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Dah Sing ONE+ Titanium Credit Card (Full-time University/College Student)

Last Updated: May 2022
No Requirement

Min. Annual Income

1
%

Local Spending - Cashback Rate

on local retail spending
For local and overseas spending: 1% cashback
1
%

Overseas Spending - Cashback Rate

on overseas spending
For local and overseas spending: 1% cashback
OFFERS
BENEFITS
ELIGIBILITY
APR/FEES

Welcome Offers from Dah Sing Bank

OFFER 1
HK$200 cash rebate
  • New customers who accumulated eligible spending of HK$2,000 or above within the first 2 months from card issuance
  • Promotion Period is valid from now till 30 September 2022
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Octopus Reload Rebate
Annual Fee Waiver
Digital Wallet Rebate
MoneyHero Exclusive Offer

Great for

  • Welcome Offer
    New customers who accumulated eligible spending of HK$2,000 or above within the first 2 months after card issuance can earn HK$200 cash rebate.
  • Unlimited 1% Cash Rebate with no registration required

  • Online Benefits

    • Up to 7% off on local activities and overseas tours at KKday
    • 10% off on any products at Fresh To Go
    • 10% off regular-priced of large home appliances items at German Pool Online Shop
  • First 2-year Annual Fee Wavier

Need to know

  • Welcome Offer is only applicable to new Principal Card applicant (i.e. who did not hold any Principal Card or Supplementary Card of any card type issued by Dah Sing Bank, Limited in the past 12 months) who successfully applies for Dah Sing ONE+ Credit Card within the Promotion Period.

Year-round rewards

CASH REBATE
Local Spending
1%
For local and overseas spending: 1% cashback
Overseas Spending
1%
For local and overseas spending: 1% cashback
Online Shopping Spending (Overseas)
1%
1% cashback is available for all retail spending or cash advance, and cash back amount is unlimited

Eligibility

Minimum Age
18 years old
Min. Annual Income
No income requirement

Fees

Annual fee
HK$600
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
If the Monthly Statement Balance is HK$200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$200 (whichever is higher); or if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance.
Late payment charge
HK$280 or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)
Retail Purchase APR
35.70%
Cash Advance APR
39.20%
Interest Free Repayment Period
60 days

Other information

Credit card type
Mastercard

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