HSBC Visa Signature Card

HSBC Visa Signature Card

The HSBC Visa Signature Card offers a waiver on annual fees for the first 2 years. With the "Red Hot Rewards of Your Choice" program, the card allows for up to 3.6% cashback on selected spending categories like dining, foreign currencies, and more. Cardholders can enjoy various dining discounts and even get buy-one-get-one-free deals on Emperor Cinemas tickets and popcorn.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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HSBC Visa Signature Card Highlights

Cashback Dining
3.6  %
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Annual Fee Waiver
First 2 years
Cashback Local
3.6  %
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Cashback Overseas
3.6  %
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Offer Available
New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash

Things to consider

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Overseas rebate

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Dining rebate

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Cinema ticketing

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Dining discount

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HSBC Visa Signature Card Benefits

Cashback

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Cashback Base Rate
0.04  %
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Cashback Local
3.6  %
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Cashback Overseas
3.6  %
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restaurant
Cashback Dining
3.6  %
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Cashback Overseas Online Shopping
5.6  %
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Airmiles

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Airmiles Local
$ 2.78  per mile
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Airmiles Overseas
$ 1.79  per mile
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restaurant
Airmiles Dining
$ 2.78  per mile
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Airmiles Overseas Online Shopping
$ 1.79  per mile
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HSBC Visa Signature Card More Info

  • Earn up to 3.6% RewardCash rebates
    • Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".

  • Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
  • 15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
  • The Mira Hong Kong: enjoy special dining and spa discount
  • Exclusive 24-hour Concierge and emergency services provided by Visa
  • Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
  • HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay
  • First 2 years annual fee waiver
  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).

Other things to note

  • The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card

  • To borrow or not to borrow? Borrow only if you can repay!

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HSBC Visa Signature Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 240,000
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HSBC Visa Signature Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 2,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower.
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
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HSBC Visa Signature Card Others Info

Association

VISA Signature

Supported Payment Type

Inductive payment

Octopus automatic value

Tags

HSBC Visa Signature Card HSBC Visa Signature Card

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