TODO
Blue Cash® Credit Card from American Express
Last Updated: May 2022
No Requirement
Min. Annual Income
1.2
%
Local Spending - Cashback Rate
Enjoy 1.2% cashback for all spending
1.2
%
Overseas Spending - Cashback Rate
Enjoy 1.2% cashback for all spending
Exclusive Offer
from MoneyHero
OFFER 1
HK$300 Cash Voucher or HK$300 Apple Store Gift Card
  • New Cardmembers of Blue Cash® Credit Card from American Express who apply for the card via MoneyHero are entitled to HK$300 Cash Voucher or HK$300 Apple Store Gift Card. 
  • The Card must be active when the voucher is sent. Otherwise, the offer will not be entitled. Within 7 days of card approval, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with American Express. 
  • Promotion Period: from now till 31 May 2022

Welcome Offers from American Express

OFFER 1
HK$200 cash back and HK$800 bonus cash back
  • For Basic Cardmembers who submit their Card applications online and all required valid documents within 7 working days from the date of application submission, Basic Cardmembers will receive HK$200 cash back.
  • For Basic Cardmembers who spend an aggregate of at least HK$6,000 on his or her Basic and Supplementary Cards within the first 3 months from the date of approval of the Basic Card, Basic Cardmember will receive HK$800 bonus cash back.
  • Terms and conditions apply. Basic Card must be approved within 45 days.
Questions you might have

":2,"2":"ensure="" that="" you="" have="" completed="" all="" the="" fields="" in="" application="" form;\nsend="" an="" e-mail="" attaching="" screen="" capture="" of="" reference="" number="" and="" approval="" letter="" card="" face="" (please="" cover="" your="" number)="" credit="" card^="" to="" coupon@moneyhero.com.hk="" within="" 30="" days="" after="" successful="" or="" personal="" loan="" via="" moneyhero.com.hk;\nonce="" received="" mentioned="" item="" (2),="" we="" will="" send="" which="" reward="" redemption="" form="" is="" attached="" therein.="" please="" complete="" 14="" once="" received.\n^="" refers="" sms="" for="" privacy)="" final="" approval\n\n="" \n\n---------------💡reminder---------------\n\n="" \n\nturn="" off="" adblocker="" private="" mode="" applications="" (never="" use="" incognito="" applications)\ndo="" not="" click="" any="" advertisements="" browse="" website="" when="" conducting="" applications,="" if="" not,="" concerned="" bank="" institutions="" may="" recognise="" from="" moneyhero.com.hk\nmoneyhero.com.hk="" be="" responsible="" delay="" fail="" due="" incorrect="" information.\nwe="" promise="" receive="" as="" long="" steps="" are="" properly="" completed.\nit="" take="" 3="" months="" yet="" actual="" time="" vary="" situation.\nif="" dispute="" arise,="" decision="" moneyhero.com.hk="" shall="" final.="" us="" at="" questions."}"="" data-sheets-userformat="{" 2":897,"3":{"1":0},"10":0,"11":4,"12":0}"="">Ensure that you have completed all the fields in the application form;
Send an e-mail with (1) name of the applied product, (2) application date, and (3) screen capture of approval SMS/email to support@moneyhero.com.hk within 7 days after successful approval of credit card or personal loan via MoneyHero;
Once received the e-mail mentioned in item (2), we will send an e-mail which Reward Redemption Form is attached therein. Please complete the form within 7 days once received.
^ Refers to SMS or credit card (please cover the card number for your privacy) of the final and successful approval

---------------💡Reminder---------------

Turn off AdBlocker and private mode for the applications (never use incognito mode for applications)
DO NOT click any advertisements or browse any website when conducting applications, if not, the concerned bank or institutions may not recognise the applications from MoneyHero
MoneyHero will not be responsible for any delay or fail redemption due to any incorrect information.
We promise that you will receive reward as long as all steps are properly completed.
It may take 3 months from applications to redemption yet the actual time may vary due to the situation.
If any dispute arises, the decision of MoneyHero and the concerned institutions shall be final. Please e-mail us at support@moneyhero.com.hk if you have any questions.

