恒生「易得錢」私人分期貸款的收費如何？

恒生「易得錢」私人分期貸款豁免全期手續費。

恒生「易得錢」私人分期貸款可以提早還款嗎？

恒生「易得錢」私人分期貸款可以一次過提早償還全部欠款，惟收款人須繳付下一個月須償還之每月還款（扣除償還本金部分）及貸款本金結欠之2%的總和，最低為HK$300。

恒生「易得錢」私人分期貸款：低利息、0%手續費、即日批核

恒生「易得錢」私人分期貸款

最低實際年利率

6.06

最高貸款額

HK$350萬/月薪12倍

手續費

獎賞

更多資訊

隱藏信息

產品特色申請資格

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  實際年利率低至1.85%、每月平息低至0.08%：  以貸款額HK$1,500,000或以上、每月平息0.08%，及還款期24個月計算，實際年利率為1.85%，並已包括0%手續費
 若客戶之貸款申請未能符合信貸評分審批要求，恒生銀行有限公司仍會按個別情況批核貸款予客戶，惟息率可能有所調整。有關詳情，請向恒生職員查詢。貸款獲正式批核後，恒生會通知客戶有關調整後之息率
 
 
  所有實際年利率乃  依據銀行營運守則所設定之淨現值計算方法計算；
 是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)
 
 
 高達HK$7,000現金回贈  將於2023年12月31日或之前存入合資格客戶之還款戶口內而不作另行通知；
 客戶須於獲得回贈前沒有任何逾期還款紀錄，並沒有提早清還有關分期貸款，方可獲享有關回贈
 如客戶於獲得回贈後提早清還分期貸款，客戶須於清還或取消有關貸款時一併退還全數回贈金額予恒生
 每位合資格客戶於優惠期間只可享每個優惠一次
 優惠不可與其他推廣優惠同時使用
 
 適用之實際年利率由1.85%－36.00%，而還款期為6至60個月。恒生銀行保留批核貸款申請之權利。
 貸款金額最少為HK$5,000。
 受條款及細則約束，詳情請瀏覽恒生銀行網頁。
 恒生保留權利視乎個別情況要求申請人提供額外文件
 借定唔借？還得到先好借！
 
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 \t現金回贈將於存入合資格客戶的恒生銀行賬戶
 
","高達HK$6,000現金回贈
  由2023年8月25日至2023年10月24日期間，成功申請並提取「易得錢」私人分期貸款，可享以下優惠：
   \t經網上申請，專享高達HK$6,000現金回贈
 
   \t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t提取之貸款金額 還款期 現金回贈 還款期 現金回贈
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HK$1,000,000 至 HK$1,499,999 24-30 個月 HK$500 36 個月或以上 HK$2,500
HK$500,000 至 HK$999,999 24-30 個月 HK$500 36 個月或以上 HK$2,000
HK$200,000 至 HK$499,999 24-30 個月 HK$500 36 個月或以上 HK$1,500
HK$100,000 至 HK$199,999 24-30 個月 HK$300 36 個月或以上 HK$800
HK$50,000 至 HK$99,999 24-30 個月 HK$300 36 個月或以上 HK$800
 
   
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  每月平息低至0.08%（實際年利率低至1.85%）及0%手續費
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 可申請循環提用已償還之本金，毋須提交任何文件
 
