HSBC Visa Platinum Card
Last Updated: May 2023
$
150,000
Min. Annual Income
2.4
%
Local Spending - Cashback Rate
on local retail spending with "Red Hot Rewards of Your Choice" registration
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or 2.4% cash rebate (Basic Reward: 0.4% cash rebate)
4.4
%
Overseas Spending - Cashback Rate
on overseas spending with "Red Hot Online & Overseas Spending Rewards" registration
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or 4.4% cash reabte (Basic Rewards: 0.4% cash rebate)
Enjoy up to 6X MoneyBack points for purchases at PARKnSHOP, Watsons and FORTRESS. 8% off at PARKnSHOP & Watsons and 5% off at FORTRESS on Member Day by linking HSBC Visa Platinum Card in MoneyBack App
Annual Fee Waiver
Utilities Wallet Rebate
Octopus Reload Rebate
Great for
-
Welcome Offer
- Get a Welcome Gift of $800 RewardCash (for New Credit Card Customers) or $300 RewardCash (for Existing Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance
- Get an extra $200 RewardCash (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$30,000 and with a repayment period of 24 months or above to enjoy the offer
- Enjoy up to 6X MoneyBack points for purchases at PARKnSHOP, Watsons and FORTRESS by linking HSBC Visa Platinum Card in MoneyBack App
- Enjoy 8% off at PARKnSHOP & Watsons and 5% off at FORTRESS on Member DayEnjoy 8% off at PARKnSHOP & Watsons and 5% off at FORTRESS on Member Day by linking HSBC Visa Platinum Card in MoneyBack App
- Enjoy up to 4 times free delivery yearly at PARKnSHOP, Watsons and FORTRESS online stores by linking HSBC Visa Platinum Card in MoneyBack App
- Visa Platinum concierge services, including travel information and restaurant reservations
Visa Platinum Club provides exclusive hotel offers, car rental discounts, and more - First 2 years annual fee waiver
Need to know
- The Welcome Offer Promotional Period is from 1 March 2023 to 31 August 2023
- The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 September 2022
- Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 October 2022 among your six preferred spending categories of Dining, Overseas and Mainland China Spending, Health & Leisure, Home and Lifestyle for the first HK$100,000 eligible spending
- To borrow or not to borrow? Borrow only if you can repay!
Year-round rewards
Local Spending
2.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or 2.4% cash rebate (Basic Reward: 0.4% cash rebate)
Overseas Spending
4.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or 4.4% cash reabte (Basic Rewards: 0.4% cash rebate)
Online Shopping Spending (Overseas)
4.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or 4.4% cash reabte (Basic Rewards: 0.4% cash rebate)
Dining Spending
2.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or 2.4% cash rebate (Basic Reward: 0.4% cash rebate)
Eligibility
Minimum Age
18 years old
Min. Annual Income
HK$150,000
Fees
Annual fee
HK$1,800
Foreign Currency Transaction Fee
1.95%
Repayment
Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any) (the minimum amount of Minimum Payment is HK$50).
Late payment charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
36.43%
Cash Advance APR
37.75%
Interest Free Repayment Period
56 days
Show more
Other information
Credit card type
Visa Platinum
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