HSBC Visa Signature Card

HSBC Visa Signature Card

The HSBC Visa Signature Card offers a waiver on annual fees for the first 2 years. With the "Red Hot Rewards of Your Choice" program, the card allows for up to 3.6% cashback on selected spending categories like dining, foreign currencies, and more. Cardholders can enjoy various dining discounts and even get buy-one-get-one-free deals on Emperor Cinemas tickets and popcorn.
Highlights
Benefits
Quick Facts
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Eligibility
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HSBC Visa Signature Card Highlights

Cashback Dining
3.6  %
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Cashback Local
3.6  %
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Cashback Overseas
3.6  %
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Annual Fee Waiver
First 2 years
2 Offers Available
【Limited-time Extra Welcome Offer】Up to HK$2,000 in RewardCash
【Limited-time Extra Welcome Offer】Up to HK$2,000 in RewardCash
【Limited-time Extra Welcome Offer】Up to HK$2,000 in RewardCash

From 13 July 2026 to 31 July 2026, successfully apply for a designated HSBC Credit Card online and enter “HEROFLASH” promo code to earn up to HK$2,000 in RewardCash as a boosted welcome offer.

This offer is available to both new and existing credit card customers, get your card now and unlock this flash promotion!

New Credit Card Customers

  • Enjoy a total of up to HK$2,000 RewardCash:
    • Limited-Time Online Bonus: HK$1,000 RewardCash
    • Base Welcome Offer: HK$800 RewardCash
    • Cash Instalment Plan Offer: HK$200 RewardCash

Existing Credit Card Customers

  • Enjoy a total of up to HK$700 RewardCash:
    • Limited-Time Online Bonus: HK$500 RewardCash
    • Base Welcome Offer: HK$200 RewardCash

Limited-Time Online Offer Details

  1. Apply for a designated HSBC Credit Card online and enter the specified promo code during application.
  2. Within 60 days of card issuance, meet the required spending amount, including at least one mobile payment or QR code transaction.
$50 RewardCash
HSBC Limited-Time Welcome Lucky Draw Up to 1,000,000 Miles
$50 RewardCash

From June 1 to July 31, 2026, successfully apply for a card online and accumulate a minimum spending of HKD/RMB 500 within the first 60 calendar days from the card issuance date to enter the lucky draw!

Winner of the lucky draw can get ONE of the prizes below:
🎁 Guaranteed Prize: $50 RewardCash; or
🎁 Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners) – sufficient to redeem 5 round-trip business class tickets between HK and Europe# or enjoy Fine Dining month after month all year round^!

New Credit Card Customer will be entitled to FIVE lucky draw chances; Existing Credit Card Customers will be entitled to ONE lucky draw chance.

 

*Up to 1,000,000 miles (or $50,000 RewardCash) is the lucky draw prize and the redemption rate is as follows: Eligible HSBC EveryMile Credit Card holder could redeem 1,000,000 miles with $50,000 RewardCash; other eligible card holder could redeem 500,000 miles with $50,000 RewardCash.

$50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)
HSBC Limited-Time Welcome Lucky Draw Up to 1,000,000 Miles
$50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)

From June 1 to July 31, 2026, successfully apply for a card online and accumulate a minimum spending of HKD/RMB 500 within the first 60 calendar days from the card issuance date to enter the lucky draw!

Winner of the lucky draw can get ONE of the prizes below:
🎁 Guaranteed Prize: $50 RewardCash; or
🎁 Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners) – sufficient to redeem 5 round-trip business class tickets between HK and Europe# or enjoy Fine Dining month after month all year round^!

New Credit Card Customer will be entitled to FIVE lucky draw chances; Existing Credit Card Customers will be entitled to ONE lucky draw chance.

 

*Up to 1,000,000 miles (or $50,000 RewardCash) is the lucky draw prize and the redemption rate is as follows: Eligible HSBC EveryMile Credit Card holder could redeem 1,000,000 miles with $50,000 RewardCash; other eligible card holder could redeem 500,000 miles with $50,000 RewardCash.

Things to consider

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Overseas rebate

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Dining rebate

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Cinema ticketing

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Dining discount

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HSBC Visa Signature Card Benefits

Cashback

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Cashback Base Rate
0.04  %
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Cashback Local
3.6  %
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Cashback Overseas
3.6  %
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restaurant
Cashback Dining
3.6  %
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Airmiles

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Airmiles Local
$ 2.78  per mile
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Airmiles Overseas
$ 1.79  per mile
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Airmiles Dining
$ 2.78  per mile
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Airmiles Overseas Online Shopping
$ 1.79  per mile
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HSBC Visa Signature Card More Info

  • New HSBC Rewards Partners
    Starting from 11 May 2026, HSBC Hong Kong introduce three new mileage and hotel partners, bringing the total number of HSBC Rewards partners to 19, giving customers even more redemption options: 
    • New Travel Partners
      • Hilton (available for EveryMile Card and HSBC Privé only)
      • Hainan Airlines and China Southern Airlines (available for all credit cards, including EveryMile and HSBC Privé)
    • Redemption Rate
      • Preferential redemption rate for all EveryMile cardholders: 1 RC = 20 miles / hotel points 
  • Earn up to 3.6% RewardCash rebates
    • Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".
  • Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
  • 15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
  • Exclusive 24-hour Concierge and emergency services provided by Visa
  • First 2 years annual fee waiver

Other things to note

  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card

  • To borrow or not to borrow? Borrow only if you can repay!

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HSBC Visa Signature Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 240,000
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HSBC Visa Signature Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 2,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower.
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
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HSBC Visa Signature Card Others Info

Association

VISA Signature

Supported Payment Type

Inductive payment

Octopus automatic value

Tags

HSBC Visa Signature Card HSBC Visa Signature Card

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