20230303-[BKA]-TD-campaign-page-banner-D-PJ23_0157-Mobile_Banner_1220x628_OP(1)

比較各大銀行港元定存利率及優惠

定期存款風險甚低,加上各大銀行為吸納資金,紛紛推出利息不俗的定存計劃,新客戶開戶還可享迎新優惠以及MoneyHero額外獨家優惠!

港元短期定存優惠比較

 

入埸門檻

3個月年利率

 
信銀國際 inMotion
信銀國際 inMotion

HK$10萬新資金

4%

Copy Button Example

24MH01

MoneyHero獨家優惠
即日起至2024年5月8日下午6時,新客戶經本網用專屬優惠碼「24MH01」成功開立信銀國際inMotion動感銀行戶口,並以HK$1萬登記大富翁存款,可享MoneyHero獨家優惠:Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280);Marshall Acton lll 藍牙喇叭 (價值HK$2,499);NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機 (價值 HK$1,390);HK$1,200 Apple Store 禮品卡 / 惠康購物現金券。

 

3個月年利率

入埸門檻

 
Citi Plus 戶口
Citi Plus 戶口
4.7%
HK$5萬或以上
 

 

6個月年利率

12個月年利率

入埸門檻

 
Mox 戶口
Mox 戶口
3.1%
3.1%

不設最低存款要求

MoneyHero獨家優惠  
即日起至2024年5月20日下午6時,新客戶憑邀請碼「MHMOX1200」 開立Mox戶口並申請Mox Credit,無需簽賬可享獨家優惠 任天堂 Nintendo Switch OLED 遊戲主機(價值HK$2,680)/ Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280)/ Marshall Acton III 家用藍牙喇叭(價值HK$2,499)/ NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機(價值HK$1,390) / HK$1,000 Apple Store 禮品卡 或 Trip.com電子禮品卡!

於Mox Credit獲批當日起計60天內,用Mox Credit累積合資格消費滿HK$3,000的合資格消費,Mox就送HK$1,200現金獎賞,總值高達HK$5,480獎賞!

 

3個月年利率

入埸門檻

 
Citigold戶口
Citigold戶口
5%

HK$5萬或以上

MoneyHero獨家優惠  (立即預約會面,會有專人為你服務)
⚡全城最高獎賞! 🔹 存入並維持HK$150萬資金,可享Dyson Supersonic™ HD15 風筒 (價值HK$3,780) / Dyson Digital Slim™ Origin 輕量無線吸塵機 (價值HK$3,480)  /  高達HK$1,800禮券( Apple Store禮品卡/ 利園區禮品卡/ HKTVmall購物禮券 / Klook禮品卡
MoneyHero獨家優惠

2024年5月最新港元定存優惠比較

 

6個月年利率

12個月年利率

入埸門檻

 
信銀國際 inMotion
信銀國際 inMotion

4.05%

3.95%

HK$10萬新資金

Copy Button Example

24MH01

MoneyHero獨家優惠
即日起至2024年5月8日下午6時,新客戶經本網用專屬優惠碼「24MH01」成功開立信銀國際inMotion動感銀行戶口,並以HK$1萬登記大富翁存款,可享MoneyHero獨家優惠:Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280);Marshall Acton lll 藍牙喇叭 (價值HK$2,499);NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機 (價值 HK$1,390);HK$1,200 Apple Store 禮品卡 / 惠康購物現金券。

 

6個月年利率

12個月年利率

入埸門檻

 
Citi Plus 戶口
Citi Plus 戶口
4.5%

4.2%

 

不設最低存款要求
MoneyHero獨家優惠  (無須存款存入指定合資格新資金更享高達HK$1,800現金回贈!)
全城最高獎賞! 🔥超人氣 Marshall Emberton藍牙喇叭 (價值HK$1,499) / Iris Ohyama Ricopa IH 電磁爐 (價值: HK$998) / HK$500 Apple Store禮品卡 / 惠康現金券 / HKTVmall 電子購物禮券

 

6個月年利率

12個月年利率

入埸門檻

 
Mox 戶口
Mox 戶口
3.9%
3.2%

不設最低存款要求

MoneyHero獨家優惠 
即日起至2024年5月20日下午6時,新客戶憑邀請碼「MHMOX1200」 開立Mox戶口並申請Mox Credit,無需簽賬可享獨家優惠 任天堂 Nintendo Switch OLED 遊戲主機(價值HK$2,680)/ Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280)/ Marshall Acton III 家用藍牙喇叭(價值HK$2,499)/ NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機(價值HK$1,390) / HK$1,000 Apple Store 禮品卡 或 Trip.com電子禮品卡!

於Mox Credit獲批當日起計60天內,用Mox Credit累積合資格消費滿HK$3,000的合資格消費,Mox就送HK$1,200現金獎賞,總值高達HK$5,480獎賞!

 

6個月年利率

12個月年利率

入埸門檻

 
Citigold戶口
Citigold戶口
3.47%
3.19%

HK$150萬

MoneyHero獨家優惠  (立即預約會面,會有專人為你服務)
⚡全城最高獎賞! 🔹 存入並維持HK$150萬資金,可享Dyson Supersonic™ HD15 風筒 (價值HK$3,780) / Dyson Digital Slim™ Origin 輕量無線吸塵機 (價值HK$3,480)  /  高達HK$1,800禮券( Apple Store禮品卡/ 利園區禮品卡/ HKTVmall購物禮券 / Klook禮品卡

美元定期存款優惠比較

 

