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邦民特快低息私人貸款 - 特快批核

Luggage on Twitter Twemoji 14.0  經本網申請恒生enJoy卡，簽HK$1,000獨家送你DELSEY行李喼（價值：HK$2,480）！
Luggage on Twitter Twemoji 14.0  經本網申請恒生enJoy卡，簽HK$1,000獨家送你DELSEY行李喼（價值：HK$2,480）！
20230821_promise_私人貸款_Blog Cover

邦民特快低息私人貸款的申請過程可於網上辦妥，無須露面，而且借錢過程簡單，無須證明文件，只需身份證及手提電話號碼便可。經網上申請後，最快可即時獲得初步結果，貸款一經批核，邦民便會立即以轉數快過數，解決周轉困難，MoneyHero為大家介紹邦民特快低息私人貸款詳情。

邦民 特快私人貸款

邦民 特快私人貸款

最低實際年利率

4.49
%

最高貸款額

HK$90萬

手續費

0%

獎賞

[借HK30,000賞HK$1,000] 即日起至2023年12月31日，新客成功貸款HK$30,000，並符合指定條件，可獲獎HK$1,000現金。貸款額愈高，獎賞愈多.

  • 貸款無需證明文件，可即時獲得初步批核金額 ！
更多資訊
隱藏信息
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特快私人貸款","title":"HK.PL.PROM0001.PROMISEPERSONALLOAN","features":{"title":"Features","pros":["<p><strong>【邦民優惠】高達HK$10,000 現金獎賞</strong></p> <ul> \t<li>2023年10月1日起至2023年12月31日，全新客戶成功申請，可獲高達HK$10,000 現金獎賞，詳情如下。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:center; width:12.5645%\"><strong>首次提取貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:center; width:18.0501%\"><strong>現金獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$10,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$400,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$6,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$200,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$3,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$30,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$1,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$10,000 至 HK$29,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$500</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>合資格全新客戶必須於2024年3月31日或之前領取此獎賞，逾期作廢</li> </ul> <p>&nbsp;</p>","申請HK$100,000以下貸款，無需提供入息證明文件","利息以日息計算，息隨本減；絶不收取任何貸款手續費、入會費、年費或循環貸款手續費","「瞬間過數」適用於經「轉數快」轉賬之貸款，惟系統維護時段除外","貸款額高達HK$900,000。還款期可長達84個月","「無需現身」只適用於選擇網上簽署貸款合約之客戶，惟客戶須符合邦民日本財務（香港）有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約","「網上即時批核」僅為初步批核結果，邦民日本財務（香港）有限公司保留最終審批權利","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/promise/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>","<p><em><span style=\"text-decoration: underline;\">沒有住址證明？沒有入息證明？財務公司和銀行都提供免入息證明貸款！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱\" target=\"_blank\" rel=\"noopener\">【免入息證明貸款2023】銀行及財務公司免文件貸款比較</a></p>"],"cons":["所有示例年利率資訊只作參考，最終批核按個別申請人之實際情況而定","受<a href=\"https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113025330;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束，詳情請瀏覽活動推廣網頁","如內容的釋義有所差異，概以邦民日本財務（香港）有限公司的釋義為準","邦民日本財務（香港）有限公司保留貸款批核之最終決定權，以及在沒有預先通知下隨時可更改是次推廣活動之條款","<p style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br>查詢及投訴熱線：3199 1199<br>放債人牌照號碼：1229/2023</p>"]},"eligibility":[],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":3,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":900000.0,"apr":4.49,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, 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MoneyHero獨家獎賞

【借HK30,000賞HK$1,000】即日起至2023年9月30日，新客成功貸款HK$30,000，並符合指定條件，可獲獎HK$1,000現金。貸款額愈高，獎賞愈多。
貸款無需證明文件，可即時獲得初步批核金額 ！

邦民特快低息私人貸款特點

邦民特快低息私人貸款可全程網上申請，客戶可在3至84個月之間自選還款期，不設任何手續費、年費或提早還款額外罰息。

申請HK$10萬以下貸款，只需提供身份證及電話號碼即可，無需入息證明或住址證明等額外資料。若提供額外證明文件，則可申請高達HK$90萬貸款額

經網上申請邦民貸款，交齊所需資料後，最快可即時知道初步批核結果，確認貸款後可於網上簽約，全程無需露面

邦民貸款以日息計算，即借一日錢只需繳付一日利息，可隨時增加還款額以償還更多本金，亦可隨時提早還款，邦民不會收取任何罰息或手續費

如選擇以銀行戶口轉賬的方式接收貸款，貸款一經批核，邦民會經轉數快即時將貸款金額轉至指定銀行戶口，及時處理周轉問題

邦民特快低息私人貸款用途


邦民特快低息私人貸款不限用途，客戶可以借高達HK$90萬的貸款用以裝修、結婚、買車、投資、醫療、清債等用途，亦可以借HK$10萬以下小額貸款用以交稅和交學費等，亦可以借低至HK$1,000用以短期周轉應急需要。

