超強颱風樺加沙逼近!8號風球打風消息+路徑預測
更新日期: 2025年10月17日
熱帶風暴米娜樺加沙|打風最新消息預測|超強颱風樺加沙逼近!8號風球下午2:20掛起,香港停課兩日。MoneyHero為你帶來最新打風消息,等你及早準備,以免遇上屋企水浸、爆玻璃、漏水等問題!【2025年9月23日更新】

作者Moneyhero Team
MoneyHero 屬於你的理財專家,同你分享投資攻略、理財小貼士,一齊面對財務問題,助你實現人生不同階段的財務目標
最新消息:樺加沙直撲廣東沿岸 香港風雨加劇
根據香港天文台最新消息,超強颱風「樺加沙」今日(9月23日)繼續逼近廣東沿岸,中心附近最高持續風速達每小時230公里,環流廣闊。天文台於正午12時20分發出「預警八號特別告示」,並於下午2時20分正式改掛8號烈風或暴風信號。受其影響,本港風勢急速增強,離岸及高地風力可達颶風程度,並伴有頻密狂風大驟雨及雷暴。海面有非常巨浪及湧浪,市民應遠離岸邊並停止所有水上活動。
此外,今日早上7時43分,天文台因廣闊低壓槽影響發出特別天氣提示,其後先後發出黃色暴雨警告(8時05分)、紅色暴雨警告(8時40分)及黑色暴雨警告(9時10分)。南區及南丫島錄得每小時超過100毫米的大暴雨,顯示雨勢極為嚴重。雖然黑色暴雨警告已解除,但天文台提醒市民,局部地區仍可能有大雨及雷暴,需保持警惕。
天文台預料,樺加沙將於明日(9月24日)早上最接近珠江口一帶,屆時香港可能持續受烈風及暴雨影響。今晚較後時間至明日初時,天文台將視乎樺加沙與香港的距離及本地風力變化,評估是否需改發更高熱帶氣旋警告信號(如9號或10號風球)。市民需密切留意天文台的最新颱風路徑預測圖及天氣動態。
香港未來天氣:連日狂風暴雨
天文台預測,受樺加沙及低壓槽影響,香港天氣將持續惡劣:
- 9月23日(今日):8號風球生效,風勢急速增強,伴有狂風大驟雨及雷暴。沿岸地區增水約2米,吐露港水位可能高達海圖基準面以上4至5米,11個地區(如大澳、鯉魚門)水浸風險較高,水位最少0.6米,部分地區超過1.5米。
- 9月24日(明日):吹烈風至暴風,頻密狂風大驟雨及雷暴持續,渠務署預料水浸風險加劇,市民應避免前往低窪地區。
- 9月25日(後日):風力逐漸減弱,但仍有驟雨及局部雷暴。
- 9月26日至10月2日:天氣仍不穩定,間中有驟雨,局部地區可能有雷暴。10月1日起部分時間有陽光,但日間酷熱,氣溫最高可達32度。
本文將持續更新,確保提供最新的打風消息及防風建議。請收藏本頁,隨時掌握颱風動態!
颱風季常見問題:如何應對打風?
颱風季是香港每年6月至11月的常見天氣現象,熱帶氣旋可能帶來狂風、暴雨及海面湧浪,對日常生活及家居安全構成威脅。以下是一些實用建議,助你安全度過颱風季:
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檢查家居設施:確保窗戶、門戶及排水系統牢固,清理陽台及露台上的雜物,防止被強風吹落。
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儲備應急物資:準備電筒、電池、急救箱及足夠的食水和乾糧,以應對停電或交通受阻的情況。
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關注天文台資訊:天文台會透過網站及手機應用程式發放最新熱帶氣旋警告,市民可下載「我的天文台」應用程式,隨時接收一號、三號或更高風球信號的推送通知。
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避免高風險活動:在強風或暴雨期間,避免進行戶外活動,如遠足、釣魚或海上運動。
過去颱風案例
回顧2025年6月的熱帶氣旋「蝴蝶」,該氣旋曾於6月13日至14日影響香港,當時天文台發出一號戒備信號,隨後因其減弱而改發強烈季候風信號(俗稱「黑球」)。雖然「蝴蝶」最終未有對本港造成重大破壞,但其引發的狂風驟雨仍導致部分地區水浸及造成不便,提醒市民颱風威力不容小覷。
天文台科學主任亦指出,熱帶氣旋「西登」(向廣東西部或海南島移動)通常比「東登」(轉向台灣)對香港的影響更大,因此市民需特別留意這類路徑的氣旋。
家居保險是智商稅嗎?
颱風可能帶來財物損失,例如窗戶破裂、屋內水浸或電器損壞。為減輕經濟負擔,購買一份全面的家居保險至關重要。家居保險可涵蓋以下風險:
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財物損失:包括因狂風、暴雨或水浸導致的家具、電器或裝修損壞。
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第三者責任:若家居雜物被風吹落導致他人財物損壞或受傷,保險可提供賠償。
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臨時住宿費用:若家居因颱風受損而無法居住,保險可支付臨時住宿費用。
為何立即申請家居保險?
