sim Credit Card

• New sim Customers have accumulated eligible retail transactions of HK$100 can get MoneyHero Exclusive reward: HK$600 HKTVmall e-Gift Voucher / HK$600 Apple Store Gift Card / 8,500 Max Miles flight miles.

Requirements

• From 01 December 2025 10 a.m. till 31 December 2025 12 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
• On or before 01 January 2026: The card must be approved by sim
• Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
• *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Instruction for how to use Max Miles

• Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
• Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
• Account Check:
  • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
  • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
• Sign Up & Login (for New Users):
  
  • Choose "Sign up" (or log in if you have an account but aren't logged in).
  • Enter your email and password, confirm password, or sign up via Google/Apple.
  • Agree to the HEYMAX Terms of Use and Privacy Policy.
  • Tap "Sign up" to proceed.
• Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
• Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
• Redeem What You Want: From here, explore and choose how to use your miles—such as
  
  • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
  • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
  • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
• Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

Tips

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer. 
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

• The Promotion Period is from 01 December 2025 to 28 February 2026 (both dates inclusive) and is divided into the following 3 phases:

  • Phase 1: 01 Decemer 2025 to 31 December 2025

  • Phase 2: 1 January 2026 to 31 January 2026

  • Phase 3: 1 February 2026 to 28 February 2026

• During the Promotion Period, the first 2,500 successfully registered Eligible Cardholders who accumulate Eligible Medical/Healthcare Service Spending and/or Eligible Fitness Centre Spending with their Eligible Credit Card, reaching the required net spending amount below, will enjoy the corresponding cash rebate:

  Net Eligible Spending per Phase	Eligible Spending Category	Cash Rebate Rate	Maximum Cash Rebate per Phase	Maximum Cash Rebate for Entire Promotion Period
  HKD3,000 or above	Eligible Medical / Healthcare Service Spending	6%	HKD1,000	HKD3,000
  	Eligible Fitness Centre Spending

• Please refer to Terms and Conditions for more details.
• All offers are subject to the relevant terms and conditions.

• Cash rebates up to HKD2,900 and 100 Seoul air tickets giveaway

  • During the promotion period, customers who use sim Credit Card to accumulate non-online transactions^, locally or overseas, reaching the following designated amount, can earn up to HKD2,900 Cashback and a chance to receive a round-trip ticket from Hong Kong to Seoul!

  • The Promotion Period is from 26 November 2025 to 28 February 2026 (both dates inclusive), and is divided into the following 3 phases:

    • Phase 1: 26 November 2025 to 31 December 2025

    • Phase 2: 1 January 2026 to 31 January 2026 

    • Phase 3: 1 February 2026 to 28 February 2026

      Spending Tier	Cumulative non-online transactions^ reaching below designated amount in each phase (in net amount)	Cashback amount in each phase	Extra reward / cashback for achieving any one of the spending tiers in 3 consecutive phases
      1	HKD8,000 - below HKD20,000	HKD150	The top 100 eligible customers with the highest total cumulative non-online transaction amount across all 3 phases will each receive one round-trip ticket from Hong Kong to Seoul   All other eligible customers will each receive HKD500 cashback
      2	HKD20,000 - below HKD30,000	HKD500
      3	HKD30,000 or above	HKD800

• Please refer to Terms and Conditions for more details.
• All offers are subject to the relevant terms and conditions.

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Accumulate eligible retail spending of HK$4,000 or above to enjoy the following sim Credit Card Welcome Offer:
  Up to HK$200 Cash Rebate OR HK$200 Apple Store Gift Card OR HK$500 Netflix Gift Card 
  Please refer to Terms and Conditions for more details.

• Accumulate eligible retail spending of HK$8,000 or above to enjoy the following sim Credit Card Welcome Offer:
  Canon SELPHY QX20 Compact Wireless Photo Printer (valued at HK$1,219)
  
  Please refer to Terms and Conditions for more details.

• Up to HK$100,000 6-Month Interest-Free & Handling Fee Waiver Cash Instalment Plan
  Successful applicants of sim Credit Card / sim World Mastercard® may enjoy a cash advance of up to HK$100,000 (or 95% of the credit limit), repayable over 6 months with no interest or handling fees. Funds will be credited via FPS to the designated bank account within 6 business days upon approval. Cardholders must settle the monthly instalment repayment in full and on time. Any late or partial repayment will incur interest and charges in accordance with the credit card agreement. Welcome offer quotas are limited. The issuer reserves the right of final approval and to amend the offer.
• All offers are subject to the relevant terms and conditions.