Mox Credit Card (Asia Miles)

Mox Credit Card (Asia Miles)

Rewards your way – switch between Asia Miles and CashBack.
All year round unlimited Asia Miles! Enjoy 0% FX fees on all overseas purchases – in store or online. 
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Mox Credit Asia Miles Highlights

Minimum Annual Income
No Requirement
Annual Fee
$ 0
Unlimited mileage rebates on spending
as low as $ 5  per mile
4 Offers Available
Limited Flash Offer (till 31 July 2026): Enjoy extra HK$200 Cash Reward after open a Mox Account and successfully get Mox Credit Card approved
MoneyHero Exclusive Welcome Offer (with the promo code "2000MOXMH"）
Limited Flash Offer (till 31 July 2026): Enjoy extra HK$200 Cash Reward after open a Mox Account and successfully get Mox Credit Card approved

Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "2000MOXMH" and complete designated requirements within 30 calendar days after approval to enjoy Limited-time Flash Offer^: Extra HK$200 Cash Reward

  • From 23 June 2026 to 31 July 2026 : New customers open Mox Account via promo code "2000MOXMH" and complete the Mox Account opening process within the following 15 days
  • Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code 
1. Limited-time Flash Offer^
 (23 June - 31 July 2026)

Open a Mox Account successfully with the invitation code "2000MOXMH" and successfully approved Mox Credit before the end of the period beginning
on and from your Joining Day and the
following 30 days

HK$200 Cash Reward
(Provided by Mox)
DELSEY SHADOW 5.0 75 CM 4 DOUBLE WHEELS EXPANDABLE TROLLEY (Suggested Retail Price: HK$3,890) (provided by Mox)
MoneyHero Exclusive Welcome Offer (with the promo code "2000MOXMH"）
DELSEY SHADOW 5.0 75 CM 4 DOUBLE WHEELS EXPANDABLE TROLLEY (Suggested Retail Price: HK$3,890) (provided by Mox)

+ 3 other gift options

Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "2000MOXMH" and complete designated requirements within 60 calendar days after approval to enjoy: Designated Welcome Gift ( choose 1 out of 4) & HK$1,200 Reward

  • From 18 May 2026 to 31 August 2026 : New customers open Mox Account via promo code "2000MOXMH" and complete the Mox Account opening process within the following 15 days
  • Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code 
Designated Welcome Gift* (choose 1 out of 4 - subject to respective redemption quotas, avaliable on a first-come first served basic) 
(provided by Mox)

 Eligible spending HK$4,000 (using Mox credit card) within 60 calendar days after approval
  • DELSEY SHADOW 5.0 75 CM 4 DOUBLE WHEELS EXPANDABLE TROLLEY (Suggested Retail Price: HK$3,890) ；OR
  • Marshall Emberton ll Portable Bluetooth Speaker (Black & Brass) (Suggested Retail Price: HK$1,499)；OR
  • Apple Airpods 4 (Suggested Retail Price: HK$1,099)；OR
  • Wellcome HK$1000 E-Shopping Voucher#

*Redeem your welcome gift with the following steps📱:

  1. A redemption code will be sent to your email within 14 days you fulfilled the spending requirement.
  2. If your The Club Membership has not yet been linked with your Mox Card or if you do not have a The Club Membership Account, open the Mox app > tap ‘Mox Rewards’ > tap ‘Clubpoints’ > tap "Link now" > follow the instructions to easily link your Mox Card to your The Club membership
  3. Go to the Welcome Offer Zone in the Mox Zone, select the gift of your choice, and check out with your redemption code.  
  4. Your selected gift will be delivered to your door !

#Wellcome HK$1000 E-Shopping Voucher Terms & Conditions

  1. This e-voucher shall only be used in all physical stores of Wellcome, Market Place, 3hreesixty and Oliver's The Delicatessen in Hong Kong.
  2. This e-voucher shall be applicable to the goods sold in all physical stores of Wellcome, Market Place, 3hreesixty and Oliver's The Delicatessen in Hong Kong. This e-voucher is not applicable to all top up, recharging or value-added services, and sale and other services relating to any cash coupon(s)/voucher(s).
  3. A maximum of 10 e-vouchers can be used in a single transaction.
  4. This e-voucher shall not be applicable to all purchases online or through any mobile apps.

