Citi 稅季貸款

Citi特快現金實際年利率低至1.78%,貸款額高達HK$350萬,最快即日批核及過數,經本網申請還可獲高達價值超過HK2萬獎賞,MoneyHero為大家介紹Citi特快現金詳情。
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情
【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
【MoneyHero獨家優惠】
貸款額 | MoneyHero獨家獎賞 |
HK$800,000 或 以上 |
|
HK$500,000 至 HK$799,999 |
|
HK$300,000 至 HK$499,999 |
|
HK$200,000 至 HK$299,999 |
|
HK$100,000 至 HK$199,999 |
|
【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 | 還款期長達24個月或以下 | 還款期長達24個月以上 | ||
花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | 花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | |
HK$1,500,000 或 以上 | HK$4,000 | HK$2,000 | HK$8,000 | HK$4,000 |
HK$800,000 至 HK$1,499,999 | HK$2,500 | HK$1,500 | HK$4,000 | HK$2,500 |
HK$400,000 至 HK$799,999 | HK$1,500 | HK$1,000 | HK$2,000 | HK$1,500 |
HK$100,000 至 HK$399,999 | HK$500 | HK$400 | HK$700 | HK$600 |
產品特色
注意事項
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- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
"],"pros":["【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
\t- 限時優惠:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
\t- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero獨家優惠】
\t- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t
\t\t- 2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,
\t\t- 選擇還款期為12個月或以上,並於1個月內提取貸款
\t
\t
\t \t\t \t\t\t貸款額 \t\t\tMoneyHero獨家獎賞 \t\t \t\t \t\t\tHK$800,000 或 以上 \t\t\t \t\t\t \t\t\t\t- iPhone 15 Pro Max 256GB (價值HK$10,199)
\t\t\t\t- HK$10,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$500,000 至 HK$799,999 \t\t\t \t\t\t \t\t\t\t- SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)
\t\t\t\t- HK$7,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$300,000 至 HK$499,999 \t\t\t \t\t\t \t\t\t\t- Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)
\t\t\t\t- HK$6,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$200,000 至 HK$299,999 \t\t\t \t\t\t \t\t\t\t- Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)
\t\t\t\t- HK$5,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$100,000 至 HK$199,999 \t\t\t \t\t\t \t\t\t\t- SONY HT-AX7 可攜式影院系統 (價值HK$4,290)
\t\t\t\t- HK$4,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t
\t- 所有獨家優惠均以顏色隨機形式發放
\t- 如欲了解優惠詳情,請參閱條款及細則
","【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:
\t \t\t \t\t\t
\t\t\t貸款額 \t\t\t還款期長達24個月或以下 \t\t\t還款期長達24個月以上 \t\t \t\t \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t \t\t \t\t\tHK$1,500,000 或 以上 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$8,000 \t\t\tHK$4,000 \t\t \t\t \t\t\tHK$800,000 至 HK$1,499,999 \t\t\t \t\t\tHK$2,500
\t\t\t \t\t\tHK$1,500 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\tHK$2,500 \t\t \t\t \t\t\tHK$400,000 至 HK$799,999 \t\t\t \t\t\tHK$1,500
\t\t\t \t\t\t \t\t\tHK$1,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$1,500 \t\t \t\t \t\t\tHK$100,000 至 HK$399,999 \t\t\t \t\t\tHK$500
\t\t\t \t\t\t \t\t\tHK$400
\t\t\t \t\t\tHK$700 \t\t\t \t\t\tHK$600
\t\t\t \t\t \t
\t- 現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
\t- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","有關全城最高獨家優惠保證,請參閱條款及細則"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"citi-tax-season-loan"},"rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6}]},"id":"blta5a95a9d04561cff_23_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"Citi 稅季貸款","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt4789adf488812cfc/654a0f96b3460c040a0b02db/20231106-_PL_-Citi-Nov-2023-Campaign-D-PJ23_0761-Campaign_Static-Banner_CN_OP.jpg"},"bannerText":"【1月2日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享iPhone 15 Pro Max 256GB / 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$10,199 + HK$8,000 + HK$800 = HK$18,999- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"citibank","providerName":"花旗銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[{"display":"永久居民","key":"PERMANENT_RESIDENT"}],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.CITI0004.TAXSEASONLOAN","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blta5a95a9d04561cff_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【1月2日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享iPhone 15 Pro Max 256GB / 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$10,199 + HK$8,000 + HK$800 = HK$18,999</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手<br /></li></ul><p>🥇<strong>【全城最高優惠保證】</strong>保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!