6個月年利率

12個月年利率

入埸門檻

 
信銀國際 inMotion
信銀國際 inMotion

4.85%

4.6%

1萬美元新資金

Copy Button Example

24MH01

MoneyHero獨家優惠
即日起至2024年5月8日下午6時,新客戶經本網用專屬優惠碼「24MH01」成功開立信銀國際inMotion動感銀行戶口,並以HK$1萬登記大富翁存款,可享MoneyHero獨家優惠:Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280);Marshall Acton lll 藍牙喇叭 (價值HK$2,499);NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機 (價值 HK$1,390);HK$1,200 Apple Store 禮品卡 / 惠康購物現金券。

 

6個月年利率

12個月年利率

入埸門檻

 
Citi Plus 戶口
Citi Plus 戶口
4.05%
3.72%
不設最低存款要求
MoneyHero獨家優惠  (無須存款存入指定合資格新資金更享高達HK$1,800現金回贈!)
全城最高獎賞! 🔥超人氣 Marshall Emberton藍牙喇叭 (價值HK$1,499) / Iris Ohyama Ricopa IH 電磁爐 (價值: HK$998) / HK$500 Apple Store禮品卡 / 惠康現金券 / HKTVmall 電子購物禮券

 

6個月年利率

12個月年利率

入埸門檻

 
Citigold戶口
Citigold戶口
3.47%
3.33%

開戶門檻HK$150萬

MoneyHero獨家優惠  (立即預約會面,會有專人為你服務)
⚡全城最高獎賞! 🔹 存入並維持HK$150萬資金,可享Dyson Supersonic™ HD15 風筒 (價值HK$3,780) / Dyson Digital Slim™ Origin 輕量無線吸塵機 (價值HK$3,480)  /  高達HK$1,800禮券( Apple Store禮品卡/ 利園區禮品卡/ HKTVmall購物禮券 / Klook禮品卡

人民幣定期存款優惠比較

 

6個月年利率

12個月年利率

入埸門檻

 
信銀國際 inMotion
信銀國際 inMotion

2.55%

2.55%

1萬人民幣新資金

Copy Button Example

24MH01

MoneyHero獨家優惠
即日起至2024年5月8日下午6時,新客戶經本網用專屬優惠碼「24MH01」成功開立信銀國際inMotion動感銀行戶口,並以HK$1萬登記大富翁存款,可享MoneyHero獨家優惠:Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280);Marshall Acton lll 藍牙喇叭 (價值HK$2,499);NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機 (價值 HK$1,390);HK$1,200 Apple Store 禮品卡 / 惠康購物現金券。

 

6個月年利率

12個月年利率

入埸門檻

 
Citi Plus 戶口
Citi Plus 戶口

1.03%

0.87%

不設最低存款要求

MoneyHero獨家優惠  (無須存款存入指定合資格新資金更享高達HK$1,800現金回贈!)
全城最高獎賞! 🔥超人氣 Marshall Emberton藍牙喇叭 (價值HK$1,499) / Iris Ohyama Ricopa IH 電磁爐 (價值: HK$998) / HK$500 Apple Store禮品卡 / 惠康現金券 / HKTVmall 電子購物禮券

 

6個月年利率

12個月年利率

入埸門檻

 
Citigold戶口
Citigold戶口

1%

0.81%

開戶門檻HK$150萬

MoneyHero獨家優惠  (立即預約會面,會有專人為你服務)
⚡全城最高獎賞! 🔹 存入並維持HK$150萬資金,可享Dyson Supersonic™ HD15 風筒 (價值HK$3,780) / Dyson Digital Slim™ Origin 輕量無線吸塵機 (價值HK$3,480)  /  高達HK$1,800禮券( Apple Store禮品卡/ 利園區禮品卡/ HKTVmall購物禮券 / Klook禮品卡
MoneyHero獨家優惠