💡Gifts are subject to quota and provided on a first-come, first-served basis. The final gift redeemable is subject to stock availability at the time of checkout with the redemption code. 

HK$1,000 Cash Reward (Provided by Mox)
MoneyHero Exclusive Welcome Offer (with the promo code "2000MOXMH"）
HK$1,000 Cash Reward (Provided by Mox)

Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "2000MOXMH" and complete designated requirements within 60 calendar days after approval to enjoy: HK$1,000 Reward & First 60 days Mox Invest 0% fee

  • From 18 May 2026 to 31 August 2026 : New customers open Mox Account via promo code "2000MOXMH" and complete the Mox Account opening process within the following 15 days
  • Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code 
Savings Reward
(provided by Mox)

Deposit HK$100,000 or above within 7 days of opening the account and maintain for at least 60 days
and have your Mox credit card approved

 

HK$1,000 Cash Reward
0% fee

First 60 days

Mox Invest : $0 buying fee on stock and crypto and 0% Funds Subscription Fee*
Spend to earn up to 28,000 miles！
Miles Welcome Offer (with the promo code "MOXTRAVEL")
Spend to earn up to 28,000 miles！

Open a Mox Account successfully with the invitation code "MOXTRAVEL"  and eligible spending within 60 calendar days after approval to earn up to 28,000 Asia miles, enough to redeem round-trip to Asia!  

  • From 1 April 2026 to 31 August 2026 : New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
  • The Mox Credit Card must be approved by Mox within 30 days after using the invitation code , subject to the Bank’s system records  

  • spend to earn up to 28,000 Asia miles

    Challenge Miles Reward
    Welcome Reward 1：Spend Challenge
    Customer spend HK$10,000 eligible spending in the following 60 days of credit approval earn 15000 Asia Milles

    17,000 Asia Miles
    Welcome Reward 2：Deposit Challenge
    Customer fund in HK$100,000 within 7 calendar days after approval
    AND keep funds for 60 days Hold Fund Period, earn 11,000 Asia Miles

    11,000 Asia Miles
     

    28,000 Asia Miles
    (inclusive of basic spending rewards)
  • "MOXTRAVEL" Promo Code Promotion Terms and Conditions apply.

  • Limited quota for the Promotion, first come first serve   

  • To borrow or not to borrow? Borrow only if you can repay!

Things to consider

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3% CashBack on supermarket spending: Earn 3% unlimtied CashBack with Mox Credit Card at all major supermarkets in Hong Kong (including: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON, etc.)

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Unlimtied 2% CashBack on any spending (for Mox+ customers) or unlimtied 1% CashBack. "Essential for large purchases / guaranteed rewards!"

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Permanent 0 annual fee — a must-have for students and budget-conscious individuals

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24/7 instant apply instant use (Apple Pay / Google Pay)

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0% FX Fees

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Mox Credit Asia Miles Benefits

Airmiles

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Unlimited mileage rebates on spending
as low as $ 5  per mile
Airmiles Digital Wallet
as low as $ 5  per mile
Airmiles Online Food Delivery
as low as $ 5  per mile
flight
Airmiles Overseas
as low as $ 5  per mile
restaurant
Airmiles Dining
as low as $ 5  per mile
luggage
Airmiles Travel
as low as $ 5  per mile
location_on
Airmiles Local
as low as $ 5  per mile
shopping_bag
Airmiles Local Online Shopping
as low as $ 5  per mile
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Mox Credit Asia Miles More Info

  • Win a race entry for Tokyo Marathon 2027  / Tokyo round ticket🏃🏻🇯🇵
    • Register the promotion by 30 Sep, 2026
    • Every single eligible spending transaction of HK$200 or above made with your Mox Card by Mastercard automatically earns you 1 lucky draw entry
    • Accumulate a total eligible spend of HK$42,000 or more, and every HK$200+ transaction will instantly double your entries
    • Log in Mox app to explore more ways to boost your odds