<a href="https://www.moneyhero.com.hk/zh/campaign/best-price?utm_source=PL_CitiRPlisting&utm_medium=referral&utm_campaign=BestPrice">即睇詳情</a></p><p></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href="https://www.moneyhero.com.hk/zh/campaign/mgm-offer">即睇詳情</a>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt4789adf488812cfc/654a0f96b3460c040a0b02db/20231106-_PL_-Citi-Nov-2023-Campaign-D-PJ23_0761-Campaign_Static-Banner_CN_OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$3,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 稅季貸款, title=HK.PL.CITI0004.TAXSEASONLOAN, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> <li><strong>限時優惠</strong>:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24874727402137" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【MoneyHero獨家優惠】</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style="height:250px; width:100%"> <tbody> <tr> <td style="height:50px; text-align:left; width:17.8977%"><strong>貸款額</strong></td> <td style="height:50px; text-align:left; width:29.1193%"><strong>MoneyHero獨家獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$800,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>iPhone 15 Pro Max 256GB (價值HK$10,199)</li> <li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$500,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)</li> <li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; text-align:left; width:17.8977%">HK$300,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; text-align:left; width:29.1193%"> <ul> <li>Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)</li> <li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$200,000 至 HK$299,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)</li> <li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$100,000 至 HK$199,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SONY HT-AX7 可攜式影院系統 (價值HK$4,290)</li> <li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citi-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style="height:312px; width:100%"> <tbody> <tr> <td rowspan="2" style="height:18px; text-align:left; width:22.671%"><br /> <strong>貸款額</strong></td> <td colspan="2" style="height:18px; text-align:left; width:32.8785%"><strong>還款期長達24個月或以下</strong></td> <td colspan="2" style="height:18px; text-align:left; width:36.4992%"><strong>還款期長達24個月以上</strong></td> </tr> <tr> <td style="height:50px; text-align:left; width:16.7304%"><strong>花旗私人客戶/Citigold客戶/<br /> Citi ULTIMA卡<br /> 之持有人</strong></td> <td style="height:50px; text-align:left; width:16.1481%"><strong>其他客戶</strong></td> <td style="height:50px; text-align:left; width:16.885%"><strong>花旗私人客戶/Citigold客戶/</strong><br /> <strong>Citi ULTIMA卡</strong><br /> <strong>之持有人</strong></td> <td style="height:50px; text-align:left; width:19.6142%"><strong>其他客戶</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$1,500,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$8,000</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$4,000</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$800,000 至 HK$1,499,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$2,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%">HK$1,500</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$2,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%">HK$400,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%"> <p>HK$1,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%"> <p>HK$1,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%">HK$1,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$100,000 至 HK$399,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$400</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$700</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%"> <p>HK$600</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blte5449a0b97513d99/65645c75107d42181fb7c8af/2023_Q4_PIL_TnC_Oct23_v3_(002)_(1).pdf">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, 有關全城最高獨家優惠保證,請參閱<a href = "https://moneyhero.link/best-rebate-campaign-tnc">條款及細則</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blta5a95a9d04561cff_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【1月2日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享iPhone 15 Pro Max 256GB / 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$10,199 + HK$8,000 + HK$800 = HK$18,999- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
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【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero獨家優惠】
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 MoneyHero獨家獎賞 HK$800,000 或 以上 - iPhone 15 Pro Max 256GB (價值HK$10,199)
- HK$10,000 Apple Store 禮品卡 / 超市現金券
HK$500,000 至 HK$799,999 - SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)
- HK$7,000 Apple Store 禮品卡 / 超市現金券
HK$300,000 至 HK$499,999 - Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)
- HK$6,000 Apple Store 禮品卡 / 超市現金券
HK$200,000 至 HK$299,999 - Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)
- HK$5,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 - SONY HT-AX7 可攜式影院系統 (價值HK$4,290)
- HK$4,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 還款期長達24個月或以下 還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$4,000
HK$2,000
HK$8,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$1,500 HK$4,000
HK$2,500 HK$400,000 至 HK$799,999 HK$1,500
HK$1,000
HK$2,000
HK$1,500 HK$100,000 至 HK$399,999 HK$500
HK$400
HK$700 HK$600
- 現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 有關全城最高獨家優惠保證,請參閱條款及細則], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
