Citi 特快現金貸款 (適合稅季)

Citi特快現金實際年利率低至1.78%,貸款額高達HK$350萬,最快即日批核及過數,經本網申請還可獲高達價值超過HK2萬獎賞,MoneyHero為大家介紹Citi特快現金詳情。
【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券
【MoneyHero獨家優惠】
貸款額 | MoneyHero獨家獎賞 |
HK$800,000 或 以上 |
|
HK$500,000 至 HK$799,999 |
|
HK$300,000 至 HK$499,999 |
|
HK$200,000 至 HK$299,999 |
|
HK$100,000 至 HK$199,999 |
|
【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 | 還款期長達24個月或以下 | 還款期長達24個月以上 | ||
花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | 花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | |
HK$1,500,000 或 以上 | HK$4,000 | HK$2,000 | HK$8,000 | HK$4,000 |
HK$800,000 至 HK$1,499,999 | HK$2,500 | HK$1,500 | HK$4,000 | HK$2,500 |
HK$400,000 至 HK$799,999 | HK$1,500 | HK$1,000 | HK$2,000 | HK$1,500 |
HK$100,000 至 HK$399,999 | HK$500 | HK$400 | HK$700 | HK$600 |
產品特色
注意事項
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- 貸款即日批核,現金即日到手
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情","bannerImage":null,"countdown":{"text":"","displayProductPage":true,"date":{"startDate":"2021-07-28T04:00:00.000Z","endDate":"2021-07-30T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411520000,"displayValue":"411,520","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11431111,"displayValue":"11,431","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1780,"displayValue":"1.78","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"citi-speedy-cash"},"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"citibank","providerName":"花旗銀行"},"description":{"shortDescription":["實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算","其他貸款額及還款期的實際年利率,以實際批核結果為準"]},"productName":"Citi 特快現金貸款 (適合稅季)","title":"HK.PL.CITI0002.SPEEDYCASH","features":{"title":"Features","pros":["【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券
\t- 限時優惠:2023年10月3日下午6時至10月31日下午6時,成功經MoneyHero申請,並於10月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$600 Apple Store禮品卡 / 惠康現金券
\t- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero獨家優惠】
\t- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t
\t\t- 2023年10月3日下午6時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,
\t\t- 選擇還款期為12個月或以上,並於1個月內提取貸款
\t
\t
\t \t\t \t\t\t貸款額 \t\t\tMoneyHero獨家獎賞 \t\t \t\t \t\t\tHK$800,000 或 以上 \t\t\t \t\t\t \t\t\t\t- Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或
\t\t\t\t- HK$10,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$500,000 至 HK$799,999 \t\t\t \t\t\t \t\t\t\t- SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或
\t\t\t\t- HK$7,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$300,000 至 HK$499,999 \t\t\t \t\t\t \t\t\t\t- Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或
\t\t\t\t- HK$6,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$200,000 至 HK$299,999 \t\t\t \t\t\t \t\t\t\t- Marshall Woburn II (價值HK$4,999);或
\t\t\t\t- HK$4,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$100,000 至 HK$199,999 \t\t\t \t\t\t \t\t\t\t- Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或
\t\t\t\t- HK$2,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t
\t- 所有獨家優惠均以顏色隨機形式發放
\t- 如欲了解優惠詳情,請參閱條款及細則
","【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:
\t \t\t \t\t\t
\t\t\t貸款額 \t\t\t還款期長達24個月或以下 \t\t\t還款期長達24個月以上 \t\t \t\t \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t \t\t \t\t\tHK$1,500,000 或 以上 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$8,000 \t\t\tHK$4,000 \t\t \t\t \t\t\tHK$800,000 至 HK$1,499,999 \t\t\t \t\t\tHK$2,500
\t\t\t \t\t\tHK$1,500 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\tHK$2,500 \t\t \t\t \t\t\tHK$400,000 至 HK$799,999 \t\t\t \t\t\tHK$1,500
\t\t\t \t\t\t \t\t\tHK$1,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$1,500 \t\t \t\t \t\t\tHK$100,000 至 HK$399,999 \t\t\t \t\t\tHK$500
\t\t\t \t\t\t \t\t\tHK$400
\t\t\t \t\t\tHK$700 \t\t\t \t\t\tHK$600
\t\t\t \t\t \t
\t- 現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
\t- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款即日批核,現金即日到手
- Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。
- 借定唔借?還得到先好借!
