Hang Seng MMPOWER World Mastercard

Hang Seng MMPOWER World Mastercard

【MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to HK$1,500】The Hang Seng MMPOWER World Mastercard offers lifetime annual fee waiver and is available for students to apply. Monthly eligible spending is now HK$3,000.
Better yet, full-time university/tertiary students enjoy no spending threshold—earn +FUN Dollars from your very first eligible transaction! The card provides rewards in the form of +FUN Dollars, with registration for designated offers. Cardholders can enjoy online shopping and designated merchants up to 8% +FUN Dollars, including Amazon, GU, lululemon, Taobao, and Uniqlo; online entertainment, online fashion spending up to 8% +FUN Dollars; other online shopping up to 5% +FUN Dollars and foreign currency spending up to 4% +FUN Dollars！ Compared to similar credit cards, the rebate cap is relatively high, with a maximum of HK$500 +FUN Dollars per month.
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Hang Seng MMPOWER World Mastercard® Highlights

Online shopping and designated merchants, online entertainment, online fashion spending
Up to 8  % +FUN Dollars
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Online shopping & Designated Merchants, Online Entertainment, Online Fashion Spending
Up to 8  % +FUN Dollars
Dining / Electronics / Entertainment
Up to 1  % +FUN Dollars rebate
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Annual Fee Waiver
Perpetual
3 Offers Available
New Credit Card Customer : HK$800 Cash Rebate (Deposited via FPS)
MoneyHero Exclusive Welcome Gift (for New Customers) + Bank Welcome Offer
New Credit Card Customer : HK$800 Cash Rebate (Deposited via FPS)

+ 5 other gift options

MoneyHero Exclusive Offer: 

  • From now till 17 April 2026 6 p.m., New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 Cash Rebate (Deposited via FPS) OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR Marshall Emberton Bluetooth Speaker II (valued at HK$1,499) OR Yohome Mini 3in1 Professional Semi-Automatic Home Coffee Machine VK-5501E (valued at HK$1,199)

Important dates:

  • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
  • How to redeem Moneyhero Exclusive Offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding Hang Seng MMPOWER World Mastercard and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

Existing Credit Card customer：HK$600 Cash Rebate (Deposited via FPS Account)
MoneyHero Exclusive Gift (Existing Customer)
Existing Credit Card customer：HK$600 Cash Rebate (Deposited via FPS Account)

+ 5 other gift options

MoneyHero Exclusive Offer: 

  • From now till 17 April 2026 6 p.m., Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher OR HK$600 Cash Rebate (Deposited via FPS Account OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Sennheiser Accentum Open True Wireless Earphones (valued at HK$899) OR PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour).

Important dates :

  • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
  • How to redeem Moneyhero Exclusive Offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding Hang Seng MMPOWER World Mastercard and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

New Customer：$700 +FUN Dollars
Welcome Offer - Up to $700 +FUN Dollars
New Customer：$700 +FUN Dollars

+ 1 other gift options

Valid until 31 March 2026, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

  • New Customers: $700 +FUN Dollars
  • Existing Customer: $300 +FUN Dollars
  • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

Things to consider

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Designated merchants spending rebate

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Online entertainment spending rebate

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Online fashion spending rebate

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Online shopping spending rebate

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Foreign currency spending rebate

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No annual fee

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Hang Seng MMPOWER World Mastercard® Benefits

Cashback

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Other Online Shopping
Up to 5  % +FUN Dollars
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flight
Online shopping and designated merchants, online entertainment, online fashion spending
Up to 8  % +FUN Dollars
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restaurant
Dining / Electronics / Entertainment
Up to 1  % +FUN Dollars rebate
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Foreign Currency Spending
Up to 4  % +FUN Dollars
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Online shopping & Designated Merchants, Online Entertainment, Online Fashion Spending
Up to 8  % +FUN Dollars
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Hang Seng MMPOWER World Mastercard® More Info

  • Credit Card Key Features
    • Welcome Rewards: New customers can receive up to $700 +FUN Dollars; existing customers can receive up to $300 +FUN Dollars.
    • Online Shopping & Designated Merchants, Online Entertainment, Online Fashion Spending : Up to 8% +FUN Dollars
    • Other Online Shopping：Up to 5% +FUN Dollars
    • Foreign Currency Spending：Up to 4% +FUN Dollars
    • World Mastercard Privileges: Enjoy premium services including private concierge, personalized check-in assistance, and luggage handling.
    • Daily Spending Rewards: Earn a base rebate of 0.4% +FUN Dollars on all eligible spending.

