Mox Credit Card (Asia Miles)

Mox Credit Card (Asia Miles)

Mox Credit's Asia Miles Rewards Scheme makes earning miles on all your daily spending a piece of cake by maintaining an eligible balance of HKD250,000 or above. Enjoy the ultimate Code for mile-earning “4100” !
Unlimited mileage rebates on spending
as low as $ 4  per mile
Overseas transaction fee
0  %
Minimum Annual Income
No Requirement
Annual Fee Waiver
Perpetual Annual Fee Waiver
2 Offers Available
HK$1,200 Apple Store Gift Card (provided by MoneyHero)
MoneyHero Limited-Time Welcome Offer (with the promo code "FLYWITHMOXMH")
HK$1,200 Apple Store Gift Card (provided by MoneyHero)

+ 6 other gift options

Open a Mox Account successfully with the invitation code "FLYWITHMOXMH", successfully apply for Mox Credit Card via MoneyHero and eligible spending HK$10,000 within 60 calendar days after approval to enjoy extra: HK$1,200 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,000 Cash Rebate (Deposited via FPS Account)  OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980; Random Color)   OR Philips RO Instant Hot Water Dispenser ADD6901 (valued at HK$1,998;random color) OR Marshall Emberton III Bluetooth Speaker (valued at HK$1,499)

  • From 7 November 2025 6 p.m. to 4 December 2025 11:59 p.m.: New customers open Mox Account via invitation code and complete the Mox Account opening process the following 15 days
  • Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
  • The Mox Credit Card must be approved by Mox within 30 days after using invitation code, subject to the Bank’s system records
  • Tips:
    • Successfully open the Mox Bank Account as well as Mox Credit Card and accumulated eligible spending of HK$10,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
    • Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.

    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
    • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
    • Terms and Conditions and FLYWITHMOXMH Invitation Code Promotion Terms and Conditions apply.
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward  
Up to 6% exclusive hotel and flight discounts on Trip.com
Trip.com Hotel and Flight Discount Offers
Up to 6% exclusive hotel and flight discounts on Trip.com

Exclusive Trip.com hotel and flight offers

Promotion Period: From now until 31 December 2025

Valid for hotel stays and flight departures: From now until 15 January 2026

  • During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit Card and enter the unique promo codes below for instant savings
  • Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
  • Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges) 
  • Mox Disclaimer applies.  

  • To borrow or not to borrow? Borrow only if you can repay!

Things to consider

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Instant onboarding

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Unlimited flight miles

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Travel platform consumption discount

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Welcome offer: AirMiles

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foreign currency transaction

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Mox Credit Asia Miles Benefits

Airmiles

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Unlimited mileage rebates on spending
as low as $ 4  per mile
Airmiles Digital Wallet
as low as $ 4  per mile
Airmiles Online Food Delivery
as low as $ 4  per mile
Airmiles Octopus Top Up Spending
as low as $ 4  per mile
flight
Airmiles Overseas
as low as $ 4  per mile
restaurant
Airmiles Dining
as low as $ 4  per mile
luggage
Airmiles Travel
as low as $ 4  per mile
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Airmiles Local
as low as $ 4  per mile
shopping_bag
Airmiles Local Online Shopping
as low as $ 4  per mile
  • Introducing the all-new Mox Credit "FLYWITHMOXMH" miles-earning code!
  • Seamlessly earn an unbeatable HKD4 = 1 Asia Mile on all your spending with Mox Credit's Miles Rewards Scheme, so you can earn faster and fly sooner. Plus, enjoy 0% FX Fees, making every purchase count, whether at home or abroad!
  • Break free from traditional credit card rewards scheme. With Mox Credit you can switch between CashBack and Miles Rewards scheme with ease, putting you in control of how you earn.
  • Enjoy HKD4 = 1 Mile on all spending
  • Unlimited Miles, Unlimited Trips.
  • There's no limits on the number of miles you can earn – spend more, earn more!
  • 0% FX Fees: Same great rates at home and abroad!
  • Enjoy 0% FX Fees on all transactions worldwide.
  • Save effortlessly on overseas trips and online purchases.
  • Want to earn CaskBack instead? You can switch your spending reward mode to “CashBack” via Mox app, and start earning “best-in-town” 2% unlimited CashBack on any spending!

New customers can only use one invitation code to open an account and enjoy the welcome offer

Mox Credit transfer limit is customized every month to facilitate daily transfers

  • Mox Credit's personalized transfer amount is customized every month. Transfer money through Mox Credit using "FPS", which is convenient, fast and convenient.

  • For daily bank transfers to relatives and friends, rent payments, tuition and miscellaneous fees, shopping and other services, you only need to use the "FPS" transfer function or bank transfer function through Mox Credit in the Mox app, and you can enjoy it with just one click. Interest-free repayment period of 56 days. You can also set up a "repeat payment" instruction to never miss any payment days again.

  • If the total monthly transfer amount exceeds your personalized transfer limit, you only need to pay a handling fee of up to 2% for the transfer amount exceeding this limit. If you want to check your personalized transfer amount and handling fee, just log in to the Mox app and you can see it at a glance

Mox Credit - Full-featured No-Number Bank Card

  • Use "FPS" via Mox Credit to transfer the amount first and then find the amount.
  • One Mox Credit has both consumption and withdrawal functions

  • No card number design, the physical card will not be printed with the card number, expiration date or CVV verification code, reducing the risk of data theft

  • You can lock, unlock, set daily limits and change ATM passwords for Mox Credit through the Mox app. Even if you lose your physical card, you can reduce the risk of it being stolen.

  • Free use of "JETCO" ATM cash withdrawals

No annual fee

  • “Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
  • Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
  • FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
  • Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!

The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank's Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.

  • You must first open a Mox account to apply for Mox Credit

  • Applicants for Mox account must be 18 years old or above, hold a valid Hong Kong resident identity card, and have a valid Hong Kong residential address and mailing address

  • Subject to Mox disclaimer.

  • Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!

 

Eligibility

Minimum Age
18  years old
Minimum Annual Income
No Requirement

Fees

Annual Fee Waiver
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
0  %

Repayment

Minimum Payment
Late Payment Charge
$
Retail Purchase APR
35.99  %
Cash Advance APR
35.91  %
Interest Free Period
56  Days

Association

Mastercard

Tags

Mox Credit Card (Asia Miles) Mox Credit Card (Asia Miles)