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<br>2. 薪金證明：固定收入人仕請附最近1個月顯示薪金之銀行月結單或存摺(如過去一個月透過恒生自動轉賬支薪，可獲豁免提供入息證明) ；<br>而非固定收入人仕請附最近兩個月顯示薪金之銀行月結單或存摺
<br>3. 現時住址證明，例如：水、電費單、銀行月結單等
<br>4. 其他有需要的證明文件}], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=437440000, displayValue=437,440, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=12151111, displayValue=12,151, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=6060, displayValue=6.06, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvaGFzZS1oYW5keS1jYXNoLXBlcnNvbmFsLWxvYW4tcGwtemgtcnA.jTOEnZ3T4rbU5ug6KtlXwL-DqTSQtrBwCUOZgSeqmTCSBv0IWg7E5eEkW4kK2CpAVC4X6ANiiwURxeAPrP10Dw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[實際年利率低至1.85%及0%手續費, 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style="width:20%"><strong>還款期</strong></td> 			<td style="width:20%"><strong>現金回贈</strong></td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$1,500,000 或 以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30&nbsp;個月</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$6,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$1,000,000 至 HK$1,499,999</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30&nbsp;個月</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$2,500</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$500,000 至 HK$999,999</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30&nbsp;個月</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$2,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$200,000 至 HK$499,999</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30&nbsp;個月</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:280px">HK$1,500</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$100,000 至 HK$199,999</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30&nbsp;個月</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$300</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$800</td> 		</tr> 		<tr> 			<td style="border-bottom-color:#a9a9a9; border-bottom-style:solid; border-bottom-width:1px; border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$50,000 至 HK$99,999</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30&nbsp;個月</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$300</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> 			<td style="border-bottom-color:#a9a9a9; border-bottom-style:solid; border-bottom-width:1px; border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$800</td> 		</tr> 	</tbody> </table>  <p>&nbsp;</p>, <p><strong>產品特色</strong></p> <ul> <li>每月平息低至0.08%（實際年利率低至1.85%）及0%手續費</li> <li>貸款額高達HK$3,000,000或月薪24倍（以較低者為準），還款期長達60個月</li> <li>可申請循環提用已償還之本金，毋須提交任何文件</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率低至1.85%、每月平息低至0.08%： <ul> <li>以貸款額HK$1,500,000或以上、每月平息0.08%，及還款期24個月計算，實際年利率為1.85%，並已包括0%手續費</li> <li>若客戶之貸款申請未能符合信貸評分審批要求，恒生銀行有限公司仍會按個別情況批核貸款予客戶，惟息率可能有所調整。有關詳情，請向恒生職員查詢。貸款獲正式批核後，恒生會通知客戶有關調整後之息率</li> </ul> </li> <li>&nbsp;所有實際年利率乃 <ul> <li>依據銀行營運守則所設定之淨現值計算方法計算；</li> <li>是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)</li> </ul> </li> <li>高達HK$7,000現金回贈 <ul> <li>將於2023年12月31日或之前存入合資格客戶之還款戶口內而不作另行通知；</li> <li>客戶須於獲得回贈前沒有任何逾期還款紀錄，並沒有提早清還有關分期貸款，方可獲享有關回贈</li> <li>如客戶於獲得回贈後提早清還分期貸款，客戶須於清還或取消有關貸款時一併退還全數回贈金額予恒生</li> <li>每位合資格客戶於優惠期間只可享每個優惠一次</li> <li>優惠不可與其他推廣優惠同時使用</li></ul> </li> <li>適用之實際年利率由1.85%－36.00%，而還款期為6至60個月。恒生銀行保留批核貸款申請之權利。</li> <li>貸款金額最少為HK$5,000。</li> <li>受條款及細則約束，詳情請瀏覽恒生銀行網頁。</li> <li>恒生保留權利視乎個別情況要求申請人提供額外文件</li> <li>借定唔借？還得到先好借！</li> </ul>, 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interestRate=0.18, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.13, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=1.85, eir=null, interestRate=0.08, fees=[]}, {loanTenureMin=25, loanTenureMax=30, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.19, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=31, loanTenureMax=54, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.2, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=55, loanTenureMax=60, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.19, eir=null, interestRate=0.18, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=0, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=hang-seng-bank, providerName=恒生銀行}, description={shortDescription=[實際年利率低至1.85%及0%手續費, 貸款額高達HK$3,000,000或月薪24倍（以較低者為準），還款期長達60個月]}, productName=恒生「易得錢」私人分期貸款, title=HK.PL.HASE0001.HANDYCASHPERSONALINSTALMENTLOAN, features={title=Features, pros=[MoneyHero 獨家優惠 - 高達HK$1,000現金回贈
   	由2023年8月25日至2023年10月24日期間，成功以優惠編號「HV3C」申請及提取貸款達HK$100,000或以上並選擇24個月或以上還款期，專享HK$1,000現金回贈
 	現金回贈將於存入合資格客戶的恒生銀行賬戶
 