邦民特快低息私人貸款過數時間及方法


邦民特快低息私人貸款可經網上申請，最快可即時得知初步批核結果，並可於網上簽署貸款合約，全程無需現身，確認貸款後經即時經轉數快過數至指定銀行戶口，現金即時到手。

邦民特快低息私人貸款申請資格

  • 年滿18歲
  • 持有香港居民身份證之居民
  • 會查閱TU信貸評級

邦民特快低息私人貸款所需文件

  • 只需身份證及手提電話，無須入息證明

邦民特快低息私人貸款申請流程

  1. 於邦民網頁中的「即批私人貸款」按立即申請
  2. 輸入申請貸款額、就業情況等貸款資料
  3. 輸入電話號碼、姓名、身份證號碼等個人資料
  4. 即時獲得初步結果 獲批後即時過數

邦民特快低息私人貸款的利息


邦民特快低息私人貸款實際年利率最低1.12%，利息按日計算，客戶可按個人財務狀況，隨時提早額外還款而無需繳交任何罰息或手續費，減少實際利息支出。
請輸入以下資料
貸款額 (HKD)
$
請輸入10萬~100萬以內的金額
100,000 1,000,000
還款期
月
請輸入12~72期以內的期數
利率
%
最高20%
請勿大於20%
0 20
每月還款額低至
此工具僅為試算，非實際金額（詳見下方*）
N/A
總還款額 N/A
總利息 N/A
Image
噢！沒有相關搜尋結果
請修改或重設篩選項目

邦民 特快私人貸款

邦民 特快私人貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實質年利率

N/A

[借HK30,000賞HK$1,000] 即日起至2023年12月31日，新客成功貸款HK$30,000，並符合指定條件，可獲獎HK$1,000現金。貸款額愈高，獎賞愈多.

  • 貸款無需證明文件，可即時獲得初步批核金額 ！
更多資訊
隱藏資訊

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算：實際年利率是=月平息 x 12個月　x　1.9 （不變系數）
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率，以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定，介乎2%至59%。以下為借貸成本的參考例子：假如你借取一筆HK$200,000的貸款，還款期為12個月，實際年利率為7.02%，每月平息0.31%，那每月還款額應為HK$17,287，而總還款額則為HK$207,444。

邦民特快低息私人貸款常見問題

甚麼人適合申請邦民特快低息私人貸款?

無入息證明又急需現金周轉的人士適合申請。

邦民特快低息私人貸款的批核時間多長?

 

網上貸款可即時獲得初步批核結果，獲批後即時過數。

邦民特快低息私人貸款的最高貸款額是多少?

 

無入息證明、沒有固定收入等非固定僱主人士貸款上限HK$10萬，如能提供入息證明或能取得更高貸款額，上限HK$90萬。

邦民特快低息私人貸款還款期多久?

 

邦民特快低息私人貸款可自選靈活還款期，還款期由3至84個月不等，利息以日息計算，提早還款無須罰息。

聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考，並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前，我們建議你查閱產品之官方條款及細則。如發現資訊有出入，請直接聯絡相關金融機構。

© 2013 - 2023 MoneyHero Global Limited（於香港註冊，公司編號為 1864714）(“MHGL”)。版權所有。MoneyHero Insurance Brokers Limited（於香港註冊，公司編號為2196683）(”MHIBL”) 為MHGL全資擁有的子公司。 MHIBL於香港註冊，公司編號為2196683，亦為一間許可編號為FB1740的授權保險經紀，其業務是為客戶安排保險產品及服務。 MHGL不是保險公司，代理人或經紀。除了向虛擬保險公司提供營銷服務外，MHGL不會從事保險業務。本網站所顯示，提供或提及的所有與保險有關的活動均由MHIBL以經紀人身分提供。閣下使用我們的網站表明接受 我們的 使用條款 和 私隱政策。