HSBC UnionPay Dual Currency Card

See Moreexpand_more

Airmiles Local

$ 4.17 per mile

info

Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

Cashback Local

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

Airmiles Overseas

$ 2.27 per mile

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

Cashback Overseas

4.4 %

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

HSBC UnionPay Dual Currency Card Highlights

HSBC UnionPay Dual Currency Card Benefits

Quick Facts

HSBC UnionPay Dual Currency Card More Info

Guides

HSBC UnionPay Dual Currency Card Eligibility

HSBC UnionPay Dual Currency Card Fees

HSBC UnionPay Dual Currency Card Others Info

layers

HSBC UnionPay Dual Currency Card Highlights

Airmiles Local

$ 4.17 per mile

info

Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

Cashback Local

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

Airmiles Overseas

$ 2.27 per mile

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

Cashback Overseas

4.4 %

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

4 Offers Available

Red Hot Winter Rewards - Broadway

Up to $950 RewardCash

Red Hot Winter Rewards - Broadway
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.

Total Net Spending Amount	Extra RewardCash rebate	Maximum amount of extra RewardCash
HK$3,000 or above	3%	$100
HK$6,000 or above	5%	$400
HK$10,000 or above	6%	$950

*Register via HSBC Reward+ app to enjoy the offer

Red Hot Shopping Special - SOGO

up to $700 RewardCash rebate

Red Hot Shopping Special - SOGO
From 23 October 2024 to 2 January 2025, accumulate eligible transactions of HK$3,000 or above with your HSBC credit card at SOGO, you can enjoy an extra 6% RewardCash rebate. You can earn up to an extra $700 RewardCash.
*Register via HSBC Reward+ app to enjoy the offer

KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 （Valued HKD$600）

HSBC Credit Card x YOHO Welcome Offer

KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 （Valued HKD$600）

+ 1 other gift options

Register now and apply online for an eligible HSBC credit card. Once approved, enjoy one of the following welcome rewards* along with a basic welcome reward of up to HKD 1,000 in “Reward Cash”**

Promotion Period: November 1 2024 12 a.m. to December 31 2024 11:59 p.m.
Eligible Online Application Channels:
- HSBC Website
- HSBC Personal Internet Banking
- HSBC HK Mobile Banking App
*Welcome Reward Offer
Option 1 Option 2
New/Existing Credit Card Customers Koizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600) Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)
**Reward Cash
- New Credit Card Customers: Up to HKD 1,000 in “Reward Cash”
- Existing Credit Card Customers: HKD 200 in “Reward Cash”
Tips: You must download the HSBC Reward+ app to view redemption details for the additional welcome reward. Check “My e-Coupons” under “Account” in HSBC Reward+, and follow the instructions to redeem the additional welcome reward at YOHO stores by September 30, 2025.
If you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBCxYOHO Website

New credit card customers can receive $800 RewardCash

HSBC Welcome Offer

New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

New Credit Card Customers: $800 RewardCash
Existing Credit Card Customers: $200 RewardCash

Things to consider when choosing this card:

Things to consider

check

Overseas rebate

check

Dining discount

check

Airport lounge

check

Mobile contactless rebate

sentiment_satisfied

HSBC UnionPay Dual Currency Card Benefits

Airmiles

location_on

Airmiles Local

$ 4.17 per mile

info

Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

flight

Airmiles Overseas

$ 2.27 per mile

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

restaurant

Airmiles Dining

$ 4.17 per mile

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

shopping_bag

Airmiles Overseas Online Shopping

$ 4.17 per mile

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

See Moreexpand_more

Cashback

flight

Cashback Overseas

4.4 %

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

location_on

Cashback Local

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

restaurant

Cashback Dining

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

shopping_bag

Cashback Overseas Online Shopping

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

See Moreexpand_more

rule_folder

HSBC UnionPay Dual Currency Card Eligibility

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$ 60,000

local_atm

HSBC UnionPay Dual Currency Card Fees / Repayment

Fees

Annual Fee Waiver

First 2 year

Annual Fee

HK$ 300

info

First 2 year

Foreign Currency Transaction Fee

1 %

Repayment

Minimum Payment

info

Interest and fees (including annual membership fees that may be charged) and 1% of the total amount owed and the entire amount exceeding the credit limit (if any) (minimum payment amount is HK$50)

Late Payment Charge

info

Minimum payment or HK$300, whichever is lower

Retail Purchase APR

35.42 %

Cash Advance APR

35.42 %

Interest Free Period

56 Days

grid_view

HSBC UnionPay Dual Currency Card Others Info

Association

UnionPay

	Option 1	Option 2
New/Existing Credit Card Customers	Koizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600)	Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)

HSBC UnionPay Dual Currency Card

HSBC UnionPay Dual Currency Card Highlights

Things to consider when choosing this card:

Things to consider

HSBC UnionPay Dual Currency Card Benefits

Airmiles

Cashback

HSBC UnionPay Dual Currency Card Eligibility

Eligibility

HSBC UnionPay Dual Currency Card Fees / Repayment

Fees

Repayment

HSBC UnionPay Dual Currency Card Others Info

Association

Tags