 

  • Rebates & Offer Details
    • MMPOWER +FUN Dollars Rewards Program
      • Monthly eligible spending is now HK$3,000.
        Better yet, full-time university/tertiary students enjoy no spending threshold—earn +FUN Dollars from your very first eligible transaction!
        • Designated Merchants: Up to 8% +FUN Dollars (including basic 0.4% +FUN Dollars + extra 7.6% +FUN Dollars)
          • Including Amazon, GU, lululemon, Taobao, and Uniqlo
        • Online Entertainment: Up to 8% +FUN Dollars (including basic 0.4% +FUN Dollars + extra 7.6% +FUN Dollars)
          • Streaming Platforms: Apple TV/Music, Disney+, HBO Max, Netflix, Spotify, Viu and YouTube
          • Local Cinemas: Broadway Circuit, Emperor Cinemas, Bestarfilm Cinemas (formerly Golden Harvest Cinemas) and MCL Cinema (only ticket purchases are eligible, food and beverage purchases are excluded from this category)
          • Ticketing Platforms: Cityline, KKTIX and URBTIX
          • Local Theme Parks: Hong Kong Disneyland and Ocean Park Hong Kong
        • Online Fashion Spending: Up to 8% +FUN Dollars (including basic 0.4% +FUN Dollars + extra 7.6% +FUN Dollars)
          • Including Adidas、FARFETCH、NIKE and ZALORA etc.
        • Online Shopping：Up to 5% +FUN Dollars (including basic 0.4% +FUN Dollars + extra 4.6% +FUN Dollars)
        • Foreign Currency Spending：Up to 4% +FUN Dollars (including basic 0.4% +FUN Dollars + extra 3.6% +FUN Dollars)
      • Note: The total monthly cap for extra rebates is $500 +FUN Dollars (including the 0.4% base rebate).
  • World Mastercard Exclusive Perks
    • Private Concierge: Personalized airport meet-and-greet, assistance with check-in, and transfer services.
  • Base Reward Rate: Earn $1 +FUN Dollar for every HK$250 spent.

 

  • Important Notes
    • Existing Hang Seng customers can log on to Hang Seng Mobile App for a quicker application and processing - the system will automatically fill in your personal information from their records and the promo code. Upon login, the promo code will be pre-filled in the application form.
    • Registration Requirement: Customers must register for the MMPOWER Rewards Program on the official Hang Seng website and meet the minimum monthly spending requirement to qualify for extra rebates.
    • Definition of New Customer: Applicants who do not currently hold, and have not held in the past 12 months, any Hang Seng Credit Card, Co-branded card, or Spending Card principal card.
    • Welcome Reward Restrictions: You are ineligible for the welcome gift if you held an MMPOWER card in the past 12 months. If the account is cancelled within 13 months of opening, the welcome reward must be returned.
    • Crediting Period: +FUN Dollars will be credited to the eligible account within 3 months. The account must remain valid at the time of crediting.
    • Validity: +FUN Dollars earned are valid for 24 months from the card's anniversary month.
    • Disclaimer: MoneyHero strives for accuracy. If information differs from the financial institution or product provider, the provider’s website shall prevail. Please refer to official websites for the most updated terms.
    • To borrow or not to borrow? Borrow only if you can repay! Rewards and offers are subject to Terms and Conditions.
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Hang Seng MMPOWER World Mastercard® Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 150,000
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Hang Seng MMPOWER World Mastercard® Fees / Repayment

Fees

Annual Fee Waiver
Perpetual
Annual Fee

Repayment

Minimum Payment
Retail Purchase APR
35.72  %
Cash Advance APR
35.98  %
Interest Free Period
56  Days
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Hang Seng MMPOWER World Mastercard® Other Info

Association

Mastercard

Tags

Hang Seng MMPOWER World Mastercard Hang Seng MMPOWER World Mastercard

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