精選開戶優惠詳細資料

Citigold戶口

Citigold戶口

最低開戶金額

HK$
1,500,000

開戶獎賞

HK$
41,600

獎勵

新用戶成功申請開立Citigold戶口,可獲享價值高達HK$41,600迎新獎賞!
更多資訊
隱藏信息
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- 高達HK$41,600現金回贈</strong></p> <ul> <li><strong>網上預約或手機開戶獎賞 - HK$500現金回贈</strong><br />新客戶成功經網上預約成功開立 Citigold戶口或經手機成功開立Citigold 戶口,並完成以下要求,即享以下開戶獎賞﹕ <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 50%;\"><strong>獎賞要求</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>開戶獎賞</strong></td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\"> <ul> <li>經網上預約成功開立 Citigold戶口或經手機成功開立Citigold 戶口,並符合新資金獎賞要求</li> </ul> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500現金回贈</td> </tr> </tbody> </table> </li> <li><strong>新資金獎賞 - 高達HK$18,500現金回贈</strong><br />新客戶於開戶後首2個月內存入指定新資金,並維持資金至指定日期,可享以下獎賞﹕ <table style=\"width: 100%; height: 268px;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>開戶存入金額</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>新資金獎賞</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed;\">&ge; HK$5,000,000 <br /></td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$18,500現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px;\">&ge; HK$2,500,000 <br /></td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 18px;\">HK$10,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&ge; HK$1,500,000 <br /></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$6,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\"></td> </tr> </tbody> </table><li><strong>產品結存獎賞 - 高達HK$20,000現金回贈</strong><br />新客戶於開戶後首2個月內持有基金,債券,結構性產品,人壽保險計劃及按揭貸款可享以下獎賞﹕<table style=\"width: 100%; height: 268px;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>指定產品結存</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed;\">&ge; HK$5,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\"> HK$20,000現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px;\">&ge; HK$2,500,000 </td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 18px;\">HK$12,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&ge; HK$1,500,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$6,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&ge;HK$650,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$2,600現金回贈</td> </tr></tbody> </table> <ul> <li>指定產品包括按揭證券、指定投資產品及保險計劃</li> </ul> </li> </ul><p><li><strong> 出糧戶口獎賞 - 高達HK$800現金回贈</strong><br />全新Citigold客戶每月存入指定薪金,即可獲享以下現金回贈﹕</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>月薪</strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">&ge; HK$80,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$800現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$50,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$500現金回贈</td> </tr><tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$30,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$300現金回贈</td> </tr> </tbody> </table></p><p><li><strong>週年獎賞 - 高達HK$1,800現金回贈</strong><br />在開立戶口後連續十二個月內維持指定的每日平均每日總結餘可享以下現金回贈﹕</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>每日平均結餘 </strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">&ge; HK$2,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$1,800現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$1,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$800現金回贈</td> </tr> </tbody> </table></p>","<strong>基金0%認購費迎新獎賞</strong> <ul> <li>即日起至2024年3月31日,由2023年7月1日起之新開戶客戶於香港分行買入基金可享0%認購費</ul>","<strong>按揭禮遇 - 額外HK$15,000現金回贈</strong> <ul> <li>成功申請Citibank按揭計劃,並晉身Citigold,可享額外HK$15,000現金回贈</li> <li>Citibank按揭產品分別有按揭存款組合及高成數按揭保險計劃,可因應財務需要選擇合適計劃</li> </ul>","<strong>戶口包括綜合貨幣儲蓄戶口、股票買賣及基金投資服務、按揭、信用卡戶口及保險服務</strong>","<p><strong>定期存款優惠</strong></p> <ul> <li>現透過網上理財或Citi Mobile App開立港幣定期存款戶口,Citigold客戶可享高達5.0%優惠定存年利率;Citigold環球私人銀行服務客戶更可享高達5.2%優惠定存年利率</li> <li>美元定期存款高達6.00%年利率</li></ul>","<strong>投資禮遇</strong> <ul> <li>新客戶開戶首三個月透過Citi Mobile&reg; App 成功買賣外幣可享0%差價</li> <li>首3個月內無上限買入港股及美股免佣;第4個月起,每月進行至少1次港股買賣交易,於第4個月起繼續享買入港股免佣優惠(每月佣金豁免上限為HK$888)</li> <li>美股豁免最低佣金收費</li> <li>成功存入香港/美國/上海/深圳A股,可享高達HK$10,000現金獎賞</br><p><strong>證券買賣獎賞 - 高達HK$10,000現金回贈</strong><br />新客戶成功開立全新Citibank戶口並達到指定證券買賣金額,可享以下獎賞﹕</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>證券金額</strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">&ge; HK$5,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$10,000現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$3,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$3,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 357px;\">&ge; HK$1,000,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 313px;\">HK$1,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 357px;\">&ge; HK$500,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 313px;\">HK$500現金回贈</td> </tr> </tbody> </table></li> <li>現金回贈金額將根據客戶於推廣期內的證券存入總金額減證券轉出總金額(「總證券淨金額」)釐定。總證券淨金額以該成功存入月份的最後一個交易日之證券收市價格及股數作計算。 </ul>","<strong>好友推薦計劃</strong> <ul> 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- 高達HK$41,600現金回贈</strong></p> <ul> <li><strong>網上預約或手機開戶獎賞 - HK$500現金回贈</strong><br />新客戶成功經網上預約成功開立 Citigold戶口或經手機成功開立Citigold 戶口,並完成以下要求,即享以下開戶獎賞﹕ <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 50%;\"><strong>獎賞要求</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>開戶獎賞</strong></td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed;\"> <ul> <li>經網上預約成功開立 Citigold戶口或經手機成功開立Citigold 戶口,並符合新資金獎賞要求</li> </ul> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500現金回贈</td> </tr> </tbody> </table> </li> <li><strong>新資金獎賞 - 高達HK$18,500現金回贈</strong><br />新客戶於開戶後首2個月內存入指定新資金,並維持資金至指定日期,可享以下獎賞﹕ <table style=\"width: 100%; height: 268px;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>開戶存入金額</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>新資金獎賞</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed;\">&ge; HK$5,000,000 <br /></td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$18,500現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px;\">&ge; HK$2,500,000 <br /></td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 18px;\">HK$10,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&ge; HK$1,500,000 <br /></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$6,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\"></td> </tr> </tbody> </table><li><strong>產品結存獎賞 - 高達HK$20,000現金回贈</strong><br />新客戶於開戶後首2個月內持有基金,債券,結構性產品,人壽保險計劃及按揭貸款可享以下獎賞﹕<table style=\"width: 100%; height: 268px;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; text-align: center;\"><strong>指定產品結存</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed;\">&ge; HK$5,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\"> HK$20,000現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px;\">&ge; HK$2,500,000 </td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 18px;\">HK$12,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&ge; HK$1,500,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$6,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">&ge;HK$650,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$2,600現金回贈</td> </tr></tbody> </table> <ul> <li>指定產品包括按揭證券、指定投資產品及保險計劃</li> </ul> </li> </ul><p><li><strong> 出糧戶口獎賞 - 高達HK$800現金回贈</strong><br />全新Citigold客戶每月存入指定薪金,即可獲享以下現金回贈﹕</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>月薪</strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">&ge; HK$80,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$800現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$50,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$500現金回贈</td> </tr><tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$30,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$300現金回贈</td> </tr> </tbody> </table></p><p><li><strong>週年獎賞 - 高達HK$1,800現金回贈</strong><br />在開立戶口後連續十二個月內維持指定的每日平均每日總結餘可享以下現金回贈﹕</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>每日平均結餘 </strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">&ge; HK$2,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$1,800現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$1,500,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$800現金回贈</td> </tr> </tbody> </table></p>","<strong>基金0%認購費迎新獎賞</strong> <ul> <li>即日起至2024年3月31日,由2023年7月1日起之新開戶客戶於香港分行買入基金可享0%認購費</ul>","<strong>按揭禮遇 - 額外HK$15,000現金回贈</strong> <ul> <li>成功申請Citibank按揭計劃,並晉身Citigold,可享額外HK$15,000現金回贈</li> <li>Citibank按揭產品分別有按揭存款組合及高成數按揭保險計劃,可因應財務需要選擇合適計劃</li> </ul>","<strong>戶口包括綜合貨幣儲蓄戶口、股票買賣及基金投資服務、按揭、信用卡戶口及保險服務</strong>","<p><strong>定期存款優惠</strong></p> <ul> <li>現透過網上理財或Citi Mobile App開立港幣定期存款戶口,Citigold客戶可享高達5.0%優惠定存年利率;Citigold環球私人銀行服務客戶更可享高達5.2%優惠定存年利率</li> <li>美元定期存款高達6.00%年利率</li></ul>","<strong>投資禮遇</strong> <ul> <li>新客戶開戶首三個月透過Citi Mobile&reg; App 成功買賣外幣可享0%差價</li> <li>首3個月內無上限買入港股及美股免佣;第4個月起,每月進行至少1次港股買賣交易,於第4個月起繼續享買入港股免佣優惠(每月佣金豁免上限為HK$888)</li> <li>美股豁免最低佣金收費</li> <li>成功存入香港/美國/上海/深圳A股,可享高達HK$10,000現金獎賞</br><p><strong>證券買賣獎賞 - 高達HK$10,000現金回贈</strong><br />新客戶成功開立全新Citibank戶口並達到指定證券買賣金額,可享以下獎賞﹕</li> </ul> <table> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 357px; text-align: center;\"><strong>證券金額</strong></td> <td style=\"text-align: center; height: 50px; width: 313px;\"><strong>現金回贈</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 357px;\">&ge; HK$5,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; ; width: 313px;\">HK$10,000現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #ededed; height: 18px; width: 357px;\">&ge; HK$3,000,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; height: 50px; width: 313px;\">HK$3,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 357px;\">&ge; HK$1,000,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 313px;\">HK$1,000現金回贈</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 357px;\">&ge; HK$500,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 313px;\">HK$500現金回贈</td> </tr> </tbody> </table></li> <li>現金回贈金額將根據客戶於推廣期內的證券存入總金額減證券轉出總金額(「總證券淨金額」)釐定。總證券淨金額以該成功存入月份的最後一個交易日之證券收市價格及股數作計算。 </ul>","<strong>好友推薦計劃</strong> <ul> <li>成功推薦第1位親友開立Citigold Private Client戶 口 ,每位可享HK$8,888</li><ul><li>成功推薦第2位親友或以上,每位可享HK$10,888</li></ul> <li>成功推薦親友開立Citigold戶口,每位可享HK$2,088 </li><ul><li>成功推薦親友同時開立Citigold及Citi NextGen戶口 股,每位可享HK$2,888","<strong>Citibank Global Wallet,全港首推,隨時隨地兌換外幣</strong><br />憑Citibank萬事達卡<sup>&reg;</sup>扣賬卡 或 Citibank Cirrus<sup>&reg;</sup>提款卡啟動Citbank Global Wallet,可享以下禮遇﹕ <ul> <li>Citi海外自動櫃員機提款 $0 Citi 手續費;</li> <li>海外或網上消費,無額外手續費</li> </ul>","<strong>客戶服務</strong><ul><li>24小時電話理財專線</li><li>Citi Live Chat﹕文字、語音及視像對話</li></ul>"],"cons":["<p>受條款及細則約束;一切以花旗銀行網站資料作準</p> <ul> <li>手機開戶及新資金獎賞推廣期為即日起至2023年10月31日</li> </ul>","全新客戶指於過去 12 個月内未曾在花旗銀行開立個人或聯名銀行服務及證券戶口之客戶","MoneyHero獨家優惠及迎新獎賞只適用於於過去12個月內為非花旗銀行戶口客戶或於12個月內不曾取消花旗銀行銀行服務之客戶(「新客戶」)","<strong>重要費用</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"width: 40%;\"><strong>項目</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>收費</strong></p> </td> </tr> <tr style=\"height: 51px;\"> <td style=\"height: 51px; border-top: 1px solid #ededed; text-align: left;\">服務月費</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$300<br />(如每日平均總結餘達HK$1,500,000,可獲豁免)</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">郵寄結單費</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">每月HK$10</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">客戶開戶未足6個月取消戶口</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">提款卡年費</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">免費</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"最低開戶金額"},"value":"1500000","description":{"shortDescription":"HK$1,500,000","longDescription":null,"tooltip":null}}],"enableCountdown":false,"enableFlipBanner":false,"documents":null,"disclaimer":null,"applicationProcess":[],"fees":[],"productPrivileges":null,"interestRateTiers":null,"imageOrientation":null}, hs_created_at=1672893167943, hs_is_edited=false, hs_deleted_at=0, productname=Citigold戶口, hs_name=, hs_updated_by_user_id=60412388}, id=59168070090, table_id=4701663, table_name=product_moneyhero})

