#Air Miles #All Card #Promo

Standard Chartered Cathay Mastercard - Priority Banking

Updated: 6 Aug 2026
Airmiles
Standard Chartered Cathay Mastercard - Priority Banking
Apply Now
Airport Lounge Access
4times
Airmiles Dining
$4per mile
Airmiles Overseas
$3per mile
Airmiles Hotel Booking
$4per mile
Supported Payment Network:

Offers

MoneyHero Reward up to HK$4,288

Apply through MoneyHero and choose from 12 premium rewards
Only 3 days left!
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Worth HK$1,800

Only 3 days left!
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Worth HK$1,800

Only 3 days left!
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Worth HK$1,800

Only 3 days left!
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Worth HK$4,288

Only 3 days left!
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Worth HK$3,700

Only 3 days left!
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Worth HK$3,190

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Worth HK$2,499

Only 3 days left!
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Worth HK$2,499

Only 3 days left!
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Worth HK$3,980

Top up only HK$400

Only 3 days left!
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Worth HK$3,059

Top-up only HK$909

Limited time only
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Up to 100,000 Miles

Limited time only
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SC Cathay Blind Box Lucky Draw – Win Up to 1 Million “Asia Miles”

MoneyHero Exclusive Offer

✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days

  • HK$1,800 Apple Store Gift Card
  • HK$1,800 Wellcome Shopping Voucher
  • HK$1,800 Trip.com Gift Card
  • PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
  • LOJEL Cubo Large V5 Suitcase (value of HK$3,700)
  • Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour)
  • Marshall Acton IV Bluetooth Home Speaker (value at HK$2,499)
  • TP-Link RV30 Max Plus Dual Navi System Robot Vacuum + Smart Auto-Empty Dock (valued at HK$2,499)
  • Dyson Supersonic Nural™ hair dryer HD16 (value of HK$3,980)(Need to redeem with Designated Card at the redemption price of HK$400)
  • DJI Osmo Pocket 3 Action Camera (value at HK$3,059) (Need to redeem with the Designated Card at the redemption price of HK$909)

Welcome Offer - Up to 100,000 Miles
  • Up to 100,000 Miles

Welcome Offer - SC Cathay Blind Box Lucky Draw
  • SC Cathay Blind Box Lucky Draw – Win Up to 1 Million “Asia Miles”

Highlights

Things to Consider

Welcome offer: Air miles
Priority Pass
Airport lounge

Cathay Travel Privileges

  • Up to 100,000 Miles (as low as HKD0.5 = 1 Mile), Accumulated Eligible Transactions of HKD5,000 = 10,000 Miles
  • Cathay Pacific Business Class Lounge Access 4 times per year, sharable to your travel companion or redemption group nominee
  • Check-in at the Premium Economy Class counters and enjoy the same priority boarding services for Premium Economy Class passengers

Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee

  • Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express#
    • #Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
  • HK$3 = 1 Asia Mile for eligible spending on overseas category
  • HK$4 = 1 Asia Mile for eligible spending on dining and hotels spending categories
  • HK$6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars

10% discount on Asia Miles Awards redemption

  • Hotel, Car Rental and Experience Awards;
  • Dining awards or settle bill with miles; and
  • Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.

Annual fee waiver when you become a Priority Banking client and fulfill relevant requirements

  • Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.

 

Other things to note

  • "New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:

    • "New Cardholders" are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
    • "New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
  • To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Banking, cardholder is required to be an existing Priority Banking client or a New Banking Client who signs up for Priority Banking upon card application. The cardholder is also required to maintain HK$1,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.
  • Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
  • No annual fee will be refunded if the card is terminated. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
  • Offers are subject to Terms and conditions
  • An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page

Benefits

Cashback Local
Not applicable
Cashback Dining
Not Applicable
Cashback Local Online Shopping
Not Applicable

Airmiles Overseas
$ 3 per mile
Airmiles Hotel Booking
$ 4 per mile
Airmiles Dining
$ 4 per mile
Airmiles Local Online Shopping
$ 6 per mile
Airmiles Base Rate
$ 6 per mile
Airmiles Local
$ 4 per mile
Airmiles Overseas Online Shopping
$ 4 per mile
Airmiles Travel
Up to $ 2 per mile
Airmiles Digital Wallet
$ 6 per mile
Airmiles Octopus Top Up Spending
$ 6 per mile
Air Miles Conversion Fee
Waived

Fees & Charges

Air Miles Conversion Fee
Waived
Annual Fee
HK$ 4,000
Foreign Currency Transaction Fee
1.95 %

Late Payment Charge
EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY,220 and a maximum cap of HK$/CNY,350) OR the Minimum Payment Due whichever is lower

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$ 96,000

View more Standard Chartered credit cards

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Standard Chartered Cathay Mastercard
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Card Benefit
0.5 - 5 % cashback
1.5 - 2 % CashBack
Up to $2 - 6 per mile
Cashback Local
5 %
1.5 %
Not applicable
Cashback Overseas
0.55 %
2 %
Annual Fee Waiver
First year