, 高達HK$6,000現金回贈
  由2023年8月25日至2023年10月24日期間，成功申請並提取「易得錢」私人分期貸款，可享以下優惠：
   	經網上申請，專享高達HK$6,000現金回贈
 
   	 		 			提取之貸款金額  			還款期  			現金回贈  			還款期  			現金回贈  		
 		 			HK$1,500,000 或 以上  			24-30 個月  			HK$500  			36 個月或以上  			HK$6,000  		
 		 			HK$1,000,000 至 HK$1,499,999  			24-30 個月  			HK$500  			36 個月或以上  			HK$2,500  		
 		 			HK$500,000 至 HK$999,999  			24-30 個月  			HK$500  			36 個月或以上  			HK$2,000  		
 		 			HK$200,000 至 HK$499,999  			24-30 個月  			HK$500  			36 個月或以上  			HK$1,500  		
 		 			HK$100,000 至 HK$199,999  			24-30 個月  			HK$300  			36 個月或以上  			HK$800  		
 		 			HK$50,000 至 HK$99,999  			24-30 個月  			HK$300  			36 個月或以上  			HK$800  		
 	
 
   
, 產品特色
  每月平息低至0.08%（實際年利率低至1.85%）及0%手續費
 貸款額高達HK$3,000,000或月薪24倍（以較低者為準），還款期長達60個月
 可申請循環提用已償還之本金，毋須提交任何文件
 
], cons=[注意事項
  實際年利率低至1.85%、每月平息低至0.08%：  以貸款額HK$1,500,000或以上、每月平息0.08%，及還款期24個月計算，實際年利率為1.85%，並已包括0%手續費
 若客戶之貸款申請未能符合信貸評分審批要求，恒生銀行有限公司仍會按個別情況批核貸款予客戶，惟息率可能有所調整。有關詳情，請向恒生職員查詢。貸款獲正式批核後，恒生會通知客戶有關調整後之息率
 
 
  所有實際年利率乃  依據銀行營運守則所設定之淨現值計算方法計算；
 是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)
 
 
 高達HK$7,000現金回贈  將於2023年12月31日或之前存入合資格客戶之還款戶口內而不作另行通知；
 客戶須於獲得回贈前沒有任何逾期還款紀錄，並沒有提早清還有關分期貸款，方可獲享有關回贈
 如客戶於獲得回贈後提早清還分期貸款，客戶須於清還或取消有關貸款時一併退還全數回贈金額予恒生
 每位合資格客戶於優惠期間只可享每個優惠一次
 優惠不可與其他推廣優惠同時使用
 
 適用之實際年利率由1.85%－36.00%，而還款期為6至60個月。恒生銀行保留批核貸款申請之權利。
 貸款金額最少為HK$5,000。
 受條款及細則約束，詳情請瀏覽恒生銀行網頁。
 恒生保留權利視乎個別情況要求申請人提供額外文件
 借定唔借？還得到先好借！
 
, MoneyHero努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入，所有金融產品和服務均以他們作準，請參閱相關金融機構的網站為產品資訊的最更新版本]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=60000, description={shortDescription=HK$60,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 手機上載文件
2. 隨時查詢批核情況
3. 發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證

2. 薪金證明：固定收入人仕請附最近1個月顯示薪金之銀行月結單或存摺(如過去一個月透過恒生自動轉賬支薪，可獲豁免提供入息證明) ；
而非固定收入人仕請附最近兩個月顯示薪金之銀行月結單或存摺

3. 現時住址證明，例如：水、電費單、銀行月結單等

4. 其他有需要的證明文件}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=6, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=10.71, eir=null, interestRate=0.5, fees=[], transferRate=null}, {loanTenureMin=7, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=11.46, eir=null, interestRate=0.5, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=11.66, eir=null, interestRate=0.5, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=11.71, eir=null, interestRate=0.5, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=30, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=11.7, eir=null, interestRate=0.5, fees=[], transferRate=null}, {loanTenureMin=31, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=11.66, 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恒生「易得錢」私人分期貸款最高貸款額及還款期