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稅季貸款","title":"HK.PL.CITI0004.TAXSEASONLOAN","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24874727402137\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【MoneyHero獨家優惠】</strong></p> <ul> \t<li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t<ul> \t\t<li>2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,</li> \t\t<li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> \t</ul> \t</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>iPhone 15 Pro Max 256GB (價值HK$10,199)</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)</li> \t\t\t\t<li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SONY HT-AX7 可攜式影院系統 (價值HK$4,290)</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blte5449a0b97513d99/65645c75107d42181fb7c8af/2023_Q4_PIL_TnC_Oct23_v3_(002)_(1).pdf\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","有關全城最高獨家優惠保證,請參閱<a href = \"https://moneyhero.link/best-rebate-campaign-tnc\">條款及細則</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=Citi 稅季貸款, hs_name=, hs_updated_by_user_id=60412388}}, reorder_comparables=[]}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={expanded=true, heading=產品特色, show=true, order_sequence=1}, fees={expanded=false, heading=實際年利率及費用, labels={account_opening_fee=, fee_amount=, inactivity_fee=, minimum_commission=, minimum_trading_fee=, withdrawal_fee=, fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}, show=false, order_sequence=1}, promotions_terms_and_conditions={additional_offer= , exclusive_offer=MoneyHero獨家迎新禮品, heading=推廣優惠/迎新禮品, show=false, welcome_offer= , expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}})
null
(SizeLimitingPyMap: {id=62168994031, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994031, hs_child_table_id=0, hs_updated_at=1701683837728, hs_published_at=1701762837819, productid=blta5a95a9d04561cff_23_zh-hk, data={"__typename":"PersonalLoan","id":"blta5a95a9d04561cff_23_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【1月2日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享iPhone 15 Pro Max 256GB / 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$10,199 + HK$8,000 + HK$800 = HK$18,999</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手<br /></li></ul><p>🥇<strong>【全城最高優惠保證】</strong>保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!<a href=\"https://www.moneyhero.com.hk/zh/campaign/best-price?utm_source=PL_CitiRPlisting&utm_medium=referral&utm_campaign=BestPrice\">即睇詳情</a></p><p></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href=\"https://www.moneyhero.com.hk/zh/campaign/mgm-offer\">即睇詳情</a>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt4789adf488812cfc/654a0f96b3460c040a0b02db/20231106-_PL_-Citi-Nov-2023-Campaign-D-PJ23_0761-Campaign_Static-Banner_CN_OP.jpg","description":null,"dimension":null},"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411520000,"displayValue":"411,520","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11431111,"displayValue":"11,431","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1780,"displayValue":"1.78","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"citi-tax-season-loan"},"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"citibank","providerName":"花旗銀行"},"description":{"shortDescription":["【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$3,500,000及還款期12個月計算","其他貸款額及還款期的實際年利率,以實際批核結果為準"]},"productName":"Citi 稅季貸款","title":"HK.PL.CITI0004.TAXSEASONLOAN","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24874727402137\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【MoneyHero獨家優惠】</strong></p> <ul> \t<li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t<ul> \t\t<li>2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,</li> \t\t<li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> \t</ul> \t</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>iPhone 15 Pro Max 256GB (價值HK$10,199)</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)</li> \t\t\t\t<li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SONY HT-AX7 可攜式影院系統 (價值HK$4,290)</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blte5449a0b97513d99/65645c75107d42181fb7c8af/2023_Q4_PIL_TnC_Oct23_v3_(002)_(1).pdf\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","有關全城最高獨家優惠保證,請參閱<a href = \"https://moneyhero.link/best-rebate-campaign-tnc\">條款及細則</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=Citi 稅季貸款, hs_name=, hs_updated_by_user_id=60412388}})
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情
【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
【MoneyHero獨家優惠】
貸款額 | MoneyHero獨家獎賞 |
HK$800,000 或 以上 |
|
HK$500,000 至 HK$799,999 |
|
HK$300,000 至 HK$499,999 |
|
HK$200,000 至 HK$299,999 |
|
HK$100,000 至 HK$199,999 |
|
【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 | 還款期長達24個月或以下 | 還款期長達24個月以上 | ||
花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | 花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | |
HK$1,500,000 或 以上 | HK$4,000 | HK$2,000 | HK$8,000 | HK$4,000 |
