Sim 信用卡比較：最新 Sim 信用卡優惠及回贈

sim World Mastercard® Welcome Offer
1. Welcome gift - Up to HK$700 Cash Rebate OR HK$700 Apple Store Gift Card OR HK$700 HKTVmall e-coupon OR HK$700 Matsukiyo Cash Voucher OR LOJEL Alto 30” Large Luggage (color random) (Reference Value: HKD 2,100)
2. Please refer to Terms and Conditions for more details.

sim Credit Card CashBack Promotion

1.Upon accumulating a spending of HK$1,000 on Non-Online Eligible Retail Transactions within a calendar month, sim Credit Card and sim World Mastercard® cardholders can enjoy CashBack offer: Up to 8% cashback for Online Spending and 3% cashback for Selected Local Merchants

2.Exclusive Offer for sim Credit Card Cardholders: Up to 8% cashback for Local Transportation

3.Total Monthly CashBack Cap for each Eligible Card is HK$200

4.Please refer to Terms and Conditions for more details.

Complete Identity Verification to get HKD 50 CashBack
Complete the identity verification in sim Credit Card app within 3 hours after submitting your web application and you will receive an additional HKD 50 cash reward. Terms and conditions apply.

sim Credit Card CashBack Promotion

• Upon accumulating a spending of HKD1,000 on Non-Online Local Eligible Retail Transactions within a calendar month, Eligible Cardholders can enjoy CashBack on designated type of Eligible Retails Transactions with total Monthly CashBack Cap of HK$200.
• Please refer to Terms and Conditions for more details

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.

sim World Mastercard® Welcome Offer
1. Welcome gift - Up to HK$700 Cash Rebate OR HK$700 Apple Store Gift Card OR HK$700 HKTVmall e-coupon OR HK$700 Matsukiyo Cash Voucher OR LOJEL Alto 30” Large Luggage (color random) (Reference Value: HKD 2,100)
2. Please refer to Terms and Conditions for more details.

sim Credit Card CashBack Promotion

1.Upon accumulating a spending of HK$1,000 on Non-Online Eligible Retail Transactions within a calendar month, sim Credit Card and sim World Mastercard® cardholders can enjoy CashBack offer: Up to 8% cashback for Online Spending and 3% cashback for Selected Local Merchants

2.Exclusive Offer for sim Credit Card Cardholders: Up to 8% cashback for Local Transportation

3.Total Monthly CashBack Cap for each Eligible Card is HK$200

4.Please refer to Terms and Conditions for more details.

Complete Identity Verification to get HKD 50 CashBack
Complete the identity verification in sim Credit Card app within 3 hours after submitting your web application and you will receive an additional HKD 50 cash reward. Terms and conditions apply.

sim Credit Card CashBack Promotion

• Upon accumulating a spending of HKD1,000 on Non-Online Local Eligible Retail Transactions within a calendar month, Eligible Cardholders can enjoy CashBack on designated type of Eligible Retails Transactions with total Monthly CashBack Cap of HK$200.
• Please refer to Terms and Conditions for more details

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.