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(SizeLimitingPyMap: {__typename=PersonalLoan, id=blte8027f8f956e8106_22_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【10月31日截止!】限時優惠送HK$600 Apple Store 禮品卡 / 超市現金券,及 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980) 或 Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780) 或 Marshall Woburn II (價值HK$4,999) 或 Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699) 或 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$600 = HK$20,980</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手</li></ul><p></p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href="https://bit.ly/43c7kN4" target="_self">即睇詳情</a>, bannerImage=null, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-speedy-cash}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 特快現金貸款 (適合稅季), title=HK.PL.CITI0002.SPEEDYCASH, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> <li><strong>限時優惠</strong>:2023年10月3日下午6時至10月31日下午6時,成功經MoneyHero申請,並於10月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$600 Apple Store禮品卡 / 惠康現金券</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/citi-pl-top-up-coupon-offer-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【MoneyHero獨家優惠】</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2023年10月3日下午6時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style="height:250px; width:100%"> <tbody> <tr> <td style="height:50px; text-align:left; width:17.8977%"><strong>貸款額</strong></td> <td style="height:50px; text-align:left; width:29.1193%"><strong>MoneyHero獨家獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$800,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> <li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$500,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或</li> <li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; text-align:left; width:17.8977%">HK$300,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; text-align:left; width:29.1193%"> <ul> <li>Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> <li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$200,000 至 HK$299,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Marshall Woburn II (價值HK$4,999);或</li> <li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$100,000 至 HK$199,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> <li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citi-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style="height:312px; width:100%"> <tbody> <tr> <td rowspan="2" style="height:18px; text-align:left; width:22.671%"><br /> <strong>貸款額</strong></td> <td colspan="2" style="height:18px; text-align:left; width:32.8785%"><strong>還款期長達24個月或以下</strong></td> <td colspan="2" style="height:18px; text-align:left; width:36.4992%"><strong>還款期長達24個月以上</strong></td> </tr> <tr> <td style="height:50px; text-align:left; width:16.7304%"><strong>花旗私人客戶/Citigold客戶/<br /> Citi ULTIMA卡<br /> 之持有人</strong></td> <td style="height:50px; text-align:left; width:16.1481%"><strong>其他客戶</strong></td> <td style="height:50px; text-align:left; width:16.885%"><strong>花旗私人客戶/Citigold客戶/</strong><br /> <strong>Citi ULTIMA卡</strong><br /> <strong>之持有人</strong></td> <td style="height:50px; text-align:left; width:19.6142%"><strong>其他客戶</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$1,500,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$8,000</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$4,000</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$800,000 至 HK$1,499,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$2,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%">HK$1,500</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$2,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%">HK$400,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%"> <p>HK$1,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%"> <p>HK$1,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%">HK$1,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$100,000 至 HK$399,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$400</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$700</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%"> <p>HK$600</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt6331d650da620f8b/651542aea0bdc01d8c6f13a6/2023_Q3_PIL_TnC_(Offer_Extension_to_Oct_31)_Sep23_v1_(1)_(1).pdf" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
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- 貸款即日批核,現金即日到手
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage=null, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-speedy-cash}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 特快現金貸款 (適合稅季), title=HK.PL.CITI0002.SPEEDYCASH, features={title=Features, pros=[【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2023年10月3日下午6時至10月31日下午6時,成功經MoneyHero申請,並於10月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$600 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero獨家優惠】
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年10月3日下午6時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 MoneyHero獨家獎賞 HK$800,000 或 以上 - Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或
- HK$10,000 Apple Store 禮品卡 / 超市現金券
HK$500,000 至 HK$799,999 - SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或
- HK$7,000 Apple Store 禮品卡 / 超市現金券
HK$300,000 至 HK$499,999 - Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或
- HK$6,000 Apple Store 禮品卡 / 超市現金券
HK$200,000 至 HK$299,999 - Marshall Woburn II (價值HK$4,999);或
- HK$4,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 - Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或
- HK$2,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 還款期長達24個月或以下 還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$4,000
HK$2,000
HK$8,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$1,500 HK$4,000
HK$2,500 HK$400,000 至 HK$799,999 HK$1,500
HK$1,000
HK$2,000
HK$1,500 HK$100,000 至 HK$399,999 HK$500
HK$400
HK$700 HK$600
- 現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。
- 借定唔借?還得到先好借!
