CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

CNCBI GBA Dual Currency Credit Card Highlights

Cashback RMB Spending
10  %
info
Cashback Digital Wallet
4  %
info
Annual Fee Waiver
First year
Offer Available
Free Global Airport Lounge Access
Welcome Offer
Free Global Airport Lounge Access

+ 1 other gift options

Free Global Airport Lounge Benefit with Eligible Spending

From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts.

  • A free single entry to Airport Lounge, applied to over 1,200 airport lounges globally
  • Airport Lounge Dining Service

Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea

From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance.

The offer is subject to relevant terms and conditions, please refer to here for details.

Things to consider

check

Overseas rebate

check

Airport lounge

check

Welcome offer: Rebate

check

No foreign txn fee

sentiment_satisfied

CNCBI GBA Dual Currency Credit Card Benefits

Cashback

location_on
Cashback Local
4  %
info
flight
Cashback Overseas
10  %
info
account_balance_wallet
Cashback Digital Wallet
4  %
info
manage_search

CNCBI GBA Dual Currency Credit Card More Info

Spending CategoryRMB or Mobile Wallet SpendingSingle spending of CNY3,000
Cash Rebate Ratio4%Extra 6%
Max. Cash Rebate per dayHK$120HK$200
Max. Cash Rebate per MonthHK$200HK$300
  • 4% Cash Rebate on RMB and designated mobile wallet spending
    • From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$200 Cash Rebate per month.
  • Extra 6% Cash Rebate on RMB spending
    • From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$300 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
  • Airport Lounge Service and Fabulous Dining
    • Free Global Airport Lounge Benefit with Eligible Spending

      • From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts. The offer is subject to relevant terms and conditions.

    • Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea

      • From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels  in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance. The offer is subject to relevant terms and conditions.

  • No foreign currency transaction handling fee
  • First year annual fee waiver

Other things to note

  • Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
  • Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!
rule_folder

CNCBI GBA Dual Currency Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
local_atm

CNCBI GBA Dual Currency Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
1  %
info
Late Payment Charge
HK$ 300
info
Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  Days
grid_view

CNCBI GBA Dual Currency Credit Card Other Info

Association

UnionPay Diamond

Tags

CNCBI GBA Dual Currency Credit Card CNCBI GBA Dual Currency Credit Card

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2025 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.