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CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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CNCBI GBA Dual Currency Credit Card Highlights

Annual Fee Waiver
First year
Cashback Overseas Online Shopping
10  %
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Cashback Digital Wallet
4  %
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Cashback Overseas
10  %

Things to consider

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Overseas rebate

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Airport lounge

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Welcome offer: Rebate

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No foreign txn fee

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CNCBI GBA Dual Currency Credit Card Benefits

Cashback

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Cashback Local
4  %
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Cashback Overseas
10  %
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Cashback Digital Wallet
4  %
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CNCBI GBA Dual Currency Credit Card More Info

Up to 4% Cash Rebate on Mobile Wallet and Renminbi Spending
  • Definition of Eligible Renminbi Spending and Eligible Mobile Wallet Spending:
    • Eligible Renminbi Spending are any retail or online retail transactions posted in Renminbi currency (based on the currency posted on the credit card statement).
    • Eligible Mobile Wallet Spending refers to Wechat Pay (HK Wallet) (“Wechat Pay”) and UnionPay App Mobile Payment.
      • Eligible Wechat Pay refers to transactions conducted by Wechat Pay HK wallet, bill payment conducted by Wechat Pay is NOT eligible to the Mobile Wallet and RMB Spending Cash Rebate.
      • Eligible UnionPay App Mobile Payment Spending refers to any transactions conducted by Consumer Presented QR code mode in UnionPay App. For the avoidance of doubt, Merchant Presented QR code mode in UnionPay App or E-commerce/online transactions conducted in UnionPay App will not be qualified as Eligible UnionPay App Mobile Payment Spending.
    • Whether a transaction is an Eligible Renminbi Spending and an Eligible Mobile Wallet Spending shall be determined at the sole and absolute discretion of the Bank. Renminbi spending and Mobile Wallet spending will be calculated once if the transactions posted in Renminbi currency and conducted by Consumer Presented QR code mode.

Extra 1% Cash Rebate on JD.com Spending

Fabulous merchant benefits & travel privileges
  • Handling Fee Waiver for Overseas Spending
  • 3 times LoungeKey Airport Lounge visits
  • Airport Limousine Transfer Services

First year annual fee waiver

Other things to note

  • Welcome Offer and MoneyHero exclusive offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
  • Up to 4% Cash Rebate on Mobile Wallet and Renminbi Spending: Cardmembers are entitled to a maximum of HK$100 per transaction and a maximum of HK$500 per calendar month Spending Cash Rebate within the Promotion Period.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
  • Terms and Conditions apply to JD.COM offer, please refer to https://www.cncbinternational.com/personal/promotions/jdcom/en/index.html
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!
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CNCBI GBA Dual Currency Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
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CNCBI GBA Dual Currency Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
1  %
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Late Payment Charge
HK$ 300
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Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  Days
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CNCBI GBA Dual Currency Credit Card Other Info

Association

UnionPay Diamond

Tags

CNCBI GBA Dual Currency Credit Card CNCBI GBA Dual Currency Credit Card

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