Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
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Hang Seng MMPOWER World Mastercard® Highlights

Oversea Foreign Currencies Spending
Up to 6  % +Fun Dollars rebate
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Online Retail Spending
Up to 5  % +Fun Dollars rebate
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Dining / Electronics / Entertainment
Up to 1  % +Fun Dollars rebate
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Annual Fee Waiver
Perpetual
3 Offers Available
Existing Credit Card Customer : NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780)
MoneyHero Exclusive Gift (Existing Customer)
Existing Credit Card Customer : NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780)

+ 5 other gift options

From now till 29 August 2025 6 p.m.

  • Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780) OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Braun MultiFry 3 AirFryer HF3000 (valued at HK$988) OR HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher OR HK$600 Cash Rebate (Deposited via FPS Account)

Important dates :

  • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
  • How to redeem Moneyhero Exclusive Offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding Hang Seng MMPOWER World Mastercard® and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

New Credit Card Customer : Delsey 30
MoneyHero Exclusive Welcome Gift (for New Customers) + Bank Welcome Offer
New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) 

+ 5 other gift options

From now till 29 August 2025 6 p.m.

  • New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR NESCAFÉ® Dolce Gusto® Genio S Plus with 6 boxes coffee capsules (valued at HK$1,780) OR Marshall Major IV headphones (valued at HK$1,299; random color) OR HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 Cash Rebate (Deposited via FPS Account)

Important dates:

  • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
  • How to redeem Moneyhero Exclusive Offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding Hang Seng MMPOWER World Mastercard® and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

New Customer：$700 +FUN Dollars
Welcome Offer - Up to $700 +FUN Dollars
New Customer：$700 +FUN Dollars

+ 1 other gift options

Valid until 31 December 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

  • New Customers: $700 +FUN Dollars
  • Existing Customer: $300 +FUN Dollars
  • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

Things to consider

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Local spending rebate

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Online Spending

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Overseas rebate

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No Annual Fee

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Hang Seng MMPOWER World Mastercard® Benefits

Cashback

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Cashback Local
5  %
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flight
Oversea Foreign Currencies Spending
Up to 6  % +Fun Dollars rebate
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restaurant
Dining / Electronics / Entertainment
Up to 1  % +Fun Dollars rebate
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Online Retail Spending
Up to 5  % +Fun Dollars rebate
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Cashback Overseas Online Shopping
5  %
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Hang Seng MMPOWER World Mastercard® More Info

  • Spending Rewards - The best in town* up to 5% +FUN Dollars rebate for Online retail spending / up to 6% +FUN Dollars for oversea foreign currencies spending / selected spending categories up to 1% +FUN Dollars Rebate (Select 2 out of 3)

    • From 1 July 2024 to 31 December 2025 (both dates inclusive), customers who register for Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Programme via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
      • Overseas Foreign Currencies Spending up to 6% +FUN Dollars rebate
      • Online Retail Spending up to 5% +FUN Dollars rebate
      • Selected spending categories up to 1% +FUN Dollars rebate (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
    • Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
    • Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of MMPOWER World Mastercard +FUN Dollars Rewards.
  • World Mastercard Privileges
    • Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
  • If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
  •  “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
  • +FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
  • +FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
  • MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
  • Hang Seng reserves the right to amend these Terms and Conditions at any time
  • To borrow or not to borrow? Borrow only if you can repay!

  • *As of May 14, 2025, the monthly cash rebate cap of the MMPOWER World Mastercard® is higher than that of similar products in the market for the same spending categories.

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Hang Seng MMPOWER World Mastercard® Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000
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Hang Seng MMPOWER World Mastercard® Fees / Repayment

Fees

Annual Fee Waiver
Perpetual
Annual Fee

Repayment

Minimum Payment
Retail Purchase APR
35.72  %
Cash Advance APR
35.98  %
Interest Free Period
56  Days
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Hang Seng MMPOWER World Mastercard® Other Info

Association

Mastercard

Tags

Hang Seng MMPOWER World Mastercard® Hang Seng MMPOWER World Mastercard®

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