颱風季來臨前,及早申請家居保險可確保你的家居在惡劣天氣下得到充分保障。選擇合適的保險計劃可為家居提供全面保護,涵蓋家電維修及財物損失。
立即透過MoneyHero網站申請家居保險,簡單幾步即可完成,無需繁複手續。網站提供透明的計劃詳情及報價工具,讓你輕鬆選擇最適合的保障方案。
精選家居保險
- Insure buildings aged 50 or below
- Covers residential properties of all types, including village houses and detached houses
- Loss and damage to home possessions during renovation covered
- Loss and third-party liability due to accidental pipe burst covered
- Paperless Claim Process
- 5-day Claim Service Guarantee for claims below HK$2,000
- Landlord Protection (Optional Benefit)
- Building Structure Coverage (Optional Benefit)
- Optional Pets Owner Third-party Liabilities Protection
- Optional cover for 14 major appliances - TVs (excluding screens), air conditioners, refrigerators, washing machines, dryers, washer dryer combos, cooker hoods, stoves, ovens, dehumidifiers, air purifiers, water heaters, vacuum cleaners and water purifiers
- Uninsurable risk such as scratching, corrosion, wear and tear; Items which are insured under a separate policy; Malicious damage or vandalism by a person residing in the insured premises; Contact lenses, mobile/portable phone, laptop, computer; The insured premises unoccupied for more than 30 days
- Home Appliances Warranty - appliances must be purchased in Hong Kong for no longer than 60 months with a value between HK$3,000 and HK$30,000 are covered, subject to a receipt proof and a warranty certificate. The maximum claim is limited at HK$40,000 or the repair cost as on the reimbursement invoice of the concerned appliance (whichever is lower), excluding transportation and delivery costs.
- The above content is an extraction of some product features. Please download the brochure and policy wordings for the full coverage details and exclusions.
- Cover accidental loss of or damage to household improvement for up to HK$100,000
- All Risks home contents protection up to HK$100,000 for each item, set or collection with a maximum benefit of HK$1,000,000 per year
- Personal Liability Cover protects you and your family against any legal liability to a third-party injury or property damage of up to HK$8,000,000
- Cover breakage of window glass during typhoon for up to HK$10,000
- Landslip & subsidence extension -if loss or damage is caused to your home directly by landslip or subsidence
- Cover accidental damage to mobile phone / tablet or laptop computer for up to HK$2,000 (one device in aggregate)
- Cover non-delivery or accidental damage of goods purchased online for up to HK$7,500
- Major Exclusions: • Any accident, loss, damage or liability which occurred or existed • Insured premises that is used for business purpose or as a holiday home • Unoccupied premises for more than 30 consecutive days • Contents on roof or in the open generally
- The above content is an extraction of some product features. Please download the brochure and policy wordings for the full coverage details and exclusions.
- 24-hour Home Emergency Assistance Hotline: including Locksmith, Electrician, Plumber, House call, Emergency medical assistance for referral services
- No Claims Premium Discount up to 20% (Not applicable to Personal Valuables, Personal Accident and Domestic Employer’s Liability)
- Cover on Home Contents, Buildings, Personal Valuables and Personal Accident, even with the option to upgrade the limit on Personal Valuables and/or Liability to others and add Domestic Employer’s Liability to ensure seamless coverage
- Liability to Others maximum amount up to HK$10,000,000
- Temporary Accommodation up to HK$2,500 per day
- Conditions: The insured premises must be built of concrete, stone or brick and/or cement
- Optional Cover: Liability to Others, Personal Valuables, Personal Accident, Domestic Employer’s Liability
- Not appliable to Buildings with structural problems (Sdeclared or suspended by the government authority); and Flats that are over 50 years old and/or without proper and replacement of water pipes
- Major Exclusions: Act of Terrorism, Asbestos, Electronic Data, Intentional Damage, Nuclear, War, Lawful seizure, Unoccupancy exceeding 90 consecutive days, Mobile phones, laptops and electronic tablets unless expressly covered
- The above content is an extraction of some product features. Please download the brochure and policy wordings for the full coverage details and exclusions.
- Only cover basic home contents and legal liability
- Cover of accidental loss of or damage to home contents at the insured premises up to HK$600,000 with a maximum benefit of HK$60,000/ item or set
- Loss of rent, as a landlord, for the let-out property become uninhabitable following an insured loss
- Optional benefits for Building or Pet Medical Expenses at your choice cater specific needs of landowners and tenants, providing flexible coverage to safeguard your home against accidents and risks
- Optional building cover up to HK$5,000,000
- Protect Owner’s Liability in Common Area up to HK$3,000,000
- Damage during home renovation Third-party legal liability arising during decoration or renovation to the residence
- Solar Panel Liability – covers third party liability
- 24 hours Home Assistance Services * Dah Sing Insurance provides you with the best solution – HomeSure Household Insurance Plan (“HomeSure”) to protect your beloved home
- Apart from home contents coverage, HomeSure offers School Closure Allowance covering unused and non-refundable expenses of your children due to school closure as a result of the outbreak of infectious disease
- Loss relates to infectious diseases fall into the exclusions of policy. Please refer to the policy wording for details
- Major Exclusions: Wear and tear, pre-existing condition before the policy effective date, mobile phones and equipment with telephone function, plants, food (except frozen food), contact lens, dentures and prostheses
- The above content is an extraction of some product features. Please download the brochure and policy wordings for the full coverage details and exclusions
如何提升家居防風能力?
除了購買保險,以下措施可進一步保護你的家居:
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安裝防風窗戶:使用強化玻璃或防風膜,減低窗戶破裂風險。
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定期檢查屋頂及外牆:確保沒有裂縫或鬆動的結構,防止滲水或倒塌。
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妥善固定戶外物品:將花盆、晾衣架等物品移入室內,減少被強風吹落的風險。
關於作者

Moneyhero Team
MoneyHero 屬於你的理財專家,同你分享投資攻略、理財小貼士,一齊面對財務問題,助你實現人生不同階段的財務目標