Citi Plus 戶口

Citi Plus 戶口

最低開戶金額

HK$
0

活期利率

1.5
%
完成指定要求

開戶獎賞

HK$
3,299

獎勵

【全城最高獎賞!12月8號截止】經MoneyHero成功開戶,無須存款獨家享Marshall Emberton 藍牙喇叭 (價值HK$1,499) / Iris Ohyama Ricopa IH 電磁爐 (價值: HK$998) / HK$500 Apple Store禮品卡 或 惠康現金券 或 HKTVmall 電子購物禮券;存入指定合資格新資金更享高達HK$1,800現金回贈,連同獨家優惠可獲高達HK$3,299獎賞!

🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情

【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情

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target=\"_blank\">詳情</a></p><p></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a 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Plus 戶口","title":"HK.BA.CITI0001.CITIPLUS","features":{"title":"Features","pros":["<p><strong>MoneyHero獨家優惠</strong></p> <ul> \t<li>2023年11月30日下午6時至2023年12月8日下午6時期間,全新Citi銀行戶口客戶經MoneyHero成功開立Citi Plus銀行戶口,可享Marshall Emberton 藍牙喇叭 (價值HK$1,499) / Iris Ohyama Ricopa IH 電磁爐 (價值: HK$998) / HK$500 Apple Store禮品卡 或 惠康現金券 或 HKTVmall 電子購物禮券</li> \t<li>需於2024年1月31日或之前獲批核所申請的指定戶口,以銀行系統紀錄為準</li> \t<li>受<a href=\"https://moneyhero.link/citi-plus-ba-tnc-listing\" target=\"_blank\">條款及細則</a>約束</li> \t<li><strong>如何領取MoneyHero獨家優惠?</strong> \t<ul> \t\t<li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> \t\t<li><strong>請於7日內</strong>填妥及遞交較早前經電郵發出之「獎賞換領表格」,以供MoneyHero與花旗銀行核對獎賞資格</li> \t</ul> \t</li> \t<li><strong>申請小貼士:</strong> \t<ul> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t</ul> \t</li> </ul>","<p><strong>迎新獎賞 </strong></p> <ul> \t<li><strong>獎賞1 - 開戶享高達HK$1,800現金回贈</strong> \t<ul> \t\t<li>合資格客戶存入HK$500,000或以上新資金可享HK$1,800現金回贈</li> \t\t<li>合資格客戶存入HK$200,000新資金可享HK$700現金回贈</li> <li>合資格客戶存入HK$100,000新資金可享HK$300現金回贈</li><li>合資格客戶存入HK$50,000新資金可享HK$100現金回贈</li><li>詳情請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt8e5d5f65c7d3aa1b/6540ad34a036750407c825ab/T_C_NTB_2023_Nov_NNM_FXTD_bundle_offer_final.pdf\">條款及細則</a>\t</ul> \t</li> \t<li><strong>獎賞2 - 高達5.5%美元定存特優年利率</strong> \t<ul> \t\t<li>新客戶存入50,000元 (港幣或等值)或以上新資金, 並完成合資格外幣交易,可享高達5.5%美元定存年利率</li> \t</ul> \t</li> \t<li><strong>獎賞3 - 消費獎賞Playlist賺高達HK$500回贈</strong> \t<ul> \t\t<li>以Citi Plus Mastercard扣賬卡及信用卡消費,於指定合作商戶消費,享高達12%回贈</li> \t</ul> \t</li> \t<li><strong>獎賞4 - 網上開立股票戶口享HK$500現金獎賞</strong> \t<ul> \t\t<li>首3個月買入港股、美股HK$0佣金</li> \t\t<li>成功存入香港、美國、上海或深圳A股,可享高達HK$10,000現金獎賞</li> \t</ul> \t</li> \t<li>優惠受條款及細則約束</li> </ul>","<p><strong>Citi利息Booster - 消費賺分,同時賺息;每月完成指定任務,最高享1.5%活期年利率</strong></p> <ul> <li>Citi利息Booster為可賺取利息的港元支票戶口</li> <li> 成功開戶即享1.17%年利率;完成所有日常指定任務,可提升年利率,有機會享有高達1.5%活期年利率 </li> <li>今個月完成一項任務後,下個月之結餘將享該項任務所獲得之額外利率</li> <li>日常指定任務包括﹕</li> </ul> <table style=\"width: 100%; height: 108px;\"> <tbody> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; text-align: center;\"><strong>任務</strong></td> <td style=\"width: 45.3333%; height: 18px; text-align: center;\"><strong>任務條件</strong></td> <td style=\"width: 33.3333%; height: 18px; text-align: center;\"><strong>每月可得之額外活期年利率</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; border-top: 1px solid #ededed; height: 18px;\"><strong>入錢</strong></td> <td style=\"width: 45.3333%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>用Citi利息Booster 做出糧戶口,每個月出糧HK$10,000或以上;或</li> <li>預設轉賬指示每月轉賬至Citi利息Booster戶口;或</li> <li>經轉數快過數或經Citi櫃員機入錢至Citi利息Booster戶口</li> </ul> </td> <td style=\"width: 33.3333%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>儲錢</strong></td> <td style=\"width: 45.3333%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>每月存款及投資結餘達HK$100,000</li> </ul> </td> <td style=\"width: 33.3333%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"> <p><strong>投資或兌換外幣</strong></p> </td> <td style=\"width: 45.3333%; height: 18px; border-top: 1px solid #ededed;\"> <ul> <li>經App完成3次HK$1,000或以上之投資交易,包括﹕ <ul> <li>兌換外幣、進行「靈活財庫」產品、基金及香港同滬深股票買賣</li> </ul> </li> </ul> </td> <td style=\"width: 33.3333%; height: 18px; border-top: 1px solid #ededed; text-align: center;\"><strong>0.6%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 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\t\t<li>(ii)為花旗銀行所發行之現有Citi信用卡之基本卡持卡人;或(iii)於推廣期內遞交Citi信用卡基本卡之申請並於2024年2月29日或之前獲批核之客戶。受薦人則須在推廣期內申請開立Citi Plus銀行戶口及/或指定Citi信用卡,包括Citi Rewards萬事達信用卡、Citi 八達通白金信用卡、或Citi Plus信用卡(「指定信用卡」)。