#All Card #Promo
Mox Credit Card (CashBack)
Updated: 17 Aug 2026
All Local and Overseas Spends
Up to Unlimited2 % CashBack
All Supermarkets and Groceries
3% Unlimited CashBack
Fee Waiver
Perpetual Annual Fee Waiver
Promo Code
“MOXPHONEMH”
Supported Payment Network:
Promo Code:“MOXPHONEMH”
Offers
MoneyHero Reward up to HK$2,500
Apply through MoneyHero and choose from 10 premium rewards
📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)
• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)
• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)
• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)
Trade Promotion Competition Licence No.: 61908
- Win up to HK$12,000 in Apple Store Gift Cards
- After completing the application process and submitting the relevant MoneyHero Reward Redemption Form, submit the Lucky Draw Registration Form by 6:00 PM on 11 November 2026 to enter the lucky draw.
- Each eligible application is entitled to 1 lucky draw entry. Each mobile phone number can receive a maximum of 5 lucky draw entries and 1 promotional gift.
- Eligibility to participate and win is subject to MoneyHero’s internal verification records.
- For full campaign details, please refer to the MoneyHero “Win Your Way to the Latest Foldable” Lucky Draw campaign page.
- Terms and Conditions apply.
MoneyHero Exclusive Welcome Offer (with the promo code "MOXPHONEMH"）
"Mox x MoneyHero HK$200 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem HK$200 cash rebate from Moneyhero.
- HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXPHONEMH" and complete designated requirements within 30 calendar days after approval to enjoy: HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
- From 1 September 2026 to 30 September 2026 : New customers open Mox Account via promo code "MOXPHONEMH" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
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Eligible spending HK$9,000 (using Mox credit card) within 30 calendar days after approval |
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- "MOXPHONEMH" Promo Code Promotion Terms and Conditions apply.
- "Mox x MoneyHero HK$200 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXFLASHMH2"）
"Extra HK$200 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully apply Mox Credit Card approved to redeem an extra HK$200 cash rebate from Moneyhero.
- ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXFLASHMH2" and complete designated requirements within 30 calendar days after approval to enjoy: ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
- From 16 September 2026 to 30 September 2026 : New customers open Mox Account via promo code "MOXFLASHMH2" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully apply Mox Credit Card to redeem an extra HK$200 cash rebate from Moneyhero.
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Successfully apply Mox Credit Card to enjoy |
^HK$200 Cash Rebate (Deposited via FPS) |
| Eligible spending HK$2,000 (using Mox credit card) within 30 calendar days after approval |
HK$1,000 Cash Reward (Provided by Mox) |
- "MOXFLASHMH2" Promo Code Promotion Terms and Conditions apply.
- ^"Extra HK$200 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXFLASHMH1"）
"Fastest-in-town" welcome gift redemption guarantee
- - Once fulfilled the spending requirement, automatically recieve redemtpion emaill immediately (no form required)
- - Go to The Club to redeem you gift, with as fast as same-day delivery
- - Free shipping, door-to-door!
"Extra HK$200 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
- ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + DELSEY SHADOW 5.0 75 CM 4 DOUBLE WHEELS EXPANDABLE TROLLEY (Suggested Retail Price: HK$3,890) (provided by Mox)
- ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + Marshall Emberton ll Portable Bluetooth Speaker (Black & Brass) (Suggested Retail Price: HK$1,499) (provided by Mox)
- ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + Apple Airpods 4 (Suggested Retail Price: HK$1,099) (provided by Mox)
- ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + Wellcome HK$1000 E-Shopping Voucher (provided by Mox)
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXFLASHMH1" and complete designated requirements within 30 calendar days after approval to enjoy: ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + Designated Welcome Gift ( choose 1 out of 4)
- From 1 September 2026 to 30 September 2026 : New customers open Mox Account via promo code "MOXFLASHMH1" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- "Fastest-in-town" welcome gift redemption guarantee: 24/7 card application, instant apply instant use. Once spending requirements are met, automatically send you the gift redemption email to redeem gift, with same-day shipping available (free delivery)
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
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Eligible spending HK$2,000 (using Mox credit card) within 30 calendar days after approval |
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*Redeem your welcome gift with the following steps📱:
- A redemption code will be sent to your email within 14 days you fulfilled the spending requirement.
- If your The Club Membership has not yet been linked with your Mox Card or if you do not have a The Club Membership Account, open the Mox app > tap ‘Mox Rewards’ > tap ‘Clubpoints’ > tap "Link now" > follow the instructions to easily link your Mox Card to your The Club membership (If you don't have any The Club membership, Mox will create one for you automatically)
- Go to the Welcome Offer Zone in the Mox Zone, select the gift of your choice, and check out with your redemption code.