HK$800,000 至 HK$1,499,999 | HK$2,500 | HK$1,500 | HK$4,000 | HK$2,500 |
HK$400,000 至 HK$799,999 | HK$1,500 | HK$1,000 | HK$2,000 | HK$1,500 |
HK$100,000 至 HK$399,999 | HK$500 | HK$400 | HK$700 | HK$600 |
產品特色
注意事項
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- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
"],"pros":["【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
\t- 限時優惠:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
\t- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero獨家優惠】
\t- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t
\t\t- 2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,
\t\t- 選擇還款期為12個月或以上,並於1個月內提取貸款
\t
\t
\t \t\t \t\t\t貸款額 \t\t\tMoneyHero獨家獎賞 \t\t \t\t \t\t\tHK$800,000 或 以上 \t\t\t \t\t\t \t\t\t\t- iPhone 15 Pro Max 256GB (價值HK$10,199)
\t\t\t\t- HK$10,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$500,000 至 HK$799,999 \t\t\t \t\t\t \t\t\t\t- SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)
\t\t\t\t- HK$7,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$300,000 至 HK$499,999 \t\t\t \t\t\t \t\t\t\t- Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)
\t\t\t\t- HK$6,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$200,000 至 HK$299,999 \t\t\t \t\t\t \t\t\t\t- Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)
\t\t\t\t- HK$5,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$100,000 至 HK$199,999 \t\t\t \t\t\t \t\t\t\t- SONY HT-AX7 可攜式影院系統 (價值HK$4,290)
\t\t\t\t- HK$4,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t
\t- 所有獨家優惠均以顏色隨機形式發放
\t- 如欲了解優惠詳情,請參閱條款及細則
","【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:
\t \t\t \t\t\t
\t\t\t貸款額 \t\t\t還款期長達24個月或以下 \t\t\t還款期長達24個月以上 \t\t \t\t \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t \t\t \t\t\tHK$1,500,000 或 以上 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$8,000 \t\t\tHK$4,000 \t\t \t\t \t\t\tHK$800,000 至 HK$1,499,999 \t\t\t \t\t\tHK$2,500
\t\t\t \t\t\tHK$1,500 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\tHK$2,500 \t\t \t\t \t\t\tHK$400,000 至 HK$799,999 \t\t\t \t\t\tHK$1,500
\t\t\t \t\t\t \t\t\tHK$1,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$1,500 \t\t \t\t \t\t\tHK$100,000 至 HK$399,999 \t\t\t \t\t\tHK$500
\t\t\t \t\t\t \t\t\tHK$400
\t\t\t \t\t\tHK$700 \t\t\t \t\t\tHK$600
\t\t\t \t\t \t
\t- 現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
\t- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","有關全城最高獨家優惠保證,請參閱條款及細則"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"citi-tax-season-loan"},"rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6}]},"id":"blta5a95a9d04561cff_23_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"Citi 稅季貸款","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt4789adf488812cfc/654a0f96b3460c040a0b02db/20231106-_PL_-Citi-Nov-2023-Campaign-D-PJ23_0761-Campaign_Static-Banner_CN_OP.jpg"},"bannerText":"【1月2日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享iPhone 15 Pro Max 256GB / 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$10,199 + HK$8,000 + HK$800 = HK$18,999- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
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(SizeLimitingPyMap: {__typename=PersonalLoan, id=blta5a95a9d04561cff_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【1月2日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享iPhone 15 Pro Max 256GB / 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$10,199 + HK$8,000 + HK$800 = HK$18,999</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手<br /></li></ul><p>🥇<strong>【全城最高優惠保證】</strong>保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!<a href="https://www.moneyhero.com.hk/zh/campaign/best-price?utm_source=PL_CitiRPlisting&utm_medium=referral&utm_campaign=BestPrice">即睇詳情</a></p><p></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href="https://www.moneyhero.com.hk/zh/campaign/mgm-offer">即睇詳情</a>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt4789adf488812cfc/654a0f96b3460c040a0b02db/20231106-_PL_-Citi-Nov-2023-Campaign-D-PJ23_0761-Campaign_Static-Banner_CN_OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$3,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 稅季貸款, title=HK.PL.CITI0004.TAXSEASONLOAN, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> <li><strong>限時優惠</strong>:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24874727402137" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【MoneyHero獨家優惠】</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style="height:250px; width:100%"> <tbody> <tr> <td style="height:50px; text-align:left; width:17.8977%"><strong>貸款額</strong></td> <td style="height:50px; text-align:left; width:29.1193%"><strong>MoneyHero獨家獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$800,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>iPhone 15 Pro Max 256GB (價值HK$10,199)</li> <li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$500,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)</li> <li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; text-align:left; width:17.8977%">HK$300,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; text-align:left; width:29.1193%"> <ul> <li>Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)</li> <li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$200,000 至 HK$299,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)</li> <li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$100,000 至 HK$199,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SONY HT-AX7 可攜式影院系統 (價值HK$4,290)</li> <li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citi-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style="height:312px; width:100%"> <tbody> <tr> <td rowspan="2" style="height:18px; text-align:left; width:22.671%"><br /> <strong>貸款額</strong></td> <td colspan="2" style="height:18px; text-align:left; width:32.8785%"><strong>還款期長達24個月或以下</strong></td> <td colspan="2" style="height:18px; text-align:left; width:36.4992%"><strong>還款期長達24個月以上</strong></td> </tr> <tr> <td style="height:50px; text-align:left; width:16.7304%"><strong>花旗私人客戶/Citigold客戶/<br /> Citi ULTIMA卡<br /> 之持有人</strong></td> <td style="height:50px; text-align:left; width:16.1481%"><strong>其他客戶</strong></td> <td style="height:50px; text-align:left; width:16.885%"><strong>花旗私人客戶/Citigold客戶/</strong><br /> <strong>Citi ULTIMA卡</strong><br /> <strong>之持有人</strong></td> <td style="height:50px; text-align:left; width:19.6142%"><strong>其他客戶</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$1,500,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$8,000</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$4,000</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$800,000 至 HK$1,499,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$2,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%">HK$1,500</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$2,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%">HK$400,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%"> <p>HK$1,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%"> <p>HK$1,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%">HK$1,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$100,000 至 HK$399,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$400</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$700</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%"> <p>HK$600</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blte5449a0b97513d99/65645c75107d42181fb7c8af/2023_Q4_PIL_TnC_Oct23_v3_(002)_(1).pdf">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, 有關全城最高獨家優惠保證,請參閱<a href = "https://moneyhero.link/best-rebate-campaign-tnc">條款及細則</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blta5a95a9d04561cff_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【1月2日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享iPhone 15 Pro Max 256GB / 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$10,199 + HK$8,000 + HK$800 = HK$18,999- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt4789adf488812cfc/654a0f96b3460c040a0b02db/20231106-_PL_-Citi-Nov-2023-Campaign-D-PJ23_0761-Campaign_Static-Banner_CN_OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$3,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 稅季貸款, title=HK.PL.CITI0004.TAXSEASONLOAN, features={title=Features, pros=[
【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2023年11月30日下午6時至1月2日下午6時,成功經MoneyHero申請,並於1月2日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero獨家優惠】
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年11月30日下午6時至2024年1月2日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 MoneyHero獨家獎賞 HK$800,000 或 以上 - iPhone 15 Pro Max 256GB (價值HK$10,199)
- HK$10,000 Apple Store 禮品卡 / 超市現金券
HK$500,000 至 HK$799,999 - SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)
- HK$7,000 Apple Store 禮品卡 / 超市現金券
HK$300,000 至 HK$499,999 - Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)
- HK$6,000 Apple Store 禮品卡 / 超市現金券
HK$200,000 至 HK$299,999 - Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)
- HK$5,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 - SONY HT-AX7 可攜式影院系統 (價值HK$4,290)
- HK$4,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年11月1日至2024年1月2日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年1月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 還款期長達24個月或以下 還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$4,000
HK$2,000
HK$8,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$1,500 HK$4,000
HK$2,500 HK$400,000 至 HK$799,999 HK$1,500
HK$1,000
HK$2,000
HK$1,500 HK$100,000 至 HK$399,999 HK$500
HK$400
HK$700 HK$600
- 現金券獎賞換領信將於2024年3月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 有關全城最高獨家優惠保證,請參閱條款及細則], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。
MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。
聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考,並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前,我們建議你查閱產品之官方條款及細則。如發現資訊有出入,請直接聯絡相關金融機構。
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