HSBC Visa Signature Card

HSBC Visa Signature Card

The HSBC Visa Signature Card offers a waiver on annual fees for the first 2 years. With the "Red Hot Rewards of Your Choice" program, the card allows for up to 3.6% cashback on selected spending categories like dining, foreign currencies, and more. Cardholders can enjoy various dining discounts and even get buy-one-get-one-free deals on Emperor Cinemas tickets and popcorn.
Cashback Dining
3.6  %
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Annual Fee Waiver
First 2 years
Cashback Local
3.6  %
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Cashback Overseas
3.6  %
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7 Offers Available
New Credit Card Customers: Up to HK$900 HKTVmall e-Gift Voucher
HSBC Credit Card x HKTVmall Time-limited Welcome Offer
New Credit Card Customers: Up to HK$900 HKTVmall e-Gift Voucher

+ 1 other gift options

  • Promotion Period:1 December 2024 12 a.m. to 31 December 2024 11:59 p.m.
  • *Welcome Offer
HSBC Visa Signature Credit Card

Requirement for HKTVmall

New Credit Card CustomersExisting Credit Card Customers
a. Your

application is approved

HK$100 HKTVmall eGift VoucherHK$100 HKTVmall eGift Voucher
b. Make Eligible Transactions of HK$8,000 or above with Eligible Credit Card within the first 60 calendar days after card issuanceHK$800 HKTVmall eGift VoucherHK$200 HKTVmall eGift Voucher
  • Reminder: you are required to select "HKTVmall Offer" as your welcome offer when you fill in the online card application form to enjoy this reward!
  • if you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBC Credit Card x HKTVmall Welcome Offer
  • Important Notes :
  • Customers must apply via the designated URL and select the "HKTVmall Offer" to access the top-up offer.
    Designated URL refer to https://www.redhotoffers.hsbc.com.hk/tc/hktvmall-acq-offer/

  • Customers are unable to benefit from both the HKTVmall and YOHO offers simultaneously.
Up to $950 RewardCash
Red Hot Winter Rewards - Broadway
Up to $950 RewardCash

Red Hot Winter Rewards - Broadway
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.

Total Net Spending AmountExtra RewardCash rebateMaximum amount of extra RewardCash
HK$3,000 or above3%$100
HK$6,000 or above5%$400
HK$10,000 or above6%$950
  • *Register via HSBC Reward+ app to enjoy the offer
Up to Extra 10% RewardCash
Red Hot Winter Rewards - Mannings
Up to Extra 10% RewardCash

Red Hot Winter Rewards - Mannings
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Mannings with an HSBC credit card, and earn up to an extra 10% RewardCash.

  • Monday to Sunday: extra 5% RewardCash rebate, up to $300 RewardCash
  • Friday to Sunday: extra 5%, for a total of 10% RewardCash rebate, up to $150 RewardCash
  • *Register via HSBC Reward+ app to enjoy the offer

up to $700 RewardCash rebate
Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate

Red Hot Shopping Special - SOGO
From 23 October 2024 to 2 January 2025, accumulate eligible transactions of HK$3,000 or above with your HSBC credit card at SOGO, you can enjoy an extra 6% RewardCash rebate. You can earn up to an extra $700 RewardCash.
*Register via HSBC Reward+ app to enjoy the offer

KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910  (Valued HKD$600)
HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600)

+ 1 other gift options

Register now and apply online for an eligible HSBC credit card. Once approved, enjoy one of the following welcome rewards* along with a basic welcome reward of up to HKD 1,000 in “Reward Cash”**

  • Promotion Period: November 1 2024 12 a.m. to December 31 2024 11:59 p.m.
  • Eligible Online Application Channels:

    • HSBC Website
    • HSBC Personal Internet Banking
    • HSBC HK Mobile Banking App
  • *Welcome Reward Offer
    Option 1Option 2
    New/Existing Credit Card CustomersKoizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600)Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)
  • **Reward Cash
    • New Credit Card Customers: Up to HKD 1,000 in “Reward Cash”
    • Existing Credit Card Customers: HKD 200 in “Reward Cash”
  • Tips: You must download the HSBC Reward+ app to view redemption details for the additional welcome reward. Check “My e-Coupons” under “Account” in HSBC Reward+, and follow the instructions to redeem the additional welcome reward at YOHO stores by September 30, 2025.
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBCxYOHO Website
New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
  • Activate an eligible credit card within the first 60 calendar days after the card is issued, and successfully apply for the Cash Cash Out installment plan with the eligible credit card and be approved for a withdrawal amount HK$20,000 or above, and choose a repayment period of 12 months or above , you can get an extra $200 「RewardCash

Things to consider

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Overseas rebate

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Dining rebate

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Cinema ticketing

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Dining discount

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HSBC Visa Signature Card Benefits

Cashback

credit_card
Cashback Base Rate
0.04  %
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location_on
Cashback Local
3.6  %
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flight
Cashback Overseas
3.6  %
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restaurant
Cashback Dining
3.6  %
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shopping_bag
Cashback Overseas Online Shopping
5.6  %
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Airmiles

location_on
Airmiles Local
$ 2.78  per mile
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flight
Airmiles Overseas
$ 1.79  per mile
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restaurant
Airmiles Dining
$ 2.78  per mile
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shopping_bag
Airmiles Overseas Online Shopping
$ 1.79  per mile
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  • Earn up to 3.6% RewardCash rebates
    • Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".

  • Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
  • 15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
  • The Mira Hong Kong: enjoy special dining and spa discount
  • Exclusive 24-hour Concierge and emergency services provided by Visa
  • Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
  • HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay
  • First 2 years annual fee waiver
  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).

Other things to note

  • The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
  • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 240,000

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 2,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower.
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days

Association

VISA Signature

Supported Payment Type

Inductive payment

Octopus automatic value

Tags

HSBC Visa Signature Card HSBC Visa Signature Card