- Your selected gift will be delivered to your door !
#Wellcome HK$1000 E-Shopping Voucher Terms & Conditions
- This e-voucher shall only be used in all physical stores of Wellcome, Market Place, 3hreesixty and Oliver's The Delicatessen in Hong Kong.
- This e-voucher shall be applicable to the goods sold in all physical stores of Wellcome, Market Place, 3hreesixty and Oliver's The Delicatessen in Hong Kong. This e-voucher is not applicable to all top up, recharging or value-added services, and sale and other services relating to any cash coupon(s)/voucher(s).
- A maximum of 10 e-vouchers can be used in a single transaction.
- This e-voucher shall not be applicable to all purchases online or through any mobile apps.
💡Gifts are subject to quota and provided on a first-come, first-served basis. The final gift redeemable is subject to stock availability at the time of checkout with the redemption code.
- "MOXFLASHMH1" Promo Code Promotion Terms and Conditions apply.
- ^"Extra HK$200 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXPHONEMH"）
- Deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days, enjoy Extra HK$500 Cash Reward
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXPHONEMH" , and deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days to enjoy: Extra HK$500 Reward
- From 1 September 2026 to 30 September 2026 : New customers open Mox Account via promo code "MOXPHONEMH" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Deposit HK$50,000 or above HKD Savings within 7 days of opening the account and maintain for at least 30 days, enjoy Extra HK$500 Cash Reward
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
Mox Invest Welcome Offer
- Mox Invest : $0 buying fee on stock and crypto and 0% Funds Subscription Fee*
Mox Invest Triple Zero fees. Enter the market with zero extra costs!
New Mox Invest customers, brace for a burden-free Investment experience! 😎 Mox just slashed your subscription fees¹ to absolute ZERO, so that you can start building your portfolio with zero extra costs!
- From now till 30 Sep, 2026, new customers successfully open Mox Invest account unlock 60 days of UNLIMITED zero-fee tradings
0 Stock Buy Commission ! 0 Crypto Buy Commission ! 0 Funds Subscription Fee ! - Mox+ customers only: Enjoy an extended 90-day period of unlimited triple "0" fees from your investment account opening date - giving you more time to maximize your initial funds.
- Mox Invest Triple $0 Rewards Welcome Offer Promotion Terms and Conditions apply.
Miles Welcome Offer (with the promo code "MOXTRAVEL")
- Spend to earn up to 28,000 miles！
Open a Mox Account successfully with the invitation code "MOXTRAVEL" and eligible spending within 60 calendar days after approval to earn up to 28,000 Asia miles, enough to redeem round-trip to Asia!
- From 1 April 2026 to 31 October 2026 : New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox Credit Card must be approved by Mox within 30 days after using the invitation code , subject to the Bank’s system records
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spend to earn up to 28,000 Asia miles
Challenge Miles Reward Welcome Reward 1：Spend Challenge
Customer spend HK$10,000 eligible spending in the following 60 days of credit approval earn 15000 Asia Milles17,000 Asia Miles
Welcome Reward 2：Deposit Challenge
Customer fund in HK$100,000 within 7 calendar days after approval
AND keep funds for 60 days Hold Fund Period, earn 11,000 Asia Miles11,000 Asia Miles
28,000 Asia Miles
(inclusive of basic spending rewards) - "MOXTRAVEL" Promo Code Promotion Terms and Conditions apply.
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Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
Highlights
Things to Consider
iPhone Spending Offer: Up to 7% cash rebate and up to 12-mo 0% Split Purchase. First-time split purchase to get up to HK$200 extra reward — totally HK$800 cash rewards for you
"Fastest-in-town" welcome gift redemption guarantee: 24/7 card application, instant apply instant use. Once spending requirements are met, automatically send you the gift redemption email to redeem gift, with same-day shipping available (free delivery)
Essential for supermarket spending: 3% CashBack on all major supermarket purchases in Hong Kong with no cap, no designated spending promotion days or other conditions.
