Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

The Hang Seng MMPOWER World Mastercard offers lifetime annual fee waiver and is available for students to apply. The card provides rewards in the form of +FUN Dollars, with registration for designated offers. Cardholders can enjoy up to 6% rebate on overseas foreign currency spending and up to 5% rebate on online shopping. Compared to similar credit cards, the rebate cap is relatively high, with a maximum of HK$500 +FUN Dollars per month.
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Hang Seng MMPOWER World Mastercard® Highlights

2 Offers Available
New Customer：$700 +FUN Dollars
Welcome Offer - Up to $700 +FUN Dollars
New Customer：$700 +FUN Dollars

+ 1 other gift options

Valid until 31 December 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

  • New Customers: $700 +FUN Dollars
  • Existing Customer: $300 +FUN Dollars
  • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
New Customer：$700 +FUN Dollars
Welcome Offer - Up to $700 +FUN Dollars
New Customer：$700 +FUN Dollars

+ 1 other gift options

Valid until 31 December 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

  • New Customers: $700 +FUN Dollars
  • Existing Customer: $300 +FUN Dollars
  • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
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Hang Seng MMPOWER World Mastercard® More Info

  • Spending Rewards - The best in town* up to 5% +FUN Dollars rebate for Online retail spending / up to 6% +FUN Dollars for oversea foreign currencies spending / selected spending categories up to 1% +FUN Dollars Rebate (Select 2 out of 3)

    • From 1 July 2024 to 31 December 2025 (both dates inclusive), customers who register for Hang Seng MMPOWER World Mastercard +FUN Dollars Reward Programme via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
      • Overseas Foreign Currencies Spending up to 6% +FUN Dollars rebate
      • Online Retail Spending up to 5% +FUN Dollars rebate
      • Selected spending categories up to 1% +FUN Dollars rebate (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
    • Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
    • Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of MMPOWER World Mastercard +FUN Dollars Rewards.
  • World Mastercard Privileges
    • Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
  • If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
  •  “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
  • +FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
  • +FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
  • MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
  • Hang Seng reserves the right to amend these Terms and Conditions at any time
  • To borrow or not to borrow? Borrow only if you can repay!

  • *As of May 14, 2025, the monthly cash rebate cap of the MMPOWER World Mastercard® is higher than that of similar products in the market for the same spending categories.

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Hang Seng MMPOWER World Mastercard® Hang Seng MMPOWER World Mastercard®

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