CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

CNCBI GBA Dual Currency Credit Card Highlights

Cashback RMB Spending
10  %
info
Cashback UnionPay App Spending
4  %
info
Annual Fee Waiver
First year
Offer Available
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending
Welcome Offer
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending

+ 1 other gift options

From now till 30 June 2026, New Cardmembers who successfully apply for CNCBI GBA Dual Currency Credit Card can enjoy the following welcome offers (choose 1 out of 2):

  • 10% Cash Rebate on spending in foreign currencies
    New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate! ;or
  • HK$600 Cash Rebate
    Upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month

For more details, please click China CITIC Bank International

Things to consider

check

Overseas rebate

check

Airport lounge

check

Welcome offer: Rebate

check

No foreign txn fee

sentiment_satisfied

CNCBI GBA Dual Currency Credit Card Benefits

Cashback

location_on
Cashback Local
4  %
info
flight
Cashback Overseas
10  %
info
account_balance_wallet
Cashback UnionPay App Spending
4  %
info
manage_search

CNCBI GBA Dual Currency Credit Card More Info

  • Spending Categories RMB or UnionPay App Spending Single spending of CNY4,000
    Cash Rebate Offer 4% Extra 6%
    Maximum Cash Rebate
    per month    		 HK$150 HK$250
  • 4% Cash Rebate on RMB and UnionPay App spending
    • From now to 31 December 2025 CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and UnionPay App consumer presented QR code payment mode) up to extra HK$150 Cash Rebate per month. 
  • Extra 6% Cash Rebate on RMB spending 
    • From now to 31 December 2025 CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on a single RMB spendingof CNY4,000 or above, up to extra HK$250 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer.
  • Up to 45% Cash Rebate on top of 5% Instant Discount on GBA Hotel Booking
    • From now to 8 January 2026, enjoy extra up to 45% cash rebate on top of 5% instant discount on GBA hotel booking by redeeming the offer with designated promotion code through Wing On Travel website or App. Cardmembers are entitled to a maximum of HK$120/order under instant 5% off offer and a maximum of HK$360/order under up to 45% cash rebate offer. Quota applies and on a first-come-first-served basis while quota lasts.
  • No foreign currency transaction handling fee
  • Welcome Offer Option 1: 10% Cash Rebate on spending in foreign currencies
    New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the GBA Dual Currency in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate!
  • Welcome Offer Option 2: Enjoy HK$600 Cash Rebate
    New credit card customers who accumulate HK$6,000 or above in retail spending within the first 2 months from the card issuance date (“Spending Period”) with the GBA Dual Currency will be entitled to HK$600 cash rebate.
  • First year annual fee waiver

    • Other things to note

    • Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
    • Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
    • Reminder: To borrow or not to borrow? Borrow only if you can repay! 
rule_folder

CNCBI GBA Dual Currency Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
local_atm

CNCBI GBA Dual Currency Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
1  %
info
Late Payment Charge
HK$ 300
info
Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  Days
grid_view

CNCBI GBA Dual Currency Credit Card Other Info

Association

UnionPay Diamond

Tags

CNCBI GBA Dual Currency Credit Card CNCBI GBA Dual Currency Credit Card

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2025 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.