- iPhone Spending Offer: Up to 7% cash rebate and 12-mo 0% Split Purchase at csl / 1O1O / HKT / The Club
- Register the promotion by 31 Dec, 2026, via Mox app
- Every single eligible spending transaction at csl / 1O1O / HKT / The Club of HK$6,500 - HK$1,199.99 with your Mox Credit Card to earn 3% extra rebate, or earn 5% extra rebate on HK$12,000+ single eligible spending transaction
- High reward cap: up to HK$600
- In the meantime, enjoy up to 12-mo 0% Split Purchase, and earn HK$200 extra reward if this is your first Split Purchase — totally HK$800 extra reward for you
- Win a race entry for Tokyo Marathon 2027 / Tokyo round ticket🏃🏻🇯🇵
- Register the promotion by 30 Sep, 2026
- Every single eligible spending transaction of HK$200 or above made with your Mox Card by Mastercard automatically earns you 1 lucky draw entry
- Accumulate a total eligible spend of HK$42,000 or more, and every HK$200+ transaction will instantly double your entries
- Log in Mox app to explore more ways to boost your odds
- 🎁Fantastic prizes up for grabs
Prize Quantity Reward 1st 50 One Tokyo Marathon 2027 Entry Bib 2nd 10 30,000 Asia Miles (enough to redeem for a Tokyo round-trip economy class ticket) 3rd 50 Tokyo Marathon 2027 offical merchandise 4th 10 Mox Insure's Travel Pick & Go HKD 600 credit
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Mox Credit Card = The Only Card You Need
- 3% CashBack on supermarkets: Earn 3% unlimited CashBack at major supermarkets across Hong Kong with Mox Credit (including: Don Don Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON, and more).
- 2% Unlimited CashBack on everything (Mox+ members) or 1% Unlimited CashBack on everything. "Your go-to for big purchases / must-have daily card!"
- Want to earn Asia Miles instead? Switch spending reward mode to “Asia Miles”, and start earning Unlimited Asia Miles + 0% FX fees (for both overseas spending / online shopping)
- HKT / CSL: Enjoy 0% instalments on single purchases of HK$4,500 or above; earn HK$180 service fee rebate when you set up auto-payment with Mox Credit Card after new subscription or renewal.
- The Club: HK$100 checkout discount; free priority access to grab 2026 flagship devices on launch day + 12-mo Smart Protection device protection plan.
- Trip.com: Up to 8% off hotels and flights all year round + earn up to 2% unlimited CashBack.
- Xiaomi stores / mi.com: Earn up to 7% rebates + 0% instalments.
- Emirates: Instant discount of up to HK$300 on selected flights. - Zero annual fee, forever — essential for students and savvy spenders.
- Use Mox Credit to pay bills and enjoy up to 56 days interest-free period with 0 fee, covering government, banks or credit cards, insurance, education and other institutions.
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Powerful flexibility -- Mox Credit x FPS
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Customers can transfer money using FPS with Mox Credit credit line.
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Send money to friends, pay rent, settle bills or shop online from small business – then enjoy up to 56 days interest-free before you pay it back. Plus, with automatic spending categorisation, you’ll see exactly where your money goes, all in one clean view.
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Pay Bills with Mox Credit
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Use your Mox Credit to pay bills at over 900 merchants
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Covering government, banks or credit cards, insurance, education institutions
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Enjoy up to 56 days interest-free period and unlock extra cash flow
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- Mox Credit Split Purchase or Split Statement
- Repayment period ranging from 3 to 60 months
- See a transparent APR that updates in real time in the Mox app
- Split any eligible transaction(s) of HK$400+
- Earn HK$200 cash reward by making an 6mo+ eligible Split Purcase of HK$5,000 or above
- Mox Card = only card that does everything
- Physical card / virtual card avalible
- Numberless card design for next-level privacy and security
- Apple Pay & Google Pay supported
- Free cash withdrawals at JETCO ATMs
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank’s Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
- Please refer to the Mox Card Rewards Table for eligibility criteria to unlock the designated CashBack Rate / Asia Miles Reward Ratio. For further details, refer to the Definitions Schedule, Rewards for Cards Schedule and General Fees and Charges.
- Terms and Conditions apply
- You must first open a Mox account to apply for Mox Credit.
- Applicants for a Mox account must be 18 years of age or older, hold a valid Hong Kong Identity Card, and have a valid Hong Kong residential address and postal address.
- Mox Disclaimer applies.
- To borrow or not to borrow? Borrow if you can repay!
Benefits
Supermarket Spends (Online / Offline)
Unlimited 3 % CashBack
All Local and Overseas Spends
Up to Unlimited 2 % CashBack
Cashback Dining
Up to 2 % Unlimited CashBack
Cashback Overseas Online Shopping
Up to 2 % Unlimited CashBack
Cash rebates on e-wallet purchases (i.e. via Apple Pay & Google Pay)
Up to 2 % Unlimited CashBack
Cashback Octopus Top Up Spending
Not Applicable
All Supermarkets and Groceries
3 % Unlimited CashBack
Fees & Charges
Annual Fee
$ 0
Foreign Currency Transaction Fee
1.95 %
Late Payment Charge
Please refer to Mox website or Mox App for the latest details
Eligibility
Minimum Age
18 years old
Min. Annual Income
No Requirement