恒生「易得錢」私人分期貸款的貸款額高達HK$300萬或月薪24倍（以較低者為準），還款期高達60個月。

恒生「易得錢」私人分期貸款申請資格及所需文件

申請恒生「易得錢」私人分期貸款的最低年齡要求為18歲，最低年薪要求HK$6萬。

申請時須提供香港永久性居民身份證、現時住址證明（如水、電費單、銀行月結單等）、薪金證明（固定收入人士提供最近一個月薪金證明；非固定收入人士則提供最近兩個月薪金證明）。如過去一個月透過恒生自動轉賬支薪，可獲豁免提供入息證明。

恒生「易得錢」私人分期貸款貸款用途

恒生「易得錢」私人分期貸款對貸款不限用途，滿足客戶不同需要，例如個人現金周轉、進修、結婚等，甚至旅遊亦可。

恒生「易得錢」私人分期貸款還款方式

恒生會從借貸人指定的銀行戶口設立自動轉賬服務直接收取每月還款金額作為還款用途。

請輸入以下資料

貸款額 (HKD)

100,000 1,000,000

還款期

月

利率最高20%

最高20%

0 20

每月還款額低至

此工具僅為試算，非實際金額（詳見下方*）

N/A

總還款額 N/A

總利息 N/A

噢！沒有相關搜尋結果

請修改或重設篩選項目

Citi 特快現金貸款 (適合稅季)

總還款額低至

N/A

每月還款額低至

N/A

最低實質年利率

N/A

更多資訊

隱藏資訊

產品特色申請資格

Debug data (JSON)

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 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
 每位合資格客戶於推廣期內只可享獎賞1次
 「即日批核，現金即日到手」只適用於每個工作天（星期一至五）上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
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 借定唔借？還得到先好借！
 
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   \t客戶須符合以下條件，可獲以下選一MoneyHero獨家優惠： \t \t\t2023年10月13日中午12時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶，
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 \t
 \t
 
   \t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t貸款額 MoneyHero獨家獎賞
HK$800,000 或 以上  \t\t\t \t\t\t\tGalaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380)；或
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 \t\t\t
HK$500,000 至 HK$799,999  \t\t\t \t\t\t\tSAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980)；或
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HK$300,000 至 HK$499,999  \t\t\t \t\t\t\tDyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP09 (價值HK$7,180)；或
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HK$200,000 至 HK$299,999  \t\t\t \t\t\t\tMarshall Woburn II (價值HK$4,999)；或
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HK$100,000 至 HK$199,999  \t\t\t \t\t\t\tBose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699)；或
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   \t所有獨家優惠均以顏色隨機形式發放
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有關全城最高獨家優惠保證，請參閱條款及細則 
","【Citi迎新優惠】高達HK$8,000現金券
 客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶，並於2023年11月14日或之前提取貸款，可獲高達HK$8,000現金券：
   \t \t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t
 \t\t\t貸款額 還款期長達24個月或以下 還款期長達24個月以上
花旗私人客戶/Citigold客戶/
 \t\t\tCiti ULTIMA卡
 \t\t\t之持有人 其他客戶 花旗私人客戶/Citigold客戶/
 \t\t\tCiti ULTIMA卡
 \t\t\t之持有人 其他客戶
HK$1,500,000 或 以上  \t\t\tHK$4,000
 \t\t\t  \t\t\tHK$2,000
 \t\t\t HK$8,000 HK$4,000
HK$800,000 至 HK$1,499,999  \t\t\tHK$2,500
 \t\t\t HK$1,500  \t\t\tHK$4,000
 \t\t\t HK$2,500
HK$400,000 至 HK$799,999  \t\t\tHK$1,500
 \t\t\t  \t\t\tHK$1,000
 \t\t\t  \t\t\tHK$2,000
 \t\t\t HK$1,500
HK$100,000 至 HK$399,999  \t\t\tHK$500
 \t\t\t  \t\t\tHK$400
 \t\t\t HK$700  \t\t\tHK$600
 \t\t\t
 