</li> \t</ul> \t</li> \t<li>於推廣期內,推薦人及其受薦人可分別於推薦人成功推薦後獲得以下推薦獎賞 \t<ul> \t\t<li>成功推薦受薦人開立Citi Plus銀行戶口,每成功推薦一位受薦人及每位受薦人均賞HK$250現金回贈</li> \t\t<li>成功推薦受薦人開立Citi Plus銀行戶口及Citi Rewards萬事達信用卡、Citi 八達通白金信用卡、或Citi Plus信用卡,每成功推薦一位受薦人及每位受薦人均賞HK$500現金回贈</li> \t</ul> \t</li> \t<li>優惠受條款及細則約束</li> </ul>","<strong>經網上匯款到外國免收手續費</strong><ul><li>透過Citibank網上理財進行電匯,選擇由匯方(即本人賬戶)承擔所有手續費,不涉及中間行情況下可豁免HK$200手續費,令資金調動或轉賬至外國更方便</li></ul>","<strong>經網上申請開戶不設最低結餘要求</strong>"],"cons":["<p><strong>MoneyHero獨家優惠及迎新獎賞只適用於於過去12個月內為非花旗銀行戶口客戶或於12個月內不曾取消花旗銀行銀行服務之客戶;並不適用於從Citibanking或Citi Priority轉換成Citi Plus之客戶</strong></p> <ul> </ul>","<p><strong>HK$300,000以上之存款只可享現行存款年利率</strong></p> <ul> <li>有關現行存款年利率,查詢花旗銀行網頁</li> </ul>","<strong>只接受未有花旗銀行戶口之客戶登記</strong><ul> <li>客戶須未持有儲蓄、支票、投資或者「月月增息」支票儲蓄戶口之銀行戶口</li><li>合資格之現有客戶將會陸續收到邀請轉用Citi 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data={"__typename":"BankAccount","id":"blte1113e2e96a10348_16_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png","description":null,"dimension":null},"featured":true,"promotional":{"bannerText":"<strong>【全城最高獎賞!12月8號截止】</strong>經MoneyHero成功開戶,無須存款獨家享<span><strong>Marshall Emberton 藍牙喇叭 (價值HK$1,499)</strong></span><span><strong> / </strong></span><strong>Iris Ohyama Ricopa IH 電磁爐 (價值: HK$998) / HK$500 Apple Store禮品卡 或 惠康現金券 或 HKTVmall 電子購物禮券</strong>;存入指定合資格新資金更享<strong>高達HK$1,800現金回贈</strong>,連同獨家優惠可獲<strong>高達HK$3,299獎賞!</strong></p><p></p><p><strong>🏆【全城最高優惠保證】</strong>保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇<a href=\"https://www.moneyhero.com.hk/zh/campaign/best-price?utm_source=BKA_RPlisting&utm_medium=referral&utm_campaign=BestPrice\" target=\"_blank\">詳情</a></p><p></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href=\"https://bit.ly/3q5zACM\">即睇詳情</a>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt44114120dc9633b0/655589eec787a4f4f82abd35/20231120_[BKA]_Citiplus_upgraded_offer_-_Marshall_(Nov_2023)_D-PJ23_0795_Campaign-V01_Static_Banner_TC_(1600_x_400)_1.jpg","description":null,"dimension":null},"countdown":{"text":"最後機會","displayProductPage":true,"date":{"startDate":null,"endDate":"2023-02-28T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_MONTHLY_INCOME","display":"最低開戶金額"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"HK$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_RATE","display":"活期利率"},"sortValue":-1500,"displayValue":"1.5","tooltip":null,"description":"完成指定要求","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_REWARD","display":"開戶獎賞"},"sortValue":-3299000,"displayValue":"3,299","tooltip":null,"description":"","prefix":"HK$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY2l0aS1wbHVzLWJhLXpoLXJw.DFIIUNfa-6F9_3d_EnJUVONGnHCp51Wec7aq5Aoq_nbQfq0gAjxYMF-0u1d7dDF1Rm9IZPmIU7CxbPqIvYOdDg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":""},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"citibank","providerName":"花旗銀行"},"description":{"shortDescription":["1個月外幣定存享3.5%特惠年利率","指定合作商戶消費享高達12%回贈"]},"productName":"Citi Plus 戶口","title":"HK.BA.CITI0001.CITIPLUS","features":{"title":"Features","pros":["<p><strong>MoneyHero獨家優惠</strong></p> <ul> \t<li>2023年11月30日下午6時至2023年12月8日下午6時期間,全新Citi銀行戶口客戶經MoneyHero成功開立Citi Plus銀行戶口,可享Marshall Emberton 藍牙喇叭 (價值HK$1,499) / Iris Ohyama Ricopa IH 電磁爐 (價值: HK$998) / HK$500 Apple Store禮品卡 或 惠康現金券 或 HKTVmall 電子購物禮券</li> \t<li>需於2024年1月31日或之前獲批核所申請的指定戶口,以銀行系統紀錄為準</li> \t<li>受<a href=\"https://moneyhero.link/citi-plus-ba-tnc-listing\" target=\"_blank\">條款及細則</a>約束</li> \t<li><strong>如何領取MoneyHero獨家優惠?</strong> \t<ul> \t\t<li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> \t\t<li><strong>請於7日內</strong>填妥及遞交較早前經電郵發出之「獎賞換領表格」,以供MoneyHero與花旗銀行核對獎賞資格</li> \t</ul> \t</li> \t<li><strong>申請小貼士:</strong> \t<ul> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t</ul> \t</li> </ul>","<p><strong>迎新獎賞 </strong></p> <ul> \t<li><strong>獎賞1 - 開戶享高達HK$1,800現金回贈</strong> \t<ul> \t\t<li>合資格客戶存入HK$500,000或以上新資金可享HK$1,800現金回贈</li> \t\t<li>合資格客戶存入HK$200,000新資金可享HK$700現金回贈</li> <li>合資格客戶存入HK$100,000新資金可享HK$300現金回贈</li><li>合資格客戶存入HK$50,000新資金可享HK$100現金回贈</li><li>詳情請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt8e5d5f65c7d3aa1b/6540ad34a036750407c825ab/T_C_NTB_2023_Nov_NNM_FXTD_bundle_offer_final.pdf\">條款及細則</a>\t</ul> \t</li> \t<li><strong>獎賞2 - 高達5.5%美元定存特優年利率</strong> \t<ul> \t\t<li>新客戶存入50,000元 (港幣或等值)或以上新資金, 並完成合資格外幣交易,可享高達5.5%美元定存年利率</li> \t</ul> \t</li> \t<li><strong>獎賞3 - 消費獎賞Playlist賺高達HK$500回贈</strong> \t<ul> \t\t<li>以Citi Plus Mastercard扣賬卡及信用卡消費,於指定合作商戶消費,享高達12%回贈</li> \t</ul> \t</li> \t<li><strong>獎賞4 - 網上開立股票戶口享HK$500現金獎賞</strong> \t<ul> \t\t<li>首3個月買入港股、美股HK$0佣金</li> \t\t<li>成功存入香港、美國、上海或深圳A股,可享高達HK$10,000現金獎賞</li> \t</ul> \t</li> \t<li>優惠受條款及細則約束</li> </ul>","<p><strong>Citi利息Booster - 消費賺分,同時賺息;每月完成指定任務,最高享1.5%活期年利率</strong></p> <ul> <li>Citi利息Booster為可賺取利息的港元支票戶口</li> <li> 成功開戶即享1.17%年利率;完成所有日常指定任務,可提升年利率,有機會享有高達1.5%活期年利率 </li> <li>今個月完成一項任務後,下個月之結餘將享該項任務所獲得之額外利率</li> <li>日常指定任務包括﹕</li> </ul> <table style=\"width: 100%; height: 108px;\"> <tbody> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; text-align: center;\"><strong>任務</strong></td> <td style=\"width: 45.3333%; height: 18px; text-align: center;\"><strong>任務條件</strong></td> <td style=\"width: 33.3333%; height: 18px; text-align: center;\"><strong>每月可得之額外活期年利率</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; border-top: 1px solid #ededed; height: 18px;\"><strong>入錢</strong></td> <td style=\"width: 45.3333%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>用Citi利息Booster 