American Express® Gold Business Card

Great for

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  Welcome offer - Value up to HK$2,900

  Requirements	Rewards
  MoneyHero Exclusive Limited Time offer: Upon basic Card approval and first transaction in the first month	HK$500 Apple Store Gift Card
  Online Application Bonus: For Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.	HK$100 statement credit
  First Month Transaction Bonus: Spends at least HK$500 (or equivalent) within the first month upon Basic Card approval.	HK$200 statement credit
  Welcome Bonus: Spends at least HK$10,000 (or equivalent) within the first month upon Basic Card approval.	50,000 Membership Rewards® points (Plus 25,000 points from basic earn rate)
  Further spends at least HK$35,000 (or equivalent) within the 2nd or 3rd month upon Basic Card approval.	250,000 Membership Rewards point (Plus 87,500 points from basic earn rate)
  Business Essential Merchant Bonus: Spend at Business Essential Merchants during the first three months upon Basic Card approval.	5 Membership Rewards points per HK$1 spent (up to a maximum of extra 225,000 points)

  Terms and Conditions apply. Please refer to the American Express official website for details.

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  Earn rewards when you spend with the Card

  • Local Spending - HK$1 = 2.5 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example, it’s equivalent to 0.83% savings.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The miles conversion rate is HK$6 = 1 mile.
  • Foreign Currency Spending - HK$1 = 3 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example, it’s equivalent to 1% savings.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The miles conversion rate is HK$5 = 1 mile.
  • Membership Rewards points can be used for redeeming cash rebate, air miles, dining offers, cash vouchers, hotel stays, Card fee waivers, charities donation and other merchandises.
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  Better Control with the Business

  • No pre-set spending limit
  • Up to 51 credit-free days when paying suppliers
  • Actual credit-free period will vary based on the date of charges and the billing cycle cut-off date. While no pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us.
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  Business Insurance

  • Enjoy up to HK$1,000,000 accident insurance for your business.
    • Up to HK$2,000,000 Business Travel Accident Insurance
    • Up to HK$4,000 for accommodation and essential clothing due to a delayed or cancelled flight and missed connection
    • Up to HK$8,000 luggage delay
    • Up to HK$10,000 for lost luggage
  • The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. (American Express) does not act as an agent or fiduciary for you, and American Express may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply.
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  Lifestyle Benefits

  • Access to airport lounges (Basic and supplementary Cardmembers are eligible to a total of two visits per year)
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  First-year Annual Fee Waiver of HK$980 including 3 Complimentary Supplementary Cards

Need to know

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  Eligibility Requirements
  Applicants need to be

  • over 18 years of age;
  • Gross personal income is over HK$200,000 p.a.;
  • HK or Macau Residents or Citizens; and
  • the owner, partner, shareholder, CEO, managing director or executive of the company.
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  Existing Business Card or Gold Business Cardmember and applicants who held The Business Card or Gold Business Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.