熱門機場貴賓室信用卡比較

• First Transaction Bonus
  HK$200 Statement Credit upon successful application and first transaction made in the first 3 months
• Welcome Bonus
  126,000 points (eqv to 7,000 miles) upon spending HK$7,000 in the first 3 months
• Insurance Bonus
  By spending HK$7,000 in the first 3 months, CMs will be eligible for the Annual Travel Insurance Amex Offer After registering the offer on MYCA and enrolling online in the Annual Travel Insurance Products on Amex Insurance e.Marketplace, CMs can enjoy HK$520 statement credit
• Local Spending Bonus HK$3/mile
  1,152,000 points (eqv to 64,000 miles) earn 6X points for eligible local spending within the first 3 months

Insurance Bonus HK$520 – For Purchasing these 2 Insurance Plans

• NEW - GBA annual multi-trip plan (Basic HK$520)

Can fully cover individual basic plan

• World-wide annual multi-trip plan (Basic Plan ~ HK$1,270)

【American Express Prestige Travel Insurance Now Includes New GBA Coverage】

To celebrate the 3rd anniversary of the American Express Online Insurance Platform, we're continuing to enhance your protection and care for your lifestyle. We are excited to announce the addition of the "Greater Bay Area (GBA)" as a new coverage region under the Annual Multi-Trip Travel Insurance Plan — tailored for your frequent travels in the region. Whether you're on a business trip to Shenzhen or enjoying a weekend getaway to Macau or Zhuhai, you're protected every step of the way:

• Unlimited trips within the GBA for a full year, including Macau, Shenzhen, Zhuhai, Guangzhou, Foshan, Dongguan, Zhongshan, Jiangmen, Huizhou, and Zhaoqing
• Each trip within the 12-month period is covered — no need to purchase insurance each time
• Includes coverage for medical expenses, personal belongings and money, lost travel documents, and more

4-Step Guide to redeem Insurance Bonus

Step 1. Download Amex HK app upon Card approval

Step 2. Once meeting the HK$7,000 spending requirement within the first 3 months, check on Amex HK app and register the insurance offer

Step 3. Go Insurance eMarketplace to purchase GBA / Multi-Trip Plan

Step 4. HK$520 statement credit added to account (will be shown on Amex HK app)

If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Important Note:

The above information is for reference only and should not be considered as any form of opinion or advice. I am not a licensed insurance intermediary and have not engaged in any act of inviting, encouraging, recommending, arranging, or advising on any insurance products or related services. Chubb Insurance Hong Kong Limited ("Chubb") is the underwriter of the relevant plan and is fully responsible for all coverage and claims matters. American Express International, Inc. is an authorized insurance agent of Chubb for distributing general insurance products in the Hong Kong Special Administrative Region and is registered with the Insurance Authority (License No.: FA3113).

Waived the Cross Border Fee (CBF), on spending at Amazon, Netflix, and Uber.

• Promotion Period: 3 July 2025 - 31 December 2025 (both days inclusive)
• Offer Details: Enjoy up to 10.75X American Express Membership Rewards points when spending overseas, with airlines, and on designated travel websites using the American Express Explorer® Credit Card. Redeem miles at a rate as low as HK$1.68 = 1 mile.
  • Basic Membership Rewards points：3X Membership Rewards points
  • Offer 1：0.75X Additional Bonusing
  • Offer 2：7X Additional Bonusing
    • Offer 1 No minimum spending requirements set
    • Offer 2 for every HK$1 equivalent spent in the first HK$10,000 (or equivalent) in foreign currencies transactions each calendar quarter; and every HK$1 equivalent spent in the first HK$10,000 in airlines or selected online travel merchants

• Click Here for details and enroll

Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

• Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile (at selected cafés & light meals, local transportation, cross-border transportation and travel services)
  • Please refer to the designated merchant list (PDF)
• Up to 10% off on bookings at Trip.com: Enjoy 10% off worldwide hotel booking, 3% off flight ticket purchases and 2% off bundled flight and hotel bookings through Trip.com.
  • T&C applies

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

• New Credit Card Customers: $800 RewardCash
• Existing Credit Card Customers: $200 RewardCash

From now until July 31, 2025, new and existing credit card customers who successfully register and apply online for an eligible HSBC credit card will enjoy exclusive ticketing privileges upon approval. Get a chance to purchase tickets for the extra showings of HSBC’s 160th Anniversary Stage Play “The Bunch of Bananas Theatre” !

