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邦民特快低息私人貸款 - 特快批核

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20230821_promise_私人貸款_Blog Cover

邦民特快低息私人貸款的申請過程可於網上辦妥,無須露面,而且借錢過程簡單,無須證明文件,只需身份證及手提電話號碼便可。經網上申請後,最快可即時獲得初步結果,貸款一經批核,邦民便會立即以轉數快過數,解決周轉困難,MoneyHero為大家介紹邦民特快低息私人貸款詳情。

邦民 特快私人貸款

邦民 特快私人貸款

最低實際年利率

1.12
%

最高貸款額

HK$90萬

手續費

0%

獎賞

[借HK30,000賞HK$1,000] 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.

  • 貸款無需證明文件,可即時獲得初步批核金額 !
更多資訊
隱藏信息
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特快私人貸款","title":"HK.PL.PROM0001.PROMISEPERSONALLOAN","features":{"title":"Features","pros":["<p><strong>【邦民優惠】高達HK$10,000 現金獎賞</strong></p> <ul> \t<li>2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:center; width:12.5645%\"><strong>首次提取貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:center; width:18.0501%\"><strong>現金獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$10,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$400,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$6,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$200,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$3,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$30,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$1,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$10,000 至 HK$29,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$500</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢</li> </ul> <p>&nbsp;</p>","申請HK$100,000以下貸款,無需提供入息證明文件","利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費","「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外","貸款額高達HK$900,000。還款期可長達84個月","「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約","「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/promise/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","<p><em><span style=\"text-decoration: underline;\">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱\" target=\"_blank\" rel=\"noopener\">【免入息證明貸款2023】銀行及財務公司免文件貸款比較</a></p>"],"cons":["所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定","受<a href=\"https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113025330;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束,詳情請瀏覽活動推廣網頁","如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準","邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款","<p style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1229/2023</p>"]},"eligibility":[],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":3,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":900000.0,"apr":1.12,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=邦民 特快私人貸款, hs_name=, hs_updated_by_user_id=60412388}, id=62168994032, table_id=4701663, table_name=product_moneyhero})

MoneyHero獨家獎賞

【借HK30,000賞HK$1,000】即日起至2023年9月30日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多。
貸款無需證明文件,可即時獲得初步批核金額 !

邦民特快低息私人貸款特點

邦民特快低息私人貸款可全程網上申請,客戶可在3至84個月之間自選還款期,不設任何手續費、年費或提早還款額外罰息。

申請HK$10萬以下貸款,只需提供身份證及電話號碼即可,無需入息證明或住址證明等額外資料。若提供額外證明文件,則可申請高達HK$90萬貸款額

經網上申請邦民貸款,交齊所需資料後,最快可即時知道初步批核結果,確認貸款後可於網上簽約,全程無需露面

邦民貸款以日息計算,即借一日錢只需繳付一日利息,可隨時增加還款額以償還更多本金,亦可隨時提早還款,邦民不會收取任何罰息或手續費

如選擇以銀行戶口轉賬的方式接收貸款,貸款一經批核,邦民會經轉數快即時將貸款金額轉至指定銀行戶口,及時處理周轉問題

邦民特快低息私人貸款用途


邦民特快低息私人貸款不限用途,客戶可以借高達HK$90萬的貸款用以裝修、結婚、買車、投資、醫療、清債等用途,亦可以借HK$10萬以下小額貸款用以交稅和交學費等,亦可以借低至HK$1,000用以短期周轉應急需要。

邦民特快低息私人貸款過數時間及方法


邦民特快低息私人貸款可經網上申請,最快可即時得知初步批核結果,並可於網上簽署貸款合約,全程無需現身,確認貸款後經即時經轉數快過數至指定銀行戶口,現金即時到手。

邦民特快低息私人貸款申請資格

  • 年滿18歲
  • 持有香港居民身份證之居民
  • 會查閱TU信貸評級

邦民特快低息私人貸款所需文件

  • 只需身份證及手提電話,無須入息證明

邦民特快低息私人貸款申請流程

  1. 於邦民網頁中的「即批私人貸款」按立即申請
  2. 輸入申請貸款額、就業情況等貸款資料
  3. 輸入電話號碼、姓名、身份證號碼等個人資料
  4. 即時獲得初步結果 獲批後即時過數

邦民特快低息私人貸款的利息


邦民特快低息私人貸款實際年利率最低1.12%,利息按日計算,客戶可按個人財務狀況,隨時提早額外還款而無需繳交任何罰息或手續費,減少實際利息支出。
請輸入以下資料
貸款額 (HKD)
$
請輸入10萬~100萬以內的金額
100,000 1,000,000
還款期
請輸入12~72期以內的期數
利率
%
最高20%
請勿大於20%
0 20
每月還款額低至
此工具僅為試算,非實際金額(詳見下方*)
N/A

總還款額 N/A

總利息 N/A
Image
噢!沒有相關搜尋結果
請修改或重設篩選項目

邦民 特快私人貸款

邦民 特快私人貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實質年利率

N/A

[借HK30,000賞HK$1,000] 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.

  • 貸款無需證明文件,可即時獲得初步批核金額 !
更多資訊
隱藏資訊

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。


邦民特快低息私人貸款常見問題

甚麼人適合申請邦民特快低息私人貸款?

無入息證明又急需現金周轉的人士適合申請。

邦民特快低息私人貸款的批核時間多長?

 

網上貸款可即時獲得初步批核結果,獲批後即時過數。

邦民特快低息私人貸款的最高貸款額是多少?

 

無入息證明、沒有固定收入等非固定僱主人士貸款上限HK$10萬,如能提供入息證明或能取得更高貸款額,上限HK$90萬。

邦民特快低息私人貸款還款期多久?

 

邦民特快低息私人貸款可自選靈活還款期,還款期由3至84個月不等,利息以日息計算,提早還款無須罰息。