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特快現金貸款 (適合稅季)","title":"HK.PL.CITI0002.SPEEDYCASH","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年10月3日下午6時至10月31日下午6時,成功經MoneyHero申請,並於10月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$600 Apple Store禮品卡 / 惠康現金券</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/citi-pl-top-up-coupon-offer-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【MoneyHero獨家優惠】</strong></p> <ul> \t<li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t<ul> \t\t<li>2023年10月3日下午6時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,</li> \t\t<li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> \t</ul> \t</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Marshall Woburn II (價值HK$4,999);或</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt6331d650da620f8b/651542aea0bdc01d8c6f13a6/2023_Q3_PIL_TnC_(Offer_Extension_to_Oct_31)_Sep23_v1_(1)_(1).pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> 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width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Marshall Woburn II (價值HK$4,999);或</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt6331d650da620f8b/651542aea0bdc01d8c6f13a6/2023_Q3_PIL_TnC_(Offer_Extension_to_Oct_31)_Sep23_v1_(1)_(1).pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1680256540424, hs_is_edited=false, hs_deleted_at=0, productname=Citi 特快現金貸款 (適合稅季), hs_name=, hs_updated_by_user_id=28491723}})
【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券
【MoneyHero獨家優惠】
貸款額 | MoneyHero獨家獎賞 |
HK$800,000 或 以上 |
|
HK$500,000 至 HK$799,999 |
|
HK$300,000 至 HK$499,999 |
|
HK$200,000 至 HK$299,999 |
|
HK$100,000 至 HK$199,999 |
|
【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 | 還款期長達24個月或以下 | 還款期長達24個月以上 | ||
花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | 花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | |
HK$1,500,000 或 以上 | HK$4,000 | HK$2,000 | HK$8,000 | HK$4,000 |
HK$800,000 至 HK$1,499,999 | HK$2,500 | HK$1,500 | HK$4,000 | HK$2,500 |
HK$400,000 至 HK$799,999 | HK$1,500 | HK$1,000 | HK$2,000 | HK$1,500 |
HK$100,000 至 HK$399,999 | HK$500 | HK$400 | HK$700 | HK$600 |
產品特色
注意事項
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- 貸款即日批核,現金即日到手
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\t- 限時優惠:2023年10月3日下午6時至10月31日下午6時,成功經MoneyHero申請,並於10月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$600 Apple Store禮品卡 / 惠康現金券
\t- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero獨家優惠】
\t- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t
\t\t- 2023年10月3日下午6時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,
\t\t- 選擇還款期為12個月或以上,並於1個月內提取貸款
\t
\t
\t \t\t \t\t\t貸款額 \t\t\tMoneyHero獨家獎賞 \t\t \t\t \t\t\tHK$800,000 或 以上 \t\t\t \t\t\t \t\t\t\t- Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或
\t\t\t\t- HK$10,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$500,000 至 HK$799,999 \t\t\t \t\t\t \t\t\t\t- SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或
\t\t\t\t- HK$7,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$300,000 至 HK$499,999 \t\t\t \t\t\t \t\t\t\t- Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或
\t\t\t\t- HK$6,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$200,000 至 HK$299,999 \t\t\t \t\t\t \t\t\t\t- Marshall Woburn II (價值HK$4,999);或
\t\t\t\t- HK$4,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$100,000 至 HK$199,999 \t\t\t \t\t\t \t\t\t\t- Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或
\t\t\t\t- HK$2,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t
\t- 所有獨家優惠均以顏色隨機形式發放
\t- 如欲了解優惠詳情,請參閱條款及細則
","【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:
\t \t\t \t\t\t
\t\t\t貸款額 \t\t\t還款期長達24個月或以下 \t\t\t還款期長達24個月以上 \t\t \t\t \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t \t\t \t\t\tHK$1,500,000 或 以上 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$8,000 \t\t\tHK$4,000 \t\t \t\t \t\t\tHK$800,000 至 HK$1,499,999 \t\t\t \t\t\tHK$2,500
\t\t\t \t\t\tHK$1,500 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\tHK$2,500 \t\t \t\t \t\t\tHK$400,000 至 HK$799,999 \t\t\t \t\t\tHK$1,500
\t\t\t \t\t\t \t\t\tHK$1,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$1,500 \t\t \t\t \t\t\tHK$100,000 至 HK$399,999 \t\t\t \t\t\tHK$500
\t\t\t \t\t\t \t\t\tHK$400
\t\t\t \t\t\tHK$700 \t\t\t \t\t\tHK$600
\t\t\t \t\t \t
\t- 現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
\t- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款即日批核,現金即日到手
- Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。
- 借定唔借?還得到先好借!