  • Mox Credit Card = The Only Card You Need

    •  3% CashBack on supermarkets: Earn 3% unlimited CashBack at major supermarkets across Hong Kong with Mox Credit (including: Don Don Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON, and more).
    • 2% Unlimited CashBack on everything (Mox+ members) or 1% Unlimited CashBack on everything. "Your go-to for big purchases / must-have daily card!"
    • Want to earn Asia Miles instead? Switch spending reward mode to “Asia Miles”, and start earning Unlimited Asia Miles + 0% FX fees (for both overseas spending / online shopping)
    • HKT / CSL: Enjoy 0% instalments on single purchases of HK$4,500 or above; earn HK$180 service fee rebate when you set up auto-payment with Mox Credit Card after new subscription or renewal. Plus, get The Club Privilege Pass free — priority access to grab 2026 flagship devices on launch day.
    • Trip.com: Up to 8% off hotels and flights all year round + earn up to 2% unlimited CashBack.
    • Xiaomi stores / mi.com: Earn up to 7% rebates + 0% instalments.
    • Buy&Ship: Free shipping on cross-border online shopping, up to HK$200.
    • Emirates: Instant discount of up to HK$300 on selected flights. - Zero annual fee, forever — essential for students and savvy spenders.
    • Use Mox Credit to pay bills and enjoy up to 56 days interest-free period with 0 fee, covering government, banks or credit cards, insurance, education and other institutions.

  • Powerful flexibility -- Mox Credit x FPS

    • Customers can transfer money using FPS with Mox Credit credit line.
    • Send money to friends, pay rent, settle bills or shop online from small business – then enjoy up to 56 days interest-free before you pay it back. Plus, with automatic spending categorisation, you’ll see exactly where your money goes, all in one clean view.

  • Pay Bills with Mox Credit

    • Use your Mox Credit to pay bills at over 900 merchants
    • Covering government, banks or credit cards, insurance, education institutions
    • Enjoy up to 56 days interest-free period and unlock extra cash flow

  • Mox Credit Split Purchase or Split Statement
    • Repayment period ranging from 3 to 60 months
    • See a transparent APR that updates in real time in the Mox app
    • Split any eligible transaction(s) of HK$400+ 
    • Earn HK$200 cash reward by making an 6mo+ eligible Split Purcase of HK$5,000 or above
  • Mox Card = only card that does everything
    • Physical card / virtual card avalible
    • Numberless card design for next-level privacy and security
    • Apple Pay & Google Pay supported
    • Free cash withdrawals at JETCO ATMs
  • Perpetual annual fee waiver
  • Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
  • FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
  • The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank’s Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
  • Please refer to the Mox Card Rewards Table for eligibility criteria to unlock the designated CashBack Rate / Asia Miles Reward Ratio. For further details, refer to the Definitions Schedule, Rewards for Cards Schedule and General Fees and Charges.
  • Terms and Conditions apply
  • You must first open a Mox account to apply for Mox Credit. 
    • Applicants for a Mox account must be 18 years of age or older, hold a valid Hong Kong Identity Card, and have a valid Hong Kong residential address and postal address.
  • Mox Disclaimer applies.
  • To borrow or not to borrow? Borrow if you can repay!
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Mox Credit Asia Miles Eligibility

Eligibility

Minimum Age
18  years old
Minimum Annual Income
No Requirement
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Mox Credit Asia Miles Fees / Repayment

Fees

Fee Waiver
Perpetual Annual Fee Waiver
Annual Fee
$ 0
Foreign Currency Transaction Fee
0  %

Repayment

Minimum Monthly Payment
Please refer to Mox website or Mox App for the latest details
Late Payment Fees
Retail Purchase APR
35.99  %
Cash Advance APR
Interest Free Period
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Mox Credit Asia Miles Other Info

Association

Mastercard

Tags

Mox Credit Card (Asia Miles) Mox Credit Card (Asia Miles)

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