   \t現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
 \t如欲了解優惠詳情，請參閱條款及細則
 
","產品特色
  貸款即日批核，現金即日到手
 Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000，以較低者為準
 還款期長達60個月，HK$0手續費
 無隱藏條款
 
","為什麼貸款申請被拒？有什麼解決方法？立即了解提升貸款成功率！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"citi-speedy-cash"},"rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6}]},"id":"blte8027f8f956e8106_22_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"Citi 特快現金貸款 (適合稅季)","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt392128345295c541/6531fba348aba37ff08b30ba/20231011_[PL]_Citi_Oct_Campaign_D-PJ23_0703_Campaign-V03_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg"},"bannerText":"【10月31日截止】經MoneryHero申請，不論批核結果獨家送HK$600 Apple Store 禮品卡 / 超市現金券，成功提取私人貸款可尊享 Galaxy Book3 Pro (14\", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 高達HK$11,000 Apple Store 禮品卡 / 超市現金券；總獎賞高達HK$12,380 + HK$8,000 + HK$600 = HK$20,980
靈活還款期，無隱藏條款
貸款即日批核，現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情","countdown":{"date":{"endDate":"2021-07-30T10:00:00.000Z","startDate":"2021-07-28T04:00:00.000Z"},"displayProductPage":true,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"citibank","providerName":"花旗銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.CITI0002.SPEEDYCASH","totalRepayment":null}

Debug data (Print)