":2,"2":"for="" exclusive="" offer="" from="" moneyhero.com.hk,="" current="" customers="" are="" unfortunately="" not="" eligible="" to="" enjoy.="" for="" welcome="" banks="" or="" institutions,="" various="" terms="" and="" conditions="" apply,="" subject="" different="" institutions.="" you="" may="" refer="" the="" following:\n\namerican="" express="" \nwelcome="" offers="" do="" apply="" on="" customers.="" their="" only="" applicants="" who="" have="" held="" cancelled="" american="" credit="" cards="" in="" past="" 12="" months.\n\ncitibank="" citibank="" months.\n\ndbs="" \ncurrent="" new="" offer.="" card="" holders="" months.="" more="" details="" of="" offer,="" please="" click="" here.\n\nprimecredit="" primecredit="" 6="" months.\n\ncitic="" citic="" months.\n\nhsbc="" here.="" \n\nbea="" bea="" months.\n\n"}"="" data-sheets-userformat="{" 2":513,"3":{"1":0},"12":0}"="">For exclusive offer from MoneyHero, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express

Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank

Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS

Current and new customers are eligible for welcome offers. New customers refer to cardholders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offers, please click here.

PrimeCredit

Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC

Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC

Current and new customers are eligible for welcome offers. For more details of welcome offers, please click here.

BEA

Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled BEA credit cards in the past 6 months.

The time for each bank to distribute the welcome offer is different. Generally, it will be distributed within 3 months after the Spending Period.

Regarding the cash coupons, costumers can get them once the card application is approved. However, some welcome offers of high value like 10 points, 5% to 7% cash rebate or 100,000 miles have time limit and spending requirements. The most common requirement is that the card holders have to spend certain amount of money within 2 to 3 months.

For virtual rewards like air miles, cash rebates and points, the rewards will be automatically credited to your credit card accounts upon meeting the relevant spending condition. For cash coupon or voucher, it will be mailed to your correspondence address after meeting the fulfilling condition. If your welcome offer is a solid gift like a luggage, a fulfillment letter / redemption letter is what you will receive my mail, and you will need to redeem the gift with the letter in specific venues.

HK$200 cash back and HK$800 bonus cash back; First-year annual fee waiver
Cash back automatically credited to qualifying Account
Utilities Wallet Rebate
Annual Fee Waiver

Great for

  • MoneyHero Time-limited Offer - HK$300 Cash Voucher or HK$300 Apple Store Gift Card

    • New Blue Cash® Credit Card from American Express Cardmembers who successfully apply for Blue Cash® Credit Card from American Express via MoneyHero are entitled to HK$300 Cash Voucher or HK$300 Apple Store Gift Card.
    • Tips:
  • Welcome Offer worth up to HK$1,000 Cash Back

    Requirements Welcome Offers
    From now till 31 May 2022:  
    Upon card approval HK$200 cash back
    Upon HK$6,000 spent in the first 3-month of Cardmembership HK$800 bonus cash back

     

  • Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round
    • Cash back will be automatically credited to qualifying Account every month
  • Interest-free instalment program
    • Enjoy greater flexibility when making big purchases at selected merchants with interest-free instalment program
  • Year-Round Benefits
    • 20% savings on all 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit
    • Free upgrade on handcrafted beverage at Pacific Coffee
  • American Express Blue Cash Credit Card has no minimum annual income requirement. It is also applicable to university students
  • Protection
    • Online Fraud Protection Guarantee: Shop online with your Card and you won't be held responsible for any fraudulent charge
    • 45 Days Cover: Protect purchases against accident damage or theft for up to 45 days after the date of purchase
    • Global Assist: Free legal and medical referrals 24 hours a day, 365 days a year
  • First-year annual fee waiver for all applicants
    • Annual card fee is HK$980. Spend HK$25,000 annually and your annual card fee will be waived for the following year.

Need to know

  • Existing Blue Cash Credit Card from American Express Cardmembers and applicants who have held Blue Cash Credit Card from American Express (Basic card) at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer and the First Year Annual Fee Waiver.
    • Gift eligibility is based on the application date of the approved application, but not approval date. If applicants who apply for both Explorer Credit Card and Blue Cash Credit Card at same date, are preferred to activate cards after both two cards are successfully approved. Please note normally The 2nd card application will be taken around 7 days for approval upon the 1st card application is approved.
  • Card features and year-round offers Terms and Conditions apply.

Year-round rewards

CASH REBATE
Local Spending
1.2%
Enjoy 1.2% cashback for all spending
Overseas Spending
1.2%
Enjoy 1.2% cashback for all spending
Online Shopping Spending (Overseas)
1.2%
Enjoy 1.2% cashback for all spending
Online Shopping Spending (Local)
1.2%
Enjoy 1.2% cashback for all spending
Dining Spending
1.2%
Enjoy 1.2% cashback for all spending

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
HK$980
Foreign Currency Transaction Fee
2%

Repayment

Minimum Payment
The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
Late payment charge
5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$300. However, the Late Payment Fee will not exceed the minimum payment due.)
Retail Purchase APR
37.67%
Cash Advance APR
39.87%

Other information

Credit card type
American Express

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