Great for
Spending requirements | Welcome offer |
Spend over HK$6,000 or above within the first 60 calendar days from card issuance | New Customers $700 RewardCash | Existing Customers $200 RewardCash |
Year-round spending rewards totaling up to 4.4% RewardCash rebate (equivalent to HK$2.3 per air mile)
Enjoy up to 2.4% (basic 0.4% + an extra 2%) RewardCash rebate by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories (Promotional Period till 31 Dec 2020), i.e. earning up to $6 RewardCash for every HK$250 spent
Enjoy an extra 2% RewardCash rebate by registering for "Red Hot Online & Overseas Spending Rewards" to earn an extra 2% RewardCash rebate on eligible online and overseas transactions (Promotional Period till 31 Dec 2020), i.e. earning an extra $5 RewardCash for every HK$250 spent
You can earn RewardCash for online bill payment
Visa Platinum concierge services, including travel information and restaurant reservations
Visa Platinum Club provides exclusive hotel offers, car rental discounts, and more
First 2 years annual fee waiver
Need to know
The Welcome Offer Promotional Period starts now till 28 Feb 2021
The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 May 2020
Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 Oct 2020 among your six preferred spending categories of Dining, Entertainment, Home, Lifestyle, China Spending and Overseas Spending for the first HK$100,000 eligible spending
Cardholders could only enjoy the "Red Hot Online & Overseas Spending Rewards" by registering during the promotional period and conducting Eligible Transaction(s) with an Eligible Credit Card for a cumulative Net Spending Amount of HK$3,000 or above in each Phase during the Promotional Period. The total maximum amount of extra RewardCash on Eligible Transactions to be awarded to each Cardholder in each Phase is $300 RewardCash
To borrow or not to borrow? Borrow only if you can repay!