Event Details:

From now until 31 August 2025, new Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. T&Cs apply.

• American Express Travel Online Year-round Benefit
  • Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit

  • The HK$2,200 Amex Travel Online Credit is divided into 2 phases, with HK$1,100 statement credit in Phase 1 from January 7 to July 2, 2025 and another HK$1,100 statement credit in Phase 2 from July 3 to December 31, 2025. Separate enrollment is required for the two phases.

  • Offer details

• Global Dining Credit
  Year-round benefit of up to HK$2,000 Global Dining Credit,, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and HK$1,000 Statement Credit for overseas dining at over 1,400 abroad restaurants and in 20 locations around the world.
  • Promotion details

• WET® Swimming Pool*
  • Take a dip or take a sip at Hong Kong’s highest outdoor pool, perched on the 76th floor, complete with refreshing pool bar.
• FIT® Gym*
  • Melt the stress away on the 73rd floor where you can maximize your workout with the latest Technogym equipment.
• Luxury Heat & Water Facilities
  • Replenish, rejuvenate, and relax with the vitality pool, aroma steam room, and dry sauna experiences on the 73rd floor.
• Moreover, you can enjoy 10% off discount# from the extensive spa menu of 90-minutes or above experiences to exciting personal training programmes to diverse wellness retail products, feeling great won’t come at a high cost!
• *Each Cardmember is limited to 1 booking slot per day. Booking Slots: 9am – 12:45pm / 1pm – 4:45pm / 5pm – 8:45pm.
• #Applicable to Sunday to Thursday only, excluding Public Holidays. Excludes nail, waxing and add-on treatments. Full payment must be settled with Eligible Cards at W Hong Kong (Payment made at online shop is not applicable).

• American Express Travel Online Year-round Benefit
  • Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit

  • The HK$2,200 Amex Travel Online Credit is divided into 2 phases, with HK$1,100 statement credit in Phase 1 from January 7 to July 2, 2025 and another HK$1,100 statement credit in Phase 2 from July 3 to December 31, 2025. Separate enrollment is required for the two phases.

  • Offer details

• Global Dining Credit
  Year-round benefit of up to HK$2,000 Global Dining Credit,, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and HK$1,000 Statement Credit for overseas dining at over 1,400 abroad restaurants and in 20 locations around the world.
  • Promotion details

• WET® Swimming Pool*
  • Take a dip or take a sip at Hong Kong’s highest outdoor pool, perched on the 76th floor, complete with refreshing pool bar.
• FIT® Gym*
  • Melt the stress away on the 73rd floor where you can maximize your workout with the latest Technogym equipment.
• Luxury Heat & Water Facilities
  • Replenish, rejuvenate, and relax with the vitality pool, aroma steam room, and dry sauna experiences on the 73rd floor.
• Moreover, you can enjoy 10% off discount# from the extensive spa menu of 90-minutes or above experiences to exciting personal training programmes to diverse wellness retail products, feeling great won’t come at a high cost!
• *Each Cardmember is limited to 1 booking slot per day. Booking Slots: 9am – 12:45pm / 1pm – 4:45pm / 5pm – 8:45pm.
• #Applicable to Sunday to Thursday only, excluding Public Holidays. Excludes nail, waxing and add-on treatments. Full payment must be settled with Eligible Cards at W Hong Kong (Payment made at online shop is not applicable).

New Citi Prestige Credit Card customers who apply via MoneyHero and fulfill specific requirements can enjoy an additional up to 40,000 Miles (equivalent to 480,000 Points)

• Within 60 days after card approval: Fulfilled the accumulate eligible spending HK$50,000 or above
• Fill in and submit the registration via (“Registration Form”) within 30 days from the date of Eligible Card issuance (“Registration Period”)
• Register within 30 days of card issuance by submitting a valid Cathay membership number and Citi Prestige Card number.

