Standard Chartered Cathay Mastercard - Priority Banking

Standard Chartered Cathay Mastercard - Priority Banking

The Standard Chartered Cathay Mastercard - Priority Banking not only earns you reward miles but also provides four Cathay Pacific Business Class lounge passes annually. With a welcome offer of up to 80,000 miles, using the card for Cathay Pacific and HK Express transactions can yield miles as low as HK$2 per mile, while online purchases, dining, and overseas spending can earn miles as low as HK$4 per mile.
Airmiles Dining
$ 4  per mile
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Airport Lounge Access
4  times
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Airmiles Local Online Shopping
$ 4  per mile
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Airmiles Overseas
$ 4  per mile
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4 Offers Available
Delsey Eclipse SE 27
MoneyHero Exclusive Offer
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 4 other gift options

MoneyHero Limited-Time Exclusive Offer

  • New Standard Chartered Credit Card Customers get rewarded with Delsey Eclipse SE 27” (valued at HK$3,680) OR Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) OR Nescafe Dolce Gusto® Genio S Plus with capsules (valued at HK$1,780;random colour) OR HK$900 Wellcome Shopping Voucher OR HK$900 Apple Store Gift Card by fulfilling the following requirements:
    • From 30 April 2024 6 p.m. to 31 May 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
    • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
    • On or before 30 June 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
    • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
  • Tips:
    • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
    • Terms and Conditions Apply.
5,000 Miles (New Cardholders)
Welcome Offer
Extra 5,000 Miles (New Cardholders)

+ 1 other gift options

  • From now till 30 June 2024, cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to extra 5,000 Asia Miles
    • New cardholders: extra 5,000 Asia Miles
    • Existing cardholders: extra 2,000 Asia Miles
    • Existing cardholders are applicants who currently hold or have cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card, except for the Standard Chartered Mastercard, issued by the Bank in the past 6 months from the date of approval of their current application for a principal card of the Standard Chartered Cathay Mastercard.
80,000 miles
Welcome Offer - Up to 80,000 Miles
Up to 80,000 miles
From now till 3 July 2024, new cardholders who submit the Standard Chartered Cathay Mastercard - Priority Banking applications and fulfill relevant requirements can enjoy up to 80,000 Asia Miles.

Spending within the first 2 months upon card issuance –

  • Tier 1: Accumulated Eligible Transactions* of HKD1,000 = 5,000 Miles (HK$0.2/Miles)
  • Tier 2: Accumulated Eligible Transactions* of HKD5,000 = 15,000 Miles (HK$0.33/Miles)
  • Tier 3: Accumulated Eligible Transactions*of HKD40,000 = 60,000 Miles (HK$0.67/Miles)
  • Tier 4: Accumulated Eligible Transactions* of HKD100,000 = 80,000 Miles (HK$1.25/Miles)

  • *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

50,000 Miles
Limited Welcome Offer - Asia Miles Lucky Draw
Up to 50,000 Miles

+ 1 other gift options

  • From now till 30 May 2024, new cardholders who submit the Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard - Priority Banking / Standard Chartered Cathay Mastercard - Priority Private applications and fulfill relevant requirements, will be enrolled in the Lucky Draw and has a chance to win up to 50,000 Asia Miles:
    • Number of Winners of 50,000 Asia Miles: 20
    • Number of Winners of 900 Asia Miles: 10,000
  • Successfully apply for, and be issued with, the Eligible Card by the Standard Chartered on or before 31 July 2024.
  • Terms and Conditions Apply

Things to consider

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Welcome offer: Air miles

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Priority Pass

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Airport lounge

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Air miles conversion

Airmiles

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Airmiles Base Rate
$ 6  per mile
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Airmiles Local
$ 4  per mile
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flight
Airmiles Overseas
$ 4  per mile
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restaurant
Airmiles Dining
$ 4  per mile
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shopping_bag
Airmiles Local Online Shopping
$ 4  per mile
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Airmiles Overseas Online Shopping
$ 4  per mile
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Airmiles Digital Wallet
$ 6  per mile
Airmiles Octopus Top Up Spending
$ 6  per mile

Additional Benefits

airlines
Airport Lounge Access
4  times
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Octopus Maximum Top up Value
HK$ 500

Cathay Travel Privileges

  • Cathay Pacific Business Class Lounge Access 4 times per year
  • Check-in at the Premium Economy Class counters and enjoy the same priority boarding services for Premium Economy Class passengers
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
  • Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
    • Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
  • HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
  • HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
  • Hotel, Car Rental and Experience Awards;
  • Dining awards or settle bill with miles; and
  • Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings

Annual fee waiver when you become a Priority Banking client and fulfill relevant requirements
  • Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.

Other things to note
  • "New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:

    • "New Cardholders" are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
    • "New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
  • To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Banking, cardholder is required to be an existing Priority Banking client or a New Banking Client who signs up for Priority Banking upon card application. The cardholder is also required to maintain HK$1,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.
  • Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
  • No annual fee will be refunded if the card is terminated. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
  • Offers are subject to Terms and conditions
  • An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 4,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HK$/CNY220, whichever is higher.
Late Payment Charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
Retail Purchase APR
35.7  %
Cash Advance APR
39.9  %
Interest Free Period
Up to 56  days

Tags

Standard Chartered Cathay Mastercard - Priority Banking Standard Chartered Cathay Mastercard - Priority Banking