做出糧戶口,每個月出糧HK$10,000或以上;或</li> <li>預設轉賬指示每月轉賬至Citi利息Booster戶口;或</li> <li>經轉數快過數或經Citi櫃員機入錢至Citi利息Booster戶口</li> </ul> </td> <td style=\"width: 33.3333%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>儲錢</strong></td> <td style=\"width: 45.3333%; border-top: 1px solid #ededed; height: 18px;\"> <ul> <li>每月存款及投資結餘達HK$100,000</li> </ul> </td> <td style=\"width: 33.3333%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"> <p><strong>投資或兌換外幣</strong></p> </td> <td style=\"width: 45.3333%; height: 18px; border-top: 1px solid #ededed;\"> <ul> <li>經App完成3次HK$1,000或以上之投資交易,包括﹕ <ul> <li>兌換外幣、進行「靈活財庫」產品、基金及香港同滬深股票買賣</li> </ul> </li> </ul> </td> <td style=\"width: 33.3333%; height: 18px; border-top: 1px solid #ededed; text-align: center;\"><strong>0.6%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\"><strong>碌卡買嘢</strong></td> <td style=\"width: 45.3333%; height: 18px; border-top: 1px solid #ededed;\"> <ul> <li>憑Citi Plus Mastercard 扣賬卡或信用卡簽賬滿HK$4,000,再經Citi Mobile App繳交信用卡費用</li> </ul> </td> <td style=\"width: 33.3333%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>0.3%</strong></td> </tr> <tr style=\"height: 18px;\"> <td style=\"width: 21.3333%; height: 18px; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"width: 45.3333%; height: 18px; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"width: 33.3333%; height: 18px; text-align: center; border-top: 1px solid #ededed;\"><strong>額外1.5%活期年利率</strong></td> </tr> </tbody> </table>","<strong>Citi Plus戶口理財攻略 - 適合理財新手</strong> <ul> <li>「您」財教室:由投資達人設計教材,由淺入深出教授理財知識</li> <li>「您」財101:度身訂造理財教學,利用大數提個人化投資小貼士</li> <li>「您」想目標:設立理財目標,一步一步伴你實現</li> </ul>","<p><strong>投資理財&nbsp;</strong></p> <p><strong>低至HK$1 / US$1開始投資基金</strong></p> <ul> <li>透過「靈活財庫」,即可以開始投資</li> <li>低至HK$1 / US$1投資貨幣基金, 可24小時買入賣出,交易費及月費全免</li> <li>低至HK$100買入專家推薦之基金組合</li> <li>可經App買賣香港及滬深股票(可透過網頁版買賣美股)</li> <li>開立股票戶口,可享HK$500現金回贈 <ul> <li>開立港股戶口首3個月內透過流動理財股票服務進行最少一次港股買賣交易</li> </ul> </li> <li>成功存入香港 / 美國 / 上海 / 深圳A股可享高達HK$10,000現金獎賞</li> </ul> <p><strong>股票戶口 - 低至HK$8/US$1經紀佣金</strong></p> <ul> <li><span lang=\"ZH-CN\">買賣港股經紀佣金每單一律HK$8</span></li> <li><span lang=\"ZH-CN\">買賣美股經紀佣金每單交易只需US$1</span></li> </ul>","<strong>Citi Plus Mastercard&reg;扣賬卡 - 高達1%現金回贈</strong> <ul> <li>憑Citi Plus Mastercard&reg;扣賬卡於自動櫃員機提款,或憑卡於接受Mastercard&reg;付款的商戶簽賬消費,首6個月之簽賬可享高達1%現金回贈,其後為0.5%</li> <li>啟動Citibank Global Wallet後,預先經App兌換外幣,即可憑Citi Plus Mastercard扣賬卡於海外提款或消費,海外網購網站亦可使用,無須支付外幣交易手續費</li> </ul>","<p><strong>客戶推薦計劃獎賞條款及細則:</strong></p> <ul> \t<li>於受薦人(新客戶)申請開立戶口時,推薦人(「推薦人」)必須為 \t<ul> \t\t<li>(i)現有花旗銀行(香港)有限公司(「花旗銀行」)之私人客戶業務 / Citigold / Citi&nbsp;Priority / Citi Plus / Citibanking ;或</li> \t\t<li>(ii)為花旗銀行所發行之現有Citi信用卡之基本卡持卡人;或(iii)於推廣期內遞交Citi信用卡基本卡之申請並於2024年2月29日或之前獲批核之客戶。受薦人則須在推廣期內申請開立Citi Plus銀行戶口及/或指定Citi信用卡,包括Citi Rewards萬事達信用卡、Citi 八達通白金信用卡、或Citi Plus信用卡(「指定信用卡」)。</li> \t</ul> \t</li> \t<li>於推廣期內,推薦人及其受薦人可分別於推薦人成功推薦後獲得以下推薦獎賞 \t<ul> \t\t<li>成功推薦受薦人開立Citi Plus銀行戶口,每成功推薦一位受薦人及每位受薦人均賞HK$250現金回贈</li> \t\t<li>成功推薦受薦人開立Citi Plus銀行戶口及Citi Rewards萬事達信用卡、Citi 八達通白金信用卡、或Citi Plus信用卡,每成功推薦一位受薦人及每位受薦人均賞HK$500現金回贈</li> \t</ul> \t</li> \t<li>優惠受條款及細則約束</li> </ul>","<strong>經網上匯款到外國免收手續費</strong><ul><li>透過Citibank網上理財進行電匯,選擇由匯方(即本人賬戶)承擔所有手續費,不涉及中間行情況下可豁免HK$200手續費,令資金調動或轉賬至外國更方便</li></ul>","<strong>經網上申請開戶不設最低結餘要求</strong>"],"cons":["<p><strong>MoneyHero獨家優惠及迎新獎賞只適用於於過去12個月內為非花旗銀行戶口客戶或於12個月內不曾取消花旗銀行銀行服務之客戶;並不適用於從Citibanking或Citi Priority轉換成Citi Plus之客戶</strong></p> <ul> </ul>","<p><strong>HK$300,000以上之存款只可享現行存款年利率</strong></p> <ul> <li>有關現行存款年利率,查詢花旗銀行網頁</li> </ul>","<strong>只接受未有花旗銀行戶口之客戶登記</strong><ul> <li>客戶須未持有儲蓄、支票、投資或者「月月增息」支票儲蓄戶口之銀行戶口</li><li>合資格之現有客戶將會陸續收到邀請轉用Citi Plus戶口</li> </ul>","<strong>開戶要求</strong> <ul> <li>必須年滿18歲或以上,並持有香港永久居民身份證</li> <li>必須於香港居住</li> <li>擁有香港永久住址</li> </ul>","<strong>重要費用</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>項目</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>收費</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">服務月費</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">豁免</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">客戶開戶未足6個月取消戶口</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">HK$500</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed;\">提款卡年費</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed;\">豁免</td> </tr> </tbody> </table>"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"最低開戶金額"},"value":"0","description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"enableCountdown":false,"enableFlipBanner":false,"documents":null,"disclaimer":null,"applicationProcess":[{"type":null,"data":""}],"fees":[],"productPrivileges":null,"interestRateTiers":null,"imageOrientation":null}, hs_created_at=1672893167929, hs_is_edited=false, hs_deleted_at=0, productname=Citi Plus 戶口, hs_name=, hs_updated_by_user_id=60412388}, id=59168070089, table_id=4701663, table_name=product_moneyhero})
精選產品
獨家優惠
Mox 戶口