Tips

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
• Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
• If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Free Global Airport Lounge Benefit with Eligible Spending

From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts.

• A free single entry to Airport Lounge, applied to over 1,200 airport lounges globally
• Airport Lounge Dining Service

Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea

From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance.

The offer is subject to relevant terms and conditions, please refer to here for details.

Free Global Airport Lounge Benefit with Eligible Spending

From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts.

• A free single entry to Airport Lounge, applied to over 1,200 airport lounges globally
• Airport Lounge Dining Service

Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea

From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance.

The offer is subject to relevant terms and conditions, please refer to here for details.

Welcome Offer

• Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • LG 27-inch Full HD IPS Smart Monitor; or
  • Marshall Emberton II Bluetooth Speaker
• Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • HK$500 Cash Rebate; or

• Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$200 Cash Rebate; or
• Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

• Terms and Conditions apply

Welcome Offer

• Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • LG 27-inch Full HD IPS Smart Monitor; or
  • Marshall Emberton II Bluetooth Speaker
• Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • HK$500 Cash Rebate; or

• Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$200 Cash Rebate; or
• Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

• Terms and Conditions apply

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/Miles)
• Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 30,000 Miles (HK$1.33/Miles)
• Tier 3: Accumulated Eligible Transactions*of HKD110,000 = 100,000 Miles (HK$1.1/Miles)
• *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/Miles)
• Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 30,000 Miles (HK$1.33/Miles)
• Tier 3: Accumulated Eligible Transactions*of HKD110,000 = 100,000 Miles (HK$1.1/Miles)
• *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

• Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/Miles)
• Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 40,000 Miles (HK$1/Miles)
• Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 120,000 Miles (HK$0.92/Miles)
• *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

• Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/Miles)
• Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 40,000 Miles (HK$1/Miles)
• Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 120,000 Miles (HK$0.92/Miles)
• *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

New Card member who successfully apply Dah Sing United MileagePlus World MasterCard, can enjoy the following welcome gifts:

• First 2 Year annual fee waiver; and
• Enjoy up to 10,000 Miles when you successfully apply for the card and accumulate Eligible Spending of HK$5,000 or above within the first 2 months from card issuance.
  • Accumulated amount of local Eligible Local Spending：HK$5,000
    • Total Miles Earned：5,000 Miles
  • Accumulated amount of local Eligible Local Spending：HK$8,000
    • Total Miles Earned：10,000 Miles
• The promotion period runs until 31 Dec 2025.

Terms and Condition Apply

To borrow or not to borrow? Borrow only if you can repay!The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

New Card member who successfully apply Dah Sing United MileagePlus World MasterCard, can enjoy the following welcome gifts:

• First 2 Year annual fee waiver; and
• Enjoy up to 10,000 Miles when you successfully apply for the card and accumulate Eligible Spending of HK$5,000 or above within the first 2 months from card issuance.
  • Accumulated amount of local Eligible Local Spending：HK$5,000
    • Total Miles Earned：5,000 Miles
  • Accumulated amount of local Eligible Local Spending：HK$8,000
    • Total Miles Earned：10,000 Miles
• The promotion period runs until 31 Dec 2025.

Terms and Condition Apply

To borrow or not to borrow? Borrow only if you can repay!The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

• Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile (at selected cafés & light meals, local transportation, cross-border transportation and travel services)
  • Please refer to the designated merchant list (PDF)
• Up to 10% off on bookings at Trip.com: Enjoy 10% off worldwide hotel booking, 3% off flight ticket purchases and 2% off bundled flight and hotel bookings through Trip.com.
  • T&C applies

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

• New Credit Card Customers: $800 RewardCash
• Existing Credit Card Customers: $200 RewardCash

From now until July 31, 2025, new and existing credit card customers who successfully register and apply online for an eligible HSBC credit card will enjoy exclusive ticketing privileges upon approval. Get a chance to purchase tickets for the extra showings of HSBC’s 160th Anniversary Stage Play “The Bunch of Bananas Theatre” !

