reward (Provided by Mox)
- From 1 November 2026 to 8 November 2026 : New customers open Mox Account via invitation code "MOXFLASHMH2" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully apply Mox Credit Card to redeem an extra HK$500 cash rebate from Moneyhero.
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Successfully apply Mox Credit Card to enjoy |
^HK$500 Cash Rebate (Deposited via FPS) |
| Eligible spending HK$2,000 (using Mox credit card) within 30 calendar days after approval |
HK$1,000 Cash Reward (Provided by Mox) |
- “MOXFLASHMH2” year-end offer invitation code promotion terms and conditions apply
- ^"Extra HK$500 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXPHONEMH"）
- Deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days during the designated hold fund period, enjoy Extra HK$500 Cash Reward
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXPHONEMH" , and deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days during the designated hold fund period to enjoy: Extra HK$500 Reward
- From 1 November 2026 to 8 November 2026 : New customers open Mox Account via invitation code "MOXPHONEMH" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days, enjoy Extra HK$500 Cash Reward
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXFLASHMH2"）
- Deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days during the designated hold fund period, enjoy Extra HK$500 Cash Reward
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXFLASHMH2" , and deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days during the designated hold fund period to enjoy: Extra HK$500 Reward
- From 1 November 2026 to 8 November 2026 : New customers open Mox Account via invitation code "MOXFLASHMH2" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days, enjoy Extra HK$500 Cash Reward
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
Mox Invest Welcome Offer
- New Mox Investors Unlimited 0 Buy Fees*
Mox Invest Triple Zero fees. Enter the market with zero extra costs!
From now till 31 Dec 2026, successfully open your Mox Invest account unlock 60 days of UNLIMITED zero-fee tradings: 0 Stock Buy Commission / 0 Crypto Buy Commission / 0 Funds Subscription Fee
- Mox+ customers only: Enjoy an extended 90-day period of unlimited triple "0" fees from your investment account opening date - giving you more time to maximize your initial funds.
- *Other fees and charges continue to apply, including but not limited to Annual Management fees, custodian fees and/or administration fees with respect to the relevant fund. For details, please refer to the respective fund offering documents.
- Mox Invest Funds 0% Subscription Fee Promotion Terms and Conditions apply.
- *Investment involves risks
Highlights
Things to Consider
iPhone Spending Offer: Up to 7% cash rebate and up to 12-mo 0% Split Purchase. First-time split purchase to get up to HK$200 extra reward — totally HK$800 cash rewards for you
"Fastest-in-town" welcome gift redemption guarantee: 24/7 card application, instant apply instant use. Once spending requirements are met, automatically send you the gift redemption email to redeem gift, with same-day shipping available (free delivery)
Essential for supermarket spending: 3% CashBack on all major supermarket purchases in Hong Kong with no cap, no designated spending promotion days or other conditions.
- iPhone Spending Offer: Up to 7% cash rebate and 12-mo 0% Split Purchase at csl / 1O1O / HKT / The Club
- Register the promotion by 31 Dec, 2026, via Mox app
- Every single eligible spending transaction at csl / 1O1O / HKT / The Club of HK$6,500 - HK$1,199.99 with your Mox Credit Card to earn 3% extra rebate, or earn 5% extra rebate on HK$12,000+ single eligible spending transaction
- High reward cap: up to HK$600
- In the meantime, enjoy up to 12-mo 0% Split Purchase, and earn HK$200 extra reward if this is your first Split Purchase — totally HK$800 extra reward for you
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Mox Credit Card = The Only Card You Need
- 3% CashBack on supermarkets: Earn 3% unlimited CashBack at major supermarkets across Hong Kong with Mox Credit (including: Don Don Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON, and more).
- 2% Unlimited CashBack on everything (Mox+ members) or 1% Unlimited CashBack on everything. "Your go-to for big purchases / must-have daily card!"
- Want to earn Asia Miles instead? Switch spending reward mode to “Asia Miles”, and start earning Unlimited Asia Miles + 0% FX fees (for both overseas spending / online shopping)
- HKT / CSL: Enjoy 0% instalments on single purchases of HK$4,500 or above; earn HK$180 service fee rebate when you set up auto-payment with Mox Credit Card after new subscription or renewal.
- The Club: HK$100 checkout discount; free priority access to grab 2026 flagship devices on launch day + 12-mo Smart Protection device protection plan.
- Trip.com: Up to 8% off hotels and flights all year round + earn up to 2% unlimited CashBack.
- Xiaomi stores / mi.com: Earn up to 7% rebates + 0% instalments.
- Emirates: Instant discount of up to HK$300 on selected flights. - Zero annual fee, forever — essential for students and savvy spenders.
- Use Mox Credit to pay bills and enjoy up to 56 days interest-free period with 0 fee, covering government, banks or credit cards, insurance, education and other institutions.
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Powerful flexibility -- Mox Credit x FPS
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Customers can transfer money using FPS with Mox Credit credit line.
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Send money to friends, pay rent, settle bills or shop online from small business – then enjoy up to 56 days interest-free before you pay it back. Plus, with automatic spending categorisation, you’ll see exactly where your money goes, all in one clean view.
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Pay Bills with Mox Credit
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Use your Mox Credit to pay bills at over 900 merchants
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Covering government, banks or credit cards, insurance, education institutions
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Enjoy up to 56 days interest-free period and unlock extra cash flow
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- Mox Credit Split Purchase or Split Statement
- Repayment period ranging from 3 to 60 months
- See a transparent APR that updates in real time in the Mox app
- Split any eligible transaction(s) of HK$400+
- Earn HK$200 cash reward by making an 6mo+ eligible Split Purcase of HK$5,000 or above
- Mox Card = only card that does everything
- Physical card / virtual card avalible
- Numberless card design for next-level privacy and security
- Apple Pay & Google Pay supported
- Free cash withdrawals at JETCO ATMs
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank’s Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
- Please refer to the Mox Card Rewards Table for eligibility criteria to unlock the designated CashBack Rate / Asia Miles Reward Ratio. For further details, refer to the Definitions Schedule, Rewards for Cards Schedule and General Fees and Charges.
- Terms and Conditions apply
- You must first open a Mox account to apply for Mox Credit.
- Applicants for a Mox account must be 18 years of age or older, hold a valid Hong Kong Identity Card, and have a valid Hong Kong residential address and postal address.
- Mox Disclaimer applies.
- To borrow or not to borrow? Borrow if you can repay!
Benefits
Supermarket Spends (Online / Offline)
Unlimited 3 % CashBack
All Local and Overseas Spends
Up to Unlimited 2 % CashBack
Cashback Dining
Up to 2 % Unlimited CashBack
Cashback Overseas Online Shopping
Up to 2 % Unlimited CashBack
Cash rebates on e-wallet purchases (i.e. via Apple Pay & Google Pay)
Up to 2 % Unlimited CashBack
Cashback Octopus Top Up Spending
Not Applicable
All Supermarkets and Groceries
3 % Unlimited CashBack
Fees & Charges
Annual Fee
$ 0
Foreign Currency Transaction Fee
1.95 %
Late Payment Charge
Please refer to Mox website or Mox App for the latest details
Eligibility
Minimum Age
18 years old
Min. Annual Income
No Requirement