Mox 戶口

最低開戶金額
HK$ 0
活期利率
高達 3  %
開戶獎賞
HK$ 5,380

7 項可參與優惠

獎賞升級(需使用邀請碼「MOXMH」)
Dyson Supersonic HD15(價值HK$3,780;顏色隨機)(需以Mox Credit以換購價HK$1,300換領)
Dyson Supersonic HD15(價值HK$3,780;顏色隨機)(需以Mox Credit以換購價HK$1,300換領)

有效至

2024年 07月 31日

MoneyHero限時獨家優惠(需使用邀請碼「MOXMH」)
大灣區航空香港至台北往返機票兩張(包括20kg行李,不連稅)
大灣區航空香港至台北往返機票兩張(包括20kg行李,不連稅)

+ 6 項其他獎賞

有效至

2024年 07月 31日

繳費優惠
HK$100 現金獎賞
HK$100 現金獎賞

有效至

2024年 07月 31日

存款限時優惠
HK$1,000現金獎賞
HK$1,000現金獎賞

有效至

2024年 07月 31日

0% 海外商戶簽賬手續費
0% 海外商戶簽賬手續費
0% 海外商戶簽賬手續費

有效至

2024年 08月 31日

額外里數
25,000 里數
高達 25,000 里數

有效至

2024年 07月 31日

Mox Bank X Trip.com 優惠
高達9%酒店折扣+高達HK$100機票折扣
高達9%酒店折扣+高達HK$100機票折扣

有效至

2024年 12月 31日

精選產品
獨家優惠
信銀國際 inMotion

信銀國際 inMotion

最低開戶金額
HK$ 0
活期利率
7.28  %
info
開戶獎賞
HK$ 4,080
info

4 項可參與優惠