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width:100%"> 	<tbody> 		<tr> 			<td style="height:50px; text-align:left; width:17.8977%"><strong>貸款額</strong></td> 			<td style="height:50px; text-align:left; width:29.1193%"><strong>MoneyHero獨家獎賞</strong></td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$800,000 或 以上</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> 			<ul> 				<li>Galaxy Book3 Pro (14&quot;, i5, 16GB, Intel Xe Graphics) (價值HK$12,380)；或</li> 				<li>HK$11,000 Apple Store 禮品卡 / 超市現金券</li> 			</ul> 			</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$500,000 至 HK$799,999</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> 			<ul> 				<li>SAMSUNG 50&quot; Q60C LED 液晶體電視 (價值HK$8,980)；或</li> 				<li>HK$8,000 Apple Store 禮品卡 / 超市現金券</li> 			</ul> 			</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; text-align:left; width:17.8977%">HK$300,000 至 HK$499,999</td> 			<td style="border-top:1px solid #a9a9a9; text-align:left; width:29.1193%"> 			<ul> 				<li>Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP09 (價值HK$7,180)；或</li> 				<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> 			</ul> 			</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$200,000 至 HK$299,999</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> 			<ul> 				<li>Marshall Woburn II (價值HK$4,999)；或</li> 				<li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> 			</ul> 			</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$100,000 至 HK$199,999</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> 			<ul> 				<li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699)；或</li> 				<li>HK$3,000 Apple Store 禮品卡 / 超市現金券</li> 			</ul> 			</td> 		</tr> 		</tbody> </table>  <ul> 	<li>所有獨家優惠均以顏色隨機形式發放</li> 	<li>如欲了解優惠詳情，請參閱<a href="https://moneyhero.link/pl-citi-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li><li>有關全城最高獨家優惠保證，請參閱<a href="https://moneyhero.link/best-rebate-campaign-tnc" rel="noopener" target="_blank">條款及細則</a> </ul>, <p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶，並於2023年11月14日或之前提取貸款，可獲高達HK$8,000現金券：</p>  <table style="height:312px; width:100%"> 	<tbody> 		<tr> 			<td rowspan="2" style="height:18px; text-align:left; width:22.671%"><br /> 			<strong>貸款額</strong></td> 			<td colspan="2" style="height:18px; text-align:left; width:32.8785%"><strong>還款期長達24個月或以下</strong></td> 			<td colspan="2" style="height:18px; text-align:left; width:36.4992%"><strong>還款期長達24個月以上</strong></td> 		</tr> 		<tr> 			<td style="height:50px; text-align:left; width:16.7304%"><strong>花旗私人客戶/Citigold客戶/<br /> 			Citi ULTIMA卡<br /> 			之持有人</strong></td> 			<td style="height:50px; text-align:left; width:16.1481%"><strong>其他客戶</strong></td> 			<td style="height:50px; text-align:left; width:16.885%"><strong>花旗私人客戶/Citigold客戶/</strong><br /> 			<strong>Citi ULTIMA卡</strong><br /> 			<strong>之持有人</strong></td> 			<td style="height:50px; text-align:left; width:19.6142%"><strong>其他客戶</strong></td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$1,500,000 或 以上</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> 			<p>HK$4,000</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> 			<p>HK$2,000</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$8,000</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$4,000</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$800,000 至 HK$1,499,999</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> 			<p>HK$2,500</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%">HK$1,500</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%"> 			<p>HK$4,000</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$2,500</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%">HK$400,000 至 HK$799,999</td> 			<td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%"> 			<p>HK$1,500</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%"> 			<p>HK$1,000</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%"> 			<p>HK$2,000</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%">HK$1,500</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$100,000 至 HK$399,999</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> 			<p>HK$500</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> 			<p>HK$400</p> 			</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$700</td> 			<td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%"> 			<p>HK$600</p> 			</td> 		</tr> 	</tbody> </table>  <ul> 	<li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> 	<li>如欲了解優惠詳情，請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt6331d650da620f8b/651542aea0bdc01d8c6f13a6/2023_Q3_PIL_TnC_(Offer_Extension_to_Oct_31)_Sep23_v1_(1)_(1).pdf" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核，現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000，以較低者為準</li> <li>還款期長達60個月，HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒？有什麼解決方法？立即了解提升貸款成功率！</span></em><br />MoneyHero貸款專家：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞： <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上； Citigold客戶則需保持户口結餘達HK$1,500,000或以上； 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核，現金即日到手」只適用於每個工作天（星期一至五）上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%，貸款額HK$1,500,000及還款期12個月計算；實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借？還得到先好借！</li> </ul>]}, functional={metaData={alias=citi-speedy-cash}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blte8027f8f956e8106_22_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=Citi 特快現金貸款 (適合稅季), promotional={bannerText=<strong>【10月31日截止】經MoneryHero申請，不論批核結果獨家送HK$600 Apple Store 禮品卡 / 超市現金券，成功提取私人貸款可尊享 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 高達HK$11,000 Apple Store 禮品卡 / 超市現金券；總獎賞高達HK$12,380 + HK$8,000 + HK$600 = HK$20,980</strong></p><ul><li>靈活還款期，無隱藏條款</li><li>貸款即日批核，現金即日到手</li></ul><p></p><span><strong>🥇【全城最高優惠保證】</strong>保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！<a href="https://www.moneyhero.com.hk/zh/campaign/pl-best-price?utm_source=CitiRPlisting&utm_medium=referral&utm_campaign=PLBestPrice" target="_self">即睇詳情</a></span>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt392128345295c541/6531fba348aba37ff08b30ba/20231011_[PL]_Citi_Oct_Campaign_D-PJ23_0703_Campaign-V03_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, provider={alias=citibank, providerName=花旗銀行}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.CITI0002.SPEEDYCASH, totalRepayment=null})

Debug data (Raw)


    {__typename=PersonalLoan, id=blte8027f8f956e8106_22_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月31日截止】經MoneryHero申請，不論批核結果獨家送HK$600 Apple Store 禮品卡 / 超市現金券，成功提取私人貸款可尊享 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 高達HK$11,000 Apple Store 禮品卡 / 超市現金券；總獎賞高達HK$12,380 + HK$8,000 + HK$600 = HK$20,980
靈活還款期，無隱藏條款
貸款即日批核，現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt392128345295c541/6531fba348aba37ff08b30ba/20231011_[PL]_Citi_Oct_Campaign_D-PJ23_0703_Campaign-V03_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-speedy-cash}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[實際年利率低至1.78%，以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率，以實際批核結果為準]}, productName=Citi 特快現金貸款 (適合稅季), title=HK.PL.CITI0002.SPEEDYCASH, features={title=Features, pros=[【MoneyHero獨家優惠】限時額外HK$600 Apple Store禮品卡 / 惠康現金券
   	限時優惠：2023年10月3日下午6時至10月31日下午6時，成功經MoneyHero申請，並於10月31日或之前向銀行交齊所有文件，不論貸款額及是否獲批核，可享HK$600 Apple Store禮品卡 / 惠康現金券
 	如欲了解優惠詳情，請參閱條款及細則
 
