HSBC Visa Signature Card

HSBC Visa Signature Card

The HSBC Visa Signature Card offers a waiver on annual fees for the first 2 years. With the "Red Hot Rewards of Your Choice" program, the card allows for up to 3.6% cashback on selected spending categories like dining, foreign currencies, and more. Cardholders can enjoy various dining discounts and even get buy-one-get-one-free deals on Emperor Cinemas tickets and popcorn.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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HSBC Visa Signature Card Highlights

Cashback Dining
3.6  %
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Cashback Local
3.6  %
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Cashback Overseas
3.6  %
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Annual Fee Waiver
First 2 years
3 Offers Available
ESCURA Instant Snap Digital Camera (value of HK$399)
MoneyHero Exclusive Welcome Gift
ESCURA Instant Snap Digital Camera (value of HK$399)

+ 2 other gift options

New HSBC Credit Card Customers will be entitled to -  ESCURA Instant Snap Digital Camera (value of HK$399) / Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (value of HK$315) / KODAK CHARMERA Keychain Digital Camera Blind Box Single Box (value of HK$235)exclusively from MoneyHero upon fulfilling the below requirements:  

  • From 1 April 2026 12 p.m. till 20 April 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new HSBC Credit Card Customers who successfully apply for Designated HSBC Credit Cards (including HSBC Visa Signature Card / HSBC Pulse UnionPay Dual Currency Diamond Credit Card / HSBC EveryMile Credit Card / HSBC Red Credit Card / HSBC easy Credit Card / HSBC Visa Gold Card / HSBC Visa Gold Card for Students / HSBC UnionPay Dual Currency Card) via MoneyHero. 
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 31 May 2026: The card must be approved by the Bank (subject to the Bank’s system record)
  • Offer on a first-come, first-served basis

How to redeem Moneyhero Exclusive Offer?

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Tips:
    • Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
    • The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

* "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.

 

To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.

New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash

 Terms and conditions apply.

New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash
HSBC Credit Card - Welcome Offer
New credit card customers successful application for the Cash Instalment Plan can enjoy a $200 RewardCash

Welcome Offer

  • New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
  • Terms and conditions apply.

Things to consider

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Overseas rebate

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Dining rebate

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Cinema ticketing

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Dining discount

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HSBC Visa Signature Card Benefits

Cashback

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Cashback Base Rate
0.04  %
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Cashback Local
3.6  %
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flight
Cashback Overseas
3.6  %
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restaurant
Cashback Dining
3.6  %
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Airmiles

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Airmiles Local
$ 2.78  per mile
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flight
Airmiles Overseas
$ 1.79  per mile
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restaurant
Airmiles Dining
$ 2.78  per mile
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Airmiles Overseas Online Shopping
$ 1.79  per mile
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HSBC Visa Signature Card More Info

  • Earn up to 3.6% RewardCash rebates
    • Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".
  • Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
  • 15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
  • Exclusive 24-hour Concierge and emergency services provided by Visa
  • First 2 years annual fee waiver

Other things to note

  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card

  • To borrow or not to borrow? Borrow only if you can repay!

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HSBC Visa Signature Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 240,000
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HSBC Visa Signature Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 2,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower.
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
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HSBC Visa Signature Card Others Info

Association

VISA Signature

Supported Payment Type

Inductive payment

Octopus automatic value

Tags

HSBC Visa Signature Card HSBC Visa Signature Card

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