TODO
AEON UnionPay Credit Card
Last Updated: Oct 2021
No Requirement
Min. Annual Income
0.4 %
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback; for spending at AEON stores: 0.8% cashback
0.4 %
Overseas Spending - Cashback Rate
on overseas spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback; for spending at AEON stores: 0.8% cashback
Exclusive Offer
from MoneyHero
OFFER 1
HK$200 Supermarket Coupon
  • New and existing customers of AEON Credit Card who successfully apply for AEON UnionPay Credit Card via MoneyHero during the promotion period are entitled to HK$200 supermarket coupon.
  • Promotion Period: from now till 31 October 2021

Welcome Offers from AEON Credit Service (Asia)

OFFER 1
Up to HK$600 rebate
  • New customer is entitled to 3% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan within the first 60 days after the card approval and issuance
  • New customer applies for AEON UnionPay Credit Card through AEON website, and upon credit card spending within the first 60 days after the card approval and issuance, can enjoy extra HK$100 rebate
Free General Adult Admission e-ticket of Ocean Park upon registration and accumulated eligible spending of designated amount; Perpetual Annual Fee Waiver
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Annual Fee Waiver
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer - HK$200 supermarket coupon
    • New and existing customers of AEON Credit Card who successfully apply for AEON UnionPay Credit Card via MoneyHero can enjoy MoneyHero Exclusive Offer - HK$200 supermarket coupon!
    • How to redeem MoneyHero exclusive offer?
      • Within 7 days of card approval, send an email with (1) name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with AEON.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • If you have concerns regarding the redemption process, please refer to this article.
  • Up to HK$600 Rebate as Welcome Gift
    • From now till 10 November 2021, new customers who successfully apply for AEON UninoPay Credit Card are entitled to 3% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan, within the first 60 days after the card approval and issuance
    • Successfully apply via AEON website, and upon credit card spending within the first 60 days after the card approval and issuance, can enjoy extra HK$100 rebate
  • Free General Adult Admission e-ticket of Ocean Park
    • From 21 July to 10 November 2021, eligible AEON Credit Cardholder can redeem one General Adult Admission e-ticket of Ocean Park through “AEON HK Mobile App upon accumulated eligible spending of designated amount include credit purchase and cash advance with registered AEON Credit Card. Within the promotion period, cardmember can redeem e-ticket first and spend later! Each eligible AEON Credit Card can redeem max. 4 pcs of General Adult Admission e-ticket.
  • Settlement in Hong Kong Currencies
    • For credit purchase or cash advance transactions made in HK or Mainland China, all are calculated in Hong Kong currencies
  • AEON Shopping Offer
    • Every 10th of each month is AEON DAY, upon any credit purchase at all AEON Stores, you can enjoy both basic bonus points and extra 10X AEON bonus points
    • Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month).
    • Enjoy all year-round with the "AEON Member Price"
  • AEON Bonus Points Program
    • Every HK$1 spent on credit purchase entitled 1 bonus point. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.4% rebate)
    • Every HK$1 on credit purchase or Interest-free Card Instalment Plan at AEON Stores entitled 2 bonus points. (25,000 bonus points can redeem HK$100 cash coupon, which equals to 0.8% rebate)
    • Points accrued can be used for redemption offered by AEON Bonus Point Program
  • Exemption of foreign transaction fees
    • $0 handling fee for the transaction in foreign currency, including overseas website
  • Free Home Content Protection
    • Any “Home Contents” & “Valuable Property” purchased anywhere in the world by credit card can enjoy 30 days comprehensive protection in your home
  • Perpetual Annual Fee Waiver

Need to know

  • Welcome offer is only applicable to new customer shall means applicant applies for the new AEON Credit Card has not held any valid designated AEON Credit Card in 12 months (including not yet activated credit card)
  • AEON online bill payment, Octopus Automatic Add Value Service, and e-Wallets fund transfer and value added service are not counted as eligible transactions for the welcome offer

Year-round rewards

CASH REBATE
Local Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback; for spending at AEON stores: 0.8% cashback
Overseas Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback; for spending at AEON stores: 0.8% cashback
Dining Spending
0.4%
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Octopus Top Up Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
Perpetual Annual Fee Waiver

Repayment

Minimum Payment
4% of credit purchase balance and cash advance balance or HK$100 each, whichever is higher
Late payment charge
HK$120 per month
Retail Purchase APR
31.59%
Cash Advance APR
43.53%
Interest Free Repayment Period
53 days

Other information

Credit card type
UnionPay

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