, 【MoneyHero獨家優惠】
   	客戶須符合以下條件，可獲以下選一MoneyHero獨家優惠： 	 		2023年10月13日中午12時至2023年10月31日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶，
 		選擇還款期為12個月或以上，並於1個月內提取貸款
 	
 	
 
   	 		 			貸款額  			MoneyHero獨家獎賞  		
 		 			HK$800,000 或 以上  			 			 				Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380)；或
 				HK$11,000 Apple Store 禮品卡 / 超市現金券
 			
 			  		
 		 			HK$500,000 至 HK$799,999  			 			 				SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980)；或
 				HK$8,000 Apple Store 禮品卡 / 超市現金券
 			
 			  		
 		 			HK$300,000 至 HK$499,999  			 			 				Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP09 (價值HK$7,180)；或
 				HK$7,000 Apple Store 禮品卡 / 超市現金券
 			
 			  		
 		 			HK$200,000 至 HK$299,999  			 			 				Marshall Woburn II (價值HK$4,999)；或
 				HK$5,000 Apple Store 禮品卡 / 超市現金券
 			
 			  		
 		 			HK$100,000 至 HK$199,999  			 			 				Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699)；或
 				HK$3,000 Apple Store 禮品卡 / 超市現金券
 			
 			  		
 		
 
   	所有獨家優惠均以顏色隨機形式發放
 	如欲了解優惠詳情，請參閱條款及細則
有關全城最高獨家優惠保證，請參閱條款及細則 
, 【Citi迎新優惠】高達HK$8,000現金券
 客戶須於2023年7月1日至2023年10月31日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶，並於2023年11月14日或之前提取貸款，可獲高達HK$8,000現金券：
   	 		 			
 			貸款額  			還款期長達24個月或以下  			還款期長達24個月以上  		
 		 			花旗私人客戶/Citigold客戶/
 			Citi ULTIMA卡
 			之持有人  			其他客戶  			花旗私人客戶/Citigold客戶/
 			Citi ULTIMA卡
 			之持有人  			其他客戶  		
 		 			HK$1,500,000 或 以上  			 			HK$4,000
 			  			 			HK$2,000
 			  			HK$8,000  			HK$4,000  		
 		 			HK$800,000 至 HK$1,499,999  			 			HK$2,500
 			  			HK$1,500  			 			HK$4,000
 			  			HK$2,500  		
 		 			HK$400,000 至 HK$799,999  			 			HK$1,500
 			  			 			HK$1,000
 			  			 			HK$2,000
 			  			HK$1,500  		
 		 			HK$100,000 至 HK$399,999  			 			HK$500
 			  			 			HK$400
 			  			HK$700  			 			HK$600
 			  		
 	
 
   	現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
 	如欲了解優惠詳情，請參閱條款及細則
 
, 產品特色
  貸款即日批核，現金即日到手
 Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000，以較低者為準
 還款期長達60個月，HK$0手續費
 無隱藏條款
 
, 為什麼貸款申請被拒？有什麼解決方法？立即了解提升貸款成功率！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾], cons=[注意事項
  Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞：  花旗私人客戶需保持户口結餘達HK$8,000,000或以上； Citigold客戶則需保持户口結餘達HK$1,500,000或以上； 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
 
 
 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
 每位合資格客戶於推廣期內只可享獎賞1次
 「即日批核，現金即日到手」只適用於每個工作天（星期一至五）上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
 實際年利率1.78%以月平息0.08%，貸款額HK$1,500,000及還款期12個月計算；實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。
 借定唔借？還得到先好借！
 
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算：實際年利率是=月平息 x 12個月　x　1.9 （不變系數）
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費。此實際年利率並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定，介乎2%至59%。以下為借貸成本的參考例子：假如你借取一筆HK$200,000的貸款，還款期為12個月，實際年利率為7.02%，每月平息0.31%，那每月還款額應為HK$17,287，而總還款額則為HK$207,444。