Event Details:

From now until 31 August 2025, new Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. T&Cs apply.

Welcome Offer (Choose 1 out of 5)

• Spend a total of HK$9,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
  • TOSHIBA Freestanding Dishwasher (DWS-22AHK); or
• Spend a total of HK$8,800 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
  • Samsung Galaxy Tab A9 (LTE) Tablet; or
• Spend a total of HK$8,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
  • HK$500 Cash Rebate; or
• Spend a total of HK$2,000 in eligible retail purchases with the new card within the first 90 days from card issuance (only applicable to full-time university/college students) to receive:
  • HK$200 Cash Rebate; or
• No spending requirement:
  • Up to HK$90,000 interest-free and handling-fee-free cash installment program

1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
2. 2% cash rebate includes EarnMORE UnionPay Card basic cash rebate and EarnMORE UnionPay Card extra cash rebate. During the promotional period, the basic 1% cash rebate is unlimited, but the 1% extra cash rebate is capped at HK$1,500. Terms and conditions apply.
3. Octopus Automatic Add-Value: For every automatic add-value of HK$250, a rebate of HK$1 will be given.
4. EarnMORE UnionPay Card extra cash rebate does not include (but is not limited to) cash advance amounts, credit card fees (including annual fees, interest/finance charges, late payment fees, over-limit fees, cash advance fees, and other charges), Octopus Automatic Add-Value transactions, casino transaction amounts, any money/electronic money transfers (including but not limited to peer-to-peer (P2P) payment services, mobile devices/applications/electronic transfer platforms), reloading electronic wallets, payments via electronic wallets, promotional cash-out amounts, cash installment, installment amounts, unposted/canceled/refunded/fraudulent transactions, and all unauthorized transaction amounts. All eligible retail purchase transactions are subject to the records of the financial institution.

Welcome Offer (Choose 1 out of 5)

• Spend a total of HK$9,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
  • TOSHIBA Freestanding Dishwasher (DWS-22AHK); or
• Spend a total of HK$8,800 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
  • Samsung Galaxy Tab A9 (LTE) Tablet; or
• Spend a total of HK$8,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
  • HK$500 Cash Rebate; or
• Spend a total of HK$2,000 in eligible retail purchases with the new card within the first 90 days from card issuance (only applicable to full-time university/college students) to receive:
  • HK$200 Cash Rebate; or
• No spending requirement:
  • Up to HK$90,000 interest-free and handling-fee-free cash installment program

1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
2. 2% cash rebate includes EarnMORE UnionPay Card basic cash rebate and EarnMORE UnionPay Card extra cash rebate. During the promotional period, the basic 1% cash rebate is unlimited, but the 1% extra cash rebate is capped at HK$1,500. Terms and conditions apply.
3. Octopus Automatic Add-Value: For every automatic add-value of HK$250, a rebate of HK$1 will be given.
4. EarnMORE UnionPay Card extra cash rebate does not include (but is not limited to) cash advance amounts, credit card fees (including annual fees, interest/finance charges, late payment fees, over-limit fees, cash advance fees, and other charges), Octopus Automatic Add-Value transactions, casino transaction amounts, any money/electronic money transfers (including but not limited to peer-to-peer (P2P) payment services, mobile devices/applications/electronic transfer platforms), reloading electronic wallets, payments via electronic wallets, promotional cash-out amounts, cash installment, installment amounts, unposted/canceled/refunded/fraudulent transactions, and all unauthorized transaction amounts. All eligible retail purchase transactions are subject to the records of the financial institution.

Welcome Offer

• Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • LG 27-inch Full HD IPS Smart Monitor; or
  • Marshall Emberton II Bluetooth Speaker
• Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • HK$500 Cash Rebate; or

• Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$200 Cash Rebate; or
• Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

• Terms and Conditions apply

Welcome Offer

• Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • LG 27-inch Full HD IPS Smart Monitor; or
  • Marshall Emberton II Bluetooth Speaker
• Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • HK$500 Cash Rebate; or

• Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$200 Cash Rebate; or
• Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

• Terms and Conditions apply