CNCBI GBA Dual Currency Credit Card
Last Updated: Sept 2022
$
150,000
Min. Annual Income
4
%
Local Spending - Cashback Rate
UnionPay App Mobile Payment
Basic Cash Rebate: 0.55%
4
%
Overseas Spending - Cashback Rate
on RMB spending
Basic Cash Rebate: 0.55%
OFFERS
BENEFITS
ELIGIBILITY
APR/FEES
Exclusive Offer
from MoneyHero
OFFER 1
BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

How to be entitled to MoneyHero Exclusive Offer?

  • From 2 September 12:00 noon to 30 September 2022 06:00 p.m., new CNCBI Credit Card/ CNCBI GBA Dual Currency Credit Card Customers who successfully apply for CNCBI Motion Credit Card/ CNCBI GBA Dual Currency Credit Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Exclusive Offer BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher
  • The card must be approved by CNCBI on or before 31 October 2022.
  • Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only. 
  • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Terms and Conditions apply.
Up to 15% Cash Rebate on UnionPay App Mobile Payment and/or Renminbi Spending in the first 5 months; First year annual fee waiver
Handling Fee Waiver for Overseas Spending
Utilities Wallet Rebate
Annual Fee Waiver
Digital Wallet Rebate
Airport Lounge
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Time-limited Exclusive Offer - BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

    • New CNCBI Credit Card Customers get rewarded with BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

    Requirements

    From now till 30 September 2022 06:00 p.m. Successfully apply for designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
    On or before 31 October 2022 The card must be approved by CNCBI.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Up to 15% Cash Rebate on UnionPay App Mobile Payment and/or Renminbi Spending in the first 5 months(10% Welcome Cash Rebate on UnionPay App Mobile Payment and/or Renminbi Spending + 4% Cash Rebate on UnionPay App Mobile Payment and/or Renminbi Spending + Extra 1% Cash Rebate on JD.com Spending)
  • Up to 4% Cash Rebate on UnionPay App Mobile Payment and/or Renminbi Spending
  • Extra 1% Cash Rebate on JD.com Spending
  • Fabulous merchant benefits & travel privileges
    • Handling Fee Waiver for Overseas Spending
    • 3 times LoungeKey Airport Lounge visits
    • Airport Limousine Transfer Services
  • First year annual fee waiver

Need to know

  • Welcome Offer and MoneyHero exclusive offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
  • Up to 4% Cash Rebate on UnionPay App Mobile Payment and/or Renminbi Spending: Cardmembers are entitled to a maximum of HK$100 per transaction and a maximum of HK$1,000 per calendar month Spending Cash Rebate within the Promotion Period.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
  • Terms and Conditions apply to JD.COM offer, please refer to https://www.cncbinternational.com/personal/promotions/jdcom/en/index.html

Year-round rewards

CASH REBATE
Local Spending
4%
Basic Cash Rebate: 0.55%
Overseas Spending
4%
Basic Cash Rebate: 0.55%
Online Shopping Spending (Local)
2%
Basic Cash Rebate: 0.55%
Online Shopping Spending (Overseas)
2%
Basic Cash Rebate: 0.55%
Octopus Top Up Spending
0.55%
Digital Wallet Spending
0.55%
Dining Spending
2%
Basic Cash Rebate: 0.55%

Year-round benefits

OFFER 1
Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending
Spend over HK$12,000 within 2 continuous months every year

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(HKD Account: Minimum Payment is HK$250 ; RMB Account: Minimum Payment is CNY250).
Late payment charge
HK$ Account: HK$300 or amount equal to the Minimum Payment Due, whichever is lower; RMB Account: CNY300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
UnionPay Diamond

Isn't the best product for you?

Compare more credit cards on MoneyHero

Compare credit card