CNCBI GBA Dual Currency Credit Card

New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to HK$1,600 HKTVmall e-Gift Voucher (Upgraded Offer) / HK$1,300 Apple Store Gift Card / HK$1,300 Wellcome Voucher / HK$1,300 Cash Rebate (Deposited via FPS Account)  / 15,000 Max Miles flight miles / Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Philips Cordless Vacuum XC2011/61 (Valued at HK$2,498) / LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color).

Requirements

• Valid until 15 December 2025 6pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
• On or before 31 January 2026: The designated card must be approved by CNCBI.
• Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
• *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

• Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
• Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
• Account Check:
  • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
  • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
• Sign Up & Login (for New Users):
  
  • Choose "Sign up" (or log in if you have an account but aren't logged in).
  • Enter your email and password, confirm password, or sign up via Google/Apple.
  • Agree to the HEYMAX Terms of Use and Privacy Policy.
  • Tap "Sign up" to proceed.
• Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
• Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
• Redeem What You Want: From here, explore and choose how to use your miles—such as
  
  • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
  • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
  • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
• Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

Tips

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
• Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application

• Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.

• Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
• If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

From 1 to 31 December 2025, CNCBI credit cardholders who settle their Hong Kong Inland Revenue Department tax payments with a CNCBI credit card under the “Government and Public Affairs” category can enjoy the following tax payment rewards:

• Reward 1: Up to HK$1,000 Cash Rebate
  Accumulate eligible tax payments of HK$50,000 or above during the promotion period to enjoy:

  Accumulated Tax Payment Amount	Cash Rebate
  HK$50,000 – HK$99,999	HK$250
  HK$100,000 – HK$199,999	HK$400
  HK$200,000 – HK$299,999	HK$600
  HK$300,000 – HK$499,999	HK$800
  HK$500,000 or above	HK$1,000

  Reward 2: Lucky Draw for 20,000 FWC Points

  Cardholders who settle HK$10,000 or above in tax payments with designated CNCBI Mastercard® credit cards during the promotion period will receive one lucky draw entry for a chance to win 20,000 FWC Points (can redeem one set of Hong Kong Airlines round-trip ticket to Taipei).

To borrow or not to borrow? Borrow only if you can repay!

From now till 31 December 2025, New Cardmembers who successfully apply for CNCBI GBA Dual Currency Credit Card can enjoy the following welcome offers (choose 1 out of 2):

• 10% Cash Rebate on spending in foreign currencies
  New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate! ;or
• HK$600 Cash Rebate
  Upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month

For more details, please click China CITIC Bank International