CNCBI GBA Dual Currency Credit Card
Last Updated: Jan 2023
$
40,000
Min. Annual Income
4
%
Local Spending - Cashback Rate
Mobile Wallet and RMB Spending
Basic Cash Rebate: 0.55%
4
%
Overseas Spending - Cashback Rate
on RMB spending
Basic Cash Rebate: 0.55%
Exclusive Offer
from MoneyHero
OFFER 1
BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

How to be entitled to MoneyHero Exclusive Offer?

  • From now till 28 February 2023 6:00 p.m., new CNCBI Credit Card/ CNCBI GBA Dual Currency Credit Card Customers who successfully apply for CNCBI Motion Credit Card/ CNCBI GBA Dual Currency Credit Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Exclusive Offer BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher
  • The card must be approved by CNCBI on or before 31 March 2023.
  • Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only. 
  • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Terms and Conditions apply.
Welcome Offers at Your Choice: 10% Cash Rebate on overseas spending in the first 3 months and a maximum of HK$1,000 Cash Rebate is entitled within the Spending Period or Enjoy HK$700 Cash Rebate upon spending over HK$8,000 or above in the first 2 months
Handling Fee Waiver for Overseas Spending
Utilities Wallet Rebate
Annual Fee Waiver
Digital Wallet Rebate
Airport Lounge
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Time-limited Exclusive Offer - BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

    • New CNCBI Credit Card Customers get rewarded with BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

    Requirements

    From now till 28 February 2023 6:00 p.m. Successfully apply for designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
    On or before 31 March 2023 The card must be approved by CNCBI.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Welcome Offers at Your Choice:

    • 10% Cash Rebate on overseas spending in the first 3 months and a maximum of HK$1,000 Cash Rebate is entitled within the Spending Period, or
    • Enjoy HK$700 Cash Rebate upon spending over HK$8,000 or above in the first 2 months
  • Up to 4% Cash Rebate on Mobile Wallet and Renminbi Spending
    • Definition of Eligible Renminbi Spending and Eligible Mobile Wallet Spending:
      • Eligible Renminbi Spending are any retail or online retail transactions posted in Renminbi currency (based on the currency posted on the credit card statement).
      • Eligible Mobile Wallet Spending refers to Wechat Pay (HK Wallet) (“Wechat Pay”) and UnionPay App Mobile Payment.
        • Eligible Wechat Pay refers to transactions conducted by Wechat Pay HK wallet, bill payment conducted by Wechat Pay is NOT eligible to the Mobile Wallet and RMB Spending Cash Rebate.
        • Eligible UnionPay App Mobile Payment Spending refers to any transactions conducted by Consumer Presented QR code mode in UnionPay App. For the avoidance of doubt, Merchant Presented QR code mode in UnionPay App or E-commerce/online transactions conducted in UnionPay App will not be qualified as Eligible UnionPay App Mobile Payment Spending.
      • Whether a transaction is an Eligible Renminbi Spending and an Eligible Mobile Wallet Spending shall be determined at the sole and absolute discretion of the Bank. Renminbi spending and Mobile Wallet spending will be calculated once if the transactions posted in Renminbi currency and conducted by Consumer Presented QR code mode.
  • Extra 1% Cash Rebate on JD.com Spending
  • Fabulous merchant benefits & travel privileges
    • Handling Fee Waiver for Overseas Spending
    • 3 times LoungeKey Airport Lounge visits
    • Airport Limousine Transfer Services
  • First year annual fee waiver

Need to know

  • Welcome Offer and MoneyHero exclusive offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
  • Up to 4% Cash Rebate on Mobile Wallet and Renminbi Spending: Cardmembers are entitled to a maximum of HK$100 per transaction and a maximum of HK$500 per calendar month Spending Cash Rebate within the Promotion Period.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
  • Terms and Conditions apply to JD.COM offer, please refer to https://www.cncbinternational.com/personal/promotions/jdcom/en/index.html
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

CASH REBATE
Local Spending
4%
Basic Cash Rebate: 0.55%
Overseas Spending
4%
Basic Cash Rebate: 0.55%
Online Shopping Spending (Local)
2%
Basic Cash Rebate: 0.55%
Online Shopping Spending (Overseas)
2%
Basic Cash Rebate: 0.55%
Octopus Top Up Spending
0.55%
Digital Wallet Spending
0.55%
Dining Spending
2%
Basic Cash Rebate: 0.55%

Year-round benefits

OFFER 1
Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending
Spend over HK$12,000 within 2 continuous months every year

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(HKD Account: Minimum Payment is HK$250 ; RMB Account: Minimum Payment is CNY250).
Late payment charge
HK$ Account: HK$300 or amount equal to the Minimum Payment Due, whichever is lower; RMB Account: CNY300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
UnionPay Diamond

Isn't the best product for you?

Compare more credit cards on MoneyHero