貸款額	MoneyHero獨家獎賞
HK$800,000 或以上	\t\t\t \t\t\t\t Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380)；或 \t\t\t\t HK$11,000 Apple Store 禮品卡 / 超市現金券 \t\t\t \t\t\t
HK$500,000 至 HK$799,999	\t\t\t \t\t\t\t SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980)；或 \t\t\t\t HK$8,000 Apple Store 禮品卡 / 超市現金券 \t\t\t \t\t\t
HK$300,000 至 HK$499,999	\t\t\t \t\t\t\t Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP09 (價值HK$7,180)；或 \t\t\t\t HK$7,000 Apple Store 禮品卡 / 超市現金券 \t\t\t \t\t\t
HK$200,000 至 HK$299,999	\t\t\t \t\t\t\t Marshall Woburn II (價值HK$4,999)；或 \t\t\t\t HK$5,000 Apple Store 禮品卡 / 超市現金券 \t\t\t \t\t\t
HK$100,000 至 HK$199,999	\t\t\t \t\t\t\t Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699)；或 \t\t\t\t HK$3,000 Apple Store 禮品卡 / 超市現金券 \t\t\t \t\t\t

\t\t\t貸款額	還款期長達24個月或以下	還款期長達24個月以上
花旗私人客戶/Citigold客戶/ \t\t\tCiti ULTIMA卡 \t\t\t之持有人	其他客戶	花旗私人客戶/Citigold客戶/ \t\t\tCiti ULTIMA卡 \t\t\t之持有人	其他客戶
HK$1,500,000 或以上	\t\t\t HK$4,000 \t\t\t	\t\t\t HK$2,000 \t\t\t	HK$8,000	HK$4,000
HK$800,000 至 HK$1,499,999	\t\t\t HK$2,500 \t\t\t	HK$1,500	\t\t\t HK$4,000 \t\t\t	HK$2,500
HK$400,000 至 HK$799,999	\t\t\t HK$1,500 \t\t\t	\t\t\t HK$1,000 \t\t\t	\t\t\t HK$2,000 \t\t\t	HK$1,500
HK$100,000 至 HK$399,999	\t\t\t HK$500 \t\t\t	\t\t\t HK$400 \t\t\t	HK$700	\t\t\t HK$600 \t\t\t

恒生「易得錢」私人分期貸款：低利息、0%手續費、即日批核

恒生「易得錢」私人分期貸款

恒生「易得錢」私人分期貸款

最低實際年利率

最高貸款額

手續費

獎賞

恒生「易得錢」私人分期貸款特色

年利率低

還款期長達60個月

循環提用計劃

申請過程相對嚴謹

恒生「易得錢」私人分期貸款最高貸款額及還款期

恒生「易得錢」私人分期貸款申請資格及所需文件

恒生「易得錢」私人分期貸款貸款用途

恒生「易得錢」私人分期貸款還款方式

Citi 特快現金貸款 (適合稅季)

總還款額低至

每月還款額低至

最低實質年利率

恒生「易得錢」私人分期貸款常見問題

恒生「易得錢」私人分期貸款的申請步驟是什麼？

恒生「易得錢」私人分期貸款的收費如何？

恒生「易得錢」私人分期貸款可以提早還款嗎？

提取之貸款金額	還款期	現金回贈	還款期	現金回贈
HK$1,500,000 或以上	24-30 個月	HK$500	36 個月或以上	HK$6,000
HK$1,000,000 至 HK$1,499,999	24-30 個月	HK$500	36 個月或以上	HK$2,500
HK$500,000 至 HK$999,999	24-30 個月	HK$500	36 個月或以上	HK$2,000
HK$200,000 至 HK$499,999	24-30 個月	HK$500	36 個月或以上	HK$1,500
HK$100,000 至 HK$199,999	24-30 個月	HK$300	36 個月或以上	HK$800
HK$50,000 至 HK$99,999	24-30 個月	HK$300	36 個月或以上	HK$800