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width:100%"> <tbody> <tr> <td style="height:50px; text-align:left; width:17.8977%"><strong>貸款額</strong></td> <td style="height:50px; text-align:left; width:29.1193%"><strong>MoneyHero獨家獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$800,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> <li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$500,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或</li> <li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; text-align:left; width:17.8977%">HK$300,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; text-align:left; width:29.1193%"> <ul> <li>Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> <li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$200,000 至 HK$299,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Marshall Woburn II (價值HK$4,999);或</li> <li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$100,000 至 HK$199,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> <li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citi-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style="height:312px; width:100%"> <tbody> <tr> <td rowspan="2" style="height:18px; text-align:left; width:22.671%"><br /> <strong>貸款額</strong></td> <td colspan="2" style="height:18px; text-align:left; width:32.8785%"><strong>還款期長達24個月或以下</strong></td> <td colspan="2" style="height:18px; text-align:left; width:36.4992%"><strong>還款期長達24個月以上</strong></td> </tr> <tr> <td style="height:50px; text-align:left; width:16.7304%"><strong>花旗私人客戶/Citigold客戶/<br /> Citi ULTIMA卡<br /> 之持有人</strong></td> <td style="height:50px; text-align:left; width:16.1481%"><strong>其他客戶</strong></td> <td style="height:50px; text-align:left; width:16.885%"><strong>花旗私人客戶/Citigold客戶/</strong><br /> <strong>Citi ULTIMA卡</strong><br /> <strong>之持有人</strong></td> <td style="height:50px; text-align:left; width:19.6142%"><strong>其他客戶</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$1,500,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$8,000</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$4,000</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$800,000 至 HK$1,499,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$2,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%">HK$1,500</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$2,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%">HK$400,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%"> <p>HK$1,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%"> <p>HK$1,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%">HK$1,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$100,000 至 HK$399,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$400</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$700</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%"> <p>HK$600</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt6331d650da620f8b/651542aea0bdc01d8c6f13a6/2023_Q3_PIL_TnC_(Offer_Extension_to_Oct_31)_Sep23_v1_(1)_(1).pdf" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blte8027f8f956e8106_22_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月31日截止!】限時優惠送HK$600 Apple Store 禮品卡 / 超市現金券,及 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980) 或 Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780) 或 Marshall Woburn II (價值HK$4,999) 或 Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699) 或 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$600 = HK$20,980- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage=null, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-speedy-cash}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 特快現金貸款 (適合稅季), title=HK.PL.CITI0002.SPEEDYCASH, features={title=Features, pros=[【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2023年10月3日下午6時至10月31日下午6時,成功經MoneyHero申請,並於10月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$600 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero獨家優惠】
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年10月3日下午6時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 MoneyHero獨家獎賞 HK$800,000 或 以上 - Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或
- HK$10,000 Apple Store 禮品卡 / 超市現金券
HK$500,000 至 HK$799,999 - SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或
- HK$7,000 Apple Store 禮品卡 / 超市現金券
HK$300,000 至 HK$499,999 - Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或
- HK$6,000 Apple Store 禮品卡 / 超市現金券
HK$200,000 至 HK$299,999 - Marshall Woburn II (價值HK$4,999);或
- HK$4,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 - Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或
- HK$2,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年11月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 還款期長達24個月或以下 還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$4,000
HK$2,000
HK$8,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$1,500 HK$4,000
HK$2,500 HK$400,000 至 HK$799,999 HK$1,500
HK$1,000
HK$2,000
HK$1,500 HK$100,000 至 HK$399,999 HK$500
HK$400
HK$700 HK$600
- 現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。
MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。
聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考,並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前,我們建議你查閱產品之官方條款及細則。如發現資訊有出入,請直接聯絡相關金融機構。
© 2013 - 2023 MoneyHero Global Limited(於香港註冊,公司編號為 1864714)(“MHGL”)。版權所有。MoneyHero Insurance Brokers Limited(於香港註冊,公司編號為2196683)(”MHIBL”) 為MHGL全資擁有的子公司。 MHIBL於香港註冊,公司編號為2196683,亦為一間許可編號為FB1740的授權保險經紀,其業務是為客戶安排保險產品及服務。 MHGL不是保險公司,代理人或經紀。除了向虛擬保險公司提供營銷服務外,MHGL不會從事保險業務。本網站所顯示,提供或提及的所有與保險有關的活動均由MHIBL以經紀人身分提供。閣下使用我們的網站表明接受